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Tata Consultancy Services
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senior process associate

senior process associate

Tata Consultancy Services

5 - 10 years

3 - 6 Lacs

bengaluru

Posted:1 week ago| Platform:

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Skills Required

process associate accounting credit underwriting finance underwriting accountant balance sheet analytics risk analysis business process chartered accountant credit risk financial analyst data analytics credit risk analysis cfa

Work Mode

Work from Office

Job Type

Full Time

Job Description

Senior Process Associate
Job Role: Credit Analyst

Job Process:
Annual Credit Review (ACR)

Shift:
UK

Location:
Bengaluru, Gurgaon, Mumbai, and Pune.

Highest Qualifications:
MBA and professional qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)

Role performed by Credit Analyst:

Review of credit applications & supporting documents (overall financial capacity and capability to pay back)

Prepare credit report with recommendation on whether to approve/decline the credit application

Present credit report to internal committee

Requisite of an Individual Contributor:

Credit underwriting / Credit risk analysis; quality focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.

Good understanding of cash flow statement analysis, income statement analysis, and balance sheet to analyze credit quality, liquidity, leverage and coverage, etc.

Ability to weigh macro and company factors for risk analysis and recommendations.

Additional Details

Job Function:
Business Process Services

Role:
Process Expert

Desired Skills:
Finance and Accounting | Finance

Qualifications:
Chartered Accountancy

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