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Mega Walk_In job Fair @ Chennai-Thiruverkadu
HDB Financial Services

0.0 - 3.0 years

0 - 2 Lacs

Chennai

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Role & responsibilities Sales Executive will be responsible for sourcing business. Should have acumen for Sales. Should have the ability to identify Sales Opportunities. Should be able to manage relationship with Customers / Branches. Achieve assigned targets. The Sales Executive will work very closely with the Team Leader / Sales Manager / Branch. To source Business Asset Products from the Branch Customer base / Open Market. Visiting the Allocated Branch on a daily basis and meet the Branch staff for the Lead generation and update the Lead tracker register on a daily basis. Submission of Daily Sales report. Preferred candidate profile Good communication skills( English,Tamil, Local Language...

Posted 13 hours ago

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Relationship Officer -Personal Loan
Axis Bank

0.0 - 5.0 years

0 - 2 Lacs

Pimpri-chinchwad

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Job Description of Relationship Officer Role: Relationship Officer (Vendor Payroll) Department :Personal loan. Qualification : Graduate/UG Experience: Fresher or Banking Product sales exp. of 0.6 to 5 Years Age : Below 39 years Two-wheeler : Required Compulsory CTC : for Fresher 18017/- + Incentives as per Business. Location : All over Pune & Rest of Maharashtra Kondhwa & Katraj side Area, Kharadi and Nagar Road, Pune Central area, Pimpri Chinchwad Area. Key Responsibilities Customer Acquisition: Identifying potential clients, promoting loan products, and managing leads. Loan Assessment : Evaluating applicant credit reports, income, and financial history to determine creditworthiness. Applic...

Posted 2 days ago

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Relationship officer- Bengaluru location
Axis Bank

0.0 - 3.0 years

0 - 3 Lacs

Bengaluru

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HIRING FOR THE ROLE OF RELATIONSHIP OFFICER (BANKING SALES EXECUTIVE): DESIGNATION: Relationship Officer LOCATION: Across Bangalore (Whitefield, Shakarnagar, Lal Bagh, Malleshwaram, Jayanagar, RT Nagar) WORKING TIMINGS: 9:30am to 6:30pm WORKING DAYS: Monday to Saturday BENEFITS: Attractive Salary, Good Incentives, Provident Fund, Health Insurance JOB DESCRIPTION: Handle existing bank customers for cross selling Calling customers and generating business from the given data Meeting customers in customer Places Collecting Documents and doing documentation in the given branch Achieving daily targets, weekly targets, monthly targets Giving updates to reporting manager in daily basis, corporate ac...

Posted 4 days ago

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Personal Loan Officer
HDB Financial Services

0.0 - 3.0 years

0 - 3 Lacs

Chennai

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Job description We are looking for a dynamic and result-oriented Personal Loan Tele Sales Executive to join our sales team. The candidate will be responsible for promoting and selling personal loan products to potential and existing customers. Perks and benefits 1)UNLIMITED INCENTIVE 2)IJP PROMOTION 3)FIXED TIME Interested applicants can directly share your resume to Ms. Durga9845927545 mention your preferred location.

Posted 5 days ago

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Mega Walk_In job Fair @ Chennai-Mogappair
HDB Financial Services

0.0 - 5.0 years

0 - 3 Lacs

Chennai

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Role & responsibilities Sales Executive will be responsible for sourcing business. Should have acumen for Sales. Should have the ability to identify Sales Opportunities. Should be able to manage relationship with Customers / Branches. Achieve assigned targets. The Sales Executive will work very closely with the Team Leader / Sales Manager / Branch. To source Business Asset Products from the Branch Customer base / Open Market. Visiting the Allocated Branch on a daily basis and meet the Branch staff for the Lead generation and update the Lead tracker register on a daily basis. Submission of Daily Sales report. Preferred candidate profile Good communication skills( English,Tamil, Local Language...

Posted 6 days ago

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0.0 - 3.0 years

1 - 2 Lacs

Thane

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Mega hiring for freshers & experienced in THANE Hiring for English and Hindi speaking candidates Also hiring for Malayalam, Kannada, Bengali, Tamil, Gujrati, Assamese speaking candidates Salary: 15k ctc to 22k ctc + INCENTIVES Location: Kapurbawdi, Thane Company Overview: We are hiring enthusiastic and customer-focused individuals for Telesales Executive for a reputed BPO. Process type: Voice process Contact person: HR DIPAK 8657002723 & HR TANAYA 8657002779 Hiring for Telesales Executive Skill sets: Graduate / Undergraduate Freshers or Experienced candidates welcome Fixed Day shift Openings for Malayalam, Kannada, Bengali, Tamil, Gujrati, Assamese Candidates can speak in English & Hindi Fix...

Posted 6 days ago

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Tele Marketing Executive For Telugu
HDB Financial Services

0.0 - 1.0 years

Hyderabad

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Role & responsibilities Explain about the product and loan details Follow-up till loan-disbursement Generate new customers leads from assigned areas. Collect and verify KYC documents for loan processing. Tele Sales for Telugu Outbound Calling

Posted 1 week ago

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Fresher Candidates For Hiring
Axis Bank

0.0 - 5.0 years

1 - 3 Lacs

Aurangabad

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Job Description of Relationship Officer Role: Junior Relationship Officer (Vendor Payroll) Department: All Banking Loan Product like Home Loan, Mortgage Loan, Business Loan, Merchant Acquiring Business, Personal loan, Credit card, and Agree Product. Qualification: Graduate/UG Experience: Fresher or Banking Product sales exp. of 0.6 to 5 Years Age: Below 39 years Two-wheeler: Required Compulsory CTC: for Fresher 17313/- + Incentives as per Business Job Profile: * To drive Banking Product sales business * Generate Leads by conducting activities & drives both in the branch as well as in all attached Locations, dealerships and other sourcing points as identified from time to time * Work closely ...

Posted 1 week ago

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Sales Manager -Unsecured Business Loans- 9.5 lacs
Wego Consultants

4.0 - 9.0 years

4 - 8 Lacs

Hosur, Mysuru, Davangere

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Role Summary The Sales Manager leads a team of 8-15 sales executives sourcing and closing unsecured business loans (5-50 lakh tickets) for SMEs, retailers, and professionals. This role drives monthly disbursement targets, team productivity, and channel partnerships while ensuring RBI-compliant underwriting. Key Responsibilities Team Leadership & Targets : Recruit/train sales executives; achieve 10-20 Cr monthly disbursals. Set individual targets (20-30 leads/day/executive, 15% conversion). Conduct daily huddles and weekly reviews. Sales Pipeline Management : Source leads via DSA networks, field visits, bank referrals, and digital campaigns. Qualify SMEs (turnover 1-10 Cr, 1-3 yr vintage). Ac...

Posted 2 weeks ago

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Sales Manager -Unsecured Business Loans- 9.5 lacs
Wego Consultants

4.0 - 9.0 years

4 - 8 Lacs

Bidar, Bagalkot, Bellary

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Role Summary The Sales Manager leads a team of 8-15 sales executives sourcing and closing unsecured business loans (5-50 lakh tickets) for SMEs, retailers, and professionals. This role drives monthly disbursement targets, team productivity, and channel partnerships while ensuring RBI-compliant underwriting. Key Responsibilities Team Leadership & Targets : Recruit/train sales executives; achieve 10-20 Cr monthly disbursals. Set individual targets (20-30 leads/day/executive, 15% conversion). Conduct daily huddles and weekly reviews. Sales Pipeline Management : Source leads via DSA networks, field visits, bank referrals, and digital campaigns. Qualify SMEs (turnover 1-10 Cr, 1-3 yr vintage). Ac...

Posted 2 weeks ago

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Sales Manager -Unsecured Business Loans- 9.5 lacs
Wego Consultants

4.0 - 9.0 years

4 - 8 Lacs

Kalburagi, Vijayapura, Bengaluru

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Role Summary The Sales Manager leads a team of 8-15 sales executives sourcing and closing unsecured business loans (5-50 lakh tickets) for SMEs, retailers, and professionals. This role drives monthly disbursement targets, team productivity, and channel partnerships while ensuring RBI-compliant underwriting. Key Responsibilities Team Leadership & Targets : Recruit/train sales executives; achieve 10-20 Cr monthly disbursals. Set individual targets (20-30 leads/day/executive, 15% conversion). Conduct daily huddles and weekly reviews. Sales Pipeline Management : Source leads via DSA networks, field visits, bank referrals, and digital campaigns. Qualify SMEs (turnover 1-10 Cr, 1-3 yr vintage). Ac...

Posted 2 weeks ago

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Hiring - Trichy - HDB (HDFC Bank)
HDB Financial Services

0.0 - 2.0 years

1 - 2 Lacs

Thuraiyur, Tiruchirapalli

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Greetings from HDB Financial services Ltd . Urgent Hiring for Field Sales officer - Trichy Salary : 16000 to 18000 + Incentives Experience : 0 to 2 Years Location : Trichy Qualifications : +12, Diploma or Any Graduation FILED SALES OFFICER Role & responsibilities Excellent verbal and written communication skills. A strong understanding of financial products and services, as well as the underlying financial principles. Negotiate and close sales deals to meet or exceed monthly, quarterly, and annual sales quotas. Skills Required Sourcing customers, Promoting loan products, and achieving sales targets Loan Products Business loans, Personal loans, Gold loans, and Mortgages Qualifications +12, Di...

Posted 2 weeks ago

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YES Bank || IDFC Bank || KOTAK Bank || hiring For Fresher - HSC Pass
Credicus Business Services

0.0 - 5.0 years

1 - 3 Lacs

Mumbai, Navi mumbai, Mumbai (all areas)

Work from Office

-Process: Inbound And Outbound Voice Process -Fresher/ experience both can apply -HSC pass can apply -Salary: 15,000 To 23,000 + incentives -Shift timing: 9:30am-6:30pm -Good communication required -looking for immediate joiner Required Candidate profile min qualification HSC Job Location: Thane & Navi Mumbai To schedule your interview Call or send your CV through WhatsApp HR Nisarg - 7030023060 Perks and benefits High Incentives and growth opportunities.

Posted 3 weeks ago

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Collections Manager
Yes Bank

3.0 - 8.0 years

4 - 7 Lacs

Navi mumbai

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Job Description Collections Manager (PL) | Bucket X – Call Centre Department: Retail Collections SubFunction: Personal Loan Collections – Call Centre Role Title: Collections Manager – PL (Bucket X) Location: Airoli Tower, Navi Mumbai (West) Experience Required 5 to 10 Years Mandatory experience in Personal Loan / Unsecured Loan Call Centre Collections Handson exposure to Bucket X (Writtenoff / Hard Bucket) Role Overview The Collections Manager – PL (Bucket X) will be responsible for managing high delinquency personal loan portfolios through the call centre channel , driving resolution, recovery, and rollbacks while ensuring compliance with regulatory and internal collection norms . Key Respo...

Posted 3 weeks ago

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State Collection Manager - Unsecured Loans ( Bkt 0 To N )
SkillLabs

10.0 - 13.0 years

16 - 18 Lacs

Vadodara

Work from Office

Manage collection (O to N) for assigned territory, lead a team, manage collection agencies, drive recoveries, ensure data accuracy & optimize collection strategies for 70-80cr PL/Digital PL portfolio for assigned region. Notice not more than 60 Days Required Candidate profile Ideal canddiate is someone with 10+ yrs exp in (PL/Digital PL), 7+ yrs team handling (X to N bkt), min 50-60cr portfolio. Must've managed collection agencies & have excellent data mgmt skills. Perks and benefits Attractive incentives

