3552 Credit Appraisal Jobs - Page 4

To manage relationships with Financial Institutions which includes lending to NBFCs catering to Micro Finance institutions, housing finance companies, School financing NBFCs, MSME NBFCs, vehicle financing NBFCs,catering to informal segment customers Required Candidate profile Associate Relationship Manager supports Senior RMs & manage client relationships, handles credit assessment processes (analysis, documentation, monitoring) link between clients and internal teams Perks and benefits All Banking Benefits and Perks

Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency Review and analyse financial model for the residential/commercial office/warehousing projects and LRD eligibility Review project documents, Joint Development Agreements, TSR etc Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Ensure all internal and external compliance parameters are adequately addressed in the proposals and there are no deviations from regulatory norms. Gather market intelligence with other financial institutions and enti...

Role Summary- The role holder is responsible leading a team of Relationship managers for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 500-1500 crore turnover), offering them entire suite of bank's product. Core Responsibilities- Team Management ? Manage and lead a group of Relationship Managers to achieve their respective goals and objectives which are in line with the banks overall strategy and objective Promoter/ Top Management Relationship ? Engage and maintain relationship with top management and promoters of the client on regular basis ? Understand the promoters / top management's financial needs and challenges and provide suitable so...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Designation - Officer Credit-Micro Banking Role & responsibilities - Underwrite high ticket and open market loans in the field through thorough assessment Underwrite both unsecured and secured loans of the microfinance and rural business Decision on loan applications as per credit approval grid, Conduct Loan Utilization Checks / Personal Discussion/ QC etc. Maintain completeness of post disbursement documents Preferred candidate profile - Graduation or Post Graduation Preferably in Commerce, 1-4 years of experience preferably in field credit or sales Knowledge of credit underwriting Interested candidates may share resume to "subrata.kar352@ujjivan.com"

We are expanding our FIG Lending vertical which focuses on NBFCs in the 200Cr.+ AUM range across PL, MFI, Vehicle, Housing, MSME, Education etc. We are hiring for the role of Credit expert for our FI Vertical at our Gurugram office. We are specifically looking for passionate, talented and hungry individuals who excel in Credit Analysis ,Credit Appraisal and underwriting. Key Responsibilities: Conduct in-depth credit analysis of Financial Institutions Clients for PAN India. Deliver timely, high-quality research reports supported by financial modeling, peer comparisons, and risk assessments. Engage in detailed discussions and meetings with senior management of rated institutions to understand ...

Role & responsibilities Managing Credit and Operations for Home Loans of the Region. • Credit appraisal as per policies, procedures, and credit underwriting guideline. • Maintenance of TAT, Compliance, policies and procedures. Customer Application Screening, KYC and Income documents as collected by SO for login. • Initiate legal, valuation, CIBIL and other verification reports • Interpretation of Credit Bureau Report • Analysis of Bank Statements and other relevant documents for income assessment. • Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes Preferred candidate profile

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals. The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts. It is the CCO's responsibility to ensure that the notes submitt...

Job Purpose “This position is open with Bajaj Finance ltd.” Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. - Credit appraisal for BL & Doctor Loans files for the assigned location - Keeping delinquency under control - Compliance of policy and processes - Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format - Market Research and Feedback for new product launch. - Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant...

Job Summary: We are seeking a diligent professional to conduct deep fundamental analysis on corporate bond issuers and structured finance transactions, form a definitive independent credit view, and anchor credit discussions with institutional investors. Key Responsibilities: 1. Deep-Dive Financial Analysis: Analysis of Balance Sheets, P&L, and Cash Flows for companies in Manufacturing, Infrastructure and Real Estate Sectors. Examination of business health beyond standard ratios, specifically focusing on promoter and management profile, financial management, working capital cycles, cash flow quality and identification of hidden risks. 2. Creation of the Credit Rationale: Preparation of brief...

ALSTOM India Limited is looking for Project Cybersecurity Manager to join our team Establish and ensure adherence to the Project Cybersecurity Management Plan. Distribute and ensure compliance with applicable security requirements and regulations. Plan security activities and manage efficient system architecture design. Conduct cybersecurity risk analysis and manage project/business impacts. Review deployment documents from a cybersecurity perspective. Define and follow up on action plans to resolve cybersecurity issues. Ensure cybersecurity awareness is propagated to the Alstom team and suppliers. Job Requirements Degree in Engineering or a related field. Experience or understanding of cybe...

Senior Credit Rating Analyst for Mumbai location

Role Summary The role holder is responsible for assisting Senior Relationship Manager in increasing sales and revenue through management of new and existing clients by selling /cross-selling wholesale banking products and services to large corporate clients. Market Assessment and Business Development Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities. Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions. Works towards maintaining and enhancing relationships with key customer accou...

Responsibilities/ Job Description Responsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation. Participate in audits of various businesses, processes and operations related to Wholesale Banking. The position will require in-depth understanding of Credit Risk management, Regulatory requirements, and internal policies with focus on mitigating risks. Drafting and issuance of findings and discussion with Auditee for closure of same. Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank. Ensur...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Job Description: As a Credit Executive at our company, your main responsibility will be to appraise credit proposals and make recommendations based on the laid policy framework and guidelines. You will need to ensure that all credit proposals are processed within the stipulated Turnaround Time (TAT). This involves processing loan applications with minimal errors related to exposure, customer profile, PSL guidelines, etc. Additionally, you will be responsible for preparing Rejection Management Information System (MIS) reports and updating negative cases in the NCIF database. You will also assist the Loan Credit Manager (LCM) in carrying out day-to-day activities related to the credit function...

Roles and Responsibility Develop and implement effective credit policies and procedures to minimize risk. Conduct thorough credit analysis and assessments to determine client creditworthiness. Manage and maintain accurate records of all credit transactions and interactions. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and report on credit portfolio performance and provide recommendations for improvement. Stay up-to-date with industry trends and regulatory changes affecting credit management. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills with attention to deta...

Roles and Responsibility Develop and implement effective credit policies and procedures to minimize risk. Conduct thorough credit analysis and assessments to determine client creditworthiness. Manage and maintain accurate records of all credit transactions and interactions. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and report on credit portfolio performance and provide recommendations for improvement. Stay up-to-date with industry trends and regulatory changes affecting credit management. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills with attention to deta...

Roles and Responsibility Manage and oversee the credit function at the branch level, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain strong relationships with customers, providing excellent customer service and support. Analyze market trends and competitor activity to identify opportunities for expansion and improvement. Collaborate with cross-functional teams to achieve business objectives and resolve complex issues. Monitor and control credit risk, developing mitigation strategies as needed. Job Requirements Strong knowledge of credit principles, practice...

Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk. Analyze financial data and provide insights to senior management on credit performance. Collaborate with cross-functional teams to identify and mitigate potential risks. Monitor and report on credit metrics, providing recommendations for improvement. Ensure all lending decisions are made in accordance with company policies and guidelines. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills, with the ability to interpret com...

Roles and Responsibility Manage and analyze credit data to make informed decisions about loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Conduct thorough credit analysis and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with industry trends and regulatory changes affecting credit management. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Excellent analytical and problem-solving skills, with the ...

Roles and Responsibility Develop and implement effective credit policies and procedures to minimize risk. Conduct thorough credit analysis and assessments to determine client creditworthiness. Manage and maintain accurate records of all credit transactions and interactions. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and report on credit portfolio performance and provide recommendations for improvement. Stay up-to-date with industry trends and regulatory changes affecting credit management. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills with attention to deta...

Role Overview: As a Loan Processor at VFS, your primary responsibility will be to authenticate documentation for loan applications, conduct appraisals, manage risk exposure, ensure compliance with credit policies, and assist in debt restructuring. You will play a crucial role in verifying securities, recovering delinquent loans, and managing customer relations in alignment with service level agreements. Key Responsibilities: - Authenticate documentation for all loan applications to ensure compliance with KYC and credit appraisal requirements. - Conduct appraisal of customer loan applications and provide recommendations for approval. - Ensure adherence to the organization's Credit Policy, Pro...

As an experienced finance professional with expertise in Techno-Economic Viability (TEV) Studies and LIE Services, you will play a crucial role in high-impact assignments with banks, FIs, and NBFCs. Your contributions will be centered around complex project appraisals and financial evaluations. **Key Responsibilities:** - Lead TEV/LIE assignments including Project Appraisal and Feasibility Studies (Technical, Financial & Commercial). - Prepare comprehensive TEV Reports with financial ratios (DSCR, IRR, Breakeven, etc.). - Conduct industry research and provide insights into project viability. - Build and review financial models from scratch; document assumptions. - Prepare and review Informat...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...