128 Credit Analyst Jobs

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts It is the CCO s responsibility to ensure that the notes submitted by the Credit Anal...

Understand all relevant aspects of Credit Analysis Process, which includes: Review and respond the emails and the HD tickets. The analyst will be checking the information as suggested or working on it by Reassigning it to relevant department Responding with the answer Downloading financial statements (Public and Pvt Co) Research on credit worthiness of Customers (companies) Analyzing the financial statements Work on Tools to look for Payment history Basis analysis decision making on Credit period, Payterms and Credit value Writing SCORE write ups for approval proposal at leadership level Parent child linkage for existing accounts Contract reading and understanding the requirement Participate...

This is a critical role for our company. The person will be responsible for the full process of completion of loan application as per lender policies, from initial document collection to loan application preparation and verification through to settlement by the bank. Key responsibilities of the profile will include: Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker to assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in research and developing lo...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital pre...

Hi, We are hiring for the leading ITES company for Sr. Analyst Underwriter Profile. Please go through the JD and Apply Overview The Underwriter US Mortgage is responsible for reviewing and assessing residential mortgage loan applications to determine a borrowers creditworthiness. Key responsibilities include analyzing income from various tax documents (1040s, K1s, 1120s, etc.), reviewing credit reports, verifying assets, and evaluating property collateral. The role requires applying FNMA, FHLMC, and investor guidelines to make informed approval or denial decisions. The underwriter must ensure compliance with underwriting standards, validate loan documents, and provide accurate, timely decisi...

Responsibilities - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regu...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital pre...

WBO:CCPH Team- Activity Champion INTERNAL USAGE No of Vacancies Reports to Senior Manager / AVP Is a Team leader Y/N Team Size Grade Officer/Assistant Manager /Deputy Manager Business Corporate Center Department Wholesale Banking Operations Sub - Department Location Airoli / Hyderabad About Department The Wholesale banking operations department helps in managing the transaction in the banks Transaction Banking (TB) can be defined as the set of instruments and services that a bank offers to trading partners to ficially support their reciprocal exchanges of goods (egtrade), monetary flows (eg, cash), or commercial papers (eg, exchanges) About Role CCPH Team is responsible for processing of tra...

Prepare Quarterly Monitoring Reports for the portfolio & escalate with action plan for non-compliances. Visit the sites and prepare inspection reports. Manage and address any escalations related to risk assessments CA / MBA Good verbal, written communication & presentation skills Experience required for the Job: 2-6 years in Credit Underwriting for Large Corporates. Working knowledge of Excel for preparation of Financial Models Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc Business Analyst with the Commercial Banking Coverage Group will work with the Segment Heads and their team to support them with decision making The Business Analyst will be working with Relationship Managers, Credit Analyst and leaders across locations to derive insights about the segment s portfolio of customers Additionally, the Business Ana...

As an experienced Credit Analyst, you will be joining a leading mortgage brokerage firm based in Sydney, providing financing solutions to individuals and businesses across Australia. Your role will involve assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of individual and business clients, ensure compliance with regulatory and lender requirements, and support the loan processing from application to settlement. Your strong analytical abilities, sound judgment, and understanding of the Australian lending environment will be crucial for success in this role. **Key Responsibilities:** - Conduct credit assessmen...

CBG:Credit Analyst INTERNAL USAGE No of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, ficial statements, technical rations, manageme...

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, ficial statements, technical rations, management, etc Cred...

Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintece of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of ficial ratios and concepts Good communication (both verbal and written) skill in bo...

CBG:Credit Analyst INTERNAL USAGE No of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, ficial statements, technical rations, management...

About the Role The Credit Analyst SC WC Fice - SBB Credit manages the credit activities and processes for loan applications of Automobile / Wheels segment customers under Retail Credit for the Area assigned to him/her The Credit Analyst is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank Ensure smooth functioning of the assigned Center by meeting required productivity norms within the desired Turn Around Time Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard p...

Work Level : Individual Core : Self Motivated, Organized Leadership : Responsive Industry Type : Banking Function : Credit Analyst Key Skills : Credit,Letter oF Credit,Credit Underwriter,Credit Analyst,Credit Manager Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job Duties & Responsibilities Preparing spreads which are consistent, error-free and in line with classification parameters used. Providing concise and relevant financial analysis by clearly identifying risks. Ensure reviews are completed prior to due date and are error free. Interact and follow up with clients on required information and clarifications. Adhere to the risk management guide...

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, ficial statements, technical rations, management, etc Credit Analysts work closely with R...

Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc) Assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conducting review / renewal of accounts Maintaining acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of ficial ratios and concepts Good communication (both verbal and written) skill in both English and the l...

Job Title: Credit Analyst / Credit Manager Project Finance Contact Bindu : 8309624517 or Krishnan at 8309618146 Location: Hyderabad Department: Credit / Project Finance Job Summary: We are seeking experienced professionals for our Credit Team specializing in Project Finance and Large Loan Processing . The ideal candidate will have a strong background in credit appraisal, financial analysis, due diligence, and loan structuring for projects with exposure above 10 crores . This is a specialized role candidates with experience limited to Retail Loans (Business, Personal, Auto, or Unsecured Loans) will not be considered . Key Responsibilities: Conduct detailed credit appraisal and financial analy...

As a Credit Underwriter specializing in retail assets within the banking sector, your role will be crucial in ensuring the success of the organization. Your deep experience and understanding in credit underwriting along with your knowledge of local markets and retail lending trends will be instrumental in your day-to-day responsibilities. - Utilize your expertise in credit underwriting to assess loan applications for retail assets - Engage with various stakeholders including customers, vendors, internal auditors, credit bureaus, and other teams within the organization - Maintain a keen focus on risk, controls, compliance, and regulatory frameworks - Collaborate with internal stakeholders and...

You have a proven work experience as a Credit Manager, Credit Analyst, or similar role. You have hands-on experience with accounting software and a solid understanding of lending procedures. Your excellent analytical skills allow you to create and process financial spreadsheets, such as in Excel. Additionally, your negotiation skills are a valuable asset. A BSc in Accounting, Economics, Banking and Finance, or a relevant field is required for this role. Key Responsibilities: - Manage credit risk assessments and analysis - Evaluate creditworthiness of potential customers - Monitor and review credit limits - Develop and implement credit scoring models Qualifications Required: - Proven work exp...

The position will be responsible for delivering descriptive and diagnostic analyses across product lines and functions. A big part of the role is the timely and accurate production of insights and automation of recurring requests. Provide insights, perform trend and variance analyses across the product suite and across functions (cross-sell and collections) Assist stakeholders in performing data pulls, basic data manipulations to derive operational insights Identify key reporting or MIS gaps, recurring requests from stakeholders and work with the Tableau team to dashboard them Export product-specific and function-specific requests to other products and functions, as required Act as the bridg...

This is a critical role for our company. The Credit Analyst will be responsible for full process of completion of loan application as per lender policies, from initial document collection to loan application preparation and verification through to settlement by the bank. Key responsibilities of the profile will include: Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of creditassessment calculations. He / She will assist our broker clients in research and developi...

Department Mid Market Credit Location Hyderabad Number of Positions 01 Reporting Relationships Position Grade M5/M6 Job Role Preparation of Credit Appraisal notes for Mid Markets segment. Average ticket size of borrowing Rs. 500-1000Crs Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly Monitoring Reports for the portfolio. Escalate with action plan for non compliances. Visit the units. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 8-12 years i...