2846 Credit Underwriting Jobs - Page 8

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

Affordable housing loan gram panchayat and Gautham property knowledge must. • Visiting business premise, property of customer at the time of PD in HL/Lap • Ability to understand customer business and requirement from their perspective Required Candidate profile Male Graduate with 2 - 5 years’ experience underwriting and sanction of home loan/LAP Understanding credit worthiness of customers observation & findings of PD gram panchayat and Gautham property

Role & responsibilities Oversee the origination of Secured Business Loans (Loan Against Property) from initial inquiry to loan approval. Ensure compliance with MASs credit policies and industry regulations. Structure loan offers in alignment with the customer’s financial, repayment capacity, and risk appetite. Assess the financial viability of businesses applying for secured loans. Collaborate with legal and technical teams to evaluate property valuations and documentation. Monitor and review the loan portfolio periodically to identify early signs of delinquency. Identify potential risks in existing loans and take proactive measures to reduce defaults. Propose and implement improvements to c...

Role & responsibilities Conduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business, risk, and operations teams for smooth disbursals Support portfolio monitoring, early warning detection, and risk mitigation strategies Contribute to process improvement and credit policy refinement

Experience- 2+ Location: Delhi/Gurgaon JD for Credit Manager (Credit):- This includes the consistent application of a credit policy, periodic credit reviews of existing customers, and assessing the creditworthiness

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Responsible for Credit & Risk appraisal of Secured Loans. Appraising deviations basis mitigants, relationships, local market knowledge, etc.

Manage loan operations, including loan processing, disbursement, and recovery. Ensure compliance with regulatory requirements and internal policies. Oversee taxation matters related to loans and interest income.

Analyse risks and approve or reject loan requests. Prepared CAM(Credit Appraisal Memo)Analysed for Credit History. Knowledge of Technical and Legal report.

Manage loan operations, including loan processing, disbursement, and recovery. Ensure compliance with regulatory requirements and internal policies. Oversee taxation matters related to loans and interest income.

Role & responsibilities : Review the Customer's Profile for Loan credit Worthiness. Visit in person for Verification. Analyze the credit worthiness and past track records of loans and repayments CIBIL Verification Maintain a detailed track report of clients Loan processing Attention to detail Preferred candidate profile 3-5 Yrs in Affordable housing segment HL/ LAP/ Mortgage Background (must) Ticket size of upto 1 Cr handling experience NBFC background only

Roles and Responsibilities Roles and Responsibilities Urgent Requirement in NBFC Company Assistant Credit Manager Annalise risks and approve or reject loan requests Prepared CAM(Credit Appraisal Memo) Analysed for Credit History Knowledge of Techn

Experience: 4 to 5 years minimum Position offered: UK Finance Manager very handy will be responsible for Daily bank reconciliation / Customer / Supplier Reco / Credit Control / Raising invoices / Monthly Management Accounts

Responsible for assessment of loan proposals in line with the credit policy of the company. Managing quality & delivery turnaround of loan proposals. Engaging with relevant authorities for loan approvals.

Key Deliverables for the role Build the Credit and Operations functions in the Company covering the following: o Underwriting o Transaction Documentation o Disbursements o Banking Operations

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Responsibilities: * Conduct credit analysis, underwriting & pricing * Verify documents, collect information * Collaborate with sales team on loan proposals * Analyze financial statements & market trends

Location: Bangalore/Mumbai/Delhi NCR Role: ARM/Analyst About CredAble CredAble is a technology-powered supply chain funding solutions company and NBFC. Leveraging our trade finance expertise, technology platform, and access to 3rd party capital, we arrange funding programs for enterprise supply chains. Led by a team of industry experts, CredAble is at the forefront of powering tech-enabled working capital financing. Programs are anchored around enterprise clients, where we provide funding linked to transactions with suppliers (payables) and distributors (receivables). Investors in CredAble include Alpha Capital, Oaks an India-focused investment manager investing in consumer- focused and/or d...

Role & responsibilities To Handle the Team of BCMs/CPAs. Underwriting and Decision of Affordable Home loan/loan against property. Maintaining TAT as per Management Expectations by supervising team. To manage complete geography with team. Assessment of borrowers profiles, repayment capacity and income stability and cashflow assessment for unorganized structures. Understand and interpret results of financial analysis, banking analysis and bureau reports and Eligibility in line with Policy/Income Programmed. Study analysis and interpretation of legal & technical reports of property and should be understanding Legal and technical challenges associated with the Property of the specific geography ...

As a Credit Underwriting Manager, your primary responsibilities will include: - Managing the credit underwriting function of the branch to ensure quick turnaround of credit lending proposals in coordination with local credit Managers and sales team. - Conducting personal discussions with customers to assess credit worthiness and overseeing completion of credit/KYC documents through telephonic, field, and collateral visits. - Individually underwriting proposals as per established policies and procedures to meet agreed SLAs and manage city/area business volumes. - Reviewing and assessing loan applications received from the team within defined guidelines, making decisions or recommendations for...

Role Overview: You will be joining as a Manager in the Data Science team, responsible for establishing standards and practices to deliver effective models with clean, secure, scalable, and maintainable code. Your role will involve leading, building, and growing the Data Science engineering team to ensure the development and delivery of quality models. Key Responsibilities: - Establish best standards and practices for you and the team to develop effective models with clean, secure, scalable, and maintainable code. - Lead, build, and grow the Data Science engineering team to enable them to build and deliver quality models. Qualifications Required: - Top-notch problem-solving skills to understa...

Roles and Responsibilities Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposal Review the underwriting process and define process as per available resources and branch requirements Analyze associated risks in the business and financial standing of the client Appraising proposals, conducting risk analysis & scrutinizing relevant documents before recommending, ensuring compliance with credit policies Overseeing the proposals end to end e.g. from login to sanction of cases and supporting in disbursal Analyze the bank behavior of the customer and bank statement. Analyzing CRIF/CIBIL reports Loan Assessment and decision making Hand...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Senior Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 5 to 8 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst ...