Credit Analyst (Loan Department)

2 - 6 years

0 Lacs

Posted:2 weeks ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

You will be responsible for interpreting Credit Bureau Reports, assessing income, analyzing bank statements, and determining eligibility. Your role will involve interacting with customers to understand their needs and providing suitable solutions. Additionally, you will calculate Net Present Values of maturing assets using Excel sheets or programs. You must have knowledge of basic legal documentation and technical fundamentals related to loan acquisitions. Familiarity with the cash flow method for assessing NRI Loans and evaluating Self Employed Loans will be essential. Supervising non-sales staff and coordinators is also part of your responsibilities, including sanctioning, disbursement, and project approval activities. Prior experience as a Credit Analyst will be advantageous. You will collaborate closely with the firm's partner. The ideal candidate should have completed CA/MBA in Finance, possess work experience in Finance and Credit teams, and demonstrate strong oral and written communication skills. Being a self-starter, proactive, and capable of managing deliverables independently is crucial. You should have a good understanding of timelines and deadlines, requiring minimal guidance. This is a full-time, permanent position with a day shift schedule. A minimum of 2 years of total work experience is required. The work location is in person.,

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