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1.0 - 3.0 years

0 - 0 Lacs

delhi

On-site

Position Overview We are seeking a dedicated and detail-oriented Loan Processor to join our dynamic team in Delhi . As a Loan Processor, you will play a crucial role in the loan approval process, ensuring that all necessary documentation is verified and processed efficiently. This position offers an annual salary of 2,00,000 and is ideal for individuals with 1 to 3 years of relevant experience in the financial services industry. We have 5 positions available for this full-time role, which operates on a day schedule and requires on-site presence. Key Responsibilities Review and verify loan applications and supporting documents for accuracy and completeness. Process various types of loans including mortgage loans, personal loans, home loans, and business loans. Coordinate with clients, underwriters, and other stakeholders to facilitate the loan approval process. Ensure compliance with all regulatory requirements and company policies during the loan processing. Maintain accurate records of loan applications and status updates in the system. Assist in the disbursement of approved loans and ensure timely communication with clients regarding their loan status. Provide exceptional customer service by addressing client inquiries and resolving any issues that may arise during the loan process. Qualifications The ideal candidate for the Loan Processor position will possess the following qualifications: A minimum of 1 year and a maximum of 3 years of experience in loan processing or a related field. Strong knowledge of mortgage loans, personal loans, home loans, and business loans. Excellent document verification skills with a keen eye for detail. Proficient in using loan processing software and Microsoft Office Suite. Strong communication and interpersonal skills to effectively interact with clients and team members. Ability to work independently and manage multiple tasks in a fast-paced environment. A degree in finance, business administration, or a related field is preferred but not mandatory. If you are passionate about helping clients achieve their financial goals and meet the qualifications outlined above, we encourage you to apply for this exciting opportunity. Join us in making a difference in the lives of our clients through effective loan processing!

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1.0 - 4.0 years

0 - 0 Lacs

delhi

On-site

Roles & Responsibilities :- Meet with loan applicants to identify their needs and collect information for loan applications. Analyze active loan files on a regular basis and recommend solutions to speed up the loan process. Complete loan contracts and teach clients on policies and regulations. Interview applicants to define financial eligibility and establish debt payment plans. Monitor and update account records. Submit loan applications in a timely manner. Prepare detailed loan proposals. Reject loan applications and explain deficiencies to applicants. Respond to applicants' questions and resolve any loan-related issues. Operate in compliance with laws and regulations. Role: Business Development Officer Industry Type: Banking Department: Sales & Business Development Employment Type: Off Roll Budget : 2.5 LPA Experience: Min 1 Year in relevant industry (Personal Loan) Location - Delhi NCR Qualification : Min 12th or Graduation Interested candidates can connect on 9682877202 HR Indresh Singh

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1.0 - 5.0 years

0 Lacs

noida, uttar pradesh

On-site

As a Loan Sales Executive at NBFC Bank, your primary role will involve driving sales of personal and business loans. You will be responsible for engaging with clients to understand their financial needs and offering suitable loan products. Meeting or exceeding monthly sales targets is crucial, along with assisting clients in the loan application process while ensuring compliance with company and regulatory standards. Developing and maintaining client relationships to encourage repeat business and referrals will be a key part of your responsibilities. Providing after-sales support, collaborating with internal teams for efficient loan processing, and staying updated on industry trends and NBFC regulations are also essential components of the role. Compliance with company policies, legal regulations, and ethical standards in all loan sales activities is a must. To succeed in this position, you should hold a graduate degree in any discipline, preferably in finance, commerce, or related fields, and have a minimum of 1 year of experience in personal and business loan sales. Strong knowledge of NBFC loan products and regulatory requirements is required, along with excellent communication, negotiation, and interpersonal skills. A sales-driven mindset, ability to build and maintain client relationships, and proficiency in MS Office applications and CRM software are also necessary. The ideal candidate will have a proven track record of achieving or exceeding loan sales targets, experience in handling a diverse client portfolio across various sectors, and the ability to work independently while efficiently managing multiple clients. The job is based in Noida and is a full-time position. If you are a motivated and dynamic Female Loan Sales Executive with expertise in personal and business loans, we encourage you to apply for this opportunity to help clients secure the right financial solutions and contribute to the growth of NBFC Bank.,