Posted 3 weeks ago

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Sales Manager
Yes Bank

2.0 - 5.0 years

2 - 5 Lacs

Sangrur

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Job Title: Sales Manager Asset Cross Sell Department: ADM Cross Sell Channel Location: Sangrur Experience: 35 years Role Purpose: Responsible for driving cross-sell of asset products (Business Loans, Personal Loans, Auto Loans, LAP, etc.) to existing customers through branch and alternate channels, ensuring revenue growth and customer engagement. Key Responsibilities: Cross-Sell Execution: Identify opportunities to cross-sell asset products to existing liability customers. Achieve monthly and quarterly sales targets for asset products. Customer Relationship Management: Build strong relationships with customers to understand financial needs. Provide customized solutions and ensure superior cu...

Posted 3 weeks ago

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Assistant Officer, Personal Banker, Consumer Banking Group
DBS Bank

1.0 - 2.0 years

4 - 5 Lacs

Mannargudi

Work from Office

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they we're made just for you. Acquiring new accounts (Current and Savings) from branch catchment area Quality sourcing of salary accounts from corporates Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and incr...

Posted 1 month ago

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Exploring Personal Loans Jobs in India

The personal loans job market in India is thriving, with various opportunities available for individuals looking to build a career in the financial sector. Personal loans professionals play a crucial role in assisting individuals with their financial needs, providing guidance on loan options, and ensuring a smooth application process.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their strong presence in the financial sector and offer numerous opportunities for personal loans professionals.

Average Salary Range

The salary range for personal loans professionals in India varies based on experience and location. On average, entry-level positions may offer a salary range of INR 3-5 lakhs per annum, while experienced professionals can earn upwards of INR 10 lakhs per annum.

Career Path

A typical career progression in the personal loans field may include roles such as Loan Officer, Senior Loan Officer, Loan Coordinator, and Loan Manager. Advancing in this career path often requires gaining experience, building a strong network, and continuously enhancing skills in financial analysis and customer service.

Related Skills

In addition to expertise in personal loans, professionals in this field are often expected to have knowledge of financial regulations, excellent communication skills, strong attention to detail, and the ability to work under pressure.

Interview Questions

  • What do you consider when evaluating a borrower's creditworthiness? (medium)
  • How do you handle situations where a borrower is unable to repay their loan? (advanced)
  • Can you explain the difference between secured and unsecured personal loans? (basic)
  • How do you stay updated on changes in the personal loans industry? (medium)
  • Describe a challenging loan application process you successfully managed. (advanced)
  • What strategies would you use to attract new borrowers to our lending institution? (medium)
  • How do you ensure compliance with lending regulations in your work? (advanced)
  • Have you ever dealt with fraudulent loan applications? How did you handle it? (medium)
  • What methods do you use to assess a borrower's ability to repay a loan? (basic)
  • How do you prioritize and manage multiple loan applications simultaneously? (medium)
  • What qualities do you think are essential for a successful personal loans professional? (basic)
  • Can you discuss a time when you had to deny a loan application? How did you handle it? (medium)
  • How do you handle confidential information in your role? (basic)
  • What steps would you take to assist a borrower in financial distress? (advanced)
  • How do you handle disagreements with colleagues or superiors in the workplace? (basic)
  • Can you explain the impact of interest rates on personal loans? (medium)
  • How would you approach cross-selling other financial products to a borrower? (medium)
  • Describe a successful loan negotiation you were involved in. (advanced)
  • How do you ensure a positive customer experience throughout the loan process? (medium)
  • What motivates you to work in the personal loans industry? (basic)
  • How do you handle rejection from potential borrowers? (medium)
  • Can you discuss a time when you had to make a quick decision regarding a loan application? (medium)
  • How do you handle stress and pressure in a fast-paced work environment? (basic)
  • What are your long-term career goals in the personal loans field? (medium)
  • How do you prioritize customer satisfaction in your work? (basic)

Closing Remark

As you prepare for opportunities in the personal loans job market in India, remember to showcase your expertise, communication skills, and dedication to helping borrowers achieve their financial goals. With the right preparation and confidence, you can excel in this rewarding career path. Best of luck in your job search!

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