Sumitomo Mitsui Banking Corporation Job Responsibilities Update funding templates/sheets for loan/trade transactions upon execution of underlying facility agreements. Seek inter-branch funding and execute deals with SMBC treasury counterparts for financing and rollover of underlying customer loan/trade transactions and Branch funding requirements. Execute FX conversions for meeting branch requirements. Assist senior team members with their deal execution. Input deals executed into SMBC systems. Support on MIS preparation, deal pipeline management, internal and external pitch books/presentations and KYC activities of the team. Coordination with Business, SMBC treasury counterparts, Back office, Trade Operations to ensure smooth deal execution. Ancillary activities as per team/Branch requirements. Additional items related to the above task or as designated by the team head & GIFT City branch head from time to time. Ensure compliance with regulatory as well as internal (SMBC HO) guidelines at all times. Others (a) Knowledge: Good understanding of foreign currency loan market. (b) Skills: Ability to multitask and support on various team activities. (c) Experience: Relevant experience as per job responsibilities outlined above. (d) Qualifications: Full time graduation from a reputed university and preferably MBA/CA. Certification: CFA / FRM would be an added advantage.

Sumitomo Mitsui Banking Corporation Monitoring of KYC document for new and existing account. To check and confirm for Documents related to A/C opening & A/C Closing and A/C details modifications requests To process Inward and Outward Clearing & returns. To Perform Cash Teller operations. Submission of regulatory reportings. Issuance of Demand Draft. Processing of NACH transaction. Keeping & maintaining registers related to assigned work area. Issuance/ cancellation of DD. Onboarding the client for CMS and processing of transactions Keeping & maintaining registers related to assigned work area Updation of volume tracker To process all operations related to Fixed Deposits issuance/renewal and EFDR Bank Guarantee printing and issuance. Processing of INR remittance. Chennai Branch Operations UAT and system enhancements Other work allocated by the management Knowledge- Knowledge of RBI guidelines on KYC requirement for account opening. Processing of CTS Inward/Outward Clearing. Processing of Fixed Deposit transactions Process account opening and maintenance. Processing of Cash teller transactions Experience - Minimum 1-3 years of relevant experience Qualifications - Bachelors/Masters

Sumitomo Mitsui Banking Corporation Drafting and standardizing the loan documents/legal documents for the Bank, including ECBs, Project finance, Structured finance. Vetting of non-standard loan documents//legal documents for the Bank. Negotiate the legal terms with the Customers/Borrowers. Reviewing execution of the loan documents. Drafting and vetting of transactional agreement such as ESCROW Agreement, TRAs, cash management products etc. Reviewing and Negotiating NDAs, NOCs and other banking related documents, agreements and letters. Vetting text of Bank Guarantees, Counter Guarantee, Letter of Credit and Stand by Letter of Credit at the time of issue. Assisting in interpretation of revocation letter/claim letter received from the beneficiary Inputs & sign off in New Product roll outs from Legal perspective. Drafting and Vetting of Vendor agreement for Information Technology Department, Human Resource Department, General Affairs Department, Finance Department etc. Drafting and Vetting of Lease Deeds, Leave and License Agreements, letter of Intent, Premises Handover letters, Lease Termination letter etc. for branch premises as well as for Expatriate staff. Examination of Title Search Document (property related title documents of owner). Drafting and Vetting of Vehicle lease for bank staff. Any other work assigned by Department Head and Management. Special Skills Required Good communication skills Good drafting and presentation skills. Good research skill and legal interpretation skills Should be able to provide end to end solution within reasonable time Good knowledge of banking products and wholesale banking agreements and contracts. Previous experience in financial sector/banks/FI/law firm Experience 3-5 years of experience in legal domain Qualification LLB from premier law school and previous experience with a bank, in legal dept. or a law firm

