Credit Analyst- Bangalore

Role: Credit Analyst

Experience:

Location:

Salary:

To Apply- Contact- Varalakshmi

Mail Id- Varalakshmi.Y@livecjobs.com

Contact No.- 7995831110

• Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB clients emissions-intensive activities, climate commitments and low-carbon business initiatives and transition and physical risks to help build a thorough understanding of each clients plans to transition to net zero emissions over time.
• Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Maintain Client internal control standards.
• Need to implement the Group Compliance Policy, as applicable to their role.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with the client take account of the likelihood of operational risk occurring.
• Adhering strictly to compliance and operational risk controls in accordance with client and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
• However, depending on the relevant experience, skill and competence, he or she can be given additional responsibilities like undertaking quality checks, mentoring and training new joiners etc. Requirements
• C.A. / CFA / MBA Finance, Economics or equivalent is essential and any professional qualification is desirable.
• Sustainability knowledge is an advantage.

Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.