Responsible for analyzing and monitoring the credit worthiness of the Bank’s commercial customers. Recommend credit facilities within the established bank guidelines. Essential Duties & Responsibilities Collect and track receipt of financial statements, borrowing base certificates, and covenant compliance certificates from existing customers Perform annual reviews of existing relationships including spreading financial statements, analyzing corporate borrower’s financial performance and condition, evaluating cash flow, collateral, guarantor support and other pertinent factors Produce modification requests for existing relationships Prepare preliminary analysis, typically financial statement spreads and cash flow calculation, of prospective borrowers Underwrite new loan requests including above referenced analysis as well as evaluation of proposed transaction Assign risk ratings as appropriate and monitor covenant compliance Provide analytical support to Senior Credit Analyst and Account Officers as needed Attend and participate in meetings with customer and Account Officer as needed Be prepared to discuss proposals with approval authorities on a one-on-one basis as well as in a committee setting Perform additional duties as requested, needed or assigned Job Requirements Knowledge of commercial and industrial lending practices and related areas Knowledge of financial institution regulatory environment and policy Ability to work independently with some guidance from team members Prioritize work product in order to meet varying deadlines Excellent knowledge of corporate and personal financial statements Excellent financial analytical skills with sound judgment and decision making abilities Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated Aptitude in Microsoft Office Suite, especially Excel and Word Experience with spreading software Excellent written and verbal English communication skills Ability to adhere to Needham Bank’s Core Values ( Quick-Decision-Making, Reliability, Relationship-Based Focus and Quality Service ) Represent the Bank at various community functions Participate on Bank task forces and committees as assigned Engage in continuing education opportunities as they become available Education & Experience Bachelor’s degree in Accounting/Finance or related area At least 2 years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500,000 to $35 million. SBA underwriting experience preferred. WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. Pay Range: $69,794.45 - $90,732.79 The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
Source, Evaluate, and recommend for approval C&I loans. Actively manage a C&I loan portfolio. Essential Duties & Responsibilities Initiate and develop relationships with Middle Market C&I customers; actively manage loan requests from application stage to funding. Analyze applicant financial status, credit strength, and supporting evaluations to determine feasibility of granting loans Originate and close new loans to existing customers and prospects with revenues ranging from $5MM-75MM and aggregate lending needs ranging from $1MM to $10MM consistent with the Bank’s loan policies and state and federal regulations Present new loan requests and other reports as necessary (i.e.: CARs, Loan Review Responses) to the appropriate approval authorities within the Bank Stay abreast of new types of loans and other financial services and products to better meet clients’ needs Work with clients to identify their financial goals and to find ways of reaching those goals Confer with team leader to aid in resolving commercial loan application problems as necessary Manage and grow a significant existing commercial loan portfolio. Cross-sell other bank products including: deposit products and cash management achieving ambitious goals. Respond to customer and prospect inquiries Coordinate ancillary banking needs (to commercial customers or their end-users) to the appropriate Needham Bank representative Assist in the collection/work out activities with troubled/non-performing assets Represent the Bank at various community functions Participate on Bank task forces and committees as assigned Perform additional duties as requested, needed or assigned Job Requirements knowledge of financial institution policies and procedures Strong knowledge of commercial lending practices and related areas Knowledge of department support structures, resources and personnel Good sales, organizational, communication and public relations skills particularly in working with documentation that requires special handling Strong analytical and interpersonal skills Knowledge of credit and lending policies and procedures Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated Superior customer service skills, exceed customers’ expectations Fluent written and verbal English communication skills Ability to adhere to Needham Bank’s Core Values ( Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing ) Education & Experience Bachelor’s degree in business, finance or related area Two+ years of portfolio management experience. Educated in banking federal and state regulations and laws Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. Pay Range: $100,379.70 - $140.531.58 The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
Responsible for ongoing portfolio management in the C&I Lending area as well as managing and growing a portfolio of C&I clients with loan and non-loan related business. Essential Duties & Responsibilities Support the growth and development of an assigned C&I portfolio, effectively managing clients with loan and non-loan products Complete or review credit analyses on existing and prospective loan accounts Write detailed narrative reports regarding the relationship, including the history of the relationship, a review of financial data, collateral coverage, ability to service debt and the risks associated with the credit Identify relationships requiring updated financial and related information, and prepare customer correspondence related to timely collection for ongoing monitoring Review personal and business financial statements, tax returns and other pertinent financial information Prepare various written loan reports including: loan presentations, loan modifications, and credit file comments as needed in accordance with the Bank’s loan policy and procedures and state and federal banking