54 Credit Analyst Jobs

Experience Range - 3+ years About the client: Our client, is a SEBI Registered Category-I Merchant Banker, offers a diverse range of financial services, specializing in Investment Banking, Financial Advisory, and Debt Capital services for institutions, corporates, promoters, and high-net-worth clients. Job Roles and Responsibilities: Handle a small team/group of credit analysts. Preparation of Financial Projections Corporate Presentation Proposal notes Coordination with lender etc. Qualification and Experience: Experience in preparation of Financial Projections,Company Presentations, Bank proposal, Co-ordination with bank etc. Experience in handling syndication/ sanction of loans of value more than INR 15 crores for corporates/NBFC/Real estate. Candidate with experience in handling Stressed assets transaction/One time settlement (OTS) /)/Restructuring,/Insolvency & Bankruptcy Code (IBC) case or worked under Insolvency Practitioner (IP) can also be considered. Working in the finance department of companies having borrowings of over Rs.300 crores. Excellent command over Excel and Powerpoint CA/MBA/CFA

Our fixed income philosophy: Know the risk. Own the insight. Protect the downside. Were not just looking for a Credit Analyst. The person needs the conviction in his views to take risks, and not just benchmark to others in the industry. The edge in financial markets comes by not being in bandwagon, but willingness to go beyond the ordinary. The person should be ready to put his neck online by giving actionable views that will get alpha. What does value mean in credit research It means surfacing risks others miss. It means asking uncomfortable questions in comfortable rooms. It means protecting portfolios when markets forget to. We re looking for: A sharp eye for financial statements and ratios. A curious mind that questions assumptions. A talent to evaluate business models whether it s a steel plant or a fintech. A solid understanding of credit rating frameworks and the confidence to challenge. A pulse on macro trends and sectoral shifts. Comfort reading between the covenants, and not just the lines. You must love for : Writing crisp, well-reasoned reports. Presenting to investment committees with clarity and confidence. Engaging with company management, rating agencies, and market participants. Staying organised we value record-keeping as much as insight. Working in a tightly regulated setup with auditors around the corner. Using tools like Bloomberg to extract the truth hidden in numbers. You bring: Risk perception that s instinctive, yet backed by data. Curiosity to learn across sectors. Professionalism, integrity, and the ability to hold ground in debates. Energy to work independently, and humility to collaborate as a team. Discipline to juggle multiple issuers, deadlines, and reviews. If this sounds like your kind of challenge don t just send us your CV. Tell us how you assess credit. Write to us about a credit that surprised you for better or worse. Or tell us what youd do differently if you were the rating agency. We re not hiring for a checklist. We re hiring for perspective.

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc. ) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language

As a Credit Analyst within our organization, you will be responsible for preparing thorough and detailed credit proposals that adhere to the bank's policies. This includes conducting in-depth analysis of financial statements, industry trends, economic data, and various risk factors. Your role will involve proposing appropriate ratings and GRR to the credit committee, utilizing internal tools and your expertise. Ensuring timely completion of annual reviews, transaction deadlines, portfolio reviews, covenant checks, and security monitoring will be essential elements of your responsibilities. You will be expected to maintain effective communication with both internal and external stakeholders in a professional manner. Monitoring the credit evolution of clients, identifying early warning signals, and promptly updating financial spreadsheets are crucial aspects of your role. Additionally, you will be involved in presenting credit proposals to local credit committees, participating in client meetings with Relationship Managers, and contributing to discussions on potential deals. Staying informed about credit policies and methodologies, actively engaging in credit projects, and supporting team members to enhance overall efficiency are also key components of this position. You may be required to assist the Head and team Lead of CTCM on an ad hoc basis and provide backup on tasks performed by the CTCM team when necessary. The ideal candidate for this role will have a background in Credit Analysis, Credit Ratings, and Credit Risk Management, with a minimum of 7 years of experience for the Assistant Manager level and 9+ years for the Manager level. This position is based in Mumbai, with shift timings from 7 AM to 4 PM. If you are looking for a dynamic role that involves strategic credit analysis, risk assessment, and collaborative teamwork, this opportunity could be the perfect fit for you.,

