128 Credit Analyst Jobs - Page 2

- Training & Knowledge Sharing - Stakeholders Management Experience Range : 1 to 5 Years Qualifications : Graduate (Any Specialisation) CA MBA 1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority. 2) Review delinquent cases and document learnings / portfolio reviews for Risk Management 3) Recommend changes to Policy, Process based on local nuances / competitor feedback 4) Implement system integration plans 5) Monitor NPA and keep a track of it 6) Customer visits for PD 7) Identification of process and policy gaps & potential risk arising out of it. 8) Suggesting internal control measures and ensures implementation to address such gaps

- Training & Knowledge Sharing - Stakeholders Management Experience Range : 1 to 5 Years Qualifications : Graduate (Any Specialisation) CA MBA 1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority. 2) Review delinquent cases and document learnings / portfolio reviews for Risk Management 3) Recommend changes to Policy, Process based on local nuances / competitor feedback 4) Implement system integration plans 5) Monitor NPA and keep a track of it 6) Customer visits for PD 7) Identification of process and policy gaps & potential risk arising out of it. 8) Suggesting internal control measures and ensures implementation to address such gaps

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

Key Responsibilities: - Domain Related: Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities Prepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary platforms (IMAKE, Cashflow Evaluator, Intex) and ensure the correctness of the cash flow output Cash-flow Modelling involves: Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet etc., to understand the structure and features of the deals Retrieve appropriate data (Asset and Liability level) to prepare cash-flow model set up files Scripting payment waterfalls and related conditions as per the deal coven...

Sumitomo Mitsui Banking Corporation Job Responsibilities Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement. Closely work with the Business team to structure credit limits for corporate clients Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or custom...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

About Wholesale Banking Coverage Group The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oiland Gas, Metals, textiles etc The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role The Credit Analyst is responsible for analysing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk trigge...

Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuou...

Project Role : Engineering Services Practitioner Project Role Description : Assist with end-to-end engineering services to develop technical engineering solutions to solve problems and achieve business objectives. Solve engineering problems and achieve business objectives using scientific, socio-economic, technical knowledge and practical experience. Work across structural and stress design, qualification, configuration and technical management. Must have skills : 3D Modeling Good to have skills : NA Minimum 2 year(s) of experience is required Educational Qualification : BE or BTech Summary: As an Engineering Services Practitioner, you will be responsible for providing end-to-end engineering...

Opening with a leading Credit Rating Agency for their office in Chennai. Role & responsibilities: Create dynamic database for specific infra sectors, develop sectorial peer sets for evaluating financial and business performance, and also coordinate with company-wide initiatives in delivering in-depth credit analysis Interconnect different standalone databases and create user interfaces that are intuitive and on demand up to date. Make relevant dashboards for making inferences required for credit analysis. Analyse heavy, voluminous data to forecast future trends of an industry or for credit evaluation, improve the insightfulness of research reports/ outlook reports or help prepare for an inve...

About Bharat Banking Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel About the Role The Credit Analyst will manage the credit activities, processes for the B2B Wholesale Credit vertical for designated location Credit Analyst will be responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes and guidelines as designed by the bank Preparing s...

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, ma...

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role Business Analyst with the Commercial Banking Coverage Group will work with the Segment Heads and their team to support them with decision making The Business Analyst will be working with Relationship Managers, Credit Analyst and leaders across locations to derive insights about the segment s portfolio of customers Additionally, t...

Role & responsibilities To be referred to the Credit Analyst Charter and Mission Statement. Direct Responsibilities Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis in line with the bank policies, including analysis of financial statements, industry, economic data and identification, analysis and presentation of all key risks. Proposing to the credit committee appropriate ratings & GRR, using internal tools and Credit Analysts judgment. Ensure that annual review / transactions deadlines are met. Perform portfolio reviews, periodic covenant checks, and security monitoring as required in line with approval conditions of respective files. Communicate reli...

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

WBO:CCPH Team- Activity Champion INTERNAL USAGE No of Vacancies Reports to Senior Manager / AVP Is a Team leader? Y/N Team Size Grade Officer/Assistant Manager /Deputy Manager Business Corporate Center Department Wholesale Banking Operations Sub - Department Location Airoli / Hyderabad About Department The Wholesale banking operations department helps in managing the transaction in the banks Transaction Banking (TB) can be defined as the set of instruments and services that a bank offers to trading partners to financially support their reciprocal exchanges of goods (egtrade), monetary flows (eg, cash), or commercial papers (eg, exchanges) About Role CCPH Team is responsible for processing of...

Credit Analyst INTERNAL USAGE No of Vacancies Reports to Area Manager- Credit Analyst Is a Team leader? N Team Size NA Grade AM/DM Business Bharat Banking Department Bharat Enterprise Sub - Department Nano Business Location About This is new vertical in Bharat Banking-Bharat Enterprise This vertical specially caters to credit needs of Nano business enterprises wherein the credit requirement both secured and un-secured in between 1-20 Lakh About the Role The Credit Analyst is responsible for credit and income assessment as per prescribed parameters for the leads generated by Sales Team for Nano secured and un-secured business loan with ticket size between 1-20 Lakh The Role is expected to del...

Sumitomo Mitsui Banking Corporation Perform financial number spreading and credit analysis Prepare financial projections Evaluate Model Grade analysis Preparation of credit applications Credit Analysis of Non-Banking Finance Companies (NBFC) Basic understanding of Pass Through Certificates (PTCs) & Securitisation Prepare industry update Complete Obligor Grade evaluation Prepare quarterly financial updates of corporates & NBFCs Closing instruction responses regularly Additional items related to the above designated by the Team Leads, Department Head from time to time. Experience (preferred) : 3-5 years of analysis of FI clients (Banks, NBFCs, Insurance etc) Educational qualifications: MBA / M...

Overall Job Description • Credit appraisal of prospective for SME a clients for fund based exposure like Working Capital, Overdraft/Cash credit/Term Loan etc. and non-fund based exposure like Letter of credit / Bank Guarantee etc. • It also includes preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees. • Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement. • Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and t...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital pre...

CBG:Credit Analyst INTERNAL USAGE No of Vacancies Reports to Is a Team leader? Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, mana...

CBG:Credit Analyst INTERNAL USAGE No of Vacancies Reports to Is a Team leader? Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, mana...

Preparation of written credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the clients risk of default, credit rating and adequacy of the proposed financing. Liaison with Credit Risk, Compliance to get the credit memo approved internally Handling Early Warning Signal meetings with appropriate responses for each observations Ensuring overall portfolio hygiene Assisting Senior Relationship Managers on clients meetings, internal presentations and MIS’s Handling various legal, compliance, audit observations aspects of the proposals. Visiting clients to improve business relationship with them Proactively understanding & assisti...

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, m...