32 Loan Underwriting Jobs - Page 2

Job Title : Commercial Real Estate Underwriter Location State : Tamil Nadu Location City : Chennai Experience Required : 1 to 3 Year(s) CTC Range : 3 to 6 LPA Shift: Rotational Work Mode: Onsite Position Type: Permanent Openings: 10 Company Name: VARITE INDIA PRIVATE LIMITED About The Client: Client is a leading global professional services company that helps the worlds leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services. About The Job: Strong domain expertise in commercial real estate (CRE), Loan Underwriting, Loan/Lease Abstraction, Loan Setup, Operating Statements, Rent Rolls, Equity & Debt Financing, property valuation models through Discounted Cash Flow analysis. Support the team working for CRE mortgage lenders and investors engaged in loan underwriting and acquisition/disposition or asset management. Review market performance and borrower creditworthiness to arrive at potential strengths and risks/mitigants for loans underwritten Perform Review and provide feedback to team members Good communication skills Understand Client emails Analyse complex deals and provide guidance to team members Essential Job Functions: Good written and oral communication skills Clearly communicate and interpret financial data like Loan Terms, Rent Rolls, Operating statements etc. Interpretation of complex Commercial, Office and Retail Loan documents Review of Underwriting templates, Loan/Lease abstracts, Loan set-up, Equity & Debt Financing. Thorough knowledge/experience in analyzing Budget data including various expense line items pertaining to the different types of Properties, Rent Roll Summary, Underwriting and Re-Underwriting, Loan Terms etc. Ability to work on multiple projects and work under tight timelines. Qualifications: Educational Qualifications B.Com, BBA, MBA Working Conditions Willing to work in flexible shifts including night shifts Work from Office How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE. Exp Req - Referral Bonus 0 - 2 Yrs. - INR 5,000 2 - 6 Yrs. - INR 7,500 6 + Yrs. - INR 10,000 About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

We are seeking a dynamic and experienced Home Loan Manager to lead our mortgage lending team and ensure the smooth processing of home loan applications. This role requires someone who can manage a high volume of loans, guide clients through the loan process, and maintain strong relationships with lenders, real estate agents, and clients. The ideal candidate will be highly skilled in mortgage products, risk management, and delivering exceptional customer service. Key Responsibilities: Loan Origination & Consultation: Lead consultations with clients to understand their financial needs and recommend the most appropriate loan products (e.g., FHA, conventional, VA loans). Application Processing: Oversee the collection of all necessary documentation for loan applications, including income verification, credit history, and property details. Underwriting and Approval Management: Collaborate with underwriters and ensure loans meet compliance standards and regulatory requirements. Work to ensure timely loan approvals. Client Relationship Management: Build and maintain strong relationships with clients, offering exceptional service throughout the entire loan process, from initial consultation to post-closing. Team Leadership & Training: Manage and mentor junior loan officers and support staff. Provide guidance on best practices, compliance, and customer service excellence. Compliance & Risk Management: Stay current on mortgage regulations and ensure that all loans are processed in accordance with company policies, state laws, and federal regulations. Market Insights & Product Knowledge: Stay informed about market trends, interest rates, and new loan products to provide expert advice to clients. Problem Resolution: Address any challenges or issues that may arise during the loan process, ensuring timely resolutions for clients. Key Qualifications: Experience: Minimum of 5+ years of experience in mortgage lending or home loan management. Education: Bachelors degree in finance, business, or a related field (preferred). Licensing: Valid NMLS (Nationwide Mortgage Licensing System) license required. Knowledge & Skills: In-depth understanding of mortgage products and loan underwriting. Strong knowledge of federal and state mortgage lending regulations. Excellent communication skills, both verbal and written, with the ability to explain complex financial information to clients. Experience in team management and training. Strong attention to detail and ability to handle multiple loan files simultaneously. Customer-focused with a passion for providing excellent service. Proficiency with mortgage loan software and CRM tools. Experience working with a diverse range of clients and loan types.

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Call HR Ambika on 9110657487 or 9964080000 or visit jobshop.ai to explore other open positions with us

Greetings from JobShop, India's Largest BPO Recruitment Company One of our premium client is hiring for underwriter (please do not apply if you are a mortgage underwriter) We are looking for Candidates who have experience in underwriting of Business Loans, Insurance, Loans, Corporate Loans, Non Mortgage Loans Salary upto 6 LPA, work location Bengaluru, whitefield Please call Ambika on 9110657487 or 9964080000

Role & responsibilities Review approved loans/insurance policies to ensure that all legal regulations, required conditions, and company policies are met Research all areas of an applicants financial background, including employment history, credit reports, and banking and asset information Analyze financial information and create comprehensive risk assessment reports for each applicant, communicating findings clearly with team members Advise the company on whether or not to approve an application based on risk assessment Proofread files before they are submitted for approval, correcting any errors and filling in any incomplete details

Responsibilities: Evaluate loan applications based on internal credit policies and RBI guidelines. Analyze financial documents, bank statements, credit bureau reports, and applicant details. Work closely with Relationship Managers and the digital operations team to ensure quick turnaround time. Identify potential fraud or risk indicators using both manual and automated tools. Ensure proper documentation, KYC validation, and adherence to regulatory norms. Make clear credit decisions and communicate rejections with documented reasoning. Maintain MIS for applications, approvals, and rejections.

Role & responsib Job Title: Credit Manager Unsecured Business Loans Company: Sampathi Credits Pvt. Ltd. Location: Chennai, Tamil Nadu Industry: NBFC – Financial Services Experience: Minimum 3 years in Credit/Risk assessment (Unsecured Business/Retail/MSME Loans) About the Company: Sampathi Credits Pvt. Ltd. is a fast-growing Non-Banking Financial Company (NBFC) focused on empowering small businesses and entrepreneurs through accessible and innovative credit solutions. Our core mission is to bridge the credit gap by providing unsecured business loans tailored to the unique needs of MSMEs and emerging enterprises. As we continue our expansion across Chennai, we are seeking a skilled and driven Credit Manager to join our dynamic team. Key Responsibilities: Evaluate and approve unsecured business loan applications based on financial data, cash flow analysis, and risk parameters. Perform thorough credit assessments of individuals and businesses, ensuring sound lending decisions aligned with company policies. Analyze applicant financial statements, credit bureau reports, and business performance to assess creditworthiness. Monitor portfolio quality and conduct periodic reviews to identify early warning signals and mitigate risks. Work closely with the sales and collections teams to ensure timely disbursal and effective risk mitigation. Maintain documentation and ensure compliance with internal credit policies and regulatory norms. Use credit scoring models and tailor underwriting practices to balance risk and business growth. Recommend and implement credit policy enhancements based on market trends and portfolio performance. Requirements: Experience: Minimum 3 years in credit assessment for unsecured loans (Retail/MSME preferred). Industry Background: Banking, NBFC, Microfinance, or other lending institutions. Education: Bachelor's degree in Finance, Accounting, Business, or related field (MBA/CA is a plus). Strong knowledge of lending procedures, credit policies, and risk management practices. Proficient in analyzing financial statements, bank statements, and credit reports. Excellent analytical, communication, and decision-making skills. Must be based in Chennai or willing to relocate. Why Join Us? Be part of a high-growth NBFC committed to financial inclusion. Opportunity to shape and influence credit policy in a dynamic lending environment. Competitive salary and career advancement opportunities. ilities Preferred candidate profile