3015 Credit Appraisal Jobs - Page 14

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC & WC - Underwriting:Zonal Credit Manager SC & WC Finance SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager SC & WC Finance - SBB Is a Team leader Y Team Size: 10 to 12 Grade: AVP/VP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Zonal Credit Manager SC & WC Finance - SBB Credit manages the credit activities and processes for lo...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

Role Overview: As the Credit Manager in Commercial Banking, you will play a crucial role in driving risk-calibrated and profitable growth. Your responsibilities will include managing the end-to-end credit appraisal process, making informed decisions, and monitoring the portfolio to ensure quality. You will be engaging with clients throughout their lifecycle, partnering with Relationship Managers to structure credit solutions and embedding market intelligence into underwriting practices. Key Responsibilities: - Conduct detailed analysis of financials, credit bureau reports, banking history, and QCA modules. - Evaluate credit proposals and make recommendations within delegated authority. - Ens...

As a Market Assessment and Business Development professional, your role will involve conducting market research to understand consumers, competition, and current market conditions. This will help identify new business opportunities in target segments such as Domestic Banks, DFIs, MF, Insurance, Co-operative Banks, International Banking business for GCC, Africa, APAC Market, NBFCs & Capital Market. You will also participate in meetings with key customers, promoters, and prospective customers to understand their needs and propose possible solutions. It is essential to maintain and enhance relationships with key customer accounts and prospective customers to ensure business continuity and growt...

In this role, you will be responsible for conducting market research to understand consumers, competition, and current market conditions. This will help in identifying new business opportunities in various target segments such as Domestic Banks, DFIs, MF, Insurance, Co-operative Banks, International Banking business for GCC, Africa, APAC Market, NBFCs & Capital Market. You will also participate in meetings with key customers, promoters, and prospective customers to understand their needs and propose suitable solutions. Building and maintaining relationships with key customer accounts and prospective customers will be a crucial aspect of your role to ensure business continuity and growth. Add...

COMPANY DESCRIPTION: ValueAdd Research and Analytics Solutions (ValueAdd) is a growing research and analytics solutions provider. We offer capital markets research, business strategy research, ESG Research, and artificial intelligence solutions to global institutions including asset managers, hedge funds, mutual funds, broking and trading firms, investment banks, commercial banks and financial institutions, corporations, consulting firms, and private equity & venture capital firms. Our research solutions include investment banking research, public and private equity valuations, fixed income and credit research, sustainability/ ESG research, industry analysis, market research, competitor benc...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting. Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwritin...

Job Title Team Leader Due Diligence / Underwriting (U S Residential Mortgage) Position Overview The Team Leader will oversee a team of Due Diligence Underwriters / Review Specialists, ensuring high quality, timely assessments of residential mortgage files. The role involves leadership, coaching, process improvement, performance management, and accountability for meeting SLAs, accuracy, and client standards. Key Responsibilities Lead, coach, mentor, and develop a team of due diligence underwriters / reviewers Assign, balance, and monitor workload to ensure that files are reviewed within agreed turnaround times (TAT) Conduct quality audits, peer reviews, and random checks to ensure consistency...

Managing end-to-end credit procedures, creditworthiness assessment, final approval for working capital funding. Overseeing cases from new businesses to existing funding. Ensured completion of disbursement documents after approval within TAT. Required Candidate profile Graduates with Minimum 10 years of exp in MSME Working Capital Location: Delhi , Mumbai & Chennai.

Credit Manager Department Agri Business Group Location Vashi No.of Positions 1 Reporting Relationships Area Credit Manager Position Grade Manager M3 : To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals. Handling all types of working capital (Fund base and Non-fund based limit), Commodity fice and Project loans for Agri SME enterprises. Credit appraisal including ficial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned f...

Responsibilities: Evaluate loan applications, assess borrower creditworthiness, analyze financial statements, credit scores, and repayment capacity, and approve or reject credit proposals. Monitor credit risks, track repayments Ensure documentation

Role Overview: As an Associate Relationship Manager-NBFC in the Wholesale Banking department, your main responsibility will be to prepare credit proposals in order to support credit committee decisions related to the clients" portfolio quality, capital adequacy, liquidity, management quality, and credit rating for the proposed financing. Key Responsibilities: - Perform credit appraisal of NBFC & NBFC-MFI clients by analyzing factors such as AUM growth, portfolio quality & performance, portfolio growth, management quality, CAR, and balance sheet analysis. - Prepare credit proposals that combine financial analysis with sectorial information to assist credit committee decisions regarding client...

Job Requirements About the Role The Credit Manager Commercial Banking plays a pivotal role in driving risk-calibrated, profitable growth by managing end-to-end credit appraisal, decision-making, and portfolio monitoring. This role ensures portfolio quality through early warning systems, covenant tracking, and stress testing, while also engaging with clients throughout their lifecycle. The Credit Manager partners with Relationship Managers to structure credit solutions, maintain compliance, and embed market intelligence into underwriting practices. Key Responsibilities Primary Responsibilities Credit Appraisal & Approval Conduct in-depth analysis of financials, credit bureau reports (commerci...

Job Requirements About the Role The Credit Manager Commercial Banking plays a pivotal role in driving risk-calibrated, profitable growth by managing end-to-end credit appraisal, decision-making, and portfolio monitoring. This role ensures portfolio quality through early warning systems, covenant tracking, and stress testing, while also engaging with clients throughout their lifecycle. The Credit Manager partners with Relationship Managers to structure credit solutions, maintain compliance, and embed market intelligence into underwriting practices. Key Responsibilities Primary Responsibilities Credit Appraisal & Approval Conduct in-depth analysis of financials, credit bureau reports (commerci...

SUMMARY Credit Analyst Financial Spreading ===================================== Summary ----------- We are seeking a detail-oriented Credit Analyst with strong financial spreading skills to join our team in Chennai. The ideal candidate will be responsible for reading, interpreting, and analyzing financial statements of both public and private companies, performing adjustments, and providing insights for credit appraisal. This role is critical in supporting our credit appraisal process and requires a strong analytical mindset, attention to detail, and excellent communication skills. Responsibilities - - - - - - - - - - - - - - - - - - - Spread financial statements, including Income Statement...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegu...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguardi...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguardin...