1831 Credit Underwriting Jobs - Page 3

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Specialist Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 7 to 11 years Language - Ability: English(Domestic) - Advanced About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for Accounting ReconciliationAccount ManagementAccounts Receivable (AR)Numerical abilityNegotiation skillsResults orientationAbility to work well in a teamWritten and verbal communicationAccounting Journal EntriesActionable Insights Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for Ability to handle disputesAbility to manage multiple stakeholdersAgility for quick learningCommitment to qualityWritten and verbal communicationThe role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Analyst Qualifications: BCom/Master of Business Administration/ICWA(Inter) Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for Written and verbal communicationDetail orientationResults orientationAccounting & Financial Reporting Standards Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shiftsShould be able to review the US financial statements of the borrowers/guarantors, calculate/interpret the financial ratios. Understand and Analyze the company / borrower performance based on financials, cashflow, and other secondary information Understand the type of facilities and exposure of the borrower to asses the Loss Given Default and the Probability of Default. Should have knowledge of financials ratios impact on the overall performance. Ability to summarize borrower, financials, cashflow. Industry performance details in a clear and crisp way Identify the Risk associated with the borrower / company and mention it accordingly in the review along with the possible mitigants with justification. Performing assignments/deals/tasks of moderate complexity Working with limited supervision, Performing tasks with some degree of independent decision making, Ability to take judgment calls Qualification BCom,Master of Business Administration,ICWA(Inter)

About The Role Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do 2 to 5 years of experience in P&C core underwriting or underwriting support processesE2E knowledge of services offered under spectrum of Pre and Post underwritingHands on experience of managing the one of the following tasks from the earlier experience from Insurance Underwriting Cycle Quote Preparation, Binder, Loss run, Policy Drafting, Rating, Pricing, Policy Booking, Issuance, Premium Coding, mid-term endorsement, Renewal and cancellation In this role one is required to do analysis and solving of high-complexity problemsDefine Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for This role works with the underwriters to ensure that underwriting is conducted within the standards and timeframes, including policy booking and ensure policy issuance information is accurate and complete, conducting quality control checks to ensure adherence to division-specific guidelines and procedures. The role works under moderate supervision and would be performed in areas of greater size.Partner with regional underwriters and/or more senior UW Support employees in the end-to-end processing of Rating and Pricing. Evaluates new and renewal submissions against prescribed criteria to determine completeness; documents outstanding items and include them in communication to an underwriter for review.Assists in the follow-up and securing of outstanding items from the broker. Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Team Leader with experience in Title and Settlement services or relevant BPS processes experience in the Insurance and Mortgage domain

Diversity Hiring | Females Only - Karimnagar Area Credit Manager (8-12 Yrs) Lead region credit Handle HL/LAP escalations Guide BCMs Branch Credit Manager (2–5 Yrs) Own branch underwriting Lead credit ops Ensure policy & hygiene

