4091 Credit Underwriting Jobs - Page 9

Roles and Responsibilities Manage credit proposals from branch teams, ensuring timely processing and decision-making. Conduct thorough analysis of loan applications, including financial statements, cash flows, and creditworthiness. Develop and maintain relationships with key stakeholders, including branches, customers, and internal teams. Ensure compliance with regulatory requirements and company policies related to credit underwriting. Identify areas for process improvement and implement changes to increase efficiency. Desired Candidate Profile 3-5 years of experience in credit management or a related field (credit underwriting). Strong understanding of home loans, LAP (Loan Against Propert...

Role Overview: As a Credit Risk Specialist, Associate at Deutsche Bank in Mumbai, India, you will be part of the Risk division with a crucial responsibility to protect the Bank. You will work alongside nearly 4,000 employees in the division to achieve the ambition of being an industry-leading risk management organization. Your role will involve accurate and timely credit analysis, credit documentation, risk monitoring, credit portfolio management, and direct interface with stakeholders to ensure the Bank's exposure is well-understood and managed effectively. Key Responsibilities: - Undertake accurate and timely credit analysis of counterparties including Corporates, FIs, Leveraged Lending, C...

As an experienced Credit Underwriter with strong exposure to NBFC lending operations, your role will be crucial in assessing creditworthiness, evaluating financial risk, and ensuring high-quality portfolio performance across retail or MSME loan products. - Evaluate loan applications by analyzing financial statements, income documents, banking data, bureau reports, GST records, and other risk indicators. - Recommend approvals, modifications, or rejections based on risk assessment and internal policy guidelines. - Ensure underwriting decisions comply with NBFC credit policies, RBI guidelines, and risk frameworks. - Work closely with sales, operations, and risk teams to ensure seamless processi...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

Role Overview: As a Credit Manager at the company, you will be responsible for evaluating proposals as per credit policy, conducting customer visits to assess loan requirements, and analyzing customer business and income. You will need to thoroughly understand the business of self-employed non-professional profiles, validate revenue streams and expenditures, and assess potential risks of proposals. Additionally, you will be expected to perform due diligence even without sufficient formal documents, conduct file checks as per credit policy, and analyze risks related to cases and clients. Key Responsibilities: - Evaluate proposals as per credit policy - Conduct customer visits to assess loan r...

As a Credit Manager, your role will involve analyzing the customer credit profile, including financials and cash flow analysis. You will conduct personal discussions and underwrite/sanction the case. Your responsibilities will include preparing a quality proof proposal document detailing the loan eligibility as part of the underwriting/sanction procedure for approving or rejecting loan applications procured by Sales. Key Responsibilities: - Analyzing customer credit profiles, financials, and cash flow analysis - Conducting personal discussions with customers - Underwriting and sanctioning loan cases - Preparing quality proof proposal documents detailing loan eligibility - Collaborating with ...

Role Overview: You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your role will involve reviewing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring quick turnaround of credit lending proposals. Key Responsibilities: - Review and assess complex loan applications within defined guidelines, make decisions, or recommend for approval to higher authorities. - Underwrite proposals according to policies & procedures to meet agreed SLAs and manage city/area business volumes. - Conduct personal discussions with customers fo...

As a Wholesale Banking Credit professional at our company in Mumbai, your key responsibilities will include: - Preparation of Credit Appraisal notes for SME clients. - Discussing with the business on Terms and Conditions for risk assessments. - Engaging with customers to obtain information for the preparation of CRANs. - Monitoring accounts based on the terms stipulated by the Sanctioning Authority. - Generating Monthly/Quarterly Monitoring Reports for the portfolio. - Escalating with an action plan for non-compliances. - Conducting visits to units and submitting inspection reports. - Managing and addressing any escalations related to risk assessments. To qualify for this role, you should ha...