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1.0 years

0 - 0 Lacs

mumbai city

On-site

Job Description Front line officers who are working in the areas of Sales. Visit channels and Direct partners and source a home loan file. They bring in & login the file & ensure going ahead to credit team for screening. Scan local market and see which are our potential customers Role involves Customer Acquisition & engagement Blend of Direct & through connectors as well or networks Incentive structure and incentivization happens basis target achievement Incentivize even up to 75% target achievement Open to evaluate candidates who has been selling insurance Willingness & intent to do sales

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12.0 - 16.0 years

0 Lacs

karnataka

On-site

GoodScore is a leading financial literacy and credit access platform in India, aiming to provide simple, actionable, and inclusive services to over 150 million underserved Indians. Since the launch of personalized credit consulting in 2023, GoodScore has empowered over 1 million users to manage their credit health effectively, establishing itself as one of the fastest-growing credit score and management platforms in India, ranked among the top 10 finance apps in the country. Supported by top VC funds in India, GoodScore is committed to transforming how credit is managed in the country. As a Collections Specialist at GoodScore, your primary objective is to drive recoveries on overdue loans, focusing on Personal Loans (PL), Business Loans (BL), and Auto Loan portfolios. This role involves engaging with customers, negotiating settlements, and ensuring account closures while adhering to regulatory and organizational guidelines. Your key responsibilities will include managing BL/PL/Auto Loan portfolios across Days Past Due (DPD) buckets, offering closure, settlement, or restructuring options in line with internal policies, ensuring compliance with RBI and internal standards in customer communication and data handling, maintaining a high level of customer experience through professional communication, and preparing and updating call records, daily reports, and portfolio performance metrics. To be successful in this role, you should have at least 12 years of experience in collections or recoveries, preferably in PL, BL, or Auto loans with Banks/NBFCs/Fintechs/Collection agencies. Prior experience in tele-calling or collections call centers is essential, and DRA Certification is preferred but not mandatory. You should possess a strong understanding of recovery/settlement documentation and processes, fluency in Hindi and English (additional regional languages are a plus), and excellent negotiation, persuasion, and conflict-resolution skills. Key competencies for this role include a customer-first approach with strong problem-solving skills, the ability to remain calm and effective under pressure, a consistent performance with a target-oriented mindset, and a high level of integrity, empathy, and ownership. If you are interested in joining our team and contributing to our mission, please email your resume to vaibhavsingh@rupicard.com or contact +91 92853 52531.,

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2.0 - 5.0 years

0 Lacs

Mumbai, Maharashtra, India

On-site

URGENT HIRING FOR - SALES TEAM LEADER Preferred immediate joiner email - [HIDDEN TEXT] contact no. - 7415074707 Location - Mumbai Experience - 2-5 years of experience Salary - Upto 5 LPA Job Summary: We are seeking a proactive and performance-oriented Sales Team Leader with strong experience in the loan and DSA (Direct Selling Agent) ecosystem. This role involves leading a team of loan sales executives to meet sales targets through DSAs and direct sourcing. The ideal candidate must have hands-on experience in the loans industry, a strong understanding of credit and documentation, and the ability to drive highperforming sales strategies. The Sales Team Leader will also be responsible for coaching the team, maintaining compliance, and achieving monthly business goals. Key Responsibilities: A. Team Leadership & Target Achievement Lead and supervise a team of sales executives across loan products (Personal, Business, Home Loans, etc.). Set and monitor individual and team sales targets. Motivate and guide the team toward consistent achievement of targets and productivity. B. Channel & DSA Management Source business through DSA channels, referrals Build and maintain strong relationships with DSAs and other sales partners. Ensure proper onboarding and training of new DSAs and agents. C. Sales Execution & Customer Management Guide the team through the sales process from lead generation to file login and disbursal. Resolve escalations and ensure smooth customer experience throughout the loan lifecycle. Support in documentation and KYC collection processes. D. Reporting & Coordination Monitor and review daily sales activities, pipeline status, and lead conversions. Prepare MIS reports and daily dashboards for internal tracking and review. Coordinate with internal teams (Operations, Credit, and Disbursement) for smooth process flow. Required Skills & Qualifications: Gender: Male / Female (Both are eligible) Experience: Minimum 24 years in loan sales with strong exposure to DSA models Proven experience in products like Personal Loans, Business Loans, or Home Loans Strong communication, leadership, and field sales skills Basic understanding of credit processes and financial documentation Comfortable with achieving aggressive monthly sales targets Soft Skills: Goal-oriented and team leadership abilities Strong interpersonal and negotiation skills Problem-solving attitude and hands-on field management style Ability to thrive under pressure in a target-driven environment email - [HIDDEN TEXT] contact no. - 7415074707 Show more Show less

