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1.0 - 6.0 years

3 - 8 Lacs

Chalisgaon

Work from Office

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

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1.0 - 6.0 years

3 - 8 Lacs

Nagar, Ahmednagar

Work from Office

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

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3.0 - 7.0 years

5 - 9 Lacs

Jaipur

Work from Office

LTFinance is looking for CREDIT UNDERWRITING MANAGER to join our dynamic team and embark on a rewarding career journey. Evaluate and underwrite loan proposals for retail and SME customers across products such as personal loans, home loans, auto loans, and business finance Ensure compliance with company credit policies, regulatory guidelines, and risk frameworks during credit assessment Analyze financial statements, income documents, bank statements, credit bureau reports, and other documentation to assess creditworthiness Maintain a balanced approach to risk and business growth, ensuring optimum approval rates with controlled delinquencies Collaborate with sales teams for smooth flow of credit decisions and provide training on documentation and eligibility norms Implement fraud prevention measures and coordinate with RCU teams for field verifications when required Monitor portfolio performance, identify stress trends, and contribute to policy enhancements and automation initiatives Ensure adherence to TATs (Turnaround Time), audit compliance, and quality control in underwriting processes Provide feedback and data-driven insights to senior management for continuous improvement in underwriting models

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3.0 - 5.0 years

5 - 7 Lacs

Aranthangi

Work from Office

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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3.0 - 5.0 years

5 - 7 Lacs

Dharapuram

Work from Office

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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5.0 - 10.0 years

7 - 12 Lacs

Hyderabad

Work from Office

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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5.0 - 10.0 years

7 - 12 Lacs

Bhopal, Nagar

Work from Office

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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5.0 - 7.0 years

6 - 10 Lacs

Rajkot

Work from Office

Interested Candidate can share CV vaibhav.macwan@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

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3.0 - 8.0 years

11 - 19 Lacs

Gurugram

Work from Office

Key Responsibilities: Conduct detailed credit analysis of existing middle market loans across various sectors. Deliver insightful credit evaluations to support positive client outcomes. Present credit recommendations (approve/reject) to the credit committee. Calculate key credit metrics (e.g., EBITDA, leverage, repayment) based on loan documentation. Monitor and assess compliance with financial covenants. Proactively identify and flag potential credit risks. Manage transaction data using Oxane's proprietary technology platform.

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3.0 - 6.0 years

8 - 13 Lacs

Vijayawada

Work from Office

Responsible for leading and managing a team of sales representatives to achieve sales targets within a specific geographical area. Retain and expand the company's base of customers for home loan and LAP channel(Loan Against Property) so as to ensure repeat business or referrals Maximize sales through a network of DSA / Direct Sales / CA / Builders and by effectively managing connector and builder relationships to ensure strong business. Maximize number of APFs and increase penetration in the approved APF projects. Facilitate the development of a robust business plan so as to improve the disbursal patterns Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business.

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10.0 - 15.0 years

20 - 35 Lacs

Goregaon

Work from Office

Role & responsibilities : Responsible for upholding the Piramal brand by overseeing the credit underwriting activities for all branches in purview and ensuring necessary changes in the underwriting norms are made which are customized to the local region to serve the respective customers effectively Establish key qualification rules to assess credit worthiness of applications with discrepancies identified at the area level Examine underwriting processes and respective policies on a continuous basis to ensure that the right set of risk parameters as relevant to the expected scale of business are focused upon. Assess the overall viability of credit lending proposals for the region from credit as well as risk perspective based on the institutionalized processes and dynamic market information relevant to the respective branches in the region Responsible for sanction decisioning in consideration with updated policies and processes of the organization basis the limit set in the deviation matrix Effectively engage with functional heads in the region (Sales, Operations, Risk etc) to understand and contribute to improvement of regional performance across locations Periodically monitor regions productivity while tracking portfolio quality and act as a feedback loop between the region and head office to ensure alignment to organizational goals Supervise and monitor the area credit team for prompt and quality credit processing while ensuring their adherence to the laid down policies & processes Collaborate with Technical and Legal teams for comprehensive assessment for underwriting Coordinate with Collections team to elicit business insights and introduce necessary changes in the policies to mitigate risks Stay abreast with the best practices across the industry and present the same for improving internal processes and policies Assess deviations raised and documented by underwriters in compliance with credit policy. Monitor compliance to the credit policy and processes to ensure that the delinquencies are kept under the identified targets Minimize audit deviations by ensuring compliance to all credit related policies & processes for the region Track and analyze reports and MIS, review and implement performance sheets and provide feedback for course correction Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile : 10-15 years of relevant experience as a Cluster/Area Credit Manager in a large HFC/NBFC handling high value LAP. Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Deep experience & understanding of retail financial services across NBFCs, banking Knowledge of local markets and trends in retail lending Ability to liaison & follow-up with external and internal stakeholders