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc. ) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc. ) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc. ) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital presence, creating tailored products and processes, and using the One Axis strategy to harness synergies in all parts of the Bank to deliver to the Bharat customer. The Bank also continues to focus on growing the book profitably by enhancing productivity, improving operational efficiency to reduce cost, and containing risk by leveraging technology such as AI and ML & rigorous portfolio monitoring About the Role The Credit Analyst will manage the credit activities, processes for the B2B Wholesale Credit vertical for designated location. Credit Analyst will be responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes and guidelines as designed by the bank. Key Responsibilities Preparing sanction notes for Agri High Value PSL cases , SCF schemes and Bharat SCF cases to ensure maintenance of desired proposal quality, assess creditworthiness of customers and accordingly take decision to sanction or recommend for approval to higher authorities Analysis of financial statements, company background and other related quantitative and qualitative) Assign Internal rating to clients through Internal Rating Model, accordingly run revenue calculation score based on internal model and suggest risk based loan pricing for the proposed deal. Suggest appropriate measures, covenants and deal structures to the Sanctioning Authority as Risk mitigants. Interaction with all NTB/ETB cases along with Relationship Team in order to understand the business model and highlight key risks factors and mitigants to make the case bankable. Co-ordinate with collections team for follow up and regularization of over-dues or other irregularities. Regular monitoring of credit portfolio and quarterly financial performance of clients to ensure no fresh slippages towards delinquencies and detect early warning signals to be acted upon. Ensure timely completion of limit renewals of the existing cases. Understanding trade transaction requests made by client and providing credit approvals to execute the transaction. Coordinating with Audit, Compliance, and operations for resolution of queries and documentations. Qualifications Graduation/ Post- Graduation (MBA/ CA preferred not mandatory) Minimum 2-5 years of relevant work experience (Preferred experience in Credit vertical with expertise in CAM preparation for SME/Agri. /Corporate borrowers. ) Role Proficiencies: Knowledge of industry Good communication (both verbal and written) skill Ability to handle pressure and meet deadlines

Key accountabilities: Review and sign off credit analysis performed (and credit judgement exercised) by more junior team members; you will undertake end-to-end (i.e. independently, without junior contributors) reviews of individual exposures / obligors when necessary. Present analysis influence senior management and peers with independent and contrasting views. Lead and own the completion of credit reviews / projects as assigned within the CRRG Annual Plan or on an ad hoc basis. Support the Head of CRRG in the annual plan development and resource allocation; Work with the Head of CRRG and co-Directors within the team in writing and updating the credit review baseline methodologies. Support reviews outside of corporate credit, e.g. FI (Banks, NBFI), counterparty credit risk. Interface with various Regulators as needed. Manage the continuous monitoring program with regard to various assigned portfolios. Manage on-going stakeholder relationships with Risk Sanctioning Units and also Senior Management as necessary. Produce commentary for presentations going to Senior Management and governance committees, including at Board level. Lead training of the team with regard to corporate credit and, specifically, leveraged lending, including technical aspects of credit analysis as well as relevant Barclays internal systems and processes. Contribute to the management of personal development of junior team members, including as a line manager. Essential skills required: Minimum 12 years of financial services experience in investment or corporate banking, or the rating agencies; 5+ years experience as a senior credit sanctioner, loan underwriter, credit risk or loan reviewer, or credit audit within a large financial institution; 5+ years experience in people management, project leadership or consulting Desirable skills/Preferred Qualifications: Strong in-depth technical expertise in corporate credit analysis; Strong organizational skills and the ability to manage multiple assignments concurrently; Professional qualification, undergraduate or graduate degree in finance or a risk related discipline; Confident communicator, particularly in delivering challenging messages to senior management and colleagues; Expertise in two or more industry sectors such as Technology / Media / Telecommunications, Industrials, Natural Resources, etc. Holder of senior-level individual credit approval authority; Familiarity with the Barclays Corporate and Investment Banking credit processes; Familiarity with wholesale loan underwriting standards, particularly leverage finance across Barclays; Familiarity with the syndication market for corporate loans in the US and Europe; Familiarity with loan and counterparty agreements and documentation; Familiarity with credit risk and capital models including those used for Default Grade generation, LGDs, EADs and RWAs; Familiarity with FI (Banks and NBFIs) credit analysis, and Counterparty Credit Risk. CPA/CA, CFA, FRM, other broadly recognized certifications or a credit training program from a large financial institution.