Sumitomo Mitsui Banking Corporation Conduct Surveillance: • Carry out surveillance and monitor employee communications across designated channels using surveillance tools and technologies. • Analyze communication content for potential violations of: • Insider trading regulations • Market manipulation • Anti-money laundering (AML) regulations • Anti-bribery and corruption (ABC) policies • Insider trading policies • Conflicts of interest • Other relevant regulatory and internal policies Alert Investigation: • Investigate alerts generated by the surveillance system and other sources. • Conduct in-depth analysis of suspicious activity, including reviewing relevant documentation, interviewing stakeholders, and gathering supporting evidence. • Escalate potential violations to appropriate internal departments (e.g., Legal, Compliance, Human Resources, Security). Reporting: • Prepare regular reports on surveillance activities, including key findings, trends, and metrics. • Generate reports for regulatory examinations and internal audits. • Maintain accurate records of all surveillance activities and investigations. System Administration: • Assist in the maintenance and configuration of surveillance systems and tools. • Conduct system testing and identify areas for improvement. • Stay abreast of technological advancements in surveillance and communication tools. Policy and Procedure Development: • Contribute to the development and maintenance of internal policies and procedures related to electronic communications surveillance. • Provide guidance and training to employees on communication policies and best practices. Regulatory Compliance: • Stay informed of relevant regulations and industry best practices related to electronic communications surveillance. • Ensure compliance with all applicable laws and regulations. Knowledge, Skills, Experience & Qualifications • Master’s degree in finance, Law, Compliance, or a related field. • 8-10 years of experience in financial services compliance, surveillance, or a related field. • Strong understanding of financial markets, regulations, and industry best practices. • Experience with electronic communication surveillance tools and technologies. • Excellent analytical and problem-solving skills. • Strong attention to detail and accuracy. • Excellent written and verbal communication skills. Ensure compliance with regulatory requirements and internal policies related to electronic communications within the Bank. The individual will carry out surveillance and monitor employee communications across various communication channels, including MS Teams, desk phones, emails, Blackberry Chat, Webex to identify potential misconduct, regulatory breaches, and other risks.

Sumitomo Mitsui Banking Corporation Issue Branch circulars for all the staff members highlighting the regulatory requirements, actionables, timelines etc. Keep a track and strict monitoring of all correspondences with the Regulators and ensure that responses to regulatory authorities are properly submitted within the stipulated period of time. Handle Inspection by Local Regulatory Authorities and coordinate with other departments for smooth completion of the inspection. Preparation of Annual Compliance Risk assessment & Compliance Action Plan and put up the same to Management. Carry out Compliance Self Review and compliance Testing in line with the approved Compliance Risk Assessment and Action Plan and put up the report with findings to the management in a timely manner. Conduct various Training (classroom training, Online training etc) to educate the branch staff on compliance issues followed with test assignments and track until completion. To arrange for Compliance Committee Meeting on bimonthly basis to discuss significant compliance matters in line with the HO guidelines Regular review of Policy and Procedure of Legal & Compliance Department to ensure that same is updated and amended with the approval of appropriate authority as and when there are changes in regulations/ guidelines. Maintain various MIS and prepare periodic reports in a timely manner. Monitor and manage various approved documents for quick retrieval. Execution and completion of tasks assigned by department Head, controlling office, Regulator etc. in a timely manner. Responsible for handling the KYC/AML related function of the Branch and assist /support LCO for overall Compliance Function in the Branch Investigation and closure of alerts with regard to transactions initiated in Customer accounts to detect and identify any Suspicious Transactions (if any) in SAS HP AML system at First/ Second Level. Review and investigate the alerts in Fircosoft System on real time basis so as to rule out any sanction hit on the transaction processed by the branch. Review and investigate the alerts in ACTIMIZE System which throws alerts post screening of Customer Data base of the branch against the changes in Sanctioned List. Keep the profile of the existing customers updated and make new profile for new customers Verification of KYC documents in line with the RBI/ HO guidelines for New Customer of the Branch and approve the same at first level. Periodic Review and record updates of KYC of existing customers of the branch as per the periodicity specified in KYC/AML Policy of the Branch in line with the extant guideline Key Competencies: Should have sound knowledge of Legal and Compliances applicable on foreign banks in India. Should have good oratory and written skills. Should be able to keep track with the external compliance updates and implementation to take care of. Strong in Microsoft Word/ Excel/ PowerPoint excel and presentation Education & Qualification: CA/ MBA/ LLB/ Bachelor/ Masters in related field. Working Experience: Should have 5+ years of experience in related field.

Sumitomo Mitsui Banking Corporation Trade Finance Digital Portals - Manage activities related to Program maintenance, end to end transaction execution, co-ordinate between external and internal stakeholders for all transactions conducted through digital portals by the Bank. Transactional support - co-ordinate with Client, sales team, operations, legal, compliance etc for smooth and efficient transaction execution. Preparing presentations, approval memos, notes, papers related to clients, transactions, business unit. Business & product Reporting, MIS preparation (incl internal co-ordination) related to business numbers, achievement and business promotion. Assist in business strategy through research & gathering market intelligence pertaining to Trade Finance business in India. Preparing reports, concept papers on new ideas and business initiatives. Support Product initiatives in driving product penetration, digitization initiatives, structing etc. Other adhoc activities Qualifiation & Experience:- Graduate with 2-3 years of experinec in Trade Finance Operation in Banking sector. Basic understanding of Trade finance and banking Good communication & articulation skills to deal with clients, vendors and internal stake holders Knowledge and hands on experience in MS Office (excel, PPt etc) Diligent, meticulous and must act with speed without compromising on quality. Able to independently & methodically drive results. Pro-active and go getter attitude.

