Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada

As a Credit Appraisal Underwriter, your role involves underwriting and recommending proposals for both non-collateral and collateral backed education loans. You are responsible for understanding and implementing the company's processes and policies to facilitate smooth transactions. Your duties also include providing training to CPAs/CPCs to ensure alignment with company policies, managing delinquency for the location, and overseeing vendor/cost management for outsource agencies to maintain turnaround time (TAT). Key Responsibilities: - Underwrite and recommend proposals for non-collateral/collateral backed education loans - Understand and implement company processes and policies for smooth transactions - Provide training to CPAs/CPCs to align with company policies and norms - Manage delinquency for the location - Oversee vendor/cost management for outsource agencies and ensure maintained TAT - Control and track PDDs through proper MIS for the location - Conduct personal discussions with clients (self-employed) independently and perform cash flow analysis - Demonstrate good communication and report writing skills - Have basic knowledge of loan underwriting and Mortgage Lending Business Qualifications Required: - Basic knowledge of loan underwriting - Awareness of risk involved in Mortgage Lending Business, particularly regarding property title - Ability to conduct personal discussions with clients independently and analyze cash flow - Strong communication and report writing skills - Basic knowledge of banking Please Note: No additional details about the company were provided in the job description.,