4091 Credit Underwriting Jobs - Page 4

Role & responsibilities : Good understanding of credit policy and underwriting regarding Business Loans and LAP book Evaluating credit proposals covering financial, business, market risk & decision of the loan Appraising borrowers financial, business and credit track record to assess the credit worthiness Analysis of the financial statements, Bank records, ITR and GSTN records of the prospective customer to identify the short term & long term solvency & liquidity position Strong knowledge about local geography and socio-economic strata of the branch sales state. Effective implementation and coordination with agencies to prevent fraud, over valuation of property and legal risk To assess the c...

Hiring: Credit Analyst SME / Mid Corporate / Large Corporate Loans Location: Delhi (NCR), Noida & Pune Experience: 2+ years in Credit Underwriting Qualification: Chartered Accountant (CA) Mandatory Role Overview: We are hiring Credit Analysts to handle credit appraisal and underwriting for SME, Mid-Corporate, and Large Corporate loans . The role involves financial analysis, risk assessment, credit proposals, and policy compliance. Key Requirements: 2+ years of hands-on experience in credit underwriting Strong financial analysis and credit appraisal skills Exposure to SME/Mid/Large Corporate lending Experience with a Bank or NBFC preferred Employer: A leading and well-established Bank/NBFC

About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure...

About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure...

Roles and Responsibilities : Conduct thorough credit analysis and appraisal to determine loan eligibility for clients. Monitor client's financial performance, identify potential risks, and recommend suitable loan options. Collaborate with internal teams to ensure seamless execution of loan processing and disbursement. Develop strong relationships with clients by providing exceptional customer service and ensuring timely resolution of queries. Job Requirements : 2-8 years of experience in credit management or related field (NBFC). Strong understanding of credit analysis, credit appraisal, credit assessment, credit monitoring, and credit underwriting principles. Excellent analytical skills wit...

. About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensu...

RC - Regional Credit Manager - CVCE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager Is a Team leader Y Team Size: 5-10 Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Regional Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credi...

Some Careers Open More Doors Than Others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business Descriptor Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our internationa...

Some Careers Open More Doors Than Others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business Descriptor Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our internationa...

TradeBacked Manager / Director / VP Finance - Mid to Senior Level Finance Position Position Overview: We are looking for a highly skilled Finance & Operations Professional to join TradeBacked , a growing Private Credit Fund . This mid-senior level role will be split equally between accounting, fund accounting and financial management (33%) and credit underwriting & operations (33%), liaising with banks/investors/funds, and fundraising initiatives (33%) . The ideal candidate is an expert in accounting , a self-starter , and comfortable working in a fast-paced environment . This role requires an individual contributor mindset with strong communication skills and a proactive approach to problem...

The Manager – Credit & Risk supports the branch Role Category: Credit & Risk / Corporate Banking Prepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profile Graduate with 4–10 years of experience in major scheduled corporate Banking Strong knowledge of credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based).

Hiring for: Branch Credit Manager (BCM) Role & responsibilities : Locations: Hyderabad(Uppal) Experience Required: Total Experience: 2-3 years Minimum 2 years of relevant experience in LAP (Loan Against Property) Role: Branch Credit Manager We are looking for an experienced professional to manage credit appraisal, underwriting, and portfolio quality for LAP products at the branch level. CTC: Up to 5.7 LPA Key Responsibilities: Assess and evaluate LAP credit proposals as per company policy Conduct financial analysis, business evaluation & risk assessment Ensure compliance with credit guidelines and internal processes Coordinate with sales, operations, and risk teams for smooth disbursement Mo...

About this role: Wells Fargo is seeking a Secured Lending Underwriter. In this role, you will: Participate in the partnership with the portfolio team on all aspects of portfolio business transaction process. Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting. Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables. Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements. Collaborate and consult with peers, col...

CNH is looking for APAC Credit SpecialistWholesale to join our team Roles and Responsibility Manage credit portfolios and analyze financial data to determine client creditworthiness. Develop and implement effective credit risk management strategies to minimize losses. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to- with industry trends and regulatory changes affecting the wholesale sector. Job Requirements Strong understanding of credit principles, financial an...