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0.0 - 5.0 years

1 - 3 Lacs

Mumbai, Thane, Navi Mumbai

Work from Office

Process:- ICICI Bank Credit Card Sales Salary - Upto 21k In hand Need Good communication Marathi And Hindi Education - HSC/Graduation Experience and Fresher Both Can apply Required Candidate profile Min qualification- HSC To Apply ! Ping HR Omkar on WhatsApp at HR omkar:- +91 86988 79613 Share your updated resume Interviews scheduled Mon–Sat Perks and benefits Incentives and growth opportunities.

Posted 6 days ago

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1.0 - 2.0 years

3 - 4 Lacs

Guntur

Work from Office

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they were made just for you. Responsibilities Acquiring new accounts (Current and Savings) from branch catchment area Quality sourcing of salary accounts from corporates Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and increase wallet share of our banking products includes Insurance, Mortgages, UL, SIP, MF etc & manage the portfolio. Participate in corporate induction and migration events around the catchment area Build strong relationship with internal teams to leverage existing relationships from SME Conduct low-cost micro marketing activities around catchment areas for lead generations. Requirements 1 - 2years of relevant experience Graduation/Post Graduation Sales & Networking Skills Good Communication & Listening Skills Goal / Target oriented IRDA & AMFI certification is preferred. This is a must post joining. Excellent verbal and written communication skills Banking Knowledge Computer Skills & Digital Knowledge Good Network in the Market Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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0.0 - 5.0 years

1 - 3 Lacs

Mumbai, Mumbai Suburban, Mumbai (All Areas)

Work from Office

Process:- KOTAK Banking Process (Telesales) -Fresher/ experience both can apply -HSC pass can apply -Salary-13K+ incentives -Easy selection –1 round only -Shift timing: 9:30am-6:30pm -Good communication required -looking for immediate joiner Required Candidate profile min qualification HSC Job Location: Kapurbavadi junction Majiwada Thane (w)- 400607 Call or send your CV through WhatsApp HR Neha:- 9168991284 Perks and benefits High Incentives and growth opportunities.

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3.0 - 8.0 years

1 - 3 Lacs

Bareilly, Lucknow

Work from Office

Relationship Manager Financial Services Experience: Minimum 3 Years Qualification: Any Graduate / Postgraduate Key Responsibilities: Client Acquisition & Relationship Management Identify potential customers and generate leads for loan products and liability accounts. Build and maintain strong relationships with both new and existing clients. Understand customer financial needs and provide tailored solutions. Sales & Product Management Promote and sell financial products, including Personal Loans, Business Loans, Credit Cards, Savings Accounts, and Fixed Deposits . Ensure customer retention by managing liabilities effectively. Achieve sales targets for both loan and liability products. Market Analysis & Reporting Stay updated with market trends and competitor offerings to optimize sales strategies. Provide insights on sales performance, customer feedback, and market opportunities. Key Requirements: Minimum 2 years of experience in the financial sector, handling multiple products. Strong sales and negotiation skills . Excellent communication and interpersonal skills . Ability to manage multiple financial products efficiently. Knowledge of banking and financial regulations .

