3015 Credit Appraisal Jobs - Page 18

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Kotak Mahindra Bank Limited is looking for Process Manager-CREDIT CARD-Hardship Assistance Unit to join our dynamic team and embark on a rewarding career journey Team Leadership: Manage and lead a team of employees, providing direction, guidance, and support to achieve departmental or organizational goals Planning and Strategy: Develop strategic plans, set goals, and create action plans to accomplish business objectives Operations Management: Oversee day-to-day operations, ensuring efficient workflow, resource allocation, and adherence to policies and procedures Budgeting and Ficial Management: Manage budgets, allocate resources, monitor expenses, and contribute to ficial planning Performanc...

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years What would you do? Analyze and evaluate credit portfolios and financial reports including interpreting financial data and assessing market trends and volatility that has potential impact on the operations and financial performance of the client. This includes climate risk assessment and industry research. Assess credit worthiness and financial strength of client through critical financial and risk analysis with the use of qualitative and quantitative data via recommended institutions such as S&P, Moodys and Fitch, and provide ...

Job Purpose •To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. • plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities •Identify and target potential clients for business loans through channel partners/open market sourcing. • Build, retain and maintain strong relationships with Clients/Channel partners to generate business. • Effectively engage with credit, op...

Job Purpose •To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. • plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities •Identify and target potential clients for business loans through channel partners/open market sourcing. • Build, retain and maintain strong relationships with Clients/Channel partners to generate business. • Effectively engage with credit, op...

About CredAble. What started as a dream to provide SMEs with timely access to credit, is now Indias largest working capital technology platform. Today, CredAble enables over USD 11Bn in working capital annually via a seamless flow of credit by connecting SMEs, Corporates ranging from large, mid-sized and emerging, and leading Financial Institutions. Our platform today hosts 175+ Corporate clients, 100+ Global Financial Institutions, and 3,50,000 Small Business Borrowers. By leveraging technology built in-house, expertise in big data analytics, trade finance, and partnerships with capital providers, CredAble leads the working capital space while witnessing over 500% year-on-year growth and wi...

Role & responsibilities The Area Credit Manager (ACM) for Micro LAP Loans is responsible for managing credit underwriting, risk assessment, and portfolio quality across a defined geographic area. This role ensures that loan applications are evaluated accurately, efficiently, and in alignment with company policies and regulatory guidelines. . Credit Assessment & Underwriting Evaluate and approve/recommend Micro LAP loan applications based on creditworthiness, income assessment, and property valuation. Ensure thorough due diligence and adherence to credit policies. Maintain turnaround time (TAT) for credit decisions to support business growth. 2. Risk Management Identify and mitigate risks in ...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst saf...

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst...

About The Role Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Senior Manager Qualifications: Any Graduation Years of Experience: 16 to 25 years What would you do? As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations ...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegu...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding ...

Job Description: As a Credit Manager-Rural Credit in Business Banking Underwriting, your role is to assess, evaluate, review, and approve proposals for business banking relationships, focusing on retail credit. You will be responsible for maintaining agreed service level deliverables and effectively managing the portfolio, including monitoring, early warning identification, deferral tracking, renewals, and developing appropriate account strategies in line with the bank's risk appetite. Key Responsibilities: - Conduct credit appraisal of loan applications within defined guidelines and make recommendations for approval to higher authorities. - Clearly communicate critical risks and suggest sui...

Role Overview: Experienced Investment Banking professional with 5+ years in Loan Syndication, Debt Structuring & Corporate Finance. Skilled in Financial Modelling, Credit Appraisal, TEV & CMA preparation, and client-bank relationship management.

Firstsource Solutions Ltd is looking for Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey The Senior Analyst plays a crucial role in driving data-driven decision-making processes within the organization This position involves analyzing complex data sets, generating actionable insights, and providing strategic recommendations to support key business initiatives Key Responsibilities:Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to understand bus...

Firstsource Solutions Ltd is looking for Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey Analyst plays a crucial role in driving data-driven decision-making processes within the organization This position involves analyzing complex data sets, generating actionable insights, and providing strategic recommendations to support key business initiatives Key Responsibilities:Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to understand business objec...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

We are looking for a proactive and customer-focused Acquisition Relationship Manager to drive new business development in the Agri Business Group. The role involves sourcing new relationships, managing credit and legal evaluations, and building strong channel partnerships. The ideal candidate should have a solid understanding of working capital products and a strong service orientation. Source and acquire new customer relationships for the bank. Understand and promote working capital products tailored to agri-business needs. Ensure high levels of customer service and satisfaction. Conduct field investigations and prepare credit appraisal notes. Scrutinize legal aspects of proposals across th...

Role & responsibilities : Hiring for Digital Credit Manager for Houisng Finance Company The Digital Credit Manager will be responsible for managing and assessing credit applications, performing credit risk assessments, and analyzing financial data. Daily tasks will also include developing credit policies, maintaining client relationships, and ensuring compliance with internal and external regulations. The role requires a keen analytical mindset to evaluate creditworthiness and mitigate risks effectively. CTC- 8- 10 Lpa Location -Mumbai Preferred candidate profile - CA Fresher Interested candidates can share their updated cv on this whats app no -8851570515

Job Requirements Role/Job Title: Associate Relationship Manager-NBFC Function/ Department: Wholesale Banking Job Purpose Prepare credit proposals to support credit committee decisions regarding the client's portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Roles & Responsibilities Performing credit appraisal of NBFC & NBFC-MFI clients through analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc. Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the ...

As an experienced Credit Analyst at Moksha Financial Services Pvt. Ltd., your role will involve conducting credit appraisal and assessment, including Working Capital Cycle Assessment, evaluating collateral for loans, structuring loans effectively, managing Turnaround Time (TAT) for loan processing, ensuring compliance and documentation accuracy, monitoring portfolio performance and managing risks, coordinating with various stakeholders, analyzing cases to determine feasibility within TAT, completing paperwork for bank submissions within deadlines, managing the entire process from bank login to case sanctioning within TAT, sanctioning loan files and visiting customers before renewals, and obt...

Job Title: Executive Underwriting (Female Candidates Only) Experience: 2 Years CTC: Up to 4.40 LPA Location: Gurgaon – DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a female candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Goo...

Handling team of credit managers Structuring & customizing the products to suit the customers requirements keeping in mind the risk profile, cash flows and security. Credit appraisal and underwriting. Ensuring compliance of the proposal with internal and external guidelines/requirements. Presenting the proposals to Approving authorities End to end monitoring of the portfolio Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reportings. Job Requirements: Preferably 6-10 years of experience in Banks / NBFCs in a Credit role Good analytical & managerial skills. Good Communication and proposal writing Skills.

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clien...