4099 Credit Underwriting Jobs - Page 14

Role Overview: As a Credit Manager in the digital department of the SME Business Unit, your primary objective is to ensure robust credit underwriting, monitor delinquencies, and enhance market intelligence. This role will involve tasks such as preparing credit notes, conducting client visits, and analyzing transaction risks. Additionally, you will be responsible for identifying automation opportunities, minimizing audit queries, and staying updated on market practices to support informed decision-making. Key Responsibilities: - Amendment of credit notes and financial models - Preparation of detailed credit notes - Interaction with product and sales teams for structuring and portfolio managem...

Primary responsible is to underwrite self-employed applicants which includes both non-professionals and professionals. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities Understands the KPIs/goals and takes full accountability to deliver. Responsible in decision making within the stipulated timelines. Core Responsibilities Credit delegation authority to be exercised with all due diligence within the policy framework. Adherence to the defined policy/process & timely decision on all applications being processed. Interpretation of credit bureau reports, dedupe checks, assessment of financial statements, plotting financial tools/spreadsheets & evaluate fin...

Job Requirements About the Role The Credit Manager is responsible for managing a team and coordinating with the sales team to achieve the assigned area targets. This role involves direct interaction with customers to assess their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy. The Credit Manager must balance sales support with risk aversion, contributing to the broader organizational objectives of the bank. Key Responsibilities Primary Responsibilities Underwrite secured and unsecured loan proposals in accordance with established policies and procedures to meet agreed SLAs and manage business volumes. Supervise a team of credit underwriter...

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About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Delivery Lead Manager Qualifications: MCom/Master of Business Administration/Master of Financial Management Years of Experience: 13 to 18 years What would you do? Conducting financial statement analysis, performance evaluation, and trend analysis to assess the creditworthiness of large corporate clients.Managing client portfolios and overseeing credit rating assignments along with interim financial analysis and hygiene checks.Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.Preparing credit reports and Credit Assessment Memos (CAMs) for annual revie...

Job Purpose To manage end-to-end credit appraisal, underwriting, and portfolio monitoring for 3-wheeler / 2-wheeler electric vehicle financing with a strong focus on maintaining asset quality, minimizing delinquencies, and ensuring compliance with CIC and regulatory norms. Key Responsibilities Evaluate creditworthiness of applicants (individuals & small businesses) for 3-wheeler / 2 - wheeler EV loans. Conduct detailed credit appraisal including financial analysis, cash-flow assessment, trade advance verification, and field verification wherever required. Ensure accurate and timely CIC (CIBIL, Experian, Equifax, CRIF) reporting for all disbursed cases and portfolio updates. Underwrite files ...

Assess and analyze working capital finance proposals for SME/MSME clients. Conduct detailed financial analysis including balance sheet, profit loss, cash flow, and ratios. Perform risk assessment and mitigation analysis across industries and client profiles. Prepare and present credit appraisal memos (CAM) for sanctioning authorities. Conduct background checks and site visits as part of due diligence. Coordinate with legal, technical, and valuation teams for report assessments. Ensure KYC, AML, and compliance checks are completed. Ensure adherence to credit policies and approval matrix. Assist in periodic review and update of credit policies related to working capital. Review and verify lega...

We are hiring for Credit analyst role for Hyderabad Shifts : US Shifts (start from 5:30 pm) Education : Any graduate Responsibilities Evaluate the creditworthiness of new and existing distributor clients by analysing financial statements, credit reports, trade references, and payment history. • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements. • Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms. • Support customer on boarding by reviewing legal documents, trade references, and credit application data. • Update and maintain credit master data in ERP systems and en...

Role & responsibilities Underwrite secured and unsecured loan proposals in accordance with established policies and procedures to meet agreed SLAs and manage business volumes. Supervise a team of credit underwriters and provide necessary guidelines. Conduct personal discussions with customers to assess creditworthiness. Control and reduce front-end delinquencies by contacting customers upon first presentation. Ensure completion of credit and KYC documentation, including telephonic, field, and collateral verifications. Coordinate with the sales team to achieve targets and ensure SLA compliance. Ensure adherence to credit policies and standards. Secondary Responsibilities Support the sales tea...

Societe Generale Global Solution Centre is looking for Senior Auditor - Business Audit (Credit Model Audit) to join our dynamic team and embark on a rewarding career journey We are looking for a skilled Senior Auditor to join our team at Societe Generale Global Solution Centre, responsible for conducting business audits and credit model audits. The ideal candidate will have a strong background in auditing and risk management. Roles and Responsibility Conduct thorough business audits and credit model audits to identify areas of improvement. Develop and implement effective audit plans and procedures to ensure compliance with regulatory requirements. Collaborate with cross-functional teams to r...

Societe Generale Global Solution Centre is looking for Business Analyst - Credit Risk to join our dynamic team and embark on a rewarding career journey We are looking for a highly skilled Business Analyst to join our team at Societe Generale Global Solution Centre, focusing on Credit Risk. The ideal candidate will have a strong background in business analysis and credit risk management. Roles and Responsibility Collaborate with stakeholders to identify and assess credit risks. Develop and implement effective credit risk management strategies. Analyze data and provide insights to support business decisions. Work closely with cross-functional teams to ensure compliance with regulatory requirem...

Hi, Greetings!! Responsibilities Evaluate the creditworthiness of new and existing distributor clients by analysing financial statements, credit reports, trade references, and payment history. • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements. • Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms. • Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies. • Work closely with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds. • Support ...

Credit Evaluation & Approval Assess the creditworthiness of new and existing customers using financial analysis, credit scoring, and risk assessment tools. Approve or recommend credit limits based on analysis of financial statements, payment history, and market reputation. Review and update credit policies and approval matrices regularly. Risk Management Monitor credit exposure across accounts and implement strategies to minimize credit risk. Identify high-risk accounts and take timely actions for mitigation. Ensure compliance with internal controls, company policies, and regulatory guidelines. Accounts Receivable & Collections Oversee and manage the timely collection of outstanding invoices...

10+ years of experience in credit analysis domain

Help Shape Our Financial Decisions as a Credit Analyst!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are looking for a Credit Analyst to evaluate creditworthiness, assess risk, and provide valuable insights for lending and investment decisions. You will analyze financial data and market conditions to help mitigate risks and make informed credit decisions. Key...

Responsibilities- Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regul...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Manager SBB Credit manages the credit activities and processes for loan applications of Small Business ...

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required...

Role Overview: You will be responsible for ensuring the quality of credit underwriting and monitoring the portfolio performance in terms of delinquencies, deferrals, annual reviews, and renewals. Additionally, you will develop market intelligence through interactions with competitors, key business groups, CA firms, etc. You will also be expected to identify early warning signals for stress accounts and take necessary measures for timely exit. Your role will involve resolving audit queries, including those from RBI and statutory audits, within the prescribed timelines. Key Responsibilities: - Ensure quality credit underwriting - Monitor portfolio performance including delinquencies, deferrals...

detailed credit analysis of potential borrowers, including assessment of financial statements Portfolio Monitoring Monitoring for Financial Ratio Completeness: troubleshooting and investigation Analyzing cash flow models. Credit Analysis Required Candidate profile Minimum 4 years experience in investment management including Credit Research Strong analytical and problem-solving skills, with proficiency in financial modeling and valuation.

About AIR8 An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung's ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8's goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8's vision is to promote sustainable financing while bridging the supply chain working capital gap. See https://air8.io/ LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods sup...

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Role & responsibilities Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Preferred candidate profile CA Inter / CA / MBA (Finance) Experience of minimum 5 years in financing business, preferably in a credit role for Commercial Vehicles. G...