66 Loan Underwriting Jobs - Page 2

As a Process Lead in US Mortgage Credit and Due Diligence at FinacPlus, you will be an essential part of a team dedicated to providing Mortgage Underwriting and Due Diligence Services to our USA client in the Mortgage Finance industry. Our client is a renowned leader in mortgage credit for residential and commercial spaces, real estate lending, capital markets, and securitization. Your role will involve overseeing the day-to-day operations of in-house US Mortgage Credit and Due Diligence services to ensure the quality of loans acquired. Key responsibilities include leading the team, assigning tasks, providing training, managing performance, and implementing process improvements. Effective co...

The role involves Credit Appraisal and underwriting/recommending proposals for both non-collateral/collateral backed education loans. You will be responsible for providing training to CPAs to ensure alignment with company policies. Delinquency management for the location and overseeing Vendor/Cost management to maintain timely TAT are key aspects of the role. You will also manage PDDs through proper MIS and ensure quality management in terms of Audit, Compliance, and Hind sighting. Specific Responsibilities include understanding and implementing processes and policies for smooth transactions, conducting personal discussions with clients independently, and analyzing cash flow. Technical compe...

We are seeking a dynamic and experienced Home Loan Manager to lead our mortgage lending team and ensure the smooth processing of home loan applications. This role requires someone who can manage a high volume of loans, guide clients through the loan process, and maintain strong relationships with lenders, real estate agents, and clients. The ideal candidate will be highly skilled in mortgage products, risk management, and delivering exceptional customer service. Key Responsibilities: Loan Origination & Consultation: Lead consultations with clients to understand their financial needs and recommend the most appropriate loan products (e.g., FHA, conventional, VA loans). Application Processing: ...

As a Deputy Manager Quality, you will play a crucial role in ensuring the quality and compliance of mortgage or loan underwriting processes. Your primary responsibility will be to lead the quality assurance function for the underwriting team, driving adherence to internal and client-defined standards while focusing on continuous improvement initiatives to enhance operational performance. Your key responsibilities will include conducting detailed audits of underwriting files to assess accuracy, compliance, and risk mitigation. You will be expected to analyze quality defects, identify root causes, and implement corrective/preventive action plans. Developing and implementing quality review fram...

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. . Handling different MIS's of Portf...

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. . Handling different MIS's of Portf...

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by...

We are looking for Credit Analysts to join our team in Pune, India at Ezdaher India Private Limited, a member of the Avana Companies Family. Ezdaher India Private Limited is a KPO based in Pune, providing credit underwriting and functional services to our parent company AVANA Companies, USA. As a part of the AVANA team, you will receive training in U.S. real estate lending and be paired with experienced U.S.-based underwriters to ensure your success. Key Responsibilities Include: - Analyzing loan requests, focusing on financials and collateral valuation - Collaborating with internal teams to ensure timely loan processing - Communicating with clients and sales team for informed credit decisio...

Dear Candidate, We have an urgent requirement for the following role for one of the leading NBFC Specialized into MSME and SME Loans Designation :- Sales Officer-LAP/Loan Against Property Loans-Open Market Sourcing Job Description Responsible for ensuring the achievement of sales targets(LAP). Responsible for generating prospective sales lead. Responsible for generating direct lead (No DSA sourcing, only direct). Responsible for making cold calls & generating leads from database. Responsible for achieving monthly business target of Rs 10 lacs. Coordinating with underwriting team for processing of application. Skill & Experience Required: Thorough understanding of Secured loan, Lap. The candi...

The Lead Underwriter position involves working on loan underwriting to meet daily targets or assignments. The ideal candidate should possess experience in US Mortgage Underwriting and be familiar with the 4 Cs - Credit, Capacity, Capital, and Collateral. Additionally, knowledge of Income Calculations, Credit review, Assets/Capital review with guideline requirements, LTV, CLTV calculations, PITI, DTI calculations, Fannie Mae, Freddie Mac guideline requirements, Govt. loans (FHA, VA, USDA), and FHA/VA/USDA guideline requirements is required. The successful candidate should also have good communication skills. The educational requirement is any degree with US Mortgage Underwriting experience. T...

The ideal candidate for the position should have a thorough understanding of loan underwriting, pre-underwriting, origination, and servicing processes. Knowledge of compliance and TRID guidelines related to fees is essential. The candidate must be capable of performing mortgage credit analysis independently, without relying on Automated Underwriting Systems (AUS). It is crucial to meet production goals and standards as per the established Service Level Agreements (SLAs) and metrics. The role requires working from the office during night shifts at the Chennai Sholinganallur location, with one-way cab transportation provided. Immediate joiners up to a notice period of 1 month are preferred. Fu...

The Lead Product Manager - Conversational AI at IDFC First Bank plays a crucial role in developing and expanding AI-powered solutions to elevate customer experience, streamline processes, and drive decision-making efficiency within the realm of banking products. Working closely with a diverse team including data scientists, AI engineers, digital banking specialists, and compliance professionals, you will lead the charge in crafting AI-driven tools such as personalized services, conversational banking interfaces, and risk assessment mechanisms. Your responsibilities will include shaping the roadmap for Conversational AI in the digital banking sphere, with a focus on enhancing customer interac...

As a Senior Credit Manager, you will be responsible for overseeing the credit risk assessment process and managing the credit department. Your primary role will involve analyzing credit data, evaluating creditworthiness of individuals or businesses, and making recommendations on credit limits. You will also be responsible for developing and implementing credit policies, procedures, and strategies to minimize risk and maximize revenue. In this role, you will work closely with cross-functional teams to ensure compliance with regulations and internal credit policies. You will also be involved in mentoring and training junior credit analysts, providing guidance on complex credit issues, and maki...

As a Loan Underwriter, your primary responsibility will be to review and assess a wide variety of complex loan applications within the established guidelines. Based on your assessment, you will have the authority to make decisions or recommend them for approval to higher authorities. You will also be required to underwrite proposals in adherence to the defined policies and procedures to meet the agreed Service Level Agreements (SLAs) and effectively manage the business volumes in your assigned city or area. Conducting personal discussions with customers will be a crucial aspect of your role to evaluate their creditworthiness. This will involve ensuring the completion of credit and KYC docume...

You will be working as a Business Loan Manager at First Adviser, a financial services company based in New Delhi. In this full-time on-site role, your primary responsibilities will include handling business loan applications, evaluating financial documents, assessing creditworthiness, and ensuring compliance with lending regulations. Your role will also involve closely collaborating with clients to understand their financial requirements and offering them appropriate loan solutions. To excel in this position, you should possess a strong background in financial services, banking, or a related field. Prior experience in loan underwriting, credit analysis, and risk management will be highly ben...

Handling Team of Credit Managers and ownership of assigned portfolio of entire Tamil Nadu. Strong domain knowledge in Credit - SME / Mortgage /Working capital assessment and Term loans. Handling all types of working capital, Commodity Finance and Project / term loans. Credit appraisal and underwriting including financial analysis to understand solvency, liquidity position, repayment capacity of the entity, credit checks, etc. Assessing the credit risk basis geography, commodity, and security offered references and financials as well as facility structure. Proactively developing enterprise-wide risk management strategies and practices for various agri products Understanding on various operati...

Role & responsibilities The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review...

You will be joining First Adviser, a financial services company established by a team of experienced professionals specializing in banking, finance, and insurance. The company is dedicated to delivering comprehensive financial solutions, offering a wide array of services such as custom loans, trusted insurance guidance, lending platforms, and opportunities for retail investments. In this position as a Business Loan Manager based at First Adviser's New Delhi office, you will work full-time on-site. Your primary responsibilities will involve managing business loan applications, reviewing financial paperwork, evaluating creditworthiness, and ensuring adherence to lending regulations. Additional...

Mortgage Underwriting Quality Control (QC) DU/LP (Desktop Underwriter / Loan Prospector) GSE Guidelines (Fannie Mae, Freddie Mac) Loan Origination Systems (LOS) Red Flag Identification Appraisal Review Risk Assessment Mortgage Compliance US Mortgage Required Candidate profile US Mortgage Manual Underwriting Error Trend Analysis QC Auditing NMLS Licensed (Preferred) Rotational & Night Shifts Strong Analytical & Communication Skills

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: • Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and foc...

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and focus...

Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines Examines documentation accuracy &completeness Provides final approval underwriting of mortgage loans 4 C's guidelines Required Candidate profile Graduate Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM

Lead and manage the branch sales team to achieve business targets. Develop and execute strategies for growth in the affordable housing finance sector. Identify and onboard potential customers and ensure smooth loan processing. Required Candidate profile 3+ year of experience in affordable housing finance/Home Loan. Avg tenure: Over 1.5 years in each organization or across the last three organizations. Good network in Market & Client Handling.