Territory Credit Manager

As a Loan Officer at VFS, you will play a crucial role in the authentication and appraisal process of loan applications for micro enterprises. Your responsibilities will include verifying documentation to ensure compliance with KYC and credit appraisal requirements, conducting thorough customer appraisals, and recommending loan approvals. It will be essential to adhere to the organization's Credit Policy, Procedures, and service level agreements while proactively managing risk and exposure within your assigned portfolio. Your role will also involve verifying provided securities, managing the recovery process of pledged items on delinquent loans, and assisting in debt restructuring when necessary. Additionally, you will contribute to grading and classifying loan accounts and maintaining positive customer and stakeholder relations as per agreed Service Level Agreements. Flexibility in work culture is a key aspect of VFS, ensuring a conducive environment for your professional growth. To excel in this position, you should hold a Graduate/MBA degree from a recognized institution and possess 2 to 3 years of experience in credit financial services within banks or other financial institutions. Your attention to detail, risk management skills, and ability to navigate complex financial scenarios will be critical to ensuring the success of both the organization and its customers. Embrace this opportunity to make a meaningful impact in the financial services sector with VFS.,