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3.0 - 8.0 years

6 - 7 Lacs

Pune, Chilakaluripet, Nellore

Work from Office

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, pune Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

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5.0 - 9.0 years

0 Lacs

koppal, karnataka

On-site

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, assessing income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet agreed SLAs. Additionally, you will be expected to build effective relationships with third parties, take ownership of client queries, strive for continuous process improvement, and facilitate quick turnaround of credit lending proposals for mortgage business. You will also be responsible for reviewing credit exposures, ensuring risk mitigation, and managing the credit underwriting function of your branch. To excel in this role, you should have a Graduate or Masters/Post Graduate qualification and preferably hold certifications such as CA or MBA. Your ability to critically review credit proposals, manage credit risk, and ensure adherence to legal and documentation norms will be crucial in this position. Moreover, your role will involve monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phase and undertaking necessary steps for risk mitigation. Finally, you will be required to follow up and ensure recovery of quick mortality cases within specified timelines.,

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8.0 - 12.0 years

0 Lacs

maharashtra

On-site

The Credit Portfolio Senior Analyst position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. As an intermediate-level position, your role will be crucial in managing Citi's portfolio exposure to clients and counterparties globally. You should possess a minimum of 8 years of relevant work experience and have the ability to work with large and complex data sets, both internal and external, to evaluate, recommend, and support the implementation of business strategies. Utilizing tools like SAS, SQL, and Access, you will be responsible for identifying and compiling data sets to help predict, improve, and measure the success of key business outcomes. Documenting data requirements, data collection, processing, cleaning, and exploratory data analysis will be part of your responsibilities, along with experience in SAS, SAS/Stat, and SQL being essential. Experience with Digital, Big Data mining tools, and technology is advantageous, as is experience with end-to-end project or process management. An ideal candidate would have experience in a large, sophisticated credit granting organization with major credit card, financial services, retail, or consulting business. Strong quantitative and analytic skills, a data-driven mindset, and hands-on experience working with large datasets are also key requirements, along with proficiency in programming using SAS and Big Data (Hadoop preferred). You should be adept at leveraging technology and robust data management systems, statistics to support risk identification, measurement, and monitoring of production data and attributes. Knowledge of Credit cards and the use of Bureau data in Credit Underwriting is crucial. Effective communication, both written and verbal, is essential, along with the ability to create and deliver compelling presentations to various audiences. Having a solutions-oriented attitude, challenging the status quo, driving innovation through thought leadership, and maintaining an end-to-end view are also important attributes for this role. The ability to prioritize work, make decisions independently, and maintain high standards while being detail-oriented and intellectually curious are qualities we value in a candidate. A Bachelor's degree or equivalent experience is required for this position. Furthermore, skills in analytical thinking, constructive debate, escalation management, industry knowledge, policy and procedure, risk controls, and monitors, among others, are highly relevant to this role. If you require a reasonable accommodation to apply for this career opportunity due to a disability, please review Accessibility at Citi. Additionally, you can view Citis EEO Policy Statement and the Know Your Rights poster for further information.,

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2.0 - 6.0 years

0 Lacs

vadodara, gujarat

On-site

As a Credit Underwriting Coordinator, your primary responsibilities will include monitoring the FTR trends, identifying training gaps, and conducting regular trainings. You will be responsible for coordinating the mapping issues and technical issues, ensuring end-to-end TAT servicing by the CO structure to the sales teams. Your key duties will involve maintaining a TAT of 24 hours for all assigned credit underwriting at the branch. You will also need to ensure monthly trainings for Branch Loan officers on the latest product updates and maintain a FTR of the branch at 90% levels through daily briefings on file-wise errors. It will be your responsibility to ensure branch compliances by highlighting deficiencies to RM ICQ and conducting detailed Root Cause Analysis for OD cases. Additionally, you will be required to act in the role of Branch Manager in their absence for the purposes of cash deposition and disbursement. The ideal candidate for this role will be a graduate in any discipline with a strong attention to detail and excellent coordination skills. If you are proactive, detail-oriented, and have a passion for credit underwriting, we encourage you to apply for this position.,