We are looking for a CIB Portfolio Manager with 10 + years of experience who has good experience in the following domain for Hyderabad location: Credit Underwriting Portfolio Management Securitisation Financial Statement Analysis Credit Worthiness/Credit Analysis Only candidates from Banking and Credit Rating and Research companies should apply. Interested please send their profiles to [HIDDEN TEXT] . Responsibilities: Manage and develop a team of individuals to provide portfolio management and underwriting support to the entire industry Engage coverage officers and relationship managers which may often lead the credit approval process through Wholesale Credit Risk and more experienced management Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and timely manage any risks and opportunities that may be presented Make decisions and resolve issues regarding underwriting strategies, deal positioning, and relationship management strategies that involve credit of CIB Portfolio Management to meet business objectives Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified Collaborate with and consult with coverage officers, relationship managers, and more experienced management to provide support to the entire industry team Manage allocation of people and financial resources for CIB Portfolio Management Mentor and guide talent development of direct reports and assist in hiring talent Required Qualifications: 4+ years of CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: B. Com or equivalent degree along with MBA Finance, CFA or CA Excellent functional experience across asset classes in banking, credit analysis and underwriting, ratings analysis, portfolio management, debt research, corporate and structured finance. Experience in Structured products and familiarity with Debt Capital Market products an added plus. At least 4+ Years of experience in credit analysis, portfolio management, debt research, corporate and structured finance. Strong management skills with ability to lead a team. Experience in change management, transformation projects, process efficiency etc. would be an added advantage. In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks. Sound analytical thinking and high attention to detail needed Strong communication skills both verbal and written. Ability to speak articulately & strong business writing skills High level of personal motivation, strong interpersonal skills to manage team & also work across continents Must be able to work in a fast-paced production environment and juggle a variety of tasks (time management skills are important) Must be comfortable working independently and as part of a team Knowledge of corporate loans (specifically leveraged loans) or experience in Corporate Lending/Leveraged Finance in an MNC bank Required expertise in PowerPoint, Excel and Word. Familiarity in BI capabilities and VBA/Macro/Python coding an added plus. Motivated self-starter, strong interpersonal and leadership skills, and ability to multitask across multiple competing deliverables in a fast-paced environment. Must be flexible to work in EMEA/partial US shift as per business requirements Job Expectations: Providing expertise and coverage for supporting and growing the entire CDF business across the value chain. Involvement in core team deliverables which include support on credit analysis and portfolio management across CDFs portfolio covering credit underwriting at collateral/client level, periodic remediation & servicing of collateral reports, performance analysis, compliance/covenant testing, financial reviews, regulatory reporting including Basel, and drafting of memos and presentations including surveillance decks. Collaborate with the US and India leadership teams to identify, develop and implement strategies that will ensure an effective delivery and value-growth of the India CDF team. Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and help timely management of risks. Make decisions to ensure timely deliverables and resolve operating issues, team member allocation to projects etc. Leadership role, but individual SME-level contribution is also needed to plan, train, mentor and review teams deliverables. Communicate effectively across all levels of organization to ensure alignment with company strategy and goals. Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified; Ensure that all activities within the India team are conducted in accordance with the company policies, procedures, and ethical standards (including Risk, Compliance and HR policies). Lead and drive transformation/efficiency/process improvement projects. Talent acquisition, retention and assisting leadership in building the career path for the team members. Act as a back-up to the leader in various management-related deliverables including capacity planning, portfolio allocation, resource mapping, maintaining various databases, preparing management decks, helping in stakeholder management, amongst others. Drive and implement various department wide risk & governance and transformation & automation initiatives on an ongoing basis.

As a Branch Credit Manager at our Corporate office, you will be responsible for managing Credit and Operations for Home Loans. Your role will involve conducting credit appraisals in accordance with policies, procedures, and credit underwriting guidelines. It will be your responsibility to ensure the maintenance of Turn-Around-Time (TAT), compliance with policies and procedures. Your principal accountabilities will include conducting quality checks on the credit process and underwriting standards in alignment with the credit policy of the organization. You will be required to make recommendations to the NCM for approval after evaluating each proposal with a scorecard. Ensuring that the TAT of underwriting is within 5 to 7 days from the login date is a crucial aspect of your role. Additionally, you will interact with Legal, Technical, and RCU vendors to maintain TAT standards and oversee all disbursements as per the Disbursement checklist. On a tactical level, you will provide training to the business team on product knowledge, policies, processes, and scorecards. Following up on post-disbursal documents with branches, monitoring life and building insurance policy statuses, performing bounce analysis, and handling internal and external audits will also be part of your responsibilities. In a supervisory capacity, you will be tasked with ensuring the quality of underwriting and operational processes are of a high standard with no major audit findings. You will guide Branch Credit Managers, identify mistakes, and correct them in real-time to maintain a First-Time-Right percentage of 95%. Your role will involve making suggestions and executing policy and process changes to enhance efficiency. To be successful in this role, you should possess a Graduate/Post Graduate/MBA qualification with 3 to 5 years of experience in Credit Operations and Credit underwriting. Preference will be given to candidates with experience in the Banking & HFC/NBFC industry. Specific skills required for this position include professionalism, relationship-building abilities, feedback gathering, leadership, people management, employee development, administration knowledge, total quality management, process improvement, interpersonal relations, personal effectiveness, and work ethics. If you are passionate about credit management, have a keen eye for detail, and possess strong communication and leadership skills, we encourage you to apply for this challenging and rewarding opportunity.,