regulations Recommend appropriate loan risk rating Review loans for covenant compliance Assist C&I team lenders with customer inquiries and servicing requests Serve as the back-up for C&I Lenders on the team when they are out of the office Monitor overall C&I loan portfolio exposure for maturities, delinquencies, DDA overdrafts and overall changes in credit situations Oversee monthly borrowing base borrowers Participate on Bank task forces and committees as needed Represent the Bank at various community functions Perform additional duties as requested, needed or assigned Job Requirements Superior customer service skills Excellent financial analytical skills with sound judgment and decision-making abilities Strong written and verbal English communication skills and ability to interact with all levels of management, peers and customers Extensive knowledge of personal/business financial statements and tax returns Solid knowledge of financial institution policies and procedures Strong knowledge of C&I lending practices and related areas Ability to organize and prioritize to meet deadlines Good time management skills and ability to handle multiple projects Working knowledge of Microsoft office applications Reliable, self-starter and highly self-motivated Ability to adhere to Needham Bank’s Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing) Education & Experience Two to four years’ bank credit experience or related bank experience in C&I underwriting and analyzing business financial statements and tax returns is preferable Strong knowledge of Federal and State banking regulations WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. Pay Range: $75,247.15 - $105,346.01 The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
Job Summary: Under the direction of the Digital Banking OAO Manager, originate, process, and service the digital banking portfolio including account origination, maintenance, servicing, and reconciliation in accordance with state and federal regulatory compliance guidelines. Qualifications To perform this job successfully, the individual must be able and willing to perform all essential duties satisfactorily. This document is not intended to be an exhaustive list of all essential duties required. Reasonable accommodations, as determined by management on a case-by-case basis, may be made to enable individuals with disabilities to perform essential duties. Essential Duties & Responsibilities Review Online Account Opening (OAO) applications, ensuring applicant identities have been validated, accounts have been funded, and all ancillary services have been appropriately established. Provide customer support via phone and email related to digital banking areas. Review and process Consumer Online Banking applications. Monitor closed online banking agreements and perform necessary maintenance Create monthly activity reports; pull daily system reports for review, follow up and communicate outstanding issues on a regular basis Perform daily responsibilities of associated digital banking services, such as Zelle, External Transfers, Loan Payment, Money Management, etc. Provide internal/external system support Review and process business and/or consumer remote deposit capture items for timely delivery to processor Assist with day 2 balancing and review process of all remote deposit capture services Review and monitor anomalies in the online banking channel using fraud detection system Contact customers and/or branch personnel in response to unusual or suspicious activity. Work with other department team leaders on cases Creating and updating digital banking procedures; provide assistance and guidance to branch personnel regarding digital banking policies and procedures Provide assistance with Quicken/QuickBooks inquiries/troubleshooting Work with vendors and outside service providers to ensure operational performance standards are maintained Assist in digital banking system projects, system upgrades and system change notification related to digital banking and help facilitate duties including customer correspondences, tracking, updating customer information systems and performing other functions to ensure compliance with state and federal guidelines Provide assistance and backup with all digital delivery channels and processes Provide prompt, courteous service to internal/external customer promoting professionalism, confidentiality and the desire to assist Assist as back up to all other functions in Digital Banking Perform additional duties as requested, needed or assigned Job Requirements Highly motivated and experienced managing multiple tasks Demonstrate and promote a high ethical standards and behaviors Strong customer service and problem-solving skills Strong knowledge and understanding of digital banking processes and terminologies Maintain a professional manner at all times Be an active TEAM player Adapts and helps other manage change Perform additional duties as requested or assigned Strong computer and technical skills Fluent in written and verbal English communication skills Must have reliable transportation; must be flexible and able to adapt to new job locations and re-assignments as directed Ability to adhere to Needham Bank’s Core Values (Quick-Decision Making, Reliability, Relationship-Based Focus & Quality Service) Education & Experience High school diploma or equivalency required Knowledge of banking preferred Prior digital banking experience a plus WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. PAY RANGE: $20.04 - $26.05 - hourly The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