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5.0 - 9.0 years

0 Lacs

raipur

On-site

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage portfolio in the assigned branch/location. Your primary duties will include reviewing and assessing a variety of complex loan applications, underwriting proposals according to established policies, conducting personal discussions with customers to determine creditworthiness, and maintaining various reports related to the portfolio. You will need to possess a deep understanding of income to obligation ratios, loan to value ratios, and the factors affecting loan performance over extended periods. Furthermore, you will be expected to collaborate with third parties to provide the best possible outcomes for clients, address client queries, and continuously strive for process improvement. Additionally, you will play a crucial role in the credit underwriting function of your branch, ensuring quick turnaround times for credit lending proposals related to mortgage business. It will be essential for you to conduct critical reviews of credit proposals, facilitate risk mitigation strategies, and monitor the creditworthiness of clients and collateral throughout the lending process. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable. Your ability to manage credit underwriting effectively, maintain high service quality standards, and contribute to the overall success of the mortgage business will be key to your success in this position.,

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0.0 - 5.0 years

0 - 3 Lacs

Hyderabad

Work from Office

A Credit Executive in the finance or banking industry is responsible for assessing, managing, and mitigating credit risks to ensure the financial health of the organization . They evaluate creditworthiness, set lending terms, and monitor credit portfolios to support sustainable growth. This role requires strong financial analysis, risk assessment, and strategic thinking skills. Key Responsibilities: Credit Assessment: Evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. This involves analyzing financial statements, credit reports, and other relevant information. Risk Management: Identifying, assessing, and mitigating potential risks associated with lending activities. This includes analyzing market trends, industry risks, and borrower-specific factors. Loan Processing: Managing the loan application process from initial review to disbursement, ensuring compliance with company policies and regulatory requirements. Credit Monitoring: Tracking loan performance, identifying potential issues, and taking necessary actions to minimize losses. This includes monitoring payments, managing delinquencies, and initiating collection efforts when needed. Policy and Procedure Development: Contributing to the development and implementation of credit policies and procedures to ensure consistent and effective risk management practices. Reporting and Analysis: Preparing regular reports on credit portfolio performance, risk exposure, and other relevant metrics. This includes analyzing data to identify trends, areas of concern, and opportunities for improvement. Customer Relationship Management: Maintaining communication with customers regarding their accounts, resolving inquiries, and addressing any payment issues. Compliance: Ensuring adherence to all relevant laws, regulations, and company policies related to lending and credit management. Collaboration: Working with other teams such as risk management, underwriting, sales, and legal to align credit decisions with business objectives.

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7.0 - 12.0 years

6 - 10 Lacs

Chennai

Work from Office

Role & responsibilities Responsible for underwriting of Cross Sell products • Manage credit quality and control delinquencies. • Understand credit policy and processes as well as credit environment in the city / branch. • Ensuring 100% screening of new applications. • Ensuring appropriate work allocation. • Responsible for updating and maintain sound Market intelligence of Consumer Durable business. • Investigation on pre-acquisition fraud's • Managing Weekly and Monthly MIS and Trackers. • Assessing training needs to accelerate his teams performance. • Frequent check on feedback going to business. • Monitor and enforce approval rate and TAT as per prescribed standards. • Co-ordination with Business team for resolving queries. • Sharing of best practices and trend for respective locations. • Managing manpower requirements on timely basis. Preferred candidate profile Graduate / MBA 6 8 years of experience Understanding of Loans Business and its key aspects Thanks & Regrads, Naveen HR 8610405856 HDB financial services Pvt ltd

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2.0 - 4.0 years

2 - 5 Lacs

Sangamner, Niphad, satana

Work from Office

Role & responsibilities To ensure that all credit policies, practices & guidelines are adhered to as per rules and regulations. - Partner Unit Manager in market approval by meeting market constituents customers, financiers and evaluation of the market. - Perform credit and reference checks. - Meet customers prior to credit approval. - Credit Approval of deals as per authorized limits ; recommends and forwards to UM - FTR for branches - Meets appraisers, valuers on ongoing basis to monitor collateral values. - Meet Market opinion leaders, trade associations, to gather information proactively Preferred candidate profile - Systematic & Meticulous - Target oriented - Ability to perform under pressure - Good communication Skills - Risk adjusted returns - Well networked in locality with respect to customers / financiers - Ability to work in teams