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1.0 - 6.0 years

1 - 3 Lacs

Thrissur

Work from Office

Roles and Responsibilities Identify potential customers for Gold loans and cross-sell relevant products. Develop strong relationships with existing clients to increase repeat business and referrals. Conduct field visits to meet new prospects, understand their financial needs, and provide tailored loan solutions. Collaborate with internal teams to resolve customer queries and issues related to loan disbursement. Meet sales targets by acquiring new customers and increasing revenue growth. Contact Details Nidhila S 7736311900

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3.0 - 5.0 years

5 - 7 Lacs

Vadodara

Work from Office

Role & responsibilities 1)Managing resolution rate for Hard bucket and recoveries, as per budget matrix. 2) Responsible for tracking the delinquency of the area, Bucket-wise DPD wise and focus on non-starters. 3) Responsible for reviewing account allocations and collections targets by bucket to agencies. 4) Regularly follow up with the default customers through a dedicated team. Agency management with a high level of integrity. 5) Ensure proper documentation of collected cases and provide regular updates on the delinquency levels and case feedbacks. 6) Responsible for driving 100% compliance and showing high level of integrity. Preferred candidate profile Minimum 3+ Years of experience in unsecured loans like BL,PL collections. Agency Handling experience is Mandatory.

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1.0 - 6.0 years

1 - 3 Lacs

Wayanad, Sulthanbathery, Mananthavady

Work from Office

Roles and Responsibilities Identify potential customers for Gold loans and cross-sell relevant products. Develop strong relationships with existing clients to increase repeat business and referrals. Conduct field visits to meet new prospects, understand their financial needs, and provide tailored loan solutions. Collaborate with internal teams to resolve customer queries and issues related to loan disbursement. Meet sales targets by acquiring new customers and increasing revenue growth. Contact Details Nidhila S 7736311900

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2.0 - 7.0 years

12 - 16 Lacs

Mangaluru

Work from Office

o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. To drive sales and ensure business targets are achieved Graduate in any discipline

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0.0 - 4.0 years

6 - 9 Lacs

Mumbai, Pune, Delhi / NCR

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

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0.0 - 2.0 years

14 - 18 Lacs

Mumbai, Pune, Delhi / NCR

Work from Office

Job Purpose: Customer Service Executive are responsible for managing expectations and developing business solutions for their organizations. They are in charge of creating effective business plans to generate more revenue, increase brand loyalty and improve customer satisfaction Key Accountabilities: Lead Generation Generates lead for deals through interactions with DSE or through channel partners/open market Customer Relationship Management End to end customer relationship management including explaining product offerings and resolving sales queries Cross-selling product offerings to customers Educates customer with information to build their understanding of issues and capabilities Goes beyond their day to day work to assist customers in a positive manner Dealer Relationship Management Maintaining relationship with assigned dealer Deal Processing Collecting all pre-sanction and post sanction documents and performing accurate data entries (RSPM, SAGE etc) Internal Stakeholder Management Interact with operations and credit team in order to ensure smooth processing of loan applications KPIs Units Disbursed 1st EMI Resolution RC Collection Qualification: Any Graduate Experience 0-2 years work experience only in Vehicle Sales Skills & Competencies Functional Competencies Communication Skill Negotiation Skill Market/Industry Knowledge Analytical Skill Product Knowledge Behavioural Competencies Execution Excellence Customer Centricity Hiring Parameters: Should be comfortable to move in the market Should have learning attitude Should have bike and license Should have good knowledge of RTO Should have product knowledge Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