Job Title: Branch Credit Analyst Company Name: Kinara Capital Job Description: As a Branch Credit Analyst at Kinara Capital, you will be responsible for assessing and analyzing the creditworthiness of potential borrowers. You will work closely with branch teams to ensure that all credit assessments align with the companys lending policy and risk management framework. Your role will involve conducting thorough financial analyses, evaluating credit reports, and making informed recommendations regarding loan approvals or rejections. Key Responsibilities: - Analyze loan applications and financial statements of individuals and small businesses to determine creditworthiness. - Conduct site visits and interviews with clients to gather additional information for credit assessments. - Prepare detailed credit reports and present findings to branch management. - Maintain up-to-date knowledge of industry trends, regulations, and risk factors affecting lending. - Collaborate with branch teams to identify potential areas for improvement in the credit assessment process. - Assist in developing and implementing credit policies and procedures to optimize risk management. Skills Required: - Strong analytical and quantitative skills. - Excellent written and verbal communication abilities. - Attention to detail and strong organizational skills. - Ability to work independently and as part of a team. - Proficiency in financial modeling and risk assessment. - Problem-solving skills with a focus on client needs. Tools Required: - Proficiency in Microsoft Excel and financial analysis software. - Familiarity with database management systems. - Knowledge of credit reporting tools and risk assessment software. - Experience with customer relationship management (CRM) tools. - Ability to utilize statistical analysis tools for credit risk evaluation. Ideal Candidate Profile: The ideal candidate for the Branch Credit Analyst position at Kinara Capital will demonstrate a strong understanding of financial analysis and credit risk assessment. You should have a background in finance, accounting, or a related field, with relevant experience in credit analysis or lending. A proactive approach, coupled with a commitment to maintaining high professional standards, will be essential for success in this role.

The Credit Analyst & Administrator will be responsible for supporting Australian mortgage processes, analyzing credit applications, assessing financial documents, and performing administrative tasks related to the mortgage process. You will collaborate closely with Australian lenders, brokers, and internal teams to ensure smooth and accurate processing of mortgage applications. Key Responsibilities: Review and analyze Australian mortgage applications and supporting documents (e.g., bank statements, tax returns, and payslips). Assess the creditworthiness of applicants and provide recommendations based on Australian lending guidelines. Process loan applications and ensure they are submitted accurately and on time. Communicate with Australian brokers and lenders to gather additional information or clarification when required. Maintain detailed records of all applications and their progress in the loan approval process. Perform administrative tasks such as updating client files, preparing reports, and managing documentation. Keep up to date with Australian mortgage regulations and market trends. Collaborate with the team to optimize workflows and ensure operational efficiency. Preferred Qualifications: 2-3 years Experience in working with Australian lenders or mortgage brokers. Familiarity with credit scoring models and financial analysis tools. Desired Profile / Criteria / Skills : Requirements: Proven experience in credit analysis or mortgage administration, preferably with Australian mortgages. Knowledge of Australian lending regulations, financial documentation, and credit policies. Strong analytical skills and attention to detail. Excellent communication skills (verbal and written) to liaise effectively with Australian clients. Ability to work independently and manage multiple tasks in a fast-paced environment. Proficiency in Microsoft Office (Word, Excel, Outlook) and mortgage-related software systems. Availability to work in shifts to accommodate Australian business hours. Key Skills : Credit Underwriting Credit Analysis Credit Analyst Credit Worthiness

Join us as a Customer Service & Operations Credit Analyst We ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs Specialising in Credit Operations, you ll respond to queries from customers and stakeholders promptly within agreed timelines This is a chance to build on your credit skills and experience in an engaging and fast-paced environment Were offering this role at senior analyst level What youll do As a Customer Service & Operations Credit Analyst, you ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience. In addition, you ll: Review documentation including loan applications, disclosures, and credit evaluations Authorise and investigate all credit operations transactions Collect and analyse the required information from the customers and businesses Review credit operations processes which could be automated or enhanced to improve the customer and business experience The skills youll need To succeed in this role, you ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You ll also have the ability to adapt to fast-paced environments and you ll have effective organisation skills to deliver to deadlines. You ll also need: Customer service abilities along with customer and industry knowledge An awareness of changes in trends, policies, and regulations An understanding of our industry and its customers Experience of managing stakeholder relationships Hours 45 Job Posting Closing Date: 04/08/2025

