Area Credit Manager-Emerging Business

Role Overview: You will be responsible for ensuring the quality of credit underwriting and monitoring the portfolio performance in terms of delinquencies, deferrals, annual reviews, and renewals. Additionally, you will develop market intelligence through interactions with competitors, key business groups, CA firms, etc. You will also be expected to identify early warning signals for stress accounts and take necessary measures for timely exit. Your role will involve resolving audit queries, including those from RBI and statutory audits, within the prescribed timelines. Key Responsibilities: - Ensure quality credit underwriting - Monitor portfolio performance including delinquencies, deferrals, annual reviews, and renewals - Develop market intelligence through regular interactions - Identify early warning signals for stress accounts and take timely measures for exit - Resolve audit queries within prescribed timelines Qualifications Required: - Bachelor's degree in finance, business, or related field - Prior experience in credit underwriting and portfolio monitoring - Strong analytical skills and attention to detail - Excellent communication and interpersonal skills - Ability to work effectively under pressure and meet deadlines (Note: No additional details of the company were provided in the job description),