Territory Credit Manager

Role Overview: As a Loan Processor at VFS, your primary responsibility will be to authenticate documentation for loan applications, conduct appraisals, manage risk exposure, ensure compliance with credit policies, and assist in debt restructuring. You will play a crucial role in verifying securities, recovering delinquent loans, and managing customer relations in alignment with service level agreements. Key Responsibilities: - Authenticate documentation for all loan applications to ensure compliance with KYC and credit appraisal requirements. - Conduct appraisal of customer loan applications and provide recommendations for approval. - Ensure adherence to the organization's Credit Policy, Procedures, and service level agreements. - Proactively manage risk and exposure for the assigned portfolio to minimize risks and ensure good performance. - Verify and forward securities for perfection. - Ensure recovery of pledged items as security on delinquent loans. - Assist in debt restructuring and grading/classification of loan accounts. - Manage customer and stakeholder relations according to agreed Service Level Agreements. - Perform any other duties as assigned by the Supervisor. Qualifications: - Graduate/MBA from a recognized institution. - 2 to 3 years of experience in credit financial services in banks and other financial institutions. (Note: Additional Information about the best flexible work culture is provided by the company.) Role Overview: As a Loan Processor at VFS, your primary responsibility will be to authenticate documentation for loan applications, conduct appraisals, manage risk exposure, ensure compliance with credit policies, and assist in debt restructuring. You will play a crucial role in verifying securities, recovering delinquent loans, and managing customer relations in alignment with service level agreements. Key Responsibilities: - Authenticate documentation for all loan applications to ensure compliance with KYC and credit appraisal requirements. - Conduct appraisal of customer loan applications and provide recommendations for approval. - Ensure adherence to the organization's Credit Policy, Procedures, and service level agreements. - Proactively manage risk and exposure for the assigned portfolio to minimize risks and ensure good performance. - Verify and forward securities for perfection. - Ensure recovery of pledged items as security on delinquent loans. - Assist in debt restructuring and grading/classification of loan accounts. - Manage customer and stakeholder relations according to agreed Service Level Agreements. - Perform any other duties as assigned by the Supervisor. Qualifications: - Graduate/MBA from a recognized institution. - 2 to 3 years of experience in credit financial services in banks and other financial institutions. (Note: Additional Information about the best flexible work culture is provided by the company.)