Sumitomo Mitsui Banking Corporation Purpose of Job:- Manage day to day IT application and infrastructure support for south branches of India Provide the necessary support by troubleshooting any performance, system, application issue, working with vendors, system integrators, running and analysing reports. Ensure that all systems / applications are running on supported infrastructure, gets involved in patch management, addressing application vulnerability. Partner closely with IS (Information security) and ensure that that security aspects , vulnerabilities around application , infrastructure are addressed in timely fashion. Responsible for analysis, administration and support of VDI, thin clients, etc. Ensure strict adherence to RBI guidelines and other regulation applicable to IT application / infrastructure at the branch. He need to ensure timely updates and ensuring the fault is given the correct level of priority and attention. SLA needs to be met at all times and QoS needs to be ensured. Operate and Maintenance Server virtualization Operate and Manage file server. Through ITSM knowledge Job Responsibilites:- Providing End User and application support at SMBC India branches Operate and Maintenance Server virtualization Operate and Manage Microsoft Windows Server OS Implement, Operate and Manage Virtual Desktop Infrastructure on HCI Operate and Manage file server. Configuring TCP/IP, SMTP, DHCP and DNS server Management as per requirement Support issues related to desktops/corporate laptops/corporate mobiles VIP Support for all kinds of EUC/applications issues to SMBC India VIP users. Preparation, Installation, Decommissioning of all EUC assets Inventorying all the assets and maintain running asset register, duly approved as per the process. Daily systems monitoring :: Physical and virtual checklists to be maintained and duly approved Inventory management of hardware, software and application in the asset register with periodic reconciliation. Break Fix Support – for all the End User devices, vendor coordination Incident logging and tracking towards resolution Major Incident logging and coordination till closure Alert Monitoring for the infrastructure and corresponding incident logging Alert Monitoring for security alerts, incident logging and further action to isolate and close the alerts Cater to Incident/Service Request in a timely manner within SLA boundaries Creation and sharing of daily, weekly, fortnightly and monthly reports Knowledge of Antivirus/Anti-malware. Knowledge of drafting risk acceptance documents This role needs a thorough knowledge of Windows based AD managed infrastructure. The role needs a further thorough understanding VDI, vulnerability remediation and SCCM Banking Application understanding and payment system knowledge required Sharing knowledge with team colleagues Manage a number of scheduled tasks for customers, designed to ensure that the customers systems remain operational Resolve all the Vulnerabilities in a timely manner as per the vulnerability report received from SAG Knowledge, Skills, Experience & Qualifications Working Experience : 10+ years of IT application support and IT infrastructure experience Experience in the areas of IT application support, technical support, vulnerability management, patch management. Prior experience in application support and good understanding of IT infrastructure. Ability to work in an individual contributor capacity and influencing without authority across departmental boundaries. Additional Skill Required: Candidate should have a good level of Windows OS and Unix/Linux work experience. Candidate is expected to have a high level of experience with different hardware platforms including virtualized environments, solutions and products, and software technologies e.g. Middleware, Database, Webserver. Ability to collaborate with extended teams within the branch and across the region and HO IT and establish strong relationships. Ability to work with minimal amount of instruction and develop a wider understanding of IT objectives. Exposure to security operations and related activities. Qualification B.E. Technology/Computer Sciences , B.Sc or equivalent ITIL training/certification MS Windows certification (MCSE Server) preferred Unix/Linux certifications preferred Knowledge of O365 Familiar with working on Windows 10/11, Windows Server 2016/2019 based distributions (within a hosting environment). Thorough understanding of networking and WAN technology. Have solid experience in a helpdesk or technical support environment.

Sumitomo Mitsui Banking Corporation Autonomously lead and manage deal teams assigned to handle transactions’ full execution cycle, including: Review and preliminary assessment of new financing opportunities Deal structuring and preparation of term sheets Conduct of due diligence / financial modelling Assist execution team in running internal credit process including preparation or review of internal discussion papers, credit applications, Q&A etc Assist execution team in negotiating and reviewing loan documentations Coordinate KYC and internal ancillary processes Running internal grading and pricing simulations Preparation of deal memos for seeking internal management sign-off. All aspects of administration & execution of transactions until drawdown Engage in designing and establishing new product initiatives as needed Ensure and promote a disciplined approach to all internal compliance requirements and applicable local regulations Support other strategic initiatives and perform other tasks as required/defined from time to time Experience & Qualification: CA/MBA from tier 1 universities 5-8 years in execution of Structured Finance transactions Structured credit and private credit experience is a must Should have exposure to Structured Credit and Acquisition & Leverage Finance Strong Proficiency in financial modeling, presentations, and client interactions Knowledge of legal documentation (preferred) Good written and verbal communications skills Sumitomo Mitsui Banking Corporation’s Specialised Products Department, Asia (SPDA) team is looking to hire an AVP with 5-8 years’ experience who will be responsible for executing along with supporting origination of Real Estate, Structured Credit and Sponsor Financing transactions in India

Sumitomo Mitsui Banking Corporation 1. Establish business relationships with new clients to increase the Banks profit. 2. Achieve Banks profitability target including Assets/Liabilities/New Customers/Cross Sales target assigned to the team & individuals. 3. Deepen the business with existing customers by proactively scouting for additional business opportunities through increasing the sales of credit (fund based/non-fund based), international trade & liabilities business including cash flow business 4. Performing credit analysis / monitoring of new and existing clients. 5. Supervise preparation of credit applications / credit grading / self - assessment for assigned clients. 6. Liase and Build relationships with GRM’s and RRM’s based out of US, Europe, Singapore, HK. Closely coordinate with GRM teams on MNC Deals 7. Understand and maintain internal compliance requirements and upgrade regulation related knowledge in strict compliance with regulatory and internal policies. 8. Cross regional and Cross functional coordination. 9. Additional items related to the above designated by the Department Head from time to time. Experience & Qualification: CA or MBA with 10-15 years of corporate banking experience Minimum of 6+ years of relevant experience of managing global subsidiaries clients. Experience in credit application is must, trade related knowledge is preferred. Good negotiation Skills and decision-making abilities in ambiguous situation The incumbent will be responsible for the promotion of MNC business (US and European subsidiary accounts) in Maharashtra Area to acquire new relationships and to manage existing relationships. The role also involves working with product teams to promote various banking products to the customers

Sumitomo Mitsui Banking Corporation Key Responsibilities Incorporate data analytic routines into the design, testing and documentation of audit programs in internal audits. Establish relationships with data owners to gain understanding of available data resources, flow of information and ways in which information can be leveraged in the audit process. Develops and implement automated, reusable data analytics scripts on financial, operational and regulatory processes and perform data extraction, format, analysis and validation to identify internal control breakdown and non-compliances. Develop data analytics capability in Internal Audit by leveling up the skillset of the team members. Support the internal audit operational activities such as all MIS reporting requests from Internal Audit Management. Responsible to ensure timely and comprehensive completion of internal audit related regulatory compliance activities, such as to track and coordinate submission of audit materials to local regulators. Other ad-hoc planning team duties, which may be requested from Internal Audit Management. Requirements Recognized degree or professional qualifications in computer science, mathematics or financial engineering. Minimum of 3 to 6 years of relevant working experience/proficiency in data analytics in audit, financial risk management or technology functions, preferably in banking, financial institutions, technology or consulting firms. Tool Required: Power BI and Python Strong quantitative, analytical, data intuition and problem-solving skills, preferably with strong knowledge of data quality, analysis, extraction and loading from core banking, risk management and/or payment systems etc. Familiar with the RBI regulatory requirements specific to internal audit and data protection. Proficient in both spoken and written English. Good interpersonal and stakeholder management skills. Good team player as well as able to work independently. Meticulous, disciplined and self-motivated individual with the passion to pursue excellence.

Sumitomo Mitsui Banking Corporation Job Responsibilities Manage Escrow Account Service, Account bank role, TRA accounts Vetting of Escrow Agreement. Escrow Account Transaction monitoring. Co-ordination with multiple stakeholders to ensure timely completion of activity. Ensure compliance with regulatory requirements as well as Head Office guidelines. Other work allocated by the management from time to time (a)Knowledge- Minimum 8-10 years of relevant experience as per below: Escrow Agreement vetting Knowledge of various type of Escrows like TRA, RERA etc Escrow Account Opening and Monitoring. Allowing transactions as per budget, milestone etc. Knowledge of RBI guidelines on KYC requirement for account opening. Process account opening and maintenance. (b) Skills :- Knowledge of PowerPoint and excel (c) Experience - Minimum 7-10 years of relevant experience in Escrow accounts operation in Banks. (d) Qualifications - Bachelors/Masters Responsible for Managing/processing Escrow Account Service, Vetting of Escrow Agreement, Escrow Account Transaction monitoring,KYC and, A/C opening etc