Role & responsibilities Responsible for Credit Underwriting at HUB level End to end managing underwriting processing- Conducting personal discussions decisioning TAT. Ensure compliance to policy and process Risk Management and Portfolio responsibility- managing delinquency within acceptable levels Interested candidate share their CV at sanjay.kumar10@skfin.in sandeep.rajoria@skfin.in

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge. Locations: Meerut, Muzaffarnagar, Ghaziabad, Bulandshahr & Bijnor Share your updated CV to goutam.shekhawat@hfs.in

We are looking for a skilled and proactive Credit Analyst with broking experience and sound knowledge of the Australian banking system . In this role, you will act on behalf of clients to communicate with banks,and refinancing .

As an Underwriter and Portfolio Manager in the assigned branch/location, your key responsibilities will include: - Reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending for approval to higher authorities. - Underwriting proposals in accordance with policies and procedures to meet agreed SLAs and manage city/area business volumes. - Conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents and verification through telephonic, field, and collateral visits. - Assessing income to obligation ratios, understanding the rationale behind calculation of ratios, an...

As the Zonal Credit Head, you will be responsible for managing the credit underwriting and risk management for Loan Against Property (LAP) and Business Loan (BL) products within the assigned zone. Your role will involve assessing creditworthiness, ensuring compliance with internal and regulatory policies, and optimizing the credit decisioning process while balancing risk and business growth. Key Responsibilities: - Evaluate and approve loan applications based on financial analysis, risk assessment, and credit policy guidelines. - Ensure timely processing of loan applications while maintaining high-quality underwriting standards. - Provide credit decisions within delegated authority and escal...

Manage credit quality, underwriting, risk analysis, fraud checks, policy adherence, vendor management, & ensure compliance with credit standards Click on link to view job description https://mycredila.darwinbox.in/ms/candidate/careers/a686bd3e1cfcdc

Modeling&valuation of potential investment opportunities Perform quantitative and qualitative analyses used to support the underwriting of potential investments idea Supporting the transaction due diligence Manage existing investments Required Candidate profile Prepare detailed investment committee memoranda Assisting in structuring transactions Understanding key credit documentation and deal terms

Preferred candidate profile 5-7 years of experience in Credit MSME Loan products. Knowledge of Credit in MSME Loans including term loans and overdrafts. Expert knowledge of assessing credit risk for large ticket size cases up to Rs. 3 Cr. Knowledge of financial analysis & cash flow determination. Knowledge of Team & Vendor handling. Local Candidate Preferred. Candidate with relevant experience only will be eligible. Please share the resume - subham.gupta956@ujjivan.com

Senior Process Associate Job Role: Credit Analyst Job Process: Annual Credit Review (ACR) Shift: UK Location: Bengaluru, Gurgaon, Mumbai, and Pune. Initial 6 months for training at Bengaluru is mandatory. Highest Qualifications: MBA and professional qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA) Role performed by Credit Analyst: Review of credit applications & supporting documents (overall financial capacity and capability to pay back) Prepare credit report with recommendation on whether to approve/decline the credit application Present credit report to internal committee Requisite of an Individual Contributor: Credit un...

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Job Title: Credit Process Associate Location: Bangalore Salary: Up to 4 LPA (Based on Interview Performance) We are seeking a Credit Process Associate with experience in credit processing and underwriting to join our dynamic team in Bangalore. The ideal candidate should have a strong understanding of financial analysis, risk assessment, and documentation verification. Responsibilities include processing loan applications, evaluating creditworthiness, and ensuring compliance with company policies. Requirements: 1-3 years of experience in credit processing/underwriting Strong analytical and decision-making skills Attention to detail and accuracy If you have the right expertise, apply now Inter...

Role & responsibilities Research & evaluate clients creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in LAP /home loans. Preferred candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

Position: Credit Underwriter (Off-roll) Experience: 2+ years Contract Duration: 6 months Budget: Up to 35,000 per month Expected Joining: ASAP Location: Bangalore Key Responsibilities: Evaluate loan applications and creditworthiness of applicants Analyse financial documents and assess risk Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned limits Coordinate with internal teams for documentation and processing Requirements: Minimum 2 years of experience in credit underwriting, preferably in NBFC/Fintech sector Strong analytical and decision-making skills Good understanding of loan approval processes Proficiency in using financial tools an...

Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting...

Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...