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Kotak Mahindra Bank
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Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Kotak Mahindra Bank

0 - 5 years

3 Lacs

jaipur

Posted:-1 days ago| Platform:

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Skills Required

training usage credit appraisal relationship banking asset management monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Role

Credit Appraisal

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire Increase in volume of business

Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

Analyze the NPA trend like area, industry, sector etc.

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

Ensure qualitative portfolio

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Kotak Mahindra Bank

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Mumbai Maharashtra

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Credit Manager-RELATIONSHIP BANKING GROUP-Credit