Sumitomo Mitsui Banking Corporation The candidate is to expected to assume the following key responsibilities: Origination & Execution Identify and support origination of real estate financing opportunities with developers, investors, and corporates. Lead end-to-end execution of transactions including due diligence, financial modeling, credit analysis, and documentation. Undertake account related activities for the clients covered directly by Real Estate Financing team. Structuring & Credit Structure bespoke financing solutions including construction finance, lease rental discounting, and acquisition finance. Conduct client meetings, site visits, and preliminary assessments to evaluate project viability. Perform detailed credit analysis, financial modeling, and risk assessment of proposed transactions. Prepare and present credit proposals to internal committees, ensuring alignment with risk appetite and regulatory guidelines. Transaction Execution Manage end-to-end execution of transactions including due diligence, documentation, legal negotiations, and disbursement. Coordinate with internal teams (legal, compliance, risk, operations) and external advisors to ensure timely and smooth deal closure. Market & Client Management Build and maintain strong relationships with clients, industry stakeholders, and intermediaries. Monitor market trends, regulatory developments, and competitor activity to identify new opportunities. Portfolio Management Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers. Conduct annual renewals and ensure compliance with extant regulations. Identify early warning signals and recommend corrective actions to mitigate credit risk. Ensure compliance with internal policies, regulatory guidelines, and audit requirements. Work closely with risk, legal, and compliance teams to ensure robust portfolio health. Collaboration Collaborate with internal stakeholders including corporate banking RMs, treasury and structuring solutions team, credit department, planning department etc. Liaise with external stakeholders including law firms, valuers and Lender’s Engineer. Experience Required: MBA/CA/CFA or equivalent qualification in finance, economics, or related field. 8–12 years of experience in real estate financing, structured finance, or corporate banking. Strong understanding of real estate markets, asset classes, and regulatory frameworks. Proven track record in deal origination and execution. Excellent analytical, negotiation, and communication skills Hands-on experience in end-to-end execution of real estate lending and/or investments. Strong financial modeling and credit application / investment memo writing skills. Ability to effectively work under tight deadlines and manage projects independently. Ability to work well within a team with minimal supervision. Strong organizational skills and keen attention to detail. We are seeking a dynamic and experienced professional to join our Real Estate Financing Group (“REFG”) as Vice President. The ideal candidate will be responsible for originating, structuring, and executing real estate financing transactions across various asset classes including commercial, residential, hospitality, and industrial/logistics. This role requires strong market knowledge, credit acumen, and relationship management skills.

Sumitomo Mitsui Banking Corporation JOB RESPONSIBILITIES Preparation and control of Local and Head Office reporting with respect to ALM and Market Risk Conducting behavioral analysis & stress testing Knowledge of Valuation of All Traded Products (Plain Vanilla and Structured) Design and Monitor the risk limits in banking/ trading position of Treasury Design and Monitor VaR of traded products ALM meeting coordination and agenda preparation Periodical review and update of the policies and procedures Valuation of existing portfolios Providing support in system implementation Proper record keeping of treasury documentation Following compliance policies, internal rules and regulations Others as specified by Management / HOD /Supervisor Knowledge & Skills Should be able to prepare liquidity reports and interest rate risk reports as per RBI regulations Must possess skill of VBA macro coding Should have good analytical skills. Must have at least 7 years of working experience in the area of Market Risk Management Qualification should be CA/ MBA Mandatory to have: Certificate in Risk in Financial Services/FRM/PRM/CFA Conducting daily and periodical operations of Market Risk Management Department

