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1.0 - 3.0 years
3 - 7 Lacs
chandigarh
Work from Office
We are looking for a highly skilled and experienced Assistant Credit Manager to join our team at Taj Chandigarh. The ideal candidate will have 1-3 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval and disbursement. Develop and implement effective credit policies and procedures. Analyze credit data to identify trends and areas for improvement. Collaborate with cross-functional teams to resolve credit-related issues. Provide excellent customer service to clients and stakeholders. Maintain accurate and up-to-date records of credit transactions. Job Requirements Strong knowledge of credit management principles and practices. Excellent ...
Posted 6 days ago
6.0 - 10.0 years
6 - 9 Lacs
gurugram
Work from Office
We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data and provide insights to senior management on credit performance and areas for improvement. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of credit transactions and activities. Job ...
Posted 6 days ago
1.0 - 6.0 years
10 - 14 Lacs
varanasi, bengaluru
Work from Office
Kotak Mahindra Bank Limited is looking for Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk as...
Posted 6 days ago
0.0 - 8.0 years
9 - 10 Lacs
bengaluru
Work from Office
To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local lang...
Posted 6 days ago
1.0 - 3.0 years
5 - 10 Lacs
mumbai, mumbai (all areas)
Work from Office
Job Requirements Role/ Job Title: Credit Manager-Loan Against Property. Function/ Department: Retail Underwriting. Job Purpose: To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the banks’ risk appetite. Interpersonal relationship Management with Peers. Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan c...
Posted 6 days ago
3.0 - 5.0 years
4 - 5 Lacs
surat
Work from Office
Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) Credit Assessment • Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval. • Thorough checking of the application file as per the laid down policy/process guidelines • Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence • Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream • Evaluate all the credit risk parameters and implement measu...
Posted 6 days ago
1.0 - 2.0 years
4 - 8 Lacs
haveri, rajanagaram, channapatna
Work from Office
ROLEPURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement ...
Posted 6 days ago
8.0 - 12.0 years
8 - 9 Lacs
ludhiana
Work from Office
CREDIT MANAGER INTERNAL USAGE No of Vacancies Reports to Area Credit Head SEG Is a Team leader N Team Size NA Grade Business Corporate Center Department Wholesale Credit Sub - Department SEG Credit Location About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location The Credit Manager is responsible for smooth functioning of the Credit app...
Posted 6 days ago
5.0 - 8.0 years
4 - 7 Lacs
chennai
Work from Office
What are we looking for? •Ability to establish strong client relationship •Written and verbal communication •Ability to manage multiple stakeholders •Prioritization of workload •Strong analytical skills
Posted 6 days ago
9.0 - 14.0 years
20 - 30 Lacs
mumbai
Work from Office
Ram Krishna Pure Finance seeks a Risk Head with 10+ yrs NBFC/bank risk management experience. Lead risk policies, ensure healthy loan portfolio, collaborate with teams, and maintain compliance with regulatory and governance standards.
Posted 6 days ago
0.0 - 5.0 years
3 - 6 Lacs
hyderabad, chennai, bengaluru
Work from Office
Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.
Posted 6 days ago
5.0 - 9.0 years
0 Lacs
uttar pradesh
On-site
As the leader of the Internal Control and Quality team for the North Zone, your main role will involve overseeing and executing audits at branches and regions as per the Audit Plan. This includes checking process adherence across regions for microfinance branches through structured and periodic investigations. Additionally, you will be responsible for ensuring the implementation of audit findings as per operational policies, rules, and regulations. Your focus will be on timely and qualitative execution of internal audit assignments based on approved monthly and quarterly plans. Your responsibilities will also include gathering field intelligence and customer insights from a team of quality a...
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
kurnool, andhra pradesh
On-site
As a Mortgage Underwriter at our company, your role will involve underwriting mortgage business and managing the portfolio in the assigned branch/location. You will play a crucial part in reviewing and assessing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, and ensuring the completion of credit/KYC documents and verifications through telephonic, field, and collateral visits. Your core responsibilities will include: - Reviewing and assessing loan applications within defined guidelines and making decisions or recommendations for approval - Underwriting proposals according to policies and procedures to meet agreed SLAs ...
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
west bengal
On-site
As a Mortgage Underwriter at our company, your role involves reviewing and assessing a wide range of complex loan applications within defined guidelines. Your decisions will directly impact the approval process, and you may need to recommend certain applications to higher authorities for approval. It is essential to underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in your assigned city or area. Key Responsibilities: - Conduct personal discussions with customers to evaluate their creditworthiness, ensuring the completion of necessary credit and KYC documents through telephonic, field, and collateral visit...
Posted 1 week ago
5.0 - 10.0 years
0 Lacs
chandigarh, india
On-site
Job Responsibilities To perform high quality and timely credit underwriting of new business transactions of Small, Mid and Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns. Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions. Presentation of proposals to the approval authorities Portfolio monitoring. Portfolio reviews and record keeping for audit and regulatory requirements. To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improve...
Posted 1 week ago
2.0 - 7.0 years
4 - 7 Lacs
jalandhar, ludhiana, amritsar
Work from Office
Required Credit Manager Mortgage (HL + LAP) for Ludhiana / Jalandhar & Amritsar location Required Candidate profile Good Knowledge of credit underwriting Good Communication Age should not be more 29 Yrs
Posted 1 week ago
1.0 - 6.0 years
3 - 8 Lacs
chennai, coimbatore, bengaluru
Work from Office
Job Summary: We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders. This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Fannie Mae/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays. The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location. Key Responsibilities: Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines. Use AUS tools (DU/LPA) to...
Posted 1 week ago
2.0 - 7.0 years
7 - 17 Lacs
chennai
Work from Office
Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only
Posted 1 week ago
1.0 - 5.0 years
0 Lacs
karnataka
On-site
As an Analyst in SME & Transaction Banking at a small finance bank in Bangalore, you will be responsible for identifying, evaluating, and managing SME lending opportunities across various sectors. Your role will involve collaborating with internal teams and external stakeholders to execute lending transactions and support ongoing portfolio monitoring. Key Responsibilities: - Originate and execute lending transactions for SME clients across sectors. - Build and maintain relationships with companies and founders. - Conduct financial analysis, risk assessment, and credit underwriting. - Prepare detailed credit / investment memos with industry, business, financial, and management assessment. - P...
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
maharashtra
On-site
As an Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter at our company, your role will involve covering large and complex products globally and managing the credit review process. Your primary responsibility will be delivering best-in-class credit risk analysis, monitoring, and credit administration as a partner to Risk and Banking shared commitment to ensuring the safety and soundness of wholesale lending across ICM. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors. - Complete Credit Analysis Write-up Memos and Final Obl...
Posted 1 week ago
1.0 - 4.0 years
1 - 4 Lacs
hyderabad
Work from Office
Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification
Posted 1 week ago
1.0 - 4.0 years
1 - 4 Lacs
kolkata
Work from Office
Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification
Posted 1 week ago
1.0 - 4.0 years
1 - 4 Lacs
patna
Work from Office
Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification
Posted 1 week ago
1.0 - 4.0 years
1 - 4 Lacs
jamshedpur
Work from Office
Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification
Posted 1 week ago
1.0 - 4.0 years
1 - 4 Lacs
bardhaman
Work from Office
Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification
Posted 1 week ago
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