Evaluate, authorize or recommend approval of commercial loans. Advise borrowers on financial status and methods of payments. Essential Duties & Responsibilities Work closely with team on new and existing commercial loan requests. Meet with applicants to obtain information for loan applications and to answer questions about the process Analyze applicant financial status, credit and property evaluations to determine feasibility of granting loans Originate and close new loans to existing customers and prospects consistent with the Bank’s loan policies and state and federal regulations Present new loan requests and other reports as necessary (i.e.: CARs, Loan Review Responses) to the appropriate approval authorities within the Bank Stay abreast of new types of loans and other financial services and products to better meet clients’ needs Submit applications to credit analysts for verification and recommendation Work with clients to identify their financial goals and to find ways of reaching those goals Confer with team leader to aid in resolving commercial loan application problems as necessary Manage an existing commercial loan portfolio. Cross-sell other bank products including: deposit products, cash management and wealth management Respond to customer and prospect inquiries Coordinate residential loan (to commercial customers or their end-users) requests with the Bank’s residential lending group Assist in the collection/work out activities with troubled/non-performing assets Represent the Bank at various community functions Participate on Bank task forces and committees as assigned Perform additional duties as requested, needed or assigned Job Requirements Extensive knowledge of financial institution policies and procedures Strong knowledge of commercial lending practices and related areas Knowledge of department support structures, resources and personnel Good sales, organizational, communication and public relations skills particularly in working with documentation that requires special handling Strong analytical and interpersonal skills Knowledge of commercial real estate lending policies and procedures Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated Superior customer service skills, exceed customers’ expectations Fluent written and verbal English communication skills Ability to adhere to Needham Bank’s Core Values ( Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing ) Education & Experience Bachelor’s degree in business, finance or related area Five or more years’ experience in commercial banking Educated in banking federal and state regulations and laws Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. Pay Range: $100,379.70 - $140.531.58 The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn’t align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
Source, Evaluate, and recommend for approval C&I loans. Actively manage a C&I loan portfolio. Essential Duties & Responsibilities Initiate and develop relationships with Middle Market C&I customers; actively manage loan requests from application stage to funding. Analyze applicant financial status, credit strength, and supporting evaluations to determine feasibility of granting loans Originate and close new loans to existing customers and prospects with revenues ranging from $5MM-75MM and aggregate lending needs ranging from $1MM to $10MM consistent with the Bank's loan policies and state and federal regulations Present new loan requests and other reports as necessary (i.e.: CARs, Loan Review Responses) to the appropriate approval authorities within the Bank Stay abreast of new types of loans and other financial services and products to better meet clients needs Work with clients to identify their financial goals and to find ways of reaching those goals Confer with team leader to aid in resolving commercial loan application problems as necessary Manage and grow a significant existing commercial loan portfolio. Cross-sell other bank products including: deposit products and cash management achieving ambitious goals. Respond to customer and prospect inquiries Coordinate ancillary banking needs (to commercial customers or their end-users) to the appropriate Needham Bank representative Assist in the collection/work out activities with troubled/non-performing assets Represent the Bank at various community functions Participate on Bank task forces and committees as assigned Perform additional duties as requested, needed or assigned Job Requirements knowledge of financial institution policies and procedures Strong knowledge of commercial lending practices and related areas Knowledge of department support structures, resources and personnel Good sales, organizational, communication and public relations skills particularly in working with documentation that requires special handling Strong analytical and interpersonal skills Knowledge of credit and lending policies and procedures Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated Superior customer service skills, exceed customers expectations Fluent written and verbal English communication skills Ability to adhere to Needham Bank's Core Values ( Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing ) Education & Experience Bachelor's degree in business, finance or related area Two+ years of portfolio management experience. Educated in banking federal and state regulations and laws Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data WORKING CONDITIONS/PHYSICAL DEMANDS Normal business office environment Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well. Pay Range: $100,379.70 - $140.531.58 The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.
As a Portfolio Manager in the C&I Lending area at our company, your primary responsibility is to manage and grow a portfolio of C&I clients with loan and non-loan related business. Your role involves supporting the growth and development of your assigned C&I portfolio by effectively managing clients with loan and non-loan products. You will be required to complete or review credit analyses on existing and prospective loan accounts, as well as write detailed narrative reports regarding the relationship, financial data, collateral coverage, ability to service debt, and associated risks. Additionally, you will identify relationships needing updated financial information and prepare customer correspondence for ongoing monitoring. Key Responsibilities: - Support the growth and development of an assigned C&I portfolio - Complete or review credit analyses on existing and prospective loan accounts - Write detailed narrative reports on client relationships - Review personal and business financial statements, tax returns, and other financial information - Prepare various written loan reports including loan presentations, modifications, and credit file comments - Recommend appropriate loan risk ratings - Assist C&I team lenders with customer inquiries and servicing requests - Monitor overall C&I loan portfolio exposure and oversee monthly borrowing base borrowers - Participate in Bank task forces, committees, and represent the Bank at community functions - Perform additional duties as requested or assigned Qualifications Required: - Superior