2846 Credit Underwriting Jobs - Page 2

. The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . . Key Responsibilities: . . Business Development: . o Source new clients through market visits, channel partners, and referrals. . o Promote LAP and affordable home loan products in the assigned territory. . o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . . Customer Relati...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The SM - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builder...

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Revie...

Job Location- Prabhadevi Job Purpose: The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements, business risk, industry analysis and assign ratings as per Banks internal rating scale Monitoring of ratings in the portfolio so that the rating is up-to-date with the best available information at any point in time. Contribution to Industry analysis, portfolio monitoring and any other adhoc tasks. Job Responsibilities(JR) : 6 – 8 Areas Actionable (4-6) Borrower Ratings Assignment Comprehensive analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information t...

Job Position Branch Credit Manager Department Credit Location Ahmedabad Reports to Area Credit Manager Grade Deputy Manager Purpose of the role To adhere the process of credit and operations with zero error Responsibilities/ Duties To ensure all PDD and OTCs are closed within defined timelines as per the defined SLAs & TATs of organization. Prepare regular MIS and published time to time according to defined timelines or whenever required. To ensure all deposition of collected fee by the respective branches within defined timelines. To improve the productivity for credit resource in terms of number of files processed Maximize PA FTR for all branches 6. To ensure effective teamwork and maintai...

Key Responsibilities: Product Design & Development Formulate and design product programs for SME lending across secured and unsecured products. Benchmark industry practices and incorporate regulatory guidelines to ensure competitiveness and compliance. Collaborate with analytics and business teams to define eligibility criteria, pricing, and risk parameters. Program Management & Governance Own end-to-end lifecycle of credit programs including launch, monitoring, and periodic review. Ensure alignment of credit programs with business strategy, risk appetite, and regulatory norms. Drive automation and digitization of policy implementation through system rule engines and workflows. Performance M...

Role Overview: You will be responsible for credit underwriting of SENP / SEP cases, requiring a deep understanding of applicants" financials and business background post visiting customers. Your role will also involve delinquency monitoring for underwritten cases during the infant stage to maintain delinquency at almost Nil levels. You will be managing the credit quality of underwritten cases, staying updated on present economic indicators and changes in the mortgage industry. It is important to maintain decent productivity levels of processing and be a team player by assisting in the implementation of HO & local policies at ground level. Additionally, you will handle CPAs and mentor them to...

As an Assistant Credit Manager at Varthana, you will play a crucial role in ensuring that all loan applications are assessed in line with the credit policy and any deviations are effectively managed and documented. Your responsibilities will include interacting with customers, conducting personal discussions and interviews to evaluate them, ensuring timely processing of files, and establishing enduring relationships. Additionally, you will collaborate with the sales and operations teams to gather accurate data. **Key Responsibilities:** - Verify loan applications according to credit policy - Mitigate and document any deviations - Engage with customers through personal discussions and intervi...

Role Overview: As an Underwriter for mortgage business in your assigned branch/location, you will be responsible for managing the portfolio and underwriting a broad range of complex loan applications. Your core responsibilities will include assessing creditworthiness through personal discussions with customers, evaluating income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to evaluate creditworthiness - Assess income to obligation ratios for loan applicants - Maintain portfolio MIS to track pe...

Role Overview: As a Mortgage Underwriter at our organization, you will play a crucial role in underwriting mortgage business and effectively managing the portfolio in the assigned branch/location. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring compliance with policies and procedures. You will be expected to underwrite proposals within defined guidelines, assess income to obligation ratios, loan to value ratios, and critically review credit proposals to identify potential risks. Additionally, you will work closely with the...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Chennai Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

Should have experience in credit / credit underwriting

Job Location : Anekal, Tumkur Qualification : Bachelor's degree. Job description: Review the creditworthiness of potential customers by examining their credit history, income, and other financial information. Prepare quality credit proposals with a focus on identifying major risks whether operational or financial. Support and co-ordinate with Head of operation team & ACM for processing loans and obtain required approvals in case of any exceptions. Approve or Reject Loan based on credit modules and risk assessments. Ensure timely delivery of services to the customers and resolve queries related to the loan process. Making appropriate lending decisions based on available information & interact...

Designation - Credit Analyst Team/Function - Banking & Credit Risks Key Skills/Expertise -- Financial Analysis Excellent Communication Skills Analytical Skills Any one who wants to do INTERNSHIP can apply !! Freshers can apply !! Experinced candidates can also apply !! Role Description: Designing and formulating credit underwriting for supply chain finance and strategize & partner in technology implementation to enable digital journey in supply chain financing process. Responsible for conducting detailed research on the financial history of businesses and their related parties/ individuals to determine their creditworthiness. Reviewing and verifying financial statements (like Balance Sheet, ...

Manage a team of 15 to 20 CPC Area Credit Managers SBB Credit and Further Credit Managers SBB, who report to such ACMs Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance o...

Manage a team of 2 to 5 Credit Managers SBB Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial insti...

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

About The Role : Job TitleDivisional Risk and Controls Senior Analyst, Assistant Vice President LocationMumbai, India Role description Business Overview / Division: The Private Bank (PB) combines Deutsche Banks private clients business in Germany and its international business with private and commercial clients together with Wealth Management in a single division. In both the domestic German market and worldwide the Private Bank provides high-quality advice to broad range of clients and a broad range of financial services in many countries ranging from day-to-day banking services right through to advisory services for sophisticated Private Banking and Wealth Management clients. In Italy, Sp...

About The Role : Job Title Corporate Bank Financial Crime Risk, AVP LocationMumbai, India Role Description The Financial Crime Risk Management Function is a Global front office function within Corporate Bank Non-Financial Risk with the primary objective to support the Corporate Bank by focusing on holistic front-to-back risk management of Financial Crime Risk as part of the 1st Line of Defence. The CB NFR teams mandate is to identify non-financial risks such as regulatory, conduct and systemic risks, define mitigation processes for those risks, as well as to develop, implement and monitor Level 1 controls. In addition to working closely with the product, coverage and sales desks, the groups ...