Credit Manager

As a Credit Manager, your role will involve analyzing the customer credit profile, including financials and cash flow analysis. You will conduct personal discussions and underwrite/sanction the case. Your responsibilities will include preparing a quality proof proposal document detailing the loan eligibility as part of the underwriting/sanction procedure for approving or rejecting loan applications procured by Sales. Key Responsibilities: - Analyzing customer credit profiles, financials, and cash flow analysis - Conducting personal discussions with customers - Underwriting and sanctioning loan cases - Preparing quality proof proposal documents detailing loan eligibility - Collaborating with Sales team to approve or reject loan applications Qualifications Required: - 4-10 years of relevant experience in Credit underwriting in Retail Banking products, services, and operations - Understanding of the local market - Strong analytical and communication skills (written and verbal) - Experience in processing applications digitally Please note that this job opportunity is available in Pune, Mumbai, Aurangabad, Sangli, Ahmednagar, Kolhapur, Nashik, Mysore, Karnataka.,