The main objective of the job is to underwrite and manage the portfolio in the assigned branch/location. As an ideal candidate, you should have a Post Graduate/ Graduate degree in any discipline. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, underwriting proposals based on policies and procedures, conducting personal discussions with customers to establish credit worthiness, maintaining various MIS reports, building effective relationships with third parties, ensuring service quality standards are exceeded, and striving for continuous process improvement. You will also be required to critically review credit proposals, ensure credit risk mitigation, facilitate quick turnaround time of credit lending proposals, monitor credit exposures, and manage the credit underwriting function of the branch. Additionally, you will need to monitor client and collateral creditworthiness from pre-sanction to post disbursement phase, while ensuring adherence to legal and documentation norms and policies.,

Ideacraft eVentures Pvt. Ltd. is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey Manage credit and lending activities for a branch. Develop and implement credit strategies and plans. Monitor and analyze credit performance and trends. Ensure compliance with credit policies and procedures. Collaborate with other departments to achieve credit objectives. Provide training and support to credit staff.

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves managing large and complex products on a global scale and overseeing the credit review process. Your primary focus will be on providing top-notch credit risk analysis, monitoring, and credit administration to support Risk and Banking in ensuring the safety and soundness of wholesale lending across ICM. As an Analyst in this position, you will be responsible for a portfolio of IF and CEF Relationships. Your duties will include conducting Credit Risk Analysis for these relationships, continuously monitoring the portfolio, preparing Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing initiatives. A key aspect of your role will be to possess a profound understanding of credit risk, Citis internal policies and procedures, and industry fundamentals relevant to the portfolio. You are expected to work with minimal supervision from Team Leads and engage in insightful discussions with Risk and Banking partners. Key Responsibilities: - Evaluate the credit and financial strength of Citis IF and CEF clients through comprehensive credit analysis using quantitative and qualitative factors - Prepare Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence - Monitor the portfolio, track industry trends, identify potential credit issues, and escalate them as necessary - Conduct financial modeling of IF and CEF clients, including stress testing and Enterprise Valuation - Review and recommend risk ratings within the sector - Ensure compliance with bank credit and regulatory policies Qualifications: Risk & Credit Underwriting: - Strong analytical skills and understanding of financial statements - Ability to form independent credit opinions and identify emerging risks - Proficiency in financial statements, GAAP accounting, and Credit Policy - Capability to recognize and escalate potential risk issues promptly Leadership: - Demonstrate commitment, positivity, and reliability - Embrace change and contribute actively in discussions - Exhibit professionalism, curiosity, and willingness to challenge ideas Competencies: - Excellent interpersonal skills and relationship-building abilities - Strong organizational skills, ability to work under pressure, and manage time effectively - Exceptional written and verbal communication skills across all levels of seniority - Proficiency in Microsoft Office (Word, Excel, and PowerPoint) and Financial Modeling Education: - MBA Finance, CFA, or CA This role falls under the Risk Management job family, specifically in Credit Decisions. It is a full-time position. If you require a reasonable accommodation due to a disability to access our tools or apply for a career opportunity, please review the Accessibility at Citi guidelines. Additionally, you can refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,

