Credit Operations Analyst

This is a hybrid role.

ABOUT THE ROLE:

As an Associate Credit Analyst at Bluevine you ll be responsible for gathering and analyzing data to verify the creditworthiness of the borrower. Associate Credit Analysts at Bluevine should be able to multi-task and deliver accurate results within established service level timeframes. Associate Credit analysts will work alongside the Credit Analysis Manager, underwriting team and are exposed to all aspects of FinTech operations in a high-growth startup environment.

WHAT YOULL DO:

• Review loan applications to verify credit qualification criteria and financial data assessment.


• Support the Credit Operations Manager by answering questions, providing feedback, and investigating escalated issues.


• Analyze bank data, public data, and conduct KYC, and KYB on all applicants.


• Identify gaps in automation and process improvements in the borrower application process.


• Assist the Loan Servicing department in the maintenance of loan files and closing requirements.


• Work on routine assignments and ad-hoc projects that require limited judgment.

WHAT WE LOOK FOR:

• 1 year of experience as credit analyst, consumer/business lending, personal banking, or similar.


• Bachelor s degree in Business Administration, Finance, Economics, Accounting


• Problem-solving skills.


• Passion for delivering a great customer experience.


• Impeccable judgment and acute attention to detail.


• Excellent communication skills (oral & written).


• Track record of high-performance.

EXPERIENCE DESIRED:

• Familiarity with underwriting loans, financial statements and tax documents is a plus.


• Banking or Fintech experience is a plus.