customer service skills - Excellent financial analytical skills with sound judgment - Strong written and verbal English communication skills - Extensive knowledge of personal/business financial statements and tax returns - Solid knowledge of financial institution policies and procedures - Strong knowledge of C&I lending practices and related areas - Ability to organize, prioritize, and handle multiple projects - Working knowledge of Microsoft Office applications - Reliable, self-starter, and highly self-motivated - Ability to adhere to Needham Bank's Core Values Education & Experience: - Two to four years of bank credit experience or related bank experience in C&I underwriting - Strong knowledge of Federal and State banking regulations At our company, we offer a competitive salary and comprehensive benefits package for full-time employees, including fully paid medical and dental insurance, 401(k) plan with an 8% bank match, paid time off, flexible spending accounts, and more. We are committed to fostering a diverse, inclusive, and authentic workplace, and encourage candidates with varied backgrounds to apply. The working conditions for this role entail a normal business office environment.,
You will work under the direction of the Digital Banking OAO Manager to handle the digital banking portfolio, including account origination, maintenance, servicing, and reconciliation in compliance with state and federal regulations. **Key Responsibilities:** - Review Online Account Opening (OAO) applications, validate applicant identities, fund accounts, and establish ancillary services - Provide customer support via phone and email for digital banking areas - Process Consumer Online Banking applications - Monitor closed online banking agreements and perform necessary maintenance - Create monthly activity reports, review daily system reports, follow up on outstanding issues regularly - Process business and/or consumer remote deposit capture items - Assist with day 2 balancing and review process of all remote deposit capture services - Monitor anomalies in the online banking channel using fraud detection system - Contact customers and/or branch personnel for unusual or suspicious activity - Update digital banking procedures, provide assistance to branch personnel on digital banking policies - Assist with Quicken/QuickBooks inquiries/troubleshooting - Work with vendors and service providers to maintain operational performance standards - Assist in digital banking system projects, upgrades, and change notifications - Provide backup for all digital delivery channels and processes - Offer prompt, courteous service to internal/external customers with professionalism and confidentiality - Act as backup for all other functions in Digital Banking **Qualifications:** - Highly motivated with experience managing multiple tasks - Demonstrate high ethical standards and behaviors - Strong customer service and problem-solving skills - Knowledge of digital banking processes and terminologies - Maintain professionalism, be an active team player, adapt to change - Strong computer and technical skills - Fluent in written and verbal English communication - Reliable transportation, flexibility for job locations, and re-assignments - Adherence to Needham Bank's Core Values You will be part of a dynamic team at Needham Bank, with a competitive salary and comprehensive benefits package for full-time employees, including medical and dental insurance, 401(k) plan, paid time off, bonus program, and more. Needham Bank values diversity and inclusivity in the workplace, and encourages candidates from various backgrounds to apply.,
Role Overview: You will be responsible for sourcing, evaluating, and recommending approval for Commercial and Industrial (C&I) loans. Additionally, you will actively manage a C&I loan portfolio, initiate relationships with Middle Market C&I customers, and manage loan requests from application to funding stage. Your role will involve analyzing applicant financial status, credit strength, and supporting evaluations to determine loan feasibility, as well as originating and closing new loans in line with the Bank's policies and regulations. Key Responsibilities: - Initiate and develop relationships with Middle Market C&I customers - Actively manage loan requests from application stage to funding - Analyze applicant financial status, credit strength, and supporting evaluations - Originate and close new loans to existing customers and prospects within specified revenue and lending needs ranges - Present new loan requests and other reports to appropriate approval authorities - Stay updated on new types of loans and financial services to meet clients" needs - Identify clients" financial goals and assist in reaching those goals - Assist in resolving commercial loan application problems - Manage and grow an existing commercial loan portfolio - Cross-sell other bank products and respond to customer inquiries - Coordinate ancillary banking needs for commercial customers - Assist in collection/workout activities with troubled assets - Represent the Bank at community functions and participate in task forces and committees - Perform additional duties as needed or assigned Qualifications Required: - Knowledge of financial institution policies, commercial lending practices, and related areas - Strong analytical, organizational, communication, and interpersonal skills - Ability to build strong relationships, adapt to change, and multitask - Superior customer service skills and fluency in written and verbal English communication - Ability to adhere to Needham Bank's Core Values - Bachelor's degree in business, finance, or related area - Two+ years of portfolio management experience - Understanding of banking federal and state regulations, economic and accounting principles, and financial markets Additional Company Details: At Needham Bank, you will work in a normal business office environment. Needham Bank offers a competitive salary and a comprehensive benefit package for full-time employees, including medical and dental insurance, 401(k) plan with a bank match, paid time off, bonus program, tuition reimbursement, and more. Needham Bank is committed to building a diverse, inclusive, and authentic workplace where all candidates are encouraged to apply, even if their experience does not align perfectly with every qualification in the job description.,