52 Loan Underwriting Jobs

Role & responsibilities : Review the Customer's Profile for Loan credit Worthiness. Visit in person for Verification. Analyze the credit worthiness and past track records of loans and repayments CIBIL Verification Maintain a detailed track report of clients Loan processing Attention to detail Preferred candidate profile 3-5 Yrs in Affordable housing segment HL/ LAP/ Mortgage Background (must) Ticket size of upto 1 Cr handling experience NBFC background only

Responsibilities: * Conduct credit analysis, underwriting & pricing * Verify documents, collect information * Collaborate with sales team on loan proposals * Analyze financial statements & market trends

We are looking for an experienced credit professional with 10–18 years in rural/retail banking, skilled in credit appraisal, portfolio management, team leadership, and compliance. Maximum Age Limit - 35 For more details Call 8079009780

As a Mortgage Underwriter, your primary responsibility will be to review and verify loan applications along with support documentation. You will analyze loan risk and request additional information when necessary to ensure compliance with regulatory standards and company policies. Your role will involve performing a thorough analysis of property appraisals to ensure they meet the company's appraisal criteria. In addition, you will be responsible for determining and documenting loan conditions, communicating requirements and decisions, and identifying portfolio risks resulting from clients" underlying business practices. Documenting and effectively communicating reasons for loan approval or rejection will be a key part of your role. Collaboration with various internal teams such as Loan Set Up, Compliance Reviewers, Funders, Client Relationship Managers, and other operations staff is essential to ensure smooth and efficient processing of all loans in the pipeline. To qualify for this position, you should have at least 5 years of recent US mortgage front-line underwriting experience in Residential Real Estate. Experience with compliance review, disclosures preparation, closing, doc preparation, and due diligence in the residential mortgage industry is required. You should demonstrate a deep understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC, and USDA loans. Proficiency in analyzing and calculating qualifying income from tax documents, credit reports, and bank statements is essential. Familiarity with AUS and manual underwriting methods, including DU and LP, is also required. Experience with running and reviewing third-party loan-level Fraud Reports and working on Non-QM loans would be advantageous. As a successful candidate, you should be a high producer with a strong commitment to customer service and satisfaction. Superior verbal and written communication skills are necessary, along with the ability to work under pressure, meet deadlines, and maintain a positive attitude. The working conditions include permanent work from office (Mon - Fri) with openness to night shifts (night shift allowance provided). Home pickup and drop facilities are available, along with a competitive salary package. Your work location will be at 3rd Floor, Brigade Tech Park, B Block, Pattandur Agrahara Village, Whitefield Road, Bangalore-560066. Additional tasks and responsibilities may be assigned by your manager as needed.,

1. Candidate should be a graduate 2. Experience in Credit in any product like two wheeler/ housing loan 3. Should be able to Speak, Read and Write in Kannada and English 4. Skill to analyse / approve / reject applications received, Ability to work under pressure 5. Ability to analyse client credit history and financials of both salaried and self employed 6. Train the team and hand hold them, Excell efficiency Candidate sould have min 2 years of experiance from NBFC _

About this role: Wells Fargo is seeking a Lead Commercial Banking Portfolio Coordinator In this role, you will: Support performance and overall effectiveness of team, as well as cross-group administrative operations Provide feedback and present ideas for improving or implementing processes and tools within Commercial Banking Portfolio Management Review credit information of loans for companies and industries Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information Perform or guide others on complex tasks or initiatives that require planning, evaluation, and interpretation Independently prioritize work and provide day-to-day-work leadership and mentorship to team Lead or contribute to implementation of new or revised processes and procedures Provide guidance and subject matter expertise to immediate team and Commercial Banking Portfolio Management on wide range of information. Required Qualifications: 6+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Analyze real estate related documents like Appraisal, Lease agreements Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process Perform complex credit investigations on companies and industries Utilize knowledge and interpretation of procedures to direct less experienced individuals Interact with immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits Understand the feedback received from the reviewers and implement the same in their day-to-day work. Quality check of work performed by junior team members and provide appropriate feedback on the same. Deliver quality work product within agreed upon timelines. Ability to properly escalate issues or complaints in a timely manner. Able to support his/her FLM in preparing the internal reports like performance report, Daily/Weekly Monthly reports and dashboards Prepare/design training programs, learning curve design with examples/samples/test cases. Provide progress plan for team members. Prepare PDP packs, process documents should be up to date

As a Wholesale Banking Risk Manager, your primary responsibility is to manage and oversee the bank's lending process for Financial Institutions (FI). This includes evaluating creditworthiness, utilizing credit scoring models, maintaining portfolio quality, and ensuring alignment with regulatory and internal policy frameworks. You will work closely with credit systems support teams to implement key credit policy criteria in relevant credit acceptance and evaluation systems. Your duties will involve facilitating regular asset quality reviews with analytical insights to identify risks and opportunities, as well as recommending appropriate actions. You will research and evaluate clients" creditworthiness, particularly within the Financial Institutions segment, and make informed decisions on approving or rejecting loan requests based on credibility and potential revenue/loss impact. Negotiating loan terms with clients to mitigate risk and calculating interest rates will also be part of your role. It will be your responsibility to review and update credit policies and risk acceptance criteria in response to changes in legal, regulatory, market, or business conditions. Developing and maintaining credit scoring models for risk assessment, as well as following up with clients to manage debt settlements and loan renewals, are essential tasks. Ensuring adherence to bank guidelines and regulatory standards, conducting portfolio analysis, trigger reviews, and supporting delinquency control will also fall under your purview. Furthermore, sharing best practices and insights across the team to enhance decision-making is crucial to your role. Additionally, you will be expected to recommend process and policy improvements across the Wholesale Banking business to enhance operational efficiency and customer service. Collaborating with internal stakeholders to leverage synergies and drive strategic outcomes is also a key aspect of your secondary responsibilities. Your success in this role will be measured by key metrics such as Portfolio Quality, Risk-adjusted Returns, and Compliance with Credit Policy and Regulatory Guidelines.,

As a Sales Manager with over 15 years of experience in sales management, particularly in the two-wheeler industry, you will be responsible for managing and expanding dealer networks in North and East India. Your primary focus will be on developing sales strategies, team management, customer relationship management, market research, and business development. You will need to possess a Bachelor's degree in Business Administration, Marketing, or a related field, along with excellent leadership, communication, and interpersonal skills. Your key responsibilities will include developing and implementing sales strategies to achieve sales volume and revenue targets, increasing market share within the assigned zone, expanding the dealer network, and improving dealer satisfaction and performance. You will be required to travel extensively within the assigned zone, requiring a strong understanding of the two-wheeler market, including product trends, competitive landscape, and customer preferences. To excel in this role, you must have a proven track record of success in sales management, strong analytical and problem-solving abilities, and the ability to forecast sales and manage budgets effectively. Your success will be measured by your ability to achieve key performance indicators such as sales volume and revenue targets, growth in market share, dealer network expansion, and effective team management and development. If you are a results-driven individual with a passion for sales and a deep understanding of the two-wheeler industry, we invite you to join our team as a Sales Manager and make a significant impact on our business in North and East India.,

The job involves underwriting proposals for Digital Business. This includes credit appraisal, underwriting/recommending proposals, understanding and implementing process and policies, managing delinquency, tracking PDDs, ensuring quality management, and managing vendors and costs. Key responsibilities include credit appraisal for non-collateral/collateral backed proposals, process understanding and implementation, delinquency management, PDD management, quality management, and vendor/cost management. Key accountabilities include maintaining TAT for recommendation, audit compliance, errors in hind sighting, delinquency control, and cost management. Required qualifications include an MBA from a Premier Institute or any Graduate degree. Technical competencies required are basic knowledge of loan underwriting, awareness of risk involved in Mortgage Lending Business, ability to conduct personal discussions with clients and analyze cash flow, good communication and report writing skills, basic knowledge of banking, and proficiency in computer applications.,