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0.0 - 3.0 years

4 - 8 Lacs

Mumbai

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

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1.0 - 5.0 years

0 Lacs

noida, uttar pradesh

On-site

As a Loan Sales Executive at an NBFC Bank, your role will involve driving the sales of personal and business loans. Your primary responsibility will be to engage with clients, understand their financial needs, and provide them with suitable loan products to meet their requirements. Meeting or exceeding monthly sales targets is crucial in this position, and you will be expected to assist clients with loan applications while ensuring that all documentation is accurate and compliant with company and regulatory standards. Developing and maintaining strong client relationships will be essential to encourage repeat business and referrals. You will also be required to provide after-sales support by addressing customer queries and resolving any issues that may arise. Collaboration with internal teams to process loan applications efficiently and ensure a seamless client experience is key. It is important to stay updated on industry trends and NBFC regulations affecting loan products to provide the best service to clients. Compliance with company policies, legal regulations, and ethical standards in all loan sales activities is a fundamental aspect of the role. To be successful in this position, you should hold a graduate degree in any discipline, preferably in finance, commerce, or related fields. A minimum of 1 year of experience in loan sales, specifically personal and business loans, is required. Strong knowledge of NBFC loan products and regulatory requirements is essential. Excellent communication, negotiation, and interpersonal skills are necessary for building and maintaining client relationships. A sales-driven mindset with a proactive approach to achieving targets is crucial. The ability to work independently, manage multiple clients efficiently, and proficiency in MS Office applications and CRM software are also important skills for this role. Having at least 1 year of experience in personal and business loan sales, preferably with a background in an NBFC, will be advantageous. A proven track record in achieving or exceeding loan sales targets and experience in handling a diverse portfolio of clients across various sectors will further enhance your suitability for this position. This full-time position is based in Noida. If you meet the qualifications and requirements outlined above and are interested in joining our team, we encourage you to speak with the employer at +91 8477972000. Thank you for considering this opportunity at our NBFC Bank.,

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1.0 - 4.0 years

1 - 3 Lacs

Chennai

Work from Office

Role & responsibilities - Make outbound calls to potential clients and leads. - Introduce and explain our matrimonial services to clients. - Understand client needs and preferences to provide suitable matches. - Maintain accurate records of calls, client interactions, and feedback in our database. - Follow up with clients and respond to inquiries promptly. - Collaborate with the marketing team to identify and implement strategies for lead generation. - Achieve monthly targets and contribute to the overall growth of the business. Preferred candidate profile - Bachelors degree is a plus. - Previous experience in telesales is preferred. - Strong communication and interpersonal skills. - Ability to handle objections and rejections positively. - Good organizational and time-management skills. - Proficiency in Malayalam language. Share your resume to : Nirlepa HR- 6382946910 Email id :nirlepa.b@marketsof1.com

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0.0 - 4.0 years

3 - 6 Lacs

Mumbai, New Delhi, Pune

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location- Mumbai, Delhi, Pune, Bangalore, Hyderabad, Chennai

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0.0 - 2.0 years

13 - 17 Lacs

Mumbai, New Delhi, Pune

Work from Office

Customer Service Executive - UCV Finance - UCV Finance - Motor Finance - Sales Role Description: Customer Service Executive Title: Customer Service Executive Level: Executive Reports to: Sales Manager Section: Sales Vehicle Finance Department: Sales Job Purpose: Customer Service Executive are responsible for managing expectations and developing business solutions for their organizations. They are in charge of creating effective business plans to generate more revenue, increase brand loyalty and improve customer satisfaction Key Accountabilities: Lead Generation Generates lead for deals through interactions with DSE or through channel partners/open market Customer Relationship Management End to end customer relationship management including explaining product offerings and resolving sales queries Cross-selling product offerings to customers Educates customer with information to build their understanding of issues and capabilities Goes beyond their day to day work to assist customers in a positive manner Dealer Relationship Management Maintaining relationship with assigned dealer Deal Processing Collecting all pre-sanction and post sanction documents and performing accurate data entries (RSPM, SAGE etc) Internal Stakeholder Management Interact with operations and credit team in order to ensure smooth processing of loan applications KPIs: Units Disbursed 1st EMI Resolution RC Collection Qualification: Any Graduate Experience : 0-2 years work experience only in Vehicle Sales Skills & Competencies Functional Competencies Communication Skill Negotiation Skill Market/Industry Knowledge Analytical Skill Product Knowledge Behavioural Competencies Execution Excellence Customer Centricity Hiring Parameters: Should be comfortable to move in the market Should have learning attitude Should have bike and license Should have good knowledge of RTO Should have product knowledge Location- Mumbai, Delhi, Pune, Bangalore, Hyderabad, Chennai

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2.0 - 5.0 years

4 - 7 Lacs

Jaipur

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

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1.0 - 6.0 years

1 - 2 Lacs

Pimpri-Chinchwad, Pune, Sangli

Work from Office

We have a opening for HDFC Sales for "Relationship Officer" position. Any financial services background candidates can apply here. Freshers with graduation and those are willing for giving a kick start to their career in banking sales can apply.

