3560 Credit Appraisal Jobs - Page 18

We are looking for a skilled Credit Manager to join our team at Courtyard by Marriott, with 3-5 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio monitoring. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze financial data and market trends to inform credit decisions and optimize business outcomes. Provide exceptional customer service and support to clients and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requi...

Role & responsibilities To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. 2. Adherence to the policy/process laid out by the Central team on all application being processed 3. Very close monitoring on Non-starters / EMR / 3-30 & 6-60 trends so as to ensure healthy portfolio. 4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. 5. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate o...

Sourcing of business a. Identification of customers through dealership networks b. Filling up of the application form c. KYC verification d. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Loan documentation Criteria: 1) Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatory Two-wheeler and Driving license are must Selected candidates home location should be between 20 KM from selected location

JOB PURPOSE : Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate

Starting business in a new villagea.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of businessa.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is ma...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is ma...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is ma...

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Manager SBB Credit manages the credit activities and processes for loan applications of Small Business ...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

Role Overview: As a member of the Credit Team at the branch, you will be responsible for creating and developing a strong credit force. Your focus should be on nurturing leaders within the team and ensuring timely credit appraisal of cases. You should be dedicated, disciplined, and organized in driving the team towards achieving their goals. Your ability to work on analytics for strategic planning and growth will be crucial for the success of the team. Key Responsibilities: - Develop and lead the Credit Team at the branch - Focus on creating leaders within the team - Conduct credit appraisal of cases within given timelines - Work on analytics for strategic planning and growth - Handle FI of ...

Job Requirements Job Requirements Job Description Job Title – Branch Operations Manager- MBL Place of work – Mumbai Business Unit – Retail Banking Function – Micro Business Loans Job Purpose: Branch Operations Manager is responsible for day to day operations of the branch including Disbursement and customer relationship [ Roles & Responsibilities: Responsible for managing Micro business loan Disbursement. To maintain TAT & Quality of the files at the time disbursement Checking and disbursement of MBL cases on system based on the Company policy and parameters To co-ordinate with all Stake Holders like Sales, Credit, FCU on a regular basis for process and policy changes and daily work Manageri...

Role & responsibilities * Formulate and improvise the credit policy, in consultation with Risk and Credit Committee, from time to time. * To constantly engaged with partners for smooth flow of accurate information. * To review the credit appraisal memo and guide the team for improvisation. * To present the CAM with Credit Committee. * To prepare and compile MIS on the basis of credit findings * To carry out the Due diligence of customer on which exposure significant or found something alarming while apprising the customer. * To constantly engaged with peers for gathering market intelligence. * To coordinate with all the internal stake holder for smooth process.

Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profile CA with min 2+ yrs of exp in any loan credit.

As a Credit Appraisal - Underwriting/recommending specialist for non-collateral/collateral backed education loans, your role involves understanding processes and policies to facilitate smooth transactions. Your key responsibilities will include: - Evaluating and recommending loan proposals - Providing training to CPAs/CPCs to align with company policies - Managing delinquency for the location - Overseeing vendor/cost management for outsource agencies - Tracking and controlling PDDs through proper MIS Additionally, you should have a basic understanding of loan underwriting, knowledge of Mortgage Lending Business, including risks related to property titles. You should be capable of conducting ...

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with IntegrityDuties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Report...