As a Wholesale Credit (Business Banking) Associate (Credit Officer) at JPMorgan Chase in Bengaluru, India, you play a crucial role in the Risk Management and Compliance department. Your primary responsibility is to contribute to the firm's sustainable growth by proactively identifying and addressing potential risks. You leverage your expertise to tackle real-world challenges that have an impact on the company, its customers, and the communities it serves. The culture within Risk Management and Compliance encourages innovative thinking, challenges the conventional norms, and aims to achieve excellence. In the role of Credit Officer, your focus is on fostering the growth of the business loan portfolio while safeguarding the bank against potential losses and maintaining a high standard of asset quality. Your duties involve evaluating credit applications for recommendation, independently analyzing risks associated with new transactions, and collaborating with senior colleagues when necessary to assess risk levels. You are tasked with identifying additional information requirements essential for a thorough risk assessment, understanding the customer's business model and its long-term viability, and evaluating the financial strength of customers to pinpoint key risks to their creditworthiness. Furthermore, you are expected to consider alternative credit structures to mitigate risks effectively, make recommendations on credit-related actions, identify critical risks and information needs, ensure the accurate grading of credit facilities, meet designated timelines, and ensure compliance with documentation standards as per business and audit regulations. While you typically work independently with minimal supervision, you also act as a valuable resource for junior Credit Officers, providing guidance and support as needed. To excel in this role, you should possess a minimum of 5-7 years of experience as a credit underwriter or in a similar position that demands business acumen and credit analysis skills. A postgraduate or advanced degree in business management, finance, or accounting is required. You must demonstrate the ability to develop and communicate objective viewpoints based on professional analysis, have a comprehensive understanding of credit philosophy, risk guidelines, loan documentation, bankruptcy, and relevant legal matters. Strong verbal, written, and interpersonal communication skills, coupled with sound analytical and problems-solving abilities, are essential for success in this role. Additionally, you should exhibit good organizational skills, the capacity to work under time constraints in a heavily regulated industry, and the ability to collaborate effectively within a team environment while taking individual accountability and assisting in the growth of junior analysts.,

As a Credit Underwriter, your primary responsibility will be to implement and manage credit processes for the business. This includes appraising proposals, monitoring the existing portfolio, and maintaining turnaround time for deal evaluation and processing. You will also be involved in preparing MIS reports, implementing credit policies, and conducting credit underwriting. A crucial aspect of your role will involve client interaction, including meetings and unit visits. You will be expected to provide internal customer service by addressing credit and compliance issues promptly and effectively. Close coordination with sales, collection, and operations teams will be essential to drive business growth and maintain a quality portfolio. To excel in this position, you should hold a Diploma, Degree, or MBA qualification. Your attention to detail, analytical skills, and ability to work collaboratively with cross-functional teams will be key to success in this role. If you are a proactive and results-driven professional with a passion for credit management, we encourage you to apply for this exciting opportunity.,

Responsibilities will include: Functional Expertise: You will be responsible for designing, developing, and implementing robust risk policies and procedures for Unsecured/Secured Revenue based, Supply Chain, and Invoice based financing, ensuring alignment with the organization's risk appetite and regulatory requirements. This will involve conducting comprehensive risk assessments and analysis for unsecured lending portfolios, identifying potential risks and opportunities to enhance risk-adjusted returns. You should be able to independently conduct Credit Underwriting for higher ticket size [Up to Rs. 5 Crs] proposals for Unsecured Revenue Based/Supply Chain/Invoice Financing. Additionally, overseeing credit risk management activities, BRE rules, underwriting standards, and portfolio monitoring to optimize portfolio performance is crucial. Staying updated on regulatory developments and ensuring strict compliance with relevant regulations, guidelines, and industry standards pertaining to unsecured/secured lending for Revenue Based/Supply Chain/Invoice Financing for higher ticket size will be part of your responsibilities. Collaboration with relevant stakeholders, including partners, Business Team, Operations, legal, tech, Compliance, and other support teams to integrate risk alignment with the overall organizational goal is essential. Engaging in regular Credit Quality Review, tracking key Credit Metrics, identifying and gathering critical information pertaining to Credit Risk on the lending book, and suggesting credit risk mitigation strategies as a part of regular and ad-hoc presentations to management is also required. Technical Skills: You should have expertise in Credit Underwriting [Ticket size up to Rs. 5 Crs] and Credit Policies. A strong proficiency in MS Excel and Powerpoint presentations is necessary. Creating analytical Dashboards for the Portfolio will also be part of your technical skillset. Problem Solving: Demonstrating strong analytical skills and the capability to understand complex issues to come up with mitigants/solutions is crucial. You should maintain a strictly positive attitude with a strong capability to come up with problem-solving solutions. Challenges & Decisions: You must have the capability to make prompt decisions in various situations and work towards structuring the Risk function effectively. Qualifications & Experience: Candidates with a CA/MBA (Finance) qualification and experience in Banking/NBFC Lending Business are preferred. A minimum of 15 years in Risk Policy/Banking with relevant experience of 7-8 years in Risk Policy and Credit roles, including experience in both Risk Policy and Credit Underwriting, is desirable. Skills & Know-how: Skills required for this role include Credit Underwriting for Unsecured higher ticket size [RBF/SCF], Credit Policy formulation, and a strong command over MS Excel and MS Powerpoint.,