You are a skilled Branch Credit Manager responsible for managing credit operations at our Thiruvarur location. With 4 to 6 years of experience in credit management or a related field, you excel in credit analysis, loan underwriting, and regulatory compliance. Your expertise ensures a strong credit portfolio and optimal branch performance. Your responsibilities include overseeing all credit operations, conducting thorough credit analysis, and evaluating risk assessments. You maintain compliance with company policies and industry regulations, building strong client relationships to provide tailored credit solutions. Utilizing data analysis tools, you monitor credit trends and collaborate with teams to support branch operations. In this role, you will also train and mentor junior staff, fostering a culture of continuous learning and improvement in credit management. Your strong customer relationship management skills enhance customer satisfaction and loyalty, contributing to the overall success of the branch.,

Greetings from Infosys BPM Ltd., We are hiring for Merchant Underwriter in Mangalore. Please find below Job Description for your reference: Job Location : Mangalore Qualification : Any Graduate Experience : 1-4 Years Shift : US Shift (WFO- Mandatory) Employment Type: Full-Time. Responsibilities: The Merchant Underwriter will be a member of the Merchant Management team. In this role, you will perform merchant underwriting for on-boarding of new merchants that wish to use our lending program. Duties & Responsibilities: As a Merchant Underwriter, you will be responsible for evaluating merchant applications, performing risk assessments, and escalating complex cases as needed Analyze and interpret commercial and consumer credit reports. Analyze tax returns and other financial documentation to make the best credit decision possible. This role is critical in maintaining regulatory compliance, supporting business growth, and ensuring that merchant operations align with standards and policies. Perform a thorough investigation of credit information from credit reporting agencies and other sources to determine a merchants overall risk level. Communicate decisions and requests for additional information to Merchants. Periodic phone coverage as required for merchant verification calls. Review internal and external resources to determine if reputation or fraud risks are present. Adhere to established bank policies, company guidelines and all regulatory requirements. Provide excellent customer service within established service level agreements. Required Skills & Qualifications: JL 2A : 1- 2 years/ JL3A: 2-4 years experience in underwriting, compliance, or risk management. Strong ability to assess complex risk factors and evaluate detailed business reports or financial data. Familiarity with CRM and underwriting tools. Strong ability to assess complex risk factors and evaluate detailed business reports or financial data. Familiar with reviewing financial statements and documents. Demonstrated effective time management and organizational skills. Strong verbal and written communication skills and ability to communicate across various lines of business. Proficient with Microsoft Office. Ability to work independently on routine, repetitive tasks and to handle multiple tasks simultaneously. Strong Internet research skills. Preferred Qualifications: Underwriting experience. Bachelors or associates degree from an accredited institution. Educational and/or professional background in credit or underwriting. Thanks & Regards, Talent Acquisition Team Infosys BPM Ltd

As a Process Lead in US Mortgage Credit and Due Diligence at FinacPlus, you will be an essential part of a team dedicated to providing Mortgage Underwriting and Due Diligence Services to our USA client in the Mortgage Finance industry. Our client is a renowned leader in mortgage credit for residential and commercial spaces, real estate lending, capital markets, and securitization. Your role will involve overseeing the day-to-day operations of in-house US Mortgage Credit and Due Diligence services to ensure the quality of loans acquired. Key responsibilities include leading the team, assigning tasks, providing training, managing performance, and implementing process improvements. Effective communication through email and phone to obtain necessary documentation will be crucial. Your expertise in interpreting various credit guidelines, experience in residential loan underwriting, and understanding of client guidelines will be instrumental in assisting originators with loan eligibility. To qualify for this role, you should have 9 to 10 years of experience in US Mortgage Underwriting and Due Diligence processes. In-depth knowledge of reviewing various mortgage documents, credit analysis based on the 4Cs of Underwriting (Income, Asset & Liability), collateral documents, and a bachelor's degree in finance, MBA, CFA, or another relevant post-graduate degree will be advantageous. Proficiency in Advanced Excel Skills is also required. This position is based in Kondapur, Hi-Tech City, Hyderabad, with working hours from IST 7:30 pm to 4:30 am. The salary range offered is competitive and aligns with industry standards. If you meet the qualifications and are interested in this opportunity, please send your application to resume@finacplus.com.,

