4091 Credit Underwriting Jobs - Page 5

Role & responsibilities You will evaluate creditworthiness of loan applicants through analysis of financial statements, credit scores, payment history, and other relevant factors. You will make informed decisions on loan applications based on the company's credit policies and risk tolerance. You will conduct thorough credit risk analysis to identify potential risks and develop risk mitigation strategies - Credit Assessment and Decision Making You will oversee the end-to-end credit operations process, including loan application processing, documentation, and disbursement. You will collaborate with internal teams such as Sales, Underwriting, and Collections to ensure smooth and efficient credi...

We are expanding our FIG Lending vertical which focuses on NBFCs in the 200Cr.+ AUM range across PL, MFI, Vehicle, Housing, MSME, Education etc. We are hiring for the role of Credit expert for our FI Vertical at our Gurugram office. We are specifically looking for passionate, talented and hungry individuals who excel in Credit Analysis ,Credit Appraisal and underwriting. Key Responsibilities: Conduct in-depth credit analysis of Financial Institutions Clients for PAN India. Deliver timely, high-quality research reports supported by financial modeling, peer comparisons, and risk assessments. Engage in detailed discussions and meetings with senior management of rated institutions to understand ...

Role & responsibilities Managing Credit and Operations for Home Loans of the Region. • Credit appraisal as per policies, procedures, and credit underwriting guideline. • Maintenance of TAT, Compliance, policies and procedures. Customer Application Screening, KYC and Income documents as collected by SO for login. • Initiate legal, valuation, CIBIL and other verification reports • Interpretation of Credit Bureau Report • Analysis of Bank Statements and other relevant documents for income assessment. • Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes Preferred candidate profile

Role & responsibilities Evaluate and approve loan proposals in line with credit policy and delegated authority. Assess borrower income, cash flows, property, and risk to ensure portfolio quality. Monitor area-level portfolio performance and support delinquency control. Coordinate with sales, legal, and operations teams for timely credit decisions. Preferred candidate profile 5 to 8 years of credit underwriting experience in HFC/NBFC/Bank. Strong exposure to Housing Loans/LAP/MSME lending and property documentation. Good analytical skills, credit judgment, and stakeholder management ability.

As a Credit Underwriter, you will be responsible for reviewing and assessing a broad range of complex loan applications within defined guidelines. Your key responsibilities will include: - Underwriting proposals according to laid down policies and procedures to meet agreed SLAs and manage city/area business volumes. - Conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents, and performing verification through telephonic, field, and collateral visits. - Assessing income to obligation ratios with in-depth knowledge of the calculation of ratios and their impact on loan performance. - Maintaining Portfolio MIS, Delinquency MIS, an...

Role: Underwriter Location: Noida (Onsite) Shift Timing: 7:00 PM -4:00 AM IST The Underwriter will be responsible for full cycle underwriting of proposed financing amounts and terms to small businesses. The Underwriter will work closely with the Relationship Manager to assess and structure financing that is attractive to the small business owner and minimizes risk. Roles and Responsibilities: Work with the Relationship Managers in structuring, analyzing, and negotiating credit transactions. Responsible for full cycle underwriting of assigned small business financing. Determine the ability of the client to repay financing based on analysis of the clients cash flow statements, US tax returns (...

Job Summary: We are seeking a diligent professional to conduct deep fundamental analysis on corporate bond issuers and structured finance transactions, form a definitive independent credit view, and anchor credit discussions with institutional investors. Key Responsibilities: 1. Deep-Dive Financial Analysis: Analysis of Balance Sheets, P&L, and Cash Flows for companies in Manufacturing, Infrastructure and Real Estate Sectors. Examination of business health beyond standard ratios, specifically focusing on promoter and management profile, financial management, working capital cycles, cash flow quality and identification of hidden risks. 2. Creation of the Credit Rationale: Preparation of brief...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...