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital presence, creating tailored products and processes, and using the One Axis strategy to harness synergies in all parts of the Bank to deliver to the Bharat customer. The Bank also continues to focus on growing the book profitably by enhancing productivity, improving operational efficiency to reduce cost, and containing risk by leveraging technology such as AI and ML & rigorous portfolio monitoring About the Role The Credit Analyst will manage the credit activities, processes for the B2B Wholesale Credit vertical for designated location. Credit Analyst will be responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes and guidelines as designed by the bank. Key Responsibilities Preparing sanction notes for Agri High Value PSL cases , SCF schemes and Bharat SCF cases to ensure maintenance of desired proposal quality, assess creditworthiness of customers and accordingly take decision to sanction or recommend for approval to higher authorities Analysis of financial statements, company background and other related quantitative and qualitative) Assign Internal rating to clients through Internal Rating Model, accordingly run revenue calculation score based on internal model and suggest risk based loan pricing for the proposed deal. Suggest appropriate measures, covenants and deal structures to the Sanctioning Authority as Risk mitigants. Interaction with all NTB/ETB cases along with Relationship Team in order to understand the business model and highlight key risks factors and mitigants to make the case bankable. Co-ordinate with collections team for follow up and regularization of over-dues or other irregularities. Regular monitoring of credit portfolio and quarterly financial performance of clients to ensure no fresh slippages towards delinquencies and detect early warning signals to be acted upon. Ensure timely completion of limit renewals of the existing cases. Understanding trade transaction requests made by client and providing credit approvals to execute the transaction. Coordinating with Audit, Compliance, and operations for resolution of queries and documentations. Qualifications Graduation/ Post- Graduation (MBA/ CA preferred not mandatory) Minimum 2-5 years of relevant work experience (Preferred experience in Credit vertical with expertise in CAM preparation for SME/Agri. /Corporate borrowers. ) Role Proficiencies: Knowledge of industry Good communication (both verbal and written) skill Ability to handle pressure and meet deadlines

As a member of the Business Transformation Competence Team at our esteemed organization, you will be part of a dynamic environment that thrives on constant adaptation and innovation to meet the evolving demands of technology, society, and the global landscape. Our team works closely with prominent names in the banking industry, assisting them in overcoming their most significant challenges during transformation cycles. In this role, you will have the opportunity to contribute to the end-to-end transformation of banking operations while nurturing EY talent to be prepared for the future of the industry. You will play a crucial role in driving change and innovation across lending operations for our clients, collaborating with banking leaders to identify areas for improvement, develop strategies, and implement transformative solutions. This position offers a unique chance to combine your expertise in lending practices with cutting-edge technology and strategic thinking, shaping the future landscape of banking. As a Lending Transformation Consultant in our team, your responsibilities will include collaborating with stakeholders at various levels to ensure alignment and engagement throughout the transformation journey. You will work with cross-functional teams to design innovative lending solutions that align with the bank's transformation goals. Additionally, you will lead workshops and presentations, conduct detailed analysis of lending processes, optimize workflows, integrate digital tools, manage change, ensure compliance with industry regulations, and oversee project lifecycles. To excel in this role, you should hold a Master's degree in a relevant field or have equivalent experience, along with a proven track record in lending operations. Strong analytical skills, knowledge of banking regulations, exceptional client stakeholder management abilities, fluency in Dutch and French, and certifications in relevant areas are desirable attributes. Prior experience in consultancy, process improvement, or banking transformation is a plus. Joining our team not only offers a competitive remuneration package but also opportunities for career development, flexible working arrangements, and a supportive work environment. You will have access to comprehensive training on technical matters, soft skills, and project management, as well as exposure to new technologies and innovative equipment. While the role may involve part-time work at client sites and business travel, we are committed to helping you maintain a healthy work-life balance. Come be a part of our leading global professional services firm, where you will collaborate with a diverse team of professionals dedicated to transforming financial services and driving impactful change in the banking industry.,