The role involves Credit Appraisal and underwriting/recommending proposals for both non-collateral/collateral backed education loans. You will be responsible for providing training to CPAs to ensure alignment with company policies. Delinquency management for the location and overseeing Vendor/Cost management to maintain timely TAT are key aspects of the role. You will also manage PDDs through proper MIS and ensure quality management in terms of Audit, Compliance, and Hind sighting. Specific Responsibilities include understanding and implementing processes and policies for smooth transactions, conducting personal discussions with clients independently, and analyzing cash flow. Technical competencies required include basic knowledge of loan underwriting, awareness of risks in Mortgage Lending Business, good communication and report writing skills, and proficiency in computer applications. The ideal candidate should have an MBA/CA qualification and possess the necessary skills to excel in Credit Appraisal, Delinquency Management, Vendor/Cost Management, PDD Management, and Quality Management aspects of the role.,

We are seeking a dynamic and experienced Home Loan Manager to lead our mortgage lending team and ensure the smooth processing of home loan applications. This role requires someone who can manage a high volume of loans, guide clients through the loan process, and maintain strong relationships with lenders, real estate agents, and clients. The ideal candidate will be highly skilled in mortgage products, risk management, and delivering exceptional customer service. Key Responsibilities: Loan Origination & Consultation: Lead consultations with clients to understand their financial needs and recommend the most appropriate loan products (e.g., FHA, conventional, VA loans). Application Processing: Oversee the collection of all necessary documentation for loan applications, including income verification, credit history, and property details. Underwriting and Approval Management: Collaborate with underwriters and ensure loans meet compliance standards and regulatory requirements. Work to ensure timely loan approvals. Client Relationship Management: Build and maintain strong relationships with clients, offering exceptional service throughout the entire loan process, from initial consultation to post-closing. Team Leadership & Training: Manage and mentor junior loan officers and support staff. Provide guidance on best practices, compliance, and customer service excellence. Compliance & Risk Management: Stay current on mortgage regulations and ensure that all loans are processed in accordance with company policies, state laws, and federal regulations. Market Insights & Product Knowledge: Stay informed about market trends, interest rates, and new loan products to provide expert advice to clients. Problem Resolution: Address any challenges or issues that may arise during the loan process, ensuring timely resolutions for clients. Key Qualifications: Experience: Minimum of 5+ years of experience in mortgage lending or home loan management. Education: Bachelors degree in finance, business, or a related field (preferred). Licensing: Valid NMLS (Nationwide Mortgage Licensing System) license required. Knowledge & Skills: In-depth understanding of mortgage products and loan underwriting. Strong knowledge of federal and state mortgage lending regulations. Excellent communication skills, both verbal and written, with the ability to explain complex financial information to clients. Experience in team management and training. Strong attention to detail and ability to handle multiple loan files simultaneously. Customer-focused with a passion for providing excellent service. Proficiency with mortgage loan software and CRM tools. Experience working with a diverse range of clients and loan types.

