3555 Credit Underwriting Jobs - Page 11

Job Description 11465 Leading a sales team of Cluster Managers and field staffs to augment the Business Correspondent (BC) network of various financial institution. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, Small Finance Banks to provide an array of financial products and services for the channel partners. Business development & expansion on business correspondence alliance partners Innovate & develop retail asset products e.g. JLG Loans, Secured & Unsecured MSME Loans to suit the target customers and geographies. Sales strategies to improve market share and Identification of business potential areas / districts for expansion of region Enabling busin...

Grade-M5/M6 Role- Area Credit Manager Job Description: Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai . RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi urban regions. To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Commercial Vehicles / Construction Equipment ...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth ficial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Conduct credit underwriting for SENP/SEP mortgage cases with in-depth ficial an...

We are seeking a detail-oriented and analytical Credit Manager to evaluate and underwrite credit proposals in the Agri-Fin Projects segment. The role involves assessing ficials, conducting market visits, and ensuring timely and compliant credit processing. The ideal candidate should have strong ficial analysis skills, experience in credit underwriting, and a proactive approach to risk management. Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals.Handle all types of working capital requirements (fund-based and non-fund-based), commodity fice, and project loans for Agri SME enterprises. Conduct thorough credit appraisals, including ficia...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

Credit Manager - LAS (Loan against securities) Key Performance Indicators Business & Financial Management -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite LAS proposals for new limits/ enhancements and renewals within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

LTFinance is looking for AREA CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey. The Area Credit Manager is responsible for managing the credit and collections activities within a specific geographical area or region. This includes assessing creditworthiness, setting credit limits, monitoring accounts receivable, and ensuring timely collections. Key Responsibilities : Credit Risk Assessment : Evaluate the creditworthiness of new and existing customers. Analyze financial statements, credit reports, and other relevant information to determine credit limits. Credit Policy Development : Develop and implement credit policies and procedures in line with company objec...

LTFinance is looking for BRANCH CREDIT MANAGER - LAP to join our dynamic team and embark on a rewarding career journey. Manage the Loan Against Property (LAP) portfolio of the branch, ensuring credit assessments and approvals adhere to risk policies. Monitor the performance of the credit portfolio, identify potential risks, and implement corrective actions as needed. Liaise with clients, relationship managers, and internal teams to ensure smooth processing of loan applications and disbursements. Provide guidance to team members, conduct audits, and ensure compliance with regulatory and internal standards Disclaimer : This job description has been sourced from a public domain and may have bee...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

Educational QualificationGraduatePrincipal AccountabilitiesStarting business in a new village: Village appraisal and preparation of the approval Sourcing of business: Sending disbursement plan to Cluster Head Monitoring of associates activities and productivityDisbursements: Preparation of disbursements documents, withdrawal of money from bank and disbursal to customers Preparation of collection documentation collection sheet and stickers Authorization of MERC entries:Customer visits during collection cycle Meeting first time defaulters immediatelyCollection of over dues Meeting with all OD customers on a frequent basis Meeting first time defaulters immediately Coordinating with Legal and Cl...

Job Role : - Underwriting Manager - Surety Job Location :- Mumbai, Andheri East Roles & Responsibilities Liaison with Lead -Surety Underwriting to devise underwriting strategy to maintain defined loss ratio targets Interact with other stakeholders specifically the sales team to understand the objectives set by them for Corporate & SME products at the circle level Analyse market trends in respect of Surety LOB, seek feedback from third party stakeholders like insured, beneficiary & brokers to know market dynamics and accordingly provide inputs to grow business Provide inputs to sales team on segments to target, USP of our product compared to market players products and our risk appetite to so...

Responsibilities - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regu...

About this role: Wells Fargo is seeking a CIB Portfolio Manager In this role, you will: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within CIB Portfolio Management functional area and contribute to large scale planning related to functional area Identify opportunity for process improvements within scope of responsibilities Review and analyze less complex business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives Exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exercis...

About this role: Wells Fargo is seeking a Senior Loan Documentation Processor. In this role, you will: Work pre-close documents for moderately complex to complex commercial loans Coordinate all aspects of loan closings Perform customer, loan and regulatory diligence Accurately evaluate and upload data into the systems of record Ensure compliance with all bank policies, procedures and regulatory requirements Review and prepare complex loan documents Coordinate legal activities for loan documentation that may include Document purchased from third party sources, with internal staff and the Corporate Legal group Serve as primary liaison between Credit, Sales, and Legal departments Work collabora...

Key Responsibilities: - Evaluate credit reports, verify financial data, and review loan documents. - Conduct comprehensive credit analysis focusing on the 4Cs of Underwriting (Income, Assets, Liabilities, Collateral). - Process loan documentation to ensure adherence to FNMA, FHLMC, and other investor guidelines. - Deliver exceptional customer service by addressing inquiries promptly and providing effective solutions. - Validate and process loan applications accurately. Ideal Candidate: Education: Any Graduation Experience: Minimum of 3 years in underwriting or related fields Skills: Excellent communication, interpersonal abilities, and adept at troubleshooting basic technical issues Knowledg...

• Handling Credit operation from Login to Disbursement • Credit Decision Making for PL Cross Sell and forwarding Proposals. • Monitoring vendors like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT.