54 Credit Analyst Jobs - Page 3

NOW HIRING: Consultant Credit | Where Numbers Tell the Real Story! Ever looked at a Balance Sheet and felt like it spoke to you? Can you spot red flags in financials before anyone else does? Do you believe credit isn't just about numbers—but narratives and nuance? If yes, then this role is your calling. Who We’re Looking For: A sharp finance professional with: A degree in B.Com, CA (Inter), or MBA (Finance) Deep understanding of financial statements (Ind AS & IGAAP) Mastery of ratios, Excel, and financial modeling Jedi-like time management and multitasking skills An eye for detail and a nose for risk What You'll Do: Uncover the story behind the numbers – analyze P&L, BS, and cash flows Evaluate business models, industries, and promoter backgrounds Prepare and present credit appraisals that drive real lending decisions Recommend strategies to protect and grow our portfolio This isn’t just credit analysis. This is financial storytelling. Interested? Tag someone who fits the bill Or send in your resume to: kanimozhi.p@kiya.ai Bring: Your updated resume and a passion for finance! Let’s turn insights into impact. One financial statement at a time.

Job Title: Credit Analyst Job Type: Full-Time Location : Vaishali Nagar Jaipur (Onsite) Reports to: Sr. Credit & Collections Manager Job Summary: Clickforge is a leading organization specializing in innovative solutions and services across multiple industries. With a strong market presence and a commitment to growth, Clickforge is looking for an experienced Credit Analyst to join its finance team. This role requires a proactive individual who can independently monitor, assess, and review customer credit limits, analyze financial statements, and mitigate potential risks and fraud. The ideal candidate will have a strong analytical mindset, excellent problem-solving skills, and the ability to work collaboratively across departments to drive financial stability and growth. Essential Functions/Key Responsibilities: Independently enter, update, and retrieve credit information for new customers while assessing creditworthiness and setting appropriate credit limits. Monitor and reassess credit limits for existing customers to ensure financial stability. Conduct in-depth reviews and analyses of financial statements and credit reports. Assess and mitigate risks associated with outstanding balances and existing customer credit. Evaluate system-held credit orders to determine necessary actions (payment requests, approvals, or additional steps). Complete and process credit references for customers. Provide enhanced support to the collections team, ensuring timely and effective resolution of outstanding payments. Demonstrate strong organizational and time management skills to prioritize tasks efficiently. Navigate and utilize Clickforge systems effectively to manage credit-related functions. Adapt to evolving business needs and growth, continuously improving credit assessment processes. Develop and implement credit management strategies to align with company financial goals. Success Factors/Key Metrics: Strong written and verbal communication skills to interact effectively with internal and external stakeholders. High attention to detail with the ability to detect and prevent potential fraud. Strong analytical mindset with creative problem-solving capabilities. Ability to work independently while effectively managing multiple priorities. Proficiency in Microsoft Office, ERP systems, EDI, and database management software. Effective risk management skills to anticipate and respond to unforeseen financial circumstances. Ability to collaborate across teams, including sales and other business units. Must exhibit a proactive and solution-oriented approach with a can-do attitude. Job Skills and Qualifications/Knowledge and Skills: Bachelor s degree in Finance, Accounting, Business Administration, or a related field. Minimum 4+ years of experience in credit analysis, finance, or a related field. Strong knowledge of credit assessment, risk evaluation, and collections processes. Experience with financial statement analysis and reporting. Excellent organizational and time management skills with the ability to multitask. Preferred Qualifications: Prior experience in a similar role within Clickforge or a related industry. Familiarity with Infor XA or other ERP systems. Strong understanding of industry-specific financial regulations and compliance standards.

Credit Analyst JOB SUMMARY Looking for credit analyst for the fund management team of Max Life Insurance that manages AUM of over Rs 1.70 lac crore and credit portfolio of over Rs 30,000 crores. KEY RESPONSIBILITIES Overall responsibility for managing credit risk, comprising of corporate bonds with credit rating ranging from A to AAA, State development loans, Special purpose vehicles, Infrastructure investment trusts (INVIT), REITs, Alternative investment funds. Credit evaluation of new and active monitoring of existing exposures. Research and maintain database of credit market data/metrics. Individual that has passion for fundamental research, understanding business models of companies from various sectors and having strong background for financial statement analysis. The person to have prior experience in handling credit book (comprising of issuers from various sectors) in Mutual funds, Banks, Credit rating agencies and/or insurance companies. Experience of evaluating structured credit would be an added advantage. MEASURES OF SUCCESS Performance of credit portfolio, new credit additions Active coverage of credit companies and reporting Timely analysis and reporting MINIMUM EDUCATION CA or MBA (Finance) from reputed B-School. MINIMUM/SPECIFIC EXPERIENCE 2-7 years of experience in credit function in a Fund Houses/Insurance co./Banks/Rating agencies. KNOWLEDGE/SKILLS/ABILITIES Good understanding of credit markets Strong customer relationship building skills and presentation skills Good communication, interpersonal skills Highly motivated and high energy personality

Join us as a Customer Service & Operations Credit Analyst We ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs Specialising in Credit Operations, you ll respond to queries from customers and stakeholders promptly within agreed timelines This is a chance to build on your credit skills and experience in an engaging and fast-paced environment Were offering this role at senior analyst level What youll do As a Customer Service & Operations Credit Analyst, you ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience. In addition, you ll: Review documentation including loan applications, disclosures, and credit evaluations Authorise and investigate all credit operations transactions Collect and analyse the required information from the customers and businesses Review credit operations processes which could be automated or enhanced to improve the customer and business experience The skills youll need To succeed in this role, you ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You ll also have the ability to adapt to fast-paced environments and you ll have effective organisation skills to deliver to deadlines. You ll also need: Customer service abilities along with customer and industry knowledge An awareness of changes in trends, policies, and regulations An understanding of our industry and its customers Experience of managing stakeholder relationships Hours 45 Job Posting Closing Date: 14/05/2025