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

About Wholesale Banking Coverage Group The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oiland Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role The Credit Analyst is responsible for analysing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company. Key Responsibilities Analyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making Ensure NPA /restructuring levels for the group are minimized Qualifications CFA/ CA/ MBA (Finance) from a recognized institute Role Proficiencies In-depth knowledge of key drivers and indicators in the relevant sectors A solid understanding of financial statements, ratios Understanding of compliance and regulatory norms Good relationship management and strong communication and presentation skill Proficiency in MS Excel, Word and Power Point #ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"

About NCR VOYIX NCR VOYIX Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail, restaurant and banking industries. NCR VOYIX is headquartered in Atlanta, Georgia, with approximately 16,000 employees in 35 countries across the globe. For nearly 140 years, we have been the global leader in consumer transaction technologies, turning everyday consumer interactions into meaningful moments. Today, NCR VOYIX transforms the stores, restaurants and digital banking experiences with cloud-based, platform-led SaaS and services capabilities. Not only are we the leader in the market segments we serve and the technology we deliver, but we create exceptional consumer experiences in partnership with the world s leading retailers, restaurants and financial institutions. We leverage our expertise, R&D capabilities and unique platform to help navigate, simplify and run our customers technology systems. Our customers are at the center of everything we do. Our mission is to enable stores, restaurants and financial institutions to exceed their goals - from customer satisfaction to revenue growth, to operational excellence, to reduced costs and profit growth. Our solutions empower our customers to succeed in today s competitive landscape. Our unique perspective brings innovative, industry-leading tech to all the moving parts of business across industries. NCR VOYIX has earned the trust of businesses large and small from the best-known brands around the world to your local favorite around the corner. Title: Credit Analyst Location: Bangalore The Credit Analyst plays a crucial role in evaluating new credit applications, new order releases, establishing appropriate customer credit limits, and managing ongoing credit risk for NCRV s Global Credit Risk Group. The position reports directly to the Executive Director of Global Credit Services. In this position, you will be challenged by a fast-paced environment with the goal of reducing losses by using your credit risk and analytical experience. Additionally, you are often in charge of direct communications with customers of all levels, so your communication and interpersonal skills are crucial to success. This position will involve many aspects of corporate credit and risk management functions, including but not limited to reading and analyzing D&B and personal credit reports, financial statement spreading and analysis, investigation of underlying collections issues, and sometimes assisting in resolutions of cash flow problems through a repayment plan. Your job as a Credit Analyst will require a high degree of independent work and analytical and problem-solving skills in a fast-paced professional environment. Key Areas of Responsibility: Credit Assessment: Evaluate the creditworthiness of individuals and businesses by analyzing corporate financial statements, credit reports, and market conditions throughout the world. Provide independent review and decision within allotted credit authority limits. Perform KYC and AML due diligence in accordance with governmental regulations. Risk Management: Monitor and manage ongoing credit risk, ensuring compliance with credit policy and regulations. Perform due diligence and periodic reviews on existing clients of all sizes. Financial Analysis: Conduct in-depth review of public and private financial statements, market trends, and microeconomic conditions New Account Underwriting: Underwrite new and ongoing credit limit requests, including repayment plans, and provide decisions and/or recommendations based on those risk assessments. Stakeholder Collaboration: Work closely with internal and external stakeholders, including Sales Leaders and clients, to communicate credit decisions, policies, and risk assessments. Contribute to improving processes throughout the Global Credit Services team. Team player is a must in this role - working cohesively and communicating as a group is a key success factor within the team. Ability to multi-task, respond timely to a high volume of emails and credit requests, staying within SLA guidelines. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Basic Qualifications: Education: Bachelor degree in Finance, Accounting, or a related field. A masters degree or relevant certifications (e.g., CFA, CPA) is a plus. Experience: Minimum of 2-5 years of experience in a formal credit analysis role. Skills: Strong understanding of financial statements credit risk analysis. Expertise in analyzing business and personal credit reports such as D&B, Experian, Equifax. Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy. Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills. Ability to meet deadlines and work in a fast-paced environment. Proficient in MS Word and MS Excel Ability to be self-motivated and quickly learn new processes and procedures. Offers of employment are conditional upon passage of screening criteria applicable to the job EEO Statement Integrated into our shared values is NCR Voyix s commitment to diversity and equal employment opportunity. All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law. NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential. We believe in understanding and respecting differences among all people. Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment. Statement to Third Party Agencies To ALL recruitment agencies: NCR Voyix only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, NCR Voyix employees, or any NCR Voyix facility. NCR Voyix is not responsible for any fees or charges associated with unsolicited resumes When applying for a job, please make sure to only open emails that you will receive during your application process that come from a @ncrvoyix.com email domain.

