Credit Manager

1 - 3 years

5 - 8 Lacs

Posted:22 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

Responsible for underwriting SME loans, managing a team of credit underwriters, and ensuring the completion of credit and KYC documentation

Preferred candidate profile

  • Credit underwriting

    : Underwrite secured and unsecured loan proposals for SMEs according to established policies and procedures.
  • Team supervision

    : Lead and guide a team of credit underwriters.
  • Customer interaction

    : Conduct personal discussions with customers to evaluate their creditworthiness.
  • Risk management

    : Proactively manage front-end delinquencies by contacting customers upon initial presentation.
  • Documentation and verification

    : Ensure timely completion of credit/KYC documents and perform verifications through telephonic, field, and collateral visits.
  • Sales coordination

    : Work with the sales team to achieve business targets and meet Service Level Agreements (SLAs).
  • Policy adherence

    : Maintain strict adherence to the bank's credit policy guidelines and organizational objectives.

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