Job
Description
Sumitomo Mitsui Banking Corporation Deal Support & Execution: Assist in evaluating new real estate financing opportunities, including site visits and client interactions. Support the preparation of credit proposals, financial models, and internal memos for approval. Coordinate due diligence processes involving legal, technical, and financial advisors. Credit & Risk Analysis: Conduct detailed credit assessments of borrowers and projects. Analyze project cash flows, market dynamics, and sponsor strength. Monitor compliance with internal credit and risk policies. Documentation & Compliance: Assist in drafting, reviewing and negotiating term sheets, loan agreements, and security documents. Ensure timely completion of documentation and compliance with regulatory and internal requirements. Portfolio Monitoring: Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers. Conduct annual renewals and ensure compliance with extant regulations. Identify early warning signals and recommend corrective actions to mitigate credit risk. Ensure compliance with internal policies, regulatory guidelines, and audit requirements. Work closely with risk, legal, and compliance teams to ensure robust portfolio health Market Research & Strategy: Conduct market research on real estate trends, pricing, and regulatory developments. Prepare internal presentations and pitch materials for client meetings. Stakeholder Coordination: Liaise with internal teams (legal, risk, operations, compliance) and external stakeholders (clients, consultants, legal counsel). Support senior team members in client relationship management and business development efforts. Expereince & Skills required: MBA/CA/CFA or equivalent qualification in finance, economics, or related field. 8–12 years of experience in real estate financing, structured finance, or corporate banking. Strong understanding of real estate markets, asset classes, and regulatory frameworks. Proven track record in deal origination and execution. Excellent analytical, negotiation, and communication skills.Hands-on experience in end-to-end execution of real estate lending and/or investments. Strong financial modeling and credit application / investment memo writing skills. Ability to effectively work under tight deadlines and manage projects independently. Ability to work well within a team with minimal supervision. Strong organizational skills and keen attention to detail. We are seeking a dynamic and experienced professional to join our Real Estate Financing Group (“REFG”) as Vice President. The ideal candidate will be responsible for originating, structuring, and executing real estate financing transactions across various asset classes including commercial, residential, hospitality, and industrial/logistics. This role requires strong market knowledge, credit acumen, and relationship management skills.