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1.0 - 4.0 years

12 - 17 Lacs

Mumbai, Pune, Delhi / NCR

Work from Office

Relationship Manager - Small Developer Funding - Mix Channel - Housing - DM - Sales To drive sales and ensure business targets are achieved for their region Core Responsibilities: Focus on builder funding up to 15 Cr.Drive business through both direct builder engagement and DSA channels.Develop and execute territory-specific sourcing strategies.Build and maintain a builder database and DSA network.Regularly review deal pipeline and conversion ratios.Act as the escalation point for key accounts and issues.Liaise with product, credit, and legal teams to structure viable proposals.Conduct regular training for DSAs. Key Skills: Team handling, channel development, and builder relationship management.In-depth knowledge of builder funding and LAP products.Strong leadership and analytical decision-making abilities. Qualification : Graduate (Diploma/ Degree in Civil/ Architecture) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

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1.0 - 4.0 years

9 - 13 Lacs

Bengaluru

Work from Office

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

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Exploring Personal Loans Jobs in India

The personal loans job market in India is thriving, with various opportunities available for individuals looking to build a career in the financial sector. Personal loans professionals play a crucial role in assisting individuals with their financial needs, providing guidance on loan options, and ensuring a smooth application process.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their strong presence in the financial sector and offer numerous opportunities for personal loans professionals.

Average Salary Range

The salary range for personal loans professionals in India varies based on experience and location. On average, entry-level positions may offer a salary range of INR 3-5 lakhs per annum, while experienced professionals can earn upwards of INR 10 lakhs per annum.

Career Path

A typical career progression in the personal loans field may include roles such as Loan Officer, Senior Loan Officer, Loan Coordinator, and Loan Manager. Advancing in this career path often requires gaining experience, building a strong network, and continuously enhancing skills in financial analysis and customer service.

Related Skills

In addition to expertise in personal loans, professionals in this field are often expected to have knowledge of financial regulations, excellent communication skills, strong attention to detail, and the ability to work under pressure.

Interview Questions

  • What do you consider when evaluating a borrower's creditworthiness? (medium)
  • How do you handle situations where a borrower is unable to repay their loan? (advanced)
  • Can you explain the difference between secured and unsecured personal loans? (basic)
  • How do you stay updated on changes in the personal loans industry? (medium)
  • Describe a challenging loan application process you successfully managed. (advanced)
  • What strategies would you use to attract new borrowers to our lending institution? (medium)
  • How do you ensure compliance with lending regulations in your work? (advanced)
  • Have you ever dealt with fraudulent loan applications? How did you handle it? (medium)
  • What methods do you use to assess a borrower's ability to repay a loan? (basic)
  • How do you prioritize and manage multiple loan applications simultaneously? (medium)
  • What qualities do you think are essential for a successful personal loans professional? (basic)
  • Can you discuss a time when you had to deny a loan application? How did you handle it? (medium)
  • How do you handle confidential information in your role? (basic)
  • What steps would you take to assist a borrower in financial distress? (advanced)
  • How do you handle disagreements with colleagues or superiors in the workplace? (basic)
  • Can you explain the impact of interest rates on personal loans? (medium)
  • How would you approach cross-selling other financial products to a borrower? (medium)
  • Describe a successful loan negotiation you were involved in. (advanced)
  • How do you ensure a positive customer experience throughout the loan process? (medium)
  • What motivates you to work in the personal loans industry? (basic)
  • How do you handle rejection from potential borrowers? (medium)
  • Can you discuss a time when you had to make a quick decision regarding a loan application? (medium)
  • How do you handle stress and pressure in a fast-paced work environment? (basic)
  • What are your long-term career goals in the personal loans field? (medium)
  • How do you prioritize customer satisfaction in your work? (basic)

Closing Remark

As you prepare for opportunities in the personal loans job market in India, remember to showcase your expertise, communication skills, and dedication to helping borrowers achieve their financial goals. With the right preparation and confidence, you can excel in this rewarding career path. Best of luck in your job search!

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