Candidates with Credit Underwriting background in Banks with Prior experience of presenting cases to Credit Committees Onboard New Anchor Corporates for the Zone and design a Program for them for Vendor Finance/ Dealer Finance Regards HR 9921908588

Key Responsibilities: - Managing overall credit and risk functions for the areas/locations assigned to him/her. Responsible for processing and underwriting of Construction Finance deals as per credit policy. Maintaining defined TATs for approval. To facilitate business team, achieve monthly/annual business targets. To ensure adherence to credit policy and defined processes, TAT management, PD management, CAM quality and Fraud Risk Management. Inputs for designing and implementation of credit policy and programmes, new initiatives, periodical changes in credit policy and programmes based on the inputs provided by sales team and market feedback, providing inputs on product and policy being followed by competitors in the market. To maintain the Portfolio Quality & being responsible for collections, delinquency and NCL management. Visit Builder Sites/Client Sites and prepare and submit report on project completion /clients business activity/neighbour/customer feedback etc. Responsible for PDD monitoring and collateral management Coordination with Operations team for disbursal and PDD process. Monitoring and management of different vendors viz. Legal Agency, Valuation Agency, CPV Agency, FCU Agency, ROC Search Agency or Stock Audit Agency & other agencies as required. Vendor TAT management, Vendor Visits, Vendor payments management Hiring of credit resources as per manpower budgeting, attrition management and performance management. To ensure audit compliance and regulatory compliance for his location/area To take reference checks for prospective borrowers from market links and existing lenders Coordinating for training programs for credit/sales team, imparting induction training for their subordinates MIS management for his verticalRole & responsibilities

- Credit Appraisal Underwriting Maintaining the quality of appraisal and TAT for decision-making of the case - Meeting the loan borrowers and the applicants for personal interaction based on the risk profile of cases. - Preliminary screening of borrowers’ profiles for maintaining the input quality of the credit system. - Process and Policy Understanding and Implementation - First level document check for fraud prevention, data correction and information completeness. -Knowledge of the Loan Industry and awareness of related risk - Contribute to the development of new techniques, improvement of processes and workflows by applying in-depth knowledge - Develop recommendations to adjust credit policies by analysing credit and financial performance Implementation of risk management tools, initiate processes, Improvement, and Impart training: - Adherence to credit decisioning parameters as per the Credit Policy on loan proposals - Initiate and implement process improvements for better customer experience thereby maintaining the organization's risk appetite. - Structured training to be imparted for both internal teams as well as business associates on a regular basis. - Work along with business teams to ensure timely delivery and controlled quality - Analysing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles - Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.

Manage credit processing for corporate lending/working capital/CC/OD/MSME terms loans/Corporate Business Loans Verify and validate customer KYC. Review and validate credit applications Financial Analysis Generate and manage MIS reports Required Candidate profile B.Com/M.Com/MBA Finance Minimum 0–3 years of experience in lending MBA-Finance fresher also welcome, who are having good knowledge of working capital.

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: Swathi 8884496983 swathi.rivera@gmail.com (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR swathi 8884496983 or WhatsApp your CV if lines are busy.

