Direct Credit logo

Assistant Manager - Credit

5 - 10 years

6 - 10 Lacs

noida greater noida

Posted:-1 days ago| Platform: Naukri logo

Apply

Skills Required

due diligence nbfc financial analysis risk assessment analytical credit underwriting cash flow cam balance sheet assistant credit manager

Work Mode

Work from Office

Job Type

Full Time

Job Description

  • Assess and analyze working capital finance proposals for SME/MSME clients.
  • Conduct detailed financial analysis including balance sheet, profit loss, cash flow, and ratios.
  • Perform risk assessment and mitigation analysis across industries and client profiles.
  • Prepare and present credit appraisal memos (CAM) for sanctioning authorities.
  • Conduct background checks and site visits as part of due diligence.
  • Coordinate with legal, technical, and valuation teams for report assessments.
  • Ensure KYC, AML, and compliance checks are completed.
  • Ensure adherence to credit policies and approval matrix.
  • Assist in periodic review and update of credit policies related to working capital.
  • Review and verify legal and security documents before disbursement.

Key Skills Competencies:

  • Strong analytical and financial skills
  • Good understanding of working capital products (CC/OD, Bill Discounting, etc.)
  • Knowledge of credit underwriting standards and regulatory guidelines
  • Effective communication and interpersonal skills, able to work in TAT.

Qualifications:

  • Graduate/Postgraduate in Finance/Commerce/MBA (Finance).
  • 2 5 years of experience in credit underwriting, preferably in SME/MSME segment
  • Prefer candidate, NBFC or cooperate DSA s experience is consider only.
  • Candidate should have stable profile.

More Jobs at Direct Credit

Loan Advisor

Noida, Uttar Pradesh, India

Experience: Not specified

|

Salary: Not disclosed

Mortgage Specialist

Noida, Uttar Pradesh, India

3.0 - 3.0 yrs
|

Salary: Not disclosed

Working Capital - Sales Head

Noida, Uttar Pradesh, India

10.0 - 10.0 yrs
|

Salary: Not disclosed

Credit Manager

Noida, Uttar Pradesh, India

8.0 - 8.0 yrs
|

Salary: Not disclosed

RM in Mortgage Sales

Uttar Pradesh, India

5.0 - 5.0 yrs
|

Salary: Not disclosed

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Google Play App Store
coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now
Direct Credit logo
Direct Credit

RecommendedJobs for You

Direct Credit logo

Assistant Manager - Credit

Direct Credit

noida, greater noida

Bajaj Finserv logo

Assistant Manager - Credit

Bajaj Finserv

chalisgaon, maharashtra, india

Bajaj Finserv logo

Assistant Manager - Credit

Bajaj Finserv

shahjahanpur, uttar pradesh, india

Bajaj Finserv logo

Assistant Manager - Credit

Bajaj Finserv

aligarh, uttar pradesh, india

Bajaj Finance logo

Assistant Manager - Credit

Bajaj Finance

pataudi

Bajaj Finance logo

Assistant Manager - Credit

Bajaj Finance

araria

Bajaj Finance logo

Assistant Manager - Credit

Bajaj Finance

dhule

Bajaj Finance logo

Assistant Manager - Credit

Bajaj Finance

aurangabad

Bajaj Finance logo

Assistant Manager - Credit

Bajaj Finance

chalisgaon

Bajaj Finserv logo

Assistant Manager - Credit

Bajaj Finserv

pataudi, haryana, india