As a Deputy Manager Quality, you will play a crucial role in ensuring the quality and compliance of mortgage or loan underwriting processes. Your primary responsibility will be to lead the quality assurance function for the underwriting team, driving adherence to internal and client-defined standards while focusing on continuous improvement initiatives to enhance operational performance. Your key responsibilities will include conducting detailed audits of underwriting files to assess accuracy, compliance, and risk mitigation. You will be expected to analyze quality defects, identify root causes, and implement corrective/preventive action plans. Developing and implementing quality review frameworks, SOPs, and audit tools specific to underwriting will be essential in your role. You will work closely with cross-functional teams such as operations, training, and compliance to identify performance gaps and design interventions for improvement. Mentoring and coaching quality analysts to ensure consistent application of guidelines and accurate audits will be part of your daily tasks. Additionally, preparing and presenting quality dashboards, RCA reports, and governance decks for internal and client review will be crucial to showcase the underwriting team's performance. To excel in this role, you must possess a strong understanding of mortgage/loan underwriting guidelines and be proficient in quality tools such as RCA, Pareto, 5 Whys, and QC checklists. An analytical mindset with attention to detail, coupled with excellent communication and stakeholder management skills, will be key in driving process improvement initiatives. Exposure to audit software, workflow systems, and proficiency in MS Excel/PowerPoint for reporting purposes will also be beneficial. Ideally, you should hold a graduate degree in Commerce, Finance, or a related field, with a postgraduate qualification being preferred. A minimum of 5-7 years of experience in quality assurance, including at least 2-3 years in an underwriting quality role, is required for this position. Certifications like Six Sigma (Green Belt or higher) will be considered an added advantage in your candidacy for this role.,

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. . Handling different MIS's of Portfolio. . Monitoring churning and overdue in accounts. . Processing bills of empaneled vendors for service rendered. . Coordinating with empaneled vendors and resolving issues (if any). . Coordinating with Business team, Credit teams, etc as per the requirement. . Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. . Handling different MIS's of Portfolio. . Monitoring churning and overdue in accounts. . Processing bills of empaneled vendors for service rendered. . Coordinating with empaneled vendors and resolving issues (if any). . Coordinating with Business team, Credit teams, etc as per the requirement. . Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.

We are looking for Credit Analysts to join our team in Pune, India at Ezdaher India Private Limited, a member of the Avana Companies Family. Ezdaher India Private Limited is a KPO based in Pune, providing credit underwriting and functional services to our parent company AVANA Companies, USA. As a part of the AVANA team, you will receive training in U.S. real estate lending and be paired with experienced U.S.-based underwriters to ensure your success. Key Responsibilities Include: - Analyzing loan requests, focusing on financials and collateral valuation - Collaborating with internal teams to ensure timely loan processing - Communicating with clients and sales team for informed credit decisions - Recommending suitable loan structures based on credit requests - Following AVANA's credit analysis standards - Performing risk assessments and monitoring assigned loans - Administering construction loans and tracking budgets - Researching industry trends for potential risks - Ensuring compliance with legal and management standards - Being open to travel for training purposes Core Competencies: - Analytical Thinking - Attention to Detail - Collaborating with Others - Decision Making - Problem Solving Required Education and Experience: - Bachelor's degree in finance or accounting - At least 3 years of experience in commercial lending, preferably in commercial real estate - Strong problem-solving skills and ability to think quickly - Excellent analytical skills and knowledge of accounting rules - Ability to work independently in a fast-paced environment - Strong attention to detail and ability to spot discrepancies - Availability to work U.S. hours (IST 5:30 PM to 2:30 AM) - Proficiency in Microsoft Excel and Word Desired Characteristics: - Positive and professional attitude - Self-motivated with a proactive approach - Team player with a willingness to collaborate - Strong commitment to accuracy and attention to detail What we offer: - Competitive salary and benefits package - Opportunities for growth and self-development - Collaborative work environment with international exposure If you meet the above requirements and are ready to take on this exciting opportunity, we invite you to apply and join our dynamic team at Ezdaher India Private Limited.,

