3015 Credit Appraisal Jobs - Page 13

RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader Y Team Size 2 to 5 Grade Business Corporate Center Department Retail Credit Sub - Department Rural Credit Location About Rural Credit Rural Lending is a part of Retail Credit and caters to all ficial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Fice, which is Lending to economically active poor Women u...

RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE No of Vacancies Reports to RCM Is a Team leader Y Team Size 5-7 Grade M/SM/AVP Business Underwriting Department Retail Credit Sub - Department CPC Location About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwriting of Centralise...

Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Ma...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving c...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clien...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving c...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clien...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 1 to 3 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients i...

Role & responsibilities Manage credit underwriting of cases. Ensure that TAT is being maintained and support the Business Risk Management and Financial analysis. Preferred candidate profile

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a. Identification of customers through dealership networks b. Filling up of the application form c. KYC verification d. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria: Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatory Two-wheeler and Driving license are must Selected candidates home location should be between 20 KM from selected location Age: 20 to 32 yrs. - Preferable

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Graduation

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goals Ensure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective Communication Attention to detail Problem Solving Team work Ability to work in a target-oriented environment. EDUCATIONAL QUALIFICATION: An...