4091 Credit Underwriting Jobs - Page 12

Role Summary The Credit Manager will manage the credit function for the payday loan portfolio, ensuring efficient underwriting, strong portfolio quality, and compliance with regulatory norms. The role includes credit risk assessment, fraud control, portfolio monitoring, and leading the credit team to meet business and quality targets. Location: Pune (Full-time) Key Responsibilities ? Oversee end-to-end underwriting for payday/short-term personal loans. ? Assess customer creditworthiness using bank statements, income analysis, digital data, and credit bureau reports. ? Lead, supervise, and motivate the credit team to achieve underwriting targets, TAT, and portfolio quality benchmarks. ? Devel...

Credit Manager LAP Experience: 3–5 Years | Product: Loan Against Property (LAP) Key Responsibilities: Evaluate LAP proposals & conduct PD/site visits for credit assessment. Analyse financials, repayment capacity & validate customer profile. Ensure credit policy adherence, proper documentation & risk checks. Coordinate with Sales, Legal, Technical & Operations for smooth processing. Monitor portfolio quality & highlight early risk signals. Maintain MIS, ensure audit compliance & support disbursement TAT. Requirements: Graduate/Postgraduate in Finance/Commerce. 3–5 years of experience in LAP credit underwriting. Strong analytical & decision-making skills. Good communication & MS Office profici...

Credit Manager SBL (Majorly LAP) | Aurangabad, Thane, Malegaon Key Responsibilities: Evaluate and approve Secured Business Loan (SBL) proposals, majorly LAP-based . Conduct PDs/site visits & ensure credit policy adherence. Monitor underwriting quality, TAT & portfolio health across region. Guide & train branch credit teams for strong credit evaluation. Liaise with Sales, Ops & Legal teams for seamless disbursement. Track delinquency trends, ensure audit & compliance standards. Maintain MIS and provide portfolio insights to management. Requirements: Graduate/Postgraduate in Finance/Commerce. 810 years experience in SBL/LAP credit & underwriting (NBFC/BFSI). Strong analytical, leadership & com...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Experience required for the Job: 3-6 years in Credit Unde...

JOB SPECIFICATION Position : Senior Analyst (Fixed Income Credit Research) Location : Mumbai Department : Investment Research KEY RESPONSIBILITIES: • Writing credit research recommendation notes on companies / sectors/ themes. Hands on experience in high yield, and distressed debt credit • Preparing detailed distressed debt and recovery models with cash flow forecasting, detailed capital structure analysis and waterfall analysis. Good understanding of off-balance sheet adjustments and performing distressed debt modeling and recovery analysis. • Working experience on screening bonds/loans indentures/prospectuses, financial and negative covenants; preparing covenants summaries, etc • Ensuring ...

Underwriting Mortgage Underwriting Secured Loan Portfolio Management

** Should be okay for early morning shifts** Role & responsibilities Review and establish 2nd to final progress payments for construction loans Ensure all payments are supported by valid invoices and align with the customers building schedule Maintain accurate records of approvals and communications Liaise with customers, builders, and brokers to resolve queries and ensure smooth payment processing Purpose To oversee and approve post-settlement activities for construction loan drawdowns, ensuring that progress payments are accurately and efficiently processed for customers building their own homes. The validation and initiation of progress payments, maintaining compliance with system require...

Credit Rating/ Analysis (Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparin...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeg...

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whil...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Analyst Qualifications: Master of Business Administration/CA Inter/ICWA(Inter) Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients ad...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Project Role : Responsible AI Engineer Project Role Description : Assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical and sustainable practices. Design and implement technology mitigation strategies for systems to ensure ethical and responsible standards are achieved. Management Level :CL 7 Must have skills : Responsible AI Good to have skills : NA Summary :As a Responsible AI Engineer, you will assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical, and sustainable practices. Your typical day will involve designing and implementing technology mitigation strategies to ensure th...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Role & responsibilities Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process. Collecting the needed financial documentation and assessing the clients' creditworthiness. Calculating and analyzing the risk ratios of clients based on their credit score and financial history. Approving or denying loan requests and communicating your decision to both clients and management. Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs. Maintaining records of loan applications by using loan management software. Managing loan renewals by organizing followup meetings ...

LTFinance is looking for BRANCH CREDIT MANAGER-LAP to join our dynamic team and embark on a rewarding career journey Manage and analyze credit data to determine client creditworthiness. Develop and implement effective credit policies and procedures. Build and maintain relationships with clients and stakeholders. Conduct thorough credit risk assessments and provide recommendations. Monitor and report on credit portfolio performance. Collaborate with cross-functional teams to achieve business objectives. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details...

LTFinance is looking for BRANCH CREDIT MANAGER-LAP to join our dynamic team and embark on a rewarding career journey Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to achieve business objectives. Conduct thorough credit assessments and provide recommendations. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seek...

LTFinance is looking for AREA CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Manage and oversee the credit function within the assigned area, ensuring compliance with company policies and regulatory requirements. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain strong relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities for improvement. Collaborate with cross-functional teams to develop and launch new products and services. Monitor and control credit risk, developing mitigation strategies a...

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

Role Overview: You will be responsible for processing and underwriting Commercial Vehicles Finance deals in Andhra Pradesh, Karnataka, and Telangana, ensuring adherence to credit policy, defined processes, and CAM quality. Additionally, you will be imparting training to the Credit Processing Team/Team Management and maintaining defined TATs for approval. Key Responsibilities: - Process and underwrite Commercial Vehicles Finance deals in accordance with credit policy - Ensure adherence to defined processes and CAM quality - Provide training to the Credit Processing Team/Team Management - Maintain defined TATs for approval and TAT/Performance Management of processing Team - Conduct induction a...

The Manager – Credit & Risk supports the branch Role Category: Credit & Risk / Corporate Banking Prepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profile Graduate with 4–10 years of experience in major scheduled corporate Banking Strong knowledge of credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based).

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

3+years Location - Chennai, Pune JD QA-Underwriting Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job...