CBG:Credit Analyst

No. of VacanciesReports toIs a Team leaderTeam SizeGradeBusinessDepartmentCBGSub-DepartmentLocationAbout Commercial Banking GroupThe Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.AbouttheRoleCredit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirementsKey ResponsibilitiesResponsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc. )Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelinesConduct review / renewal of accountsEnsure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.QualificationsGraduates with a good academic backgroundCAs/Management Graduates/ICWAs will be preferredRole ProficienciesGood understanding of financial ratios and conceptsGood communication (both verbal and written) skill in both English and the local language