Junior Risk/Credit Manager Northeast Chit Fund Services Private Limited, a Hyderabad-based Chit Fund company, is seeking a highly motivated Junior Risk/Credit Manager to join our team. As a part of the trusted Northeast group with over 40 years of experience in the financial services, textile and real estate industry, we have witnessed remarkable growth. Our vision is to create a financially disciplined and self-reliant India, and our mission is to build an ethical ecosystem for investments to thrive. Northeast Chit Fund is seeking a creative and results-driven Junior Risk/Credit Manager to join our dynamic team. This role involves evaluating, monitoring, and managing credit risk within our lending portfolio. This role involves analysing financial data, assessing creditworthiness, and making recommendations to senior management regarding credit decisions. https://northeastworld.com/ Responsibilities: Knowledge in risk assessment and perform in-depth analysis of credit data. Supportive to preparation of credit appraisals. Assessment of a customer portfolio based on the income criteria. Minimum knowledge of CIC score. KYC compliance. Minimum knowledge of retail/MSME businesses. Knowledge in the scrutiny of bank statements, ITRS and pay slips. Knowledge in Balance Sheet and Profit and Loss statements. Minimum knowledge of legal and valuation reports of properties. Review and approve credit documentation, ensuring accuracy and completeness. Qualifications: Any Bachelor's degree. Minimum 1-3 years of experience in credit analysis, risk management, or a related field. Strong analytical skills with the ability to interpret financial statements and data. Knowledge of credit risk management principles and practices. Familiarity with regulatory requirements and compliance standards. Excellent communication and interpersonal skills. Ability to work independently and collaboratively in a fast-paced environment. Knowledge in Microsoft Office.

Role & responsibilities Conduct loan utilization checks as per the schedule for all clients. Conducting house/on-site visits to the customer house/projects. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team. Ensure publicity and awareness on products and processes to the branch staff. Imparting training to the branch staff on the products and processes. Build rapport and relationship with clients and branch staff. Reporting of daily events to Area Credit Manager. To maintain of all records & Books as per the requirement. Coordinating with the Regional Credit Team and branch branches for any queries. Preferred candidate profile MBA fresher (Full time only) - will be hired as Trainee Credit Executive and after 6 months of training based on performance will be elevated as Branch Credit Manager (BCM). Good Excel & Communication. Willingness to travel.

Roles and Responsibilities : Conduct loan utilization checks as per the schedule for all clients. Conducting house/on-site visits to the customer house/projects. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team. Ensure publicity and awareness on products and processes to the branch staff. Imparting training to the branch staff on the products and processes. Build rapport and relationship with clients and branch staff. Reporting of daily events to Area Credit Manager. To maintain of all records & Books as per the requirement. Coordinating with the Regional Credit Team and branch branches for any queries. Preferred candidate profile : Graduation and Above. Min 2 years experience in Credit Underwriting on HL & LAP.

Global Credit operation ,Credit Rating , Credit Risk Rating ,Credit Rating Management, worked in any of GCC where he/she would have managed Global credit operation function, managed migration.

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Additionally, your role will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will be expected to build effective relationships with third parties to achieve the best outcomes for clients, take ownership of client queries, and leverage industry knowledge and experience to solve problems and overcome challenges. Your role will also involve critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. You will ensure collateral and other credit risk mitigation to support the approving authority in decision-making, enable quick turnaround time of credit lending proposals for mortgage business, and conduct ongoing reviews of credit exposures. Moreover, you will facilitate critical review and documentation of proposals, monitor client and collateral creditworthiness from pre-sanction to post-disbursement phases, and take steps for risk mitigation while ensuring adherence to legal and documentation norms and policies. Managing the credit underwriting function of the branch, collaborating with local credit analysts and sales team, and ensuring recovery of quick mortality cases between 12 - 18 MOV will also be part of your responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications such as CA/MBA are preferable.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage city/area business volumes effectively. Conducting personal discussions with customers to establish their creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your role. You will also assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and providing regular reports will be essential. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, taking ownership of client queries, and using industry knowledge and experience to overcome challenges are key aspects of your job. You will need to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals by the approving authority is crucial. Ensuring quick turnaround time for credit lending proposals for the mortgage business, including loan against property and home loan business, in collaboration with the sales team is a significant responsibility. Ongoing review of credit exposures to ensure bankability, critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required are part of your duties. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals in close collaboration with local credit analysts and the sales team, as well as following up and ensuring recovery of quick mortality cases between 12-18 MOV are also key responsibilities. Qualifications required for this role include a Graduate or Masters/Post Graduate degree. Certifications like CA/MBA are preferable.,