2846 Credit Underwriting Jobs - Page 4

What We're Looking For Bachelors degree in Finance, Accounting, or a related field or any. Proven experience in credit management, preferably in the pharmaceutical industry. Strong analytical and financial analysis skills. Excellent communication and interpersonal skills. Knowledge of relevant laws and regulations. Familiarity with ERP systems and credit management software. Responsibilities As an Assistant Manager in the Credit Department of a pharmaceutical company, your primary responsibility is to manage and oversee the credit and collections processes. You will play a crucial role in ensuring the timely and accurate assessment of the creditworthiness of customers, monitoring credit limi...

Responsibilities: Preparation of loan files sanction loan application Manage loan applications from start to finish Ensure timely disbursements Collaborate with sales team on lead generation Oversee credit operations & disbursements Perks and benefits Performance based Bonus and Incentives

Department: Sales & Marketing Location: Karnataka (Statewide) Company: PSN Finance Lending Pvt. Ltd. Industry: Commercial Vehicle Finance / Heavy-Duty Equipment Lending About Us: PSN Finance Lending is a trusted name in vehicle and equipment finance, specializing in lending solutions for the commercial and heavy-duty industries. We aim to support customers and businesses with efficient and tailored financial services across Karnataka. Key Responsibilities: Dealership Engagement: Establish and maintain relationships with dealership point managers across Karnataka. Drive marketing initiatives and finance tie-ups to increase vehicle loan penetration. Broker Network Development: Identify and con...

Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Str...

Role & Responsibilities: To assess the business financials of the Proprietorship/Firm/company with good hold on ratio analysis To interact with the customer over the phone or personal discussion to understand the business and the loan requirement of the CM and suggesting the suitable product for them. To guide the sales team and customer on documentation part and to act as an catalyst to complete the documentation. To assess the rough loan eligibility as per the guidelines of the HDFC Ltd. To Train sales team regularly on the product norms and documentation part. To coordinate with Sales people and HDFC to get expedite sanction of the case. Skill Set Required: Home Loan experience mandatory ...

Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Ma...

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

DEPARTMENT MicroMortgages REPORTSTO ClusterManager Micro Mortgages REPORTINGINTO RelationshipOfficer Micro Mortgages ROLEPURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship O...

As a Mortgage Underwriter at our company, you will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your role will involve reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. Additionally, you will underwrite proposals as per the laid-down policies and procedures to honor the agreed Service Level Agreements (SLAs) and manage city/area business volumes. Key Responsibilities: - Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification thro...

As a Credit Analyst in the Large Corporate segment focusing on Infrastructure and Project Finance, your primary role would involve: - Preparation of Credit Appraisal notes for Large Corporate projects within the Project Finance domain. - Engaging with business stakeholders to discuss Terms and Conditions for risk assessments. - Communicating with customers to gather necessary information for the preparation of Credit Risk Assessment Notes (CRANs). - Monitoring accounts as per the terms set by the Sanctioning Authority. - Generating Monthly/Quarterly Monitoring Reports for the project portfolio. - Implementing escalation procedures along with an action plan for non-compliances. - Conducting s...

As a Relationship Manager in Loan Against Property (LAP) & Affordable Loans, your main responsibility is to source new customers and manage existing relationships to grow the LAP and Affordable Housing Loan portfolio. This role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: - Source new clients through market visits, channel partners, and referrals. - Promote LAP and affordable home loan products in the assigned territory. - Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. - Manage customer lifecycle from lead generat...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years Language - Ability: English(Domestic) - Expert What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior s...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeg...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years Language - Ability: English(Domestic) - Advanced What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior...

Evaluate and process credit proposals for Working Capital products (Cash Credit, Overdraft, Term Loans, etc.) in line with company policies and regulatory guidelines. Conduct financial analysis, due diligence, and risk assessment of borrowers, including assessment of balance sheets, cash flows, and bank statements. Ensure timely sanctioning and disbursal of proposals, maintaining turnaround time (TAT) as per business standards. Collaborate with business teams and relationship managers to ensure high-quality sourcing of credit proposals. Monitor early warning signals, overdue accounts, and portfolio performance of sanctioned proposals. Maintain compliance with internal credit policies, proces...

About The Role Area Credit Manager Leasing REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5 Business Unit: SME Department: Credit Sub Function: Leasing Location: Number of PositionsSingle / Multiple Position TypeFull Time Job Purpose Direct Reports (Position Title) Resources The objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making. Team Size Direct3 Indirect Team S...

About The Role 10713 To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and...

About The Role Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them. He will also be coordinating with the sales team and operations team for collecting accurate data. Ensuring proper security creation process for all secured loans Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to Interacting with customers, assessi...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...