Credit Manager

Role Overview: As a Credit Manager at the company, you will be responsible for evaluating proposals as per credit policy, conducting customer visits to assess loan requirements, and analyzing customer business and income. You will need to thoroughly understand the business of self-employed non-professional profiles, validate revenue streams and expenditures, and assess potential risks of proposals. Additionally, you will be expected to perform due diligence even without sufficient formal documents, conduct file checks as per credit policy, and analyze risks related to cases and clients. Key Responsibilities: - Evaluate proposals as per credit policy - Conduct customer visits to assess loan requirements - Analyze customer business and income - Understand business thoroughly for self-employed non-professional profiles - Validate revenue streams and expenditures - Assess potential risks of proposals - Perform due diligence without sufficient and formal documents - Check files as per credit policy - Analyze risks related to cases and clients Qualifications Required: - Minimum qualification of CA/ ICWA/ MBA Finance - Experience of 3-6 years in credit underwriting, underwriting, LAP, or home loans Note: No additional details of the company were provided in the job description.,