Portfolio Manager - Commercial and Industrial Lending

As a Portfolio Manager in the C&I Lending area at our company, your primary responsibility is to manage and grow a portfolio of C&I clients with loan and non-loan related business. Your role involves supporting the growth and development of your assigned C&I portfolio by effectively managing clients with loan and non-loan products. You will be required to complete or review credit analyses on existing and prospective loan accounts, as well as write detailed narrative reports regarding the relationship, financial data, collateral coverage, ability to service debt, and associated risks. Additionally, you will identify relationships needing updated financial information and prepare customer correspondence for ongoing monitoring. Key Responsibilities: - Support the growth and development of an assigned C&I portfolio - Complete or review credit analyses on existing and prospective loan accounts - Write detailed narrative reports on client relationships - Review personal and business financial statements, tax returns, and other financial information - Prepare various written loan reports including loan presentations, modifications, and credit file comments - Recommend appropriate loan risk ratings - Assist C&I team lenders with customer inquiries and servicing requests - Monitor overall C&I loan portfolio exposure and oversee monthly borrowing base borrowers - Participate in Bank task forces, committees, and represent the Bank at community functions - Perform additional duties as requested or assigned Qualifications Required: - Superior customer service skills - Excellent financial analytical skills with sound judgment - Strong written and verbal English communication skills - Extensive knowledge of personal/business financial statements and tax returns - Solid knowledge of financial institution policies and procedures - Strong knowledge of C&I lending practices and related areas - Ability to organize, prioritize, and handle multiple projects - Working knowledge of Microsoft Office applications - Reliable, self-starter, and highly self-motivated - Ability to adhere to Needham Bank's Core Values Education & Experience: - Two to four years of bank credit experience or related bank experience in C&I underwriting - Strong knowledge of Federal and State banking regulations At our company, we offer a competitive salary and comprehensive benefits package for full-time employees, including fully paid medical and dental insurance, 401(k) plan with an 8% bank match, paid time off, flexible spending accounts, and more. We are committed to fostering a diverse, inclusive, and authentic workplace, and encourage candidates with varied backgrounds to apply. The working conditions for this role entail a normal business office environment.,