Accounting Executive will managing gen. ledger and sub-ledger accounts, preparing reconciliations, and ensuring accurate financial reporting. strong attention to detail, advanced proficiency in accounting software,analyze financial data effectively.

As a member of our Business Transformation Competence Team, you will play a crucial role in driving change and innovation within the banking industry. Our team is dedicated to assisting banks and financial institutions in addressing their most significant challenges during transformation cycles, ensuring they are ready to adapt to the evolving dynamics of technology and society. In this role, you will collaborate with stakeholders at various levels, including senior management and department heads, to ensure alignment and engagement throughout the transformation journey. By working closely with cross-functional teams, you will design and propose innovative lending solutions that meet the bank's transformation goals. Your expertise in lending practices will be instrumental in identifying inefficiencies, bottlenecks, and areas for improvement within existing processes, leading to the implementation of streamlined and cost-effective solutions aligned with industry best practices. Your responsibilities will also include conducting in-depth analysis of lending processes, systems, and workflows, as well as integrating digital tools and platforms into lending operations. Additionally, you will develop and implement change management strategies to facilitate the adoption of new processes and technologies while ensuring compliance with industry regulations and standards. To be successful in this role, you should possess a Master's degree in a relevant field or equivalent experience, along with a proven track record in lending operations. Strong analytical skills, client stakeholder management abilities, and proficiency in Dutch, French, and business English are essential. Certifications in Project Management methodologies and prior experience in consultancy or banking transformation are advantageous. Joining our team at EY offers a competitive remuneration package, comprehensive Total Rewards benefits, and opportunities for career development. You will be part of a global professional services firm with a supportive work environment, access to extensive training, new technologies, and a dynamic team focused on transformation in financial services. While client-facing responsibilities may require part-time work at client sites and business travel, we are committed to helping you achieve a healthy work-life balance.,

Functional Responsibility / Domain Related Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance and public finance transactions, and in responding to credit events Prepare internal credit research reports and notes. Assist in preparing publishable credit reports. In-depth understanding of transaction documents, Legal documents such as Offering Circular, Indenture, Letter of Credit Agreement, Tender bonds, Commercial papers etc. to understand the structure and features of the deals. Track and understand Structured Finance & US Public Finance (USPF) sector dynamics and regulatory trends including but not limited to: Analysis of macroeconomic parameters impacting the sector. Impact of regulatory and legal framework with risk to sector portfolio. Model maintenance involves regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures and revising the model to be in sync with expected outcome. Qualitative & quantitative analysis of primary and secondary market debt portfolio. Stay abreast of the latest developments in the Structured Finance & US Public finance market and understand / be able to comment on their potential impact. Process Adherence Focus on review / QC, adding analytical inputs when required Create and maintain base level training, process manuals and documentation to ensure smooth execution of tasks Adopt the defined processes in day to day execution of assignments Identify process improvement avenues and identify value added work Ensure that new knowledge gained is retained and documented through operating manuals Work with other teams and suggest methods to make the current process more efficient Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization. Client Management / Stakeholder Management Build and maintain relationships with US & EMEA clients Set expectations with clients regarding scope of work, timelines, etc. For routine tasks People Development Provide analytical mentoring to junior members of the team Implement team-level initiatives Familiarize new recruits to the team and organization

We are looking for a Credit Analyst/Credit Officer to evaluate loan applications and assess the creditworthiness of customers. The role involves financial analysis, documentation review, and risk assessment. Any candidate who wants to apply can contact on the given contact number 07303998586 Key Responsibilities: Analyze financial data and credit reports Evaluate loan applications and assess risk Prepare credit reports and recommendations Ensure compliance with credit policies Requirements: Bachelor's degree in Finance, Commerce, or related field Good analytical and decision-making skills Basic knowledge of credit analysis and lending practices Proficiency in MS Excel and financial tools Any candidate who wants to apply can contact on the given contact number 07303998586