Dear Candidate, We have an urgent requirement for the following role for one of the leading NBFC Specialized into MSME and SME Loans Designation :- Sales Officer-LAP/Loan Against Property Loans-Open Market Sourcing Job Description Responsible for ensuring the achievement of sales targets(LAP). Responsible for generating prospective sales lead. Responsible for generating direct lead (No DSA sourcing, only direct). Responsible for making cold calls & generating leads from database. Responsible for achieving monthly business target of Rs 10 lacs. Coordinating with underwriting team for processing of application. Skill & Experience Required: Thorough understanding of Secured loan, Lap. The candidate should have a minimum experience of 6 months. The candidate should have ability to handle sales call independently. The candidate must have experience into cold calling. The candidate must have good Interpersonal Skills and Personality. Ability to effectively Understand & communicate the product. Good interpersonal, relationship management, customer service, and rapport building skills. Ability to prioritize, multi-task, delegate, and proactively resolve problems. Good knowledge of local language. Education: Graduate in any discipline Interested candidates can share the cv on below mentioned email ID [HIDDEN TEXT] along with the following details Current fixed CTC Expected CTC Reason for job change Current location Overall ticket size Overall experience into LAP Loans (Open Market Sourcing) Age Criteria Notice Period required Kind Regards, Shalini-HR Recruiter Mobile:- 7600213769 Email ID :- [HIDDEN TEXT] TalentBizz

The Lead Underwriter position involves working on loan underwriting to meet daily targets or assignments. The ideal candidate should possess experience in US Mortgage Underwriting and be familiar with the 4 Cs - Credit, Capacity, Capital, and Collateral. Additionally, knowledge of Income Calculations, Credit review, Assets/Capital review with guideline requirements, LTV, CLTV calculations, PITI, DTI calculations, Fannie Mae, Freddie Mac guideline requirements, Govt. loans (FHA, VA, USDA), and FHA/VA/USDA guideline requirements is required. The successful candidate should also have good communication skills. The educational requirement is any degree with US Mortgage Underwriting experience. The work schedule includes night shifts and hybrid work, with the flexibility to work from the office based on business requirements.,

The ideal candidate for the position should have a thorough understanding of loan underwriting, pre-underwriting, origination, and servicing processes. Knowledge of compliance and TRID guidelines related to fees is essential. The candidate must be capable of performing mortgage credit analysis independently, without relying on Automated Underwriting Systems (AUS). It is crucial to meet production goals and standards as per the established Service Level Agreements (SLAs) and metrics. The role requires working from the office during night shifts at the Chennai Sholinganallur location, with one-way cab transportation provided. Immediate joiners up to a notice period of 1 month are preferred. Furthermore, the candidate must have received both doses of the COVID-19 vaccination, and possessing a graduation degree with provisional and final certificates is mandatory. Only 2023 and 2024 passouts with provisional or final certificates/university mark sheets are eligible. Candidates with a background in B.E, B.Tech, MBA, or other postgraduate qualifications are not applicable for this role. The job openings are categorized as Junior Processor (for freshers), Processor (1 to 3 years of experience), Senior Processor (5 to 9 years of experience), and Team Leader (4 to 5 years of experience in loan servicing with at least 1 year as a team leader on paper). The interview for these positions will be conducted on the 3rd and 4th of October 2024, at Wipro Limited-CDC5, located at 468/469, 475/A, Old Mahabalipuram Road, Elcot Sez, Sholinganallur, Chennai, from 10:30 A.M to 1:30 P.M.,

