3015 Credit Appraisal Jobs - Page 21

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...

Verify loan applicant documents Conduct on-site visits for property / business assessments Ensure compliance with regulations and policies Compile detailed reports for decision-making Required Candidate profile Attention to detail and strong analytical skills Excellent communication and interpersonal skills Familiarity with loan processing and document verification

Role & responsibilities Job description Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History: Credit Analysts need to examine a client's financial transactions and Credit histor...

Key Responsibilities Process DOVR files and move them to ITPD/ITSC within 4 hours . Complete all loan files and move them to RHDFC stage within 3 working days . Review loan application forms for completeness and accuracy. Cross-check application details with supporting documents (KYC, income, property, bank statements). Calculate eligibility parameters ( IIR, FOIR, LCR ) and record observations. Verify proof of own contribution and prepare a customer profile note. Call all customers to: Acknowledge receipt of application. Confirm pending documents & set timelines. Validate BSA code (if mentioned). Confirm processing fee paid by cheque only. Use prescribed scripts for calls and handle objecti...

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Regional Credit Manager SBB Credit manages the credit activities and processes for loan applications of Small Business Bankin...

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilitie...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the b...

We are looking for a highly motivated and experienced Gym/Fitness Instructor to join our team at Accor Hotels. The ideal candidate will have a strong background in fitness instruction and a passion for delivering exceptional customer service. Roles and Responsibility Develop and implement engaging fitness programs for guests of all ages and skill levels. Conduct group fitness classes, including yoga, Pilates, and aerobics, ensuring a safe and motivating environment. Provide personalized training sessions to guests, focusing on their specific fitness goals. Collaborate with other hotel staff members to promote healthy living and wellness among guests. Maintain accurate records of guest progre...

Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To ensure completion of disbursement process of a client will all formalities.

We have a suitable opportunity in the Corporate Finance function for the position of Credit Controller . In this role, you will be responsible for managing the Accounts Receivables. You will work closely with the customer service and commercial team to achieve smooth order to cash process. The Candidate should have 5 to 8 years of professional experience with FMCG . A qualified CA /ICWA/ MBA (Finance) from a Tier I institute is preferable. The location of the job will be LOral India H.O. at Mumbai . The role reports to the Head of Credit and Regional Control for L'Oreal India. Key Responsibilities: Credit Insurance management. Managing the Internal Audits from Group and External Audits for t...

As an experienced finance professional with expertise in Techno-Economic Viability (TEV) Studies and LIE Services, you have the opportunity to join a team working on high-impact assignments with banks, FIs, and NBFCs. By contributing to complex project appraisals and financial evaluations, you will play a crucial role in the corporate advisory division as an Assistant Vice President. **Key Responsibilities:** - Lead TEV/LIE assignments, including Project Appraisal and Feasibility Studies covering Technical, Financial & Commercial aspects. - Prepare comprehensive TEV Reports with detailed financial ratios such as DSCR, IRR, Breakeven, etc. - Conduct industry research to provide valuable insig...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address qual...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address qual...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the b...

Job Title: Credit Manager Construction Finance Location: Mumbai Role Objective: To evaluate, assess, and approve credit proposals for construction finance within the housing finance domain, ensuring adherence to internal credit policies and regulatory guidelines while maintaining portfolio quality and supporting business growth. Key Responsibilities: Credit Appraisal & Evaluation: Assess creditworthiness of developers and projects under construction finance proposals. Analyze financial statements, project viability, cash flow projections, and promoter background. Conduct site visits and market intelligence to validate project feasibility. Risk Assessment & Mitigation: Identify potential risk...

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with...

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with c...

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit tea...

Chart Industries, Inc. is looking for Credit Analyst I to join our dynamic team and embark on a rewarding career journey Review credit applications and perform credit checks Structure deals and perform risk assessments Draft models of credit information that predict trends and patternsAssessing, analysing and interpreting complicated financial informationUndertaking risk analysis by developing statistical modelsProficient in Microsoft Office Advanced Excel skills Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their of...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Collaborate with cross-functional teams to achieve strategic outcomes Apply subject expertise to support operations, planning, and decision-making Utilize tools, analytics, or platforms relevant to the job domain Ensure compliance with policies while improving efficiency and outcomes Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established...

Sumitomo Mitsui Banking Corporation Job Responsibilities Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement. Closely work with the Business team to structure credit limits for corporate clients Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or custom...