Sumitomo Mitsui Banking Corporation Deal Support & Execution: Assist in evaluating new real estate financing opportunities, including site visits and client interactions. Support the preparation of credit proposals, financial models, and internal memos for approval. Coordinate due diligence processes involving legal, technical, and financial advisors. Credit & Risk Analysis: Conduct detailed credit assessments of borrowers and projects. Analyze project cash flows, market dynamics, and sponsor strength. Monitor compliance with internal credit and risk policies. Documentation & Compliance: Assist in drafting, reviewing and negotiating term sheets, loan agreements, and security documents. Ensure timely completion of documentation and compliance with regulatory and internal requirements. Portfolio Monitoring: Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers. Conduct annual renewals and ensure compliance with extant regulations. Identify early warning signals and recommend corrective actions to mitigate credit risk. Ensure compliance with internal policies, regulatory guidelines, and audit requirements. Work closely with risk, legal, and compliance teams to ensure robust portfolio health Market Research & Strategy: Conduct market research on real estate trends, pricing, and regulatory developments. Prepare internal presentations and pitch materials for client meetings. Stakeholder Coordination: Liaise with internal teams (legal, risk, operations, compliance) and external stakeholders (clients, consultants, legal counsel). Support senior team members in client relationship management and business development efforts. Expereince & Skills required: MBA/CA/CFA or equivalent qualification in finance, economics, or related field. 8–12 years of experience in real estate financing, structured finance, or corporate banking. Strong understanding of real estate markets, asset classes, and regulatory frameworks. Proven track record in deal origination and execution. Excellent analytical, negotiation, and communication skills.Hands-on experience in end-to-end execution of real estate lending and/or investments. Strong financial modeling and credit application / investment memo writing skills. Ability to effectively work under tight deadlines and manage projects independently. Ability to work well within a team with minimal supervision. Strong organizational skills and keen attention to detail. We are seeking a dynamic and experienced professional to join our Real Estate Financing Group (“REFG”) as Vice President. The ideal candidate will be responsible for originating, structuring, and executing real estate financing transactions across various asset classes including commercial, residential, hospitality, and industrial/logistics. This role requires strong market knowledge, credit acumen, and relationship management skills.

Sumitomo Mitsui Banking Corporation Job Responsibilities Submission of Regulatory Returns under supervision of reporting manager Risk Based Supervision (ad-hoc regulatory query management and periodic submissions) Support in MIS creation/betterment Managing day to day tasks e.g. reconciliation/day end reports, circulation of daily reports etc. Coordinating with other departments for data requirements Maintenance of MIS for NPE Budget Preparation of data for ad-hoc requirements from RBI Preparation of agenda of meetings for updates to Management such as NPE, CRAR, Key regulatory guidelines Knowledge sharing Audit Management Support in implementation of key regulatory frameworks Review existing processes, policies for refinement. Motivate, train, and develop staff within agreed policies and practices to maintain an effective workplace capable of meeting its objectives. Maintaining strong risk management culture (a) Knowledge (b) Skills (c) Experience (d) Qualifications Experience – Minimum 7-10 years in RBI Reporting/Accounting & Finance/Audit Management/dealing with RBI. Thorough awareness of key RBI Directions. Special Skills Required – CA/MBA/Graduate The role is aimed to independently and efficiently manage various tasks such as complex regulatory reporting (e.g., CRAR, LEF, DSB Returns, Statutory Returns, CRILC etc.), dealing with regulatory authorities (e.g. query management and submission under Risk Based Supervision), project management (e.g. CRAR automation, NPA project etc.). This position is also expected to have better coordination/networking with external stakeholders (RBI) and good communication and analytical skills to help internal stakeholder with key inputs and thereby supporting decision making. The profile involves recurring interaction with internal stakeholder and externally with the regulator, with priority to act not only as a team contributor but also in leading team, under the supervision of senior colleagues. The position is also expected to represent FAD in Mumbai Branch for smooth coordination with local staff, query management etc.

Sumitomo Mitsui Banking Corporation Job Responsibilities:- Financial Reporting Assist with audits/ external reviews Supervise and be responsible for preparation and submission of HO related reports. Tax compliance Help manage and mitigate overall tax risk for the Bank in India Assist with direct and indirect tax compliances with local regulators / head office including tax payments, filing of returns, assessments, handling tax notices etc Liaising with internal stakeholders and externally with Tax office, consultants etc Responsible for managing Tax compliances with focus on Transfer pricing Responsible for corporate tax and transfer pricing documentation/ submissions including handling litigations. Assist with Advance Pricing Agreement compliance, renewal, negotiations etc Handling of BEPS submissions/ implementation, liaison with Head office Tax team Handle Tax/ transfer pricing audits, assessments, etc Guide other members from team and other departments on queries related to Withholding Tax, Corporate Tax, Transfer Pricing and Advance Pricing Agreement related. Advise on efficient tax planning and on new products from a tax perspective. Indirect tax compliance Assist with monthly/ annual GST returns and related payments. Help liaise with Tax office for routine matters or litigations, as may be required Manage and maintain efficient support from external consultants Manage internal/ external queries on indirect taxes Others Build strong networking within banking fraternity and regulators Participate in strategic initiatives and lead bank level projects Appointments of Auditors in adherence with RBI guidelines and internal rules Manage effective relationship with Head office/ regional office counterparts Develop an overall view of Bank’s operations and participate in overall growth/ development of Bank in India. Knowledge sharing Motivate, train and develop staff Maintaining strong risk management culture (a) Knowledge –Indian tax laws and accounting principles (b) Skills – Strong Communication and analytical skills, excellent negotiation skills, project management and decision-making abilities Strong Interpersonal skills as dependency outside team for data. (c) Experience – 7+ years of experience, preferably in Banking/ Financial services, Foreign Banks or Big 4 Accounting firm, understanding of Bank Financial statements and products, experience of team handling and working in a cross-cultural environment, exposure to Direct taxation and international Transfer pricing. Qualifications - CA and/or higher equivalent qualification in Accounting / Taxation Purpose of the position Incumbent is expected to provide inputs and take actions considering overall long-term growth and future of SMBC India. Lead strategic initiatives, provide regular updates and inputs for management decision making Responsible for managing Tax compliances with expertise in the area of Transfer pricing Manage APA related compliances and negotiations, TP related queries, TP Audits, TP assessments and handling of business queries on new products/ transactions Manage Head office reporting Process betterments/refinements in the existing processes/ Knowledge sharing/ process backups. Effective resource management and staff development

Sumitomo Mitsui Banking Corporation Conduct continuous credit reviews of individual borrowers on an ongoing basis, to assess the appropriateness of risk ratings of Obligor Grade and classification of Borrower’s Category for the Bank’s credit assets booked in primary India branches and other Asia Pacific branches, ensuring adherence to internal grading policies. To participate as a team member (‘Person in charge’) for assigned On-site credit reviews/audits and / or Thematic review assignments. Focuses of these reviews/audits are to assess appropriateness of risk ratings of Obligor Grade assigned including Japanese regulatory credit classification, adequacy of credit underwriting quality including financial projections, and robustness of credit risk management and processes in line with internal policy requirements. Provide value-added recommendations to Business Units (BUs) based on potential issues identified in all credit reviews. Follow-up on open issues identified and conduct validation review on remediation actions taken by auditee, in accordance with IADAP recommendations and address BUs’ concerns accordingly. Continuously monitor and update IADAP and Indian branches management on regulatory changes or market conditions for new and emerging risks in India. Continuously review and propose improvement to IADAP’s review process to ensure adequacy and efficiency of the controls in place against market practice. Participate in department-wide initiatives and perform other duties as assigned by Department Head or Head of India Audit. Travel within India and APAC region, if required Requirements Bachelor’s degree in finance / accountancy / Banking, Business Studies / Administration / Management or equivalent is preferred. 5-7 years’ experience in the areas of credit risk analysis, credit approval, and / or credit review function. Audit experience would be an added advantage. Strong background in credit risk analysis, financial analysis / projections, and experienced with credit rating models for Large Corporate customers. Experience / knowledge in Structured Real Estate finance, Project Finance, Securitization, LBO, Banks / Non-Banks Financial Institutions, natural resources, Islamic Finance would be an added advantage. Experience in Microsoft Excel, Word, Access, and Powerpoint. Added advantage for knowledge / experience in Power BI, Power Apps, and programming applications Good writing and communication skills, with ability to identify and articulate issues / observations Strong interpersonal and stakeholder management skills Ability to work well in a team as well as contribute individually within stipulated timelines. As a member of Indian onshore team in IADAP, you will provide general credit assurance by examining the credit processes, the quality of credit risk evaluation and compliance of applicable policies, laws, and regulations (both Indian local and Japanese as home country of SMBC). Working papers also need to be circulated to the IADAP located in Singapore. The scope of credit reviews is primary in the exposure booked in Indian branches, but it covers all SMBC business units in the Asia Pacific region. Credit assets to be reviewed include (but not limited to) exposures to Corporates, Banks / Non-Banks Financial Institutions, Structured Real Estate finance, Project Finance, Securitization, and Leveraged Buyout (‘LBO’) as part of the third line of defence function. As Regional Credit Reviewer, IADAP would add value and improve the bank’s credit evaluation by bringing a disciplined approach to the effectiveness of risk management, control and governance processes. You may have to travel and work closely with IADAP members, the other Credit Review Departments or other credit departments.