Experience: 4 8 years of experience in Capital Markets Hands on experience in real estate capital markets transactions is preferred Qualification: CA / MBA Finance / CFA Competencies and requirements: Excellent Communication & interpersonal skills. Strong analytical, proven negotiation & financial skills with the ability to adapt to change Self-starter, Confident, Collaborative with ability to multitask and work in a team Attention to detail, strong bias for action and execution oriented Strong communication skill (verbal and written) with demonstrated ability to communicate with all levels of Management clearly and effectively Ability to work in team environment across business groups Exper...

ALSTOM India Limited is looking for Project Cybersecurity Manager to join our team Establish and ensure adherence to the Project Cybersecurity Management Plan. Distribute and ensure compliance with applicable security requirements and regulations. Plan security activities and manage efficient system architecture design. Conduct cybersecurity risk analysis and manage project/business impacts. Review deployment documents from a cybersecurity perspective. Define and follow up on action plans to resolve cybersecurity issues. Ensure cybersecurity awareness is propagated to the Alstom team and suppliers. Job Requirements Degree in Engineering or a related field. Experience or understanding of cybe...

Underwrite and evaluate conventional, FHA, VA, and CRA residential mortgage applications. Assess income and product types, including ethical and salable residential mortgage loans and consumer loans. Approve loans, issue alternative options, or adverse action using sound judgment and bank policies. Validate data entry into the Loan Operating System and evaluate all applicable documentation. Coach and mentor operations staff, assisting with training and guidance as needed. Maintain knowledge of loan product guidelines, internal policies, procedures, and regulatory requirements. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to i...

Job Details: Designation: Team Lead Job Level: JL 4B Work location: Bangalore (Work from Office) Exp: 4-8 years Notice Period: Immediate to 60 days Shift Timings: Rotational Shift including night shift (US Shift) Qualification: Any Graduate (Full Time Education) Note: Candidate should have the on-paper experience in handling team of 1 to 8 Underwriters. International US Mortgage underwriting experience is mandatory. Job Summary: Purpose of the Role: The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income, employment and assets), ...

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

Role Overview: You will be collaborating with the Credit Head to analyze the new changes in the Education Loan market dynamics for overseas and domestic segments. Your primary focus will be on identifying areas for process improvement, monitoring and analyzing various metrics, managing vendor relationships, and ensuring timely responses to audits. Key Responsibilities: - Identify areas for improvement in existing processes and recommend changes to enhance efficiency - Monitor and drive metrics such as TAT, Vendor TAT, FTNR, FTAR, RAL, and publish relevant MIS reports in a timely and accurate manner - Track and publish productivity metrics for both on-roll and off-roll employees - Work on pro...

Role Overview: As an Underwriter responsible for managing the portfolio in the assigned branch/location, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines. You will underwrite proposals as per the laid-down policies and procedures to meet agreed SLAs and manage city/area business volumes. Conducting personal discussions with customers to establish creditworthiness and ensuring completion of credit/KYC documents and verifications are also part of your responsibilities. Additionally, maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and reporting regularly will be essential. Key Responsibili...

Objective (Purpose of the Job) To evaluate, underwrite, and approve LAP (Loan Against Property) proposals within defined credit policies for the LAP segment .Ensure balanced credit decisioning while maintaining portfolio quality and minimizing risk. Will be working in the capacity of Regional Role. Key Responsibilities Credit Appraisal: Underwrite LAP proposals for self-employed and informal borrowers as per defined credit policy and risk framework. Policy & Compliance: Ensure adherence to internal credit policies, RBI norms, and regulatory guidelines during loan evaluation. Income & Risk Assessment: Analyze customer financials, income surrogates, banking patterns, property papers, and repay...

As a Credit Manager specializing in Education Loan, your primary role will involve Credit Underwriting and Loan Management. You will be responsible for evaluating borrower risk by analyzing financial statements and credit reports. Your expertise will be crucial in underwriting loan applications as per established credit policies and procedures. Additionally, you will play a key role in recommending loan approval terms such as interest rates and loan limits. It is essential to maintain accurate and up-to-date credit files while staying informed about industry regulations and best practices. Your strong communication skills will be vital in effectively conveying credit-related information. Key...