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1.0 - 6.0 years

2 - 7 Lacs

Bengaluru

Work from Office

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

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3.0 - 7.0 years

0 Lacs

karnataka

On-site

You are looking for a Credit Manager with 3 to 5 years of experience in SME Micro-LAP (Loan Against Property). In this role, you will be responsible for credit underwriting, conducting financial assessments of small businesses, and managing secured lending. Your main duties will involve evaluating loan proposals, collaborating with verification, legal, and technical teams, and ensuring compliance with internal credit policies. Key skills required for this position include expertise in SME Micro-LAP, credit underwriting, risk analysis, financial assessment, and secured lending. If you meet these qualifications and are interested in this opportunity, please send your resume to service@moneyase.in.,

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5.0 - 9.0 years

0 Lacs

maharashtra

On-site

In this role, you're expected to provide an integrated end-to-end credit underwriting, identification, measurement, management, monitoring, and reporting for wholesale credit businesses across the enterprise. The ICM In-Business Quality Assurance function (QA) verifies that established standards and processes are followed and consistently applied. You will execute and participate in the Quality Assurance Reviews (QARs), providing feedback, insights, and observations on any deficiency and areas of improvement. As the ICM In-Business Quality Assurance Data Analytics Vice President, you will engage with the management of the respective ICM business area, Independent Risk, and critical partner stakeholders and regulators. You will work closely with the In-Business Quality Assurance Head of Data Analytics to set the global strategy and lead the implementation of a robust Data analytics and testing program for the Quality Assurance function related to Wholesale Credit Risk (WCR) data governance. This role requires hands-on experience in designing, planning, prototyping, productionizing, deploying, maintaining, and documenting reliable and scalable data science solutions. Additionally, you will be responsible for deriving concrete insights from data, qualifying business impact, and monitoring and analyzing model performance and data accuracy. As a successful candidate, you ideally have relevant experience in data analytics, Wholesale Credit Risk, and leadership skills. You should possess strong communication skills, the ability to collaborate effectively with stakeholders at all levels, and a good understanding of risk and control framework in banks. You should also have solid organizational skills, a logical and methodical mindset, and the ability to work under pressure while managing time and priorities effectively. Your technical skills should include coding knowledge and experience with programming languages like Python, Java, C++, and experience working with and manipulating large sets of data. A Bachelors or Masters degree in a quantitative or equivalent field is required, along with proficiency in data analysis tools like SQL, Python, SAS, R, Alteryx, Splunk, and visualization tools like Tableau, Qlikview, MS Power BI. If you have a drive to learn and master new technologies, excellent problem-solving skills, and clear communication abilities, you are encouraged to apply for this role. This position offers an opportunity to lead complex Quality Assurance work, provide effective challenge on data and credit processes, and partner with stakeholders to drive sustainable remediation.,

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5.0 - 9.0 years

0 Lacs

karnataka

On-site

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, building effective relationships with third parties, exceeding service quality standards, and facilitating quick turnaround time for credit lending proposals. You will need to have in-depth knowledge of income to obligation ratios, loan to value ratios, and be able to critically review credit proposals to identify risks. Additionally, you will ensure collateral and credit risk mitigation, monitor credit exposures, and manage the credit underwriting function of the branch. Recovery of quick mortality cases will also be part of your responsibilities. Qualifications required for this role include a Graduate degree, with preference given to candidates with Masters/Post Graduate qualifications. Certifications such as CA/MBA are also preferable for this position.,

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1.0 - 5.0 years

4 - 6 Lacs

Bengaluru

Work from Office

Warm Greetings from Rivera Manpower Services Hiring Mortgage Underwriter (US/Australian Market) Location: Bangalore Shift: Australian Shift CTC: Based on experience Call & Book Your Interview Slot: 7829336034 / 7829336202 /8884777961 Eligibility Criteria: Minimum 1 year of experience in mortgage underwriting Experience with US or Australian mortgage market is mandatory Graduates or Postgraduates can apply Excellent analytical and communication skills Immediate joiners only Roles & Responsibilities: Perform underwriting decisions based on income (W2 wage earner, self-employed), assets, credit, collateral, title, and risk Review and verify borrower loan applications 1003, 1008, AUS findings, and appraisal reports Calculate LTC/CLTV and HTI/DTI to ensure compliance with FNMA, FHLMC and other regulatory agencies Conduct thorough 4C’s analysis – Credit, Capacity, Capital, and Collateral Perform due diligence and auditing of residential mortgage files in the primary market Verify and audit mortgage insurance, homeowner’s insurance, flood certificates/insurance , and other supporting documents Review credit reports to assess borrower liabilities Join a dynamic team and enhance your mortgage underwriting career with global exposure. Call now to apply! 7829336034 / 7829336202 / 9986267393

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0.0 - 4.0 years

4 - 7 Lacs

Ludhiana

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

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