We are looking for a highly motivated and detail-oriented Credit Analyst with hands-on experience in financial modeling and fundraising for real estate projects. This role is crucial in evaluating project viability, supporting funding efforts, and collaborating with lenders and investors. The ideal candidate should possess a strong understanding of real estate finance, credit risk, and project evaluation frameworks. Key Responsibilities: Financial Modeling & Analysis Build and manage comprehensive financial models for real estate projects, including revenue forecasts, cost estimations, cash flow projections, IRR, ROI, and break-even analysis. Conduct scenario and sensitivity analyses to assess the financial health and viability of projects under varying conditions. Credit Assessment Perform credit analysis for the company and individual projects. Evaluate financial statements, assess debt-servicing capacity, and prepare credit notes for internal and external stakeholders. Fundraising & Investor Collateral Prepare detailed Information Memorandums (IMs) , investor presentations, teasers, and loan proposals tailored for banks, NBFCs, and private investors. Support due diligence processes and respond to investor queries. Liaison with Lenders Engage with banks, NBFCs, rating agencies, and institutional investors for fundraising initiatives. Facilitate documentation, compliance, and disbursement processes in coordination with legal and finance teams. Project Feasibility & Evaluation Conduct project-level feasibility assessments, incorporating factors like sales velocity, construction timeline, funding requirements, and regulatory implications. Support decision-making on new launches, land acquisition, and joint development opportunities. Market Research & Benchmarking Track real estate funding trends, benchmark debt/equity structures, and monitor market-based interest rates and financial covenants. Stay updated on RERA and regulatory developments affecting funding strategies. MIS & Reporting Maintain dashboards and reports on fundraising status, loan covenants, disbursement schedules, and financial metrics. Provide timely updates to senior management on project financials and funding pipelines. Qualifications & Requirements: Bachelors or Masters degree in Finance, Accounting, Economics, or a related field (CA or MBA Finance preferred). 3 to 5 years of relevant experience in credit analysis, financial modeling, or project finance, preferably within the real estate or infrastructure sectors. Advanced proficiency in Excel and financial modeling. Strong analytical and problem-solving skills with a good understanding of project finance concepts. Effective communication and presentation skills, with the ability to work independently and manage multiple priorities. Preferred Skills Prior experience in real estate project modeling, including sales-linked inflows, construction-linked outflows, and structured drawdowns. Familiarity with lender expectations, term sheets, and financing instruments. Working knowledge of RERA, stamp duty regulations, and real estate-specific financial nuances

Senior Associate/Team Lead/Assistant Manager- Credit Analyst (Financial Spreading Candidate Specification & Job Responsibilities Candidate should have 2+ years of experience in Credit analysis Financial Spreading & Moody Credit lens Analyzing and spreading the financial statements in Moody's Risk Analyst (MRA) / Credit lens / client customized templates. Analysis of financial statements including Income statement Balance Sheet & cash flow of public & private companies for the credit appraisal process.Calculating the Adjusted Net Worth Recurring Cash Flows Annual Debt Service Contingent Liabilities Custom Ratios and other financial metrics.Screening the credit agreements and analyzing the financial covenants applicable to the borrower Monitor Covenant compliance and reporting.Must be flexible with shifts Contact Person - Supraja Contact Number-9840937225 Email id-supraja@gojobs.biz

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

We are hiring for TOP MNC for Commercial Banking & Underwriting, Commercial Credit Underwriting, Credit Analyst/ Analysis Location - Chennai Experience - 1 - 12Years CTC - up to 16LPA NP - up to 30Days Shift - Flexible to work in shifts (Including Night) Work from Office Levels & Experience 4 - 7 Years (5- 8LPA)- Analyst (SME) 6- 9 Years (8- 12LPA)- Sr Analyst (Team Lead) 9- 12 Years (10- 16LPA)- Ops Specialist (Assistant Manager) Skills Required Must have 4 - 12 years of experience end to end in Commercial Banking & Underwriting, Commercial Credit Underwriting, Lending ops banking. Must have people management skills. Good Communication skills. Flexible to work from office and in shifts Interested candidates please share resume on below details Share CV on : asha.g@inspirationmanpower.co.in Call to : Asha G - 7624836555