STARTEK welcomes experienced professionals for the role of Credit Underwriters " Underwrite for the World. Grow Your Career !!" HR Name - Alisha A. HR Contact - 8826179338 Interview Location - Startek ITPL, 6th Floor, Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Date - 16th December '25 - 17th December 2025 Interview Time - 12:30 PM -- 05:30 PM 5 days working Rotational Shifts and Rotational Week offs Location - ITPL, Bengaluru About US - Our associates are central to our mission of combining people, technology, and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our t...

Role General Manager / Associate Director Location - Mumbai About the Team: Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients performance on a regular basis, and making suitable recommendations to the credit committees. The team is expected to do a deep dive financial analysis of customers, regularly meet / interact with the stakeholders of borrowers, keep regular track of key performance milestones, be cognizant of & follow internal policies & processes, and present findings / recommendations to internal committees in timely & concise manner. About the Role: The role would be alight with the Credit team's responsibilities, along with...

Demonstrated expertise in credit underwriting , including preparation and review of credit proposals for wholesale lending, ensuring strict adherence to internal credit policies and regulatory requirements. Proficient in structuring and preparation of credit proposals , including business model, risks and mitigants, financial analysis, industry analysis, forecasting / cash flow modelling, assigning risk ratings, and providing business recommendations aligned with business objectives. Strong capability in financial statement analysis , cash flow modeling, and conducting stress tests to support informed credit decisions. Experienced in monitoring and managing credit exposure across diverse por...

* Important Note - This position is open with Bajaj Finance Limited * Role & Responsibilities : - An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. - Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency, liquidity position and credit worthiness of individual and corporate customers. - Assess income and various obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. - Calculating eligibility basis portfolio as per BFL policy and doing risk check of cus...

We are looking for a detail-oriented and analytical Credit Underwriter to assess, verify, and process short-term personal loan applications. The role includes evaluating creditworthiness, identifying risk indicators, ensuring compliance with credit policies, and maintaining high quality underwriting standards. The ideal candidate must have a strong understanding of unsecured lending, financial analysis, and fraud detection. Role & responsibilities 1. Loan Evaluation & Assessment Review and underwrite personal loan applications as per defined credit norms. Analyze bank statements, income proofs, financial documents, and bureau reports (CIBIL/CRIF/Experian). Identify discrepancies, fraud indic...

Responsibilities/ Job Description Responsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation. Participate in audits of various businesses, processes and operations related to Wholesale Banking. The position will require in-depth understanding of Credit Risk management, Regulatory requirements, and internal policies with focus on mitigating risks. Drafting and issuance of findings and discussion with Auditee for closure of same. Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank. Ensur...

About Us Innovation. Sustainability. Productivity. This is how we are Breaking New Ground in our mission to sustainably advance the noble work of farmers and builders everywhere. With a growing global population and increased demands on resources, our products are instrumental to feeding and sheltering the world. From developing products that run on alternative power to productivity-enhancing precision tech, we are delivering solutions that benefit people and they are possible thanks to people like you. If the opportunity to build your skills as part of a collaborative, global team excites you, you're in the right place. Grow a Career. Build a Future! Be part of this company at the forefront...

Job Title: Credit Manager Company: Dpal Leasing & Finance Company Limited . (C-8 3rd Floor New Krishna Park New Delhi 110018).Job Type: Full-Time Experience: 1-3 years Job Description: We're looking for experienced Credit Managers to join our team in Noida & Delhi . As a Credit Manager, you'll oversee short-term loan processes, analyze Creditworthiness, and ensure compliance with regulatory requirements. Responsibilities:- Manage loan processing and approval - Analyze credit reports and CIBIL scores - Assess creditworthiness and risk - Ensure compliance with regulatory requirements - Lead a team (if applicable) Requirements:- 1-3 years of experience in loan processing or credit management - ...