The Lead Product Manager - Conversational AI at IDFC First Bank plays a crucial role in developing and expanding AI-powered solutions to elevate customer experience, streamline processes, and drive decision-making efficiency within the realm of banking products. Working closely with a diverse team including data scientists, AI engineers, digital banking specialists, and compliance professionals, you will lead the charge in crafting AI-driven tools such as personalized services, conversational banking interfaces, and risk assessment mechanisms. Your responsibilities will include shaping the roadmap for Conversational AI in the digital banking sphere, with a focus on enhancing customer interaction, fortifying fraud prevention measures, and optimizing operational workflows. By collaborating with AI/ML experts, data analysts, and business units, you will oversee the implementation of AI-based innovations like chatbots, predictive analytics, and intelligent financial advisors. Furthermore, you will spearhead the development of AI-infused credit risk evaluation models to bolster loan underwriting processes, while also liaising with regulatory and compliance teams to ensure that these models adhere to banking standards and ethical AI guidelines. Defining key performance indicators (KPIs) for assessing AI adoption rates, accuracy levels, and customer-centric impacts will be a crucial aspect of your role, alongside managing multifaceted teams to seamlessly transition AI features from testing phases to full-fledged production environments. Staying abreast of the latest trends in AI within the fintech and banking sectors, you will leverage industry best practices to drive scalable AI deployment strategies that align with organizational goals and industry benchmarks. Education Qualifications: - Bachelor's degree in any relevant field - Post-graduation in any discipline Experience: - 7 to 10 years of relevant experience in the field,

As a Senior Credit Manager, you will be responsible for overseeing the credit risk assessment process and managing the credit department. Your primary role will involve analyzing credit data, evaluating creditworthiness of individuals or businesses, and making recommendations on credit limits. You will also be responsible for developing and implementing credit policies, procedures, and strategies to minimize risk and maximize revenue. In this role, you will work closely with cross-functional teams to ensure compliance with regulations and internal credit policies. You will also be involved in mentoring and training junior credit analysts, providing guidance on complex credit issues, and making decisions on credit approvals or denials. Additionally, you will be tasked with monitoring the credit portfolio, identifying potential risks, and taking proactive measures to mitigate those risks. The ideal candidate for this position should have a strong background in credit risk management, excellent analytical skills, and the ability to make sound credit decisions. You should also possess good communication skills, attention to detail, and the ability to work effectively in a fast-paced environment. A bachelor's degree in finance, accounting, or a related field is typically required, along with several years of experience in credit analysis or risk management. A certification such as Certified Credit Executive (CCE) or similar would be a plus.,

As a Loan Underwriter, your primary responsibility will be to review and assess a wide variety of complex loan applications within the established guidelines. Based on your assessment, you will have the authority to make decisions or recommend them for approval to higher authorities. You will also be required to underwrite proposals in adherence to the defined policies and procedures to meet the agreed Service Level Agreements (SLAs) and effectively manage the business volumes in your assigned city or area. Conducting personal discussions with customers will be a crucial aspect of your role to evaluate their creditworthiness. This will involve ensuring the completion of credit and KYC documents, as well as conducting verification through telephonic conversations, field visits, and collateral inspections. Additionally, you will need to assess income to obligation ratios, possess a deep understanding of the rationale behind these calculations, and comprehend their impact on loan performance over the loan tenure. Maintaining various Management Information System (MIS) reports related to the portfolio, delinquency, and other operations of the cluster will be part of your regular responsibilities. You will be expected to build and leverage effective relationships with third parties to achieve the best outcomes for clients. Taking ownership of client queries, utilizing industry knowledge and experience to address challenges, and striving for continuous process improvement are essential aspects of this role. You will play a critical role in reviewing credit proposals thoroughly to identify industry, business, financial, management, and facility structure risks. Ensuring adequate collateral and other credit risk mitigation measures will be necessary to assist the approving authority in making informed decisions on credit proposals. Collaboration with the sales team to facilitate quick turnaround times for credit lending proposals and conducting ongoing reviews of credit exposures to maintain their bankability will be vital tasks. Facilitating the review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking necessary steps for risk mitigation will be part of your responsibilities. Managing the credit underwriting function of your branch, ensuring a quick turnaround of credit lending proposals through coordination with local credit analysts and the sales team, will be crucial for the efficient functioning of the branch. For this role, a Post Graduate or Graduate degree in any discipline is required.,