Credit Manager

4 - 9 years

10 - 15 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Key Responsibilities:

Evaluate corporate clients from a credit risk perspective, covering large, medium, and small corporates.

Assess the creditworthiness of buyers by analyzing business models, financial performance, industry risk, and market feedback.

Conduct industry risk analysis related to various agricultural commodities.

Monitor the overall credit portfolio to ensure zero or minimal defaults.

Draft, review, and update the Credit Policy periodically in line with business and regulatory needs.

Clearly articulate key risk parameters, highlight potential mitigants, and recommend decisions to the Credit Committee.

Collaborate with internal teams to ensure smooth credit evaluation and approval processes.

Maintain documentation and records in compliance with audit and risk standards.

Qualifications:

Prior experience in corporate credit evaluation or credit risk management.

Corporate Credit Underwriting Knowledge

Strong understanding of Financial Ratios, exposure to agri-commodity or related sectors.

Advanced proficiency in Microsoft Excel.

Strong analytical, financial, and problem-solving skills.

Excellent communication and presentation abilities.

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