Sumitomo Mitsui Banking Corporation Job Responsibilities 1) Preparation of sanction Letter and loan /security documents in line with approved terms 2) Checking of loan and security documents (Draft and Executed) 3) Tracking of pending documents and covenants 4) Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions. 5) Credit Risk Management- Provide support for overall credit risk management 6) Application of learning on day-to-day assignments for various products offering of the Bank. Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables. 7) Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System 8) Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes. 9) Credit Limit- Controlling overall Credit Limit process as per credit approval. 10) Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals. 11) Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same). 12) Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines. 13) Credit Monitoring (compliance) & Due Date Monitoring including overdue :Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up). 14) Limit Loading -Loading limits in Core Banking solution as per sanctioned terms . 15) Making effective usage of APTD learning platform- Proactively register and complete the courses offered. 16) MIS for portfolio Management, RBI and other internal & external reporting Provide strategic support for the purpose. 17) Monitoring after disbursement of limits- a) Monitoring Stock Statement (inventory & receivable statement) of borrowers availing working capital facilities on monthly basis b) Due Date monitoring of stock statement, insurance, loan documentation etc. 18) Outsourcing Vendors - Keeping record related to the vendor appointed. 19) Maintaining Collateral data in Core Banking Solution for all secured Borrowers 20) Monitoring of due End Use Certificate and Acknowledgment of Debt from all Borrowers and assisting Business Team in obtainment of same before due date. 21) Assisting Risk Control, Operations and other Internal teams by maintaining and sharing Database of all the limits uploaded, renewed & modified in Core Banking Solution 22) Basis approved Credit Terms , Loading of limits on various TREDS platforms viz. RXIL, M1 Xchange, Invoicemart etc. 23) Computation of Drawing Power (DP) and advising Limits in Core Banking Solution for DP backed Credit facilities basis Stock Statements submitted by the Borrowers 24) Preparation of exchange of information on quarterly basis Knowledge, Skills, Experience & Qualifications 1) The proposed candidate should have sound knowledge of companies act and loan documentation . 2) Knowledge of Microsoft excel is must. 3) Should have good communication skills 4) Should have good drafting skills 5) Chartered Accountant/Company Secretary/ MBA. LLB Qualification would be significant plus. 6) JAIIB/CAIIB. 7) Should have experience between 4-6 years in credit administration in Large Corporate from Banks. Purpose of the position Performing 1st Level check (maker) a) Checking Loan Documentation and security documents (Draft and executed). b) Registration of limits and Collateral in system post completion of documentation c) Tracking of pending documentation, covenants, Stock Statement Etc. d) Updation of Collateral in system e) Drawing Power calculation etc Preparation of various Internal reports /MIS for submission to internal stakeholders as well as External (RBI/ Statutory Auditors etc) Lodgment and filing of loan documents post limit loading

Sumitomo Mitsui Banking Corporation Job Responsibilities Preparation and checking of sanction Letter and loan /security documents in line with approved terms Checking of loan and security documents (Draft and Executed) Tracking of pending documents and covenants Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions. Credit Risk Management- Provide support for overall credit risk management Application of learning on day-to-day assignments for various products offering of the Bank. Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables. Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes. Credit Limit- Controlling overall Credit Limit process as per credit approval. Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals. Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same). Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines. Credit Monitoring (compliance) & Due Date Monitoring including overdue :Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up). Limit Loading -Loading limits in Core Banking solution as per sanctioned terms . Making effective usage of APTD learning platform- Proactively register and complete the courses offered. MIS for portfolio Management, RBI and other internal & external reporting Provide strategic support for the purpose. Monitoring after disbursement of limits- Monitoring Stock Statement (inventory & receivable statement) of borrowers availing working capital facilities on monthly basis Due Date monitoring of stock statement, insurance, loan documentation etc. Outsourcing Vendors - Keeping record related to the vendor appointed. Maintaining Collateral data in Core Banking Solution for all secured Borrowers Monitoring of due End Use Certificate and Acknowledgment of Debt from all Borrowers and assisting Business Team in obtainment of same before due date. Assisting Risk Control, Operations and other Internal teams by maintaining and sharing Database of all the limits uploaded, renewed & modified in Core Banking Solution Basis approved Credit Terms , Loading of limits on various TREDS platforms viz. RXIL, M1 Xchange, Invoicemart etc. Computation of Drawing Power (DP) and advising Limits in Core Banking Solution for DP backed Credit facilities basis Stock Statements submitted by the Borrowers Preparation of exchange of information on quarterly basis Knowledge, Skills, Experience & Qualifications The proposed candidate should have sound knowledge of companies act and loan documentation . Knowledge of Microsoft excel is must. Should have good communication skills Should have good drafting skills Chartered Accountant/Company Secretary/ MBA. LLB Qualification would be significant plus. JAIIB/CAIIB Should have experience between 12-15 years and 8-10 years in checker role. a) To prepare and check loan documentation in line with sanction terms and RBI Guidelines b) To load the limits once all conditions precedent are complied c) To track pending documentation and track covenant as per sanction terms and management approval. d) To calculate DP as per process and update the same in system. e) To guide and mentor the makers f) To suggest and implement best documentation practices. Preparation of various Internal reports /MIS for submission to internal stakeholders as well as External (RBI/ Statutory Auditors etc) Lodgment and filing of loan documents post limit loading