To manage the overall credit and receivable collection function in more efficient manner to minimize risk of loss and bad debts Ensure each subordinate receives whatever training is necessary for job competence; training schedule is prepared timely and submitted higher management Develop a team member to handle all credit related function during his absence Is responsible for maintaining debtors within average credit period and ensure all debtors are recorded in books and followed up timely for payments to avoid bad debts To Manage Accounts Receivable and ensure all debtors accounts are reconciled regularly Responsible for Ageing of Debtors and maintaining the same under control To ensure th...

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: . Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer. . Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. . Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. . Maintaining decent productivity levels of processing. . Being a team player while assisting the team in implementing HO & local policies at ground level. . Handling of CPAs and mentoring them...

Job Title: CREDIT APPRAISER-SELF EMP Job Purpose Responsible for quality underwriting of Home loans with in the stipulated timelines subject to HL Policy and regulatory parameters. Job responsibility Credit appraisal, Loan processing , Relationship management, Interaction and Loan Counselling, Training. Job Requirement- Must have knowledge of finance,experience in credit. CA/CMA freshers may apply. MBA finance candidates within minimum 3 years of expereince in credit.

Role: Credit Analyst Experience: 1-6 years Location: Bangalore Notice Period: Immediate to 30days, but Immediate is priority Salary: Max. Up to 18 LPA To Apply- Contact- Varalakshmi Mail Id- Varalakshmi.Y@livecjobs.com Contact No.- 7995831110 Job Description Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team. Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs. Preparing credit analyses in support of new and existing business relationships. Support the RM team in ...

- Commercial Credit Please share your cv at surbhi.malhotra@nlbtech.com Experience - -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and qua...

Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency Review and analyse financial model for the residential/commercial office/warehousing projects and LRD eligibility Review project documents, Joint Development Agreements, TSR etc Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Ensure all internal and external compliance parameters are adequately addressed in the proposals and there are no deviations from regulatory norms. Gather market intelligence with other financial institutions and enti...

Lead Analyst - Corporate Credit / Corporate Research - Non Financial Institution (Non FI Corporates) (Immediate Joiners are preferred) Location: Mumbai Experience: 8+ years Role Overview: We are hiring a Lead Analyst with strong Corporate Credit & Corporate Research experience having global market exposure, working with Non- FI clients. The role involves end-to-end credit assessment of corporate borrowers, financial analysis, and preparation of detailed credit opinions. Key Responsibilities: Perform corporate credit risk assessment for large/mid corporate clients (Non FI) Analyze financial statements, cash flows, and business risk Prepare credit notes, risk memos, and credit opinions Build a...

Experience 10+ years in Banking or NBFC lending operations Role Summary Act as a domain expert to guideUltrabanker'sproduct and AI teams. Ensure our digital employees are designed exactly as banks and NBFCs operate in the real world. This role does not run banking operations and does not execute loans. What You Will Do Guide the design of AI-powered digital employees for banks and NBFCs Validate end-to-end lending workflows used in the product Review credit, underwriting, disbursement, servicing, and collections logic Ensure product flows align with real banking and NBFC practices Advise on RBI compliance from an execution and audit perspective Point out incorrect assumptions in product or A...

What are we looking for? •Ability to establish strong client relationship •Written and verbal communication •Ability to manage multiple stakeholders •Prioritization of workload •Strong analytical skills

Roles and Responsibility Conduct thorough credit analysis and risk assessments on potential clients. Develop and maintain relationships with key stakeholders, including customers and internal teams. Collaborate with cross-functional teams to identify and mitigate potential risks. Analyze market trends and competitor activity to inform business decisions. Provide expert guidance on credit-related matters, including policy and procedure interpretation. Identify opportunities to improve processes and implement changes to enhance efficiency. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encoura...

Designation - Officer Credit-Micro Banking Role & responsibilities - Underwrite high ticket and open market loans in the field through thorough assessment Underwrite both unsecured and secured loans of the microfinance and rural business Decision on loan applications as per credit approval grid, Conduct Loan Utilization Checks / Personal Discussion/ QC etc. Maintain completeness of post disbursement documents Preferred candidate profile - Graduation or Post Graduation Preferably in Commerce, 1-4 years of experience preferably in field credit or sales Knowledge of credit underwriting Interested candidates may share resume to "subrata.kar352@ujjivan.com"