Area Credit Manager - Secured Business Loans (Micro LAP)

3 - 7 years

0 Lacs

Posted:2 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Credit Appraisal - Underwriting/recommending specialist for non-collateral/collateral backed education loans, your role involves understanding processes and policies to facilitate smooth transactions. Your key responsibilities will include: - Evaluating and recommending loan proposals - Providing training to CPAs/CPCs to align with company policies - Managing delinquency for the location - Overseeing vendor/cost management for outsource agencies - Tracking and controlling PDDs through proper MIS Additionally, you should have a basic understanding of loan underwriting, knowledge of Mortgage Lending Business, including risks related to property titles. You should be capable of conducting personal discussions with self-employed clients for cash flow analysis. Strong communication and report writing skills are essential, along with a foundational knowledge of banking. If there are any additional details about the company in the job description that you would like to know, please provide them for a more comprehensive overview. As a Credit Appraisal - Underwriting/recommending specialist for non-collateral/collateral backed education loans, your role involves understanding processes and policies to facilitate smooth transactions. Your key responsibilities will include: - Evaluating and recommending loan proposals - Providing training to CPAs/CPCs to align with company policies - Managing delinquency for the location - Overseeing vendor/cost management for outsource agencies - Tracking and controlling PDDs through proper MIS Additionally, you should have a basic understanding of loan underwriting, knowledge of Mortgage Lending Business, including risks related to property titles. You should be capable of conducting personal discussions with self-employed clients for cash flow analysis. Strong communication and report writing skills are essential, along with a foundational knowledge of banking. If there are any additional details about the company in the job description that you would like to know, please provide them for a more comprehensive overview.

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Tata Capital logo
Tata Capital

Financial Services

Mumbai Maharashtra

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