Credit Manager

As a Credit Manager at this company, you will be responsible for maintaining portfolio quality by overseeing new credit line decisions, account management strategies, and recommendations for cross-sell products. **Roles and Responsibilities:** - Drive step-change improvements in credit performance by analyzing future consumer credit trends and historical behavior. - Manage and sequence delivery of business intent, build business requirements, and execute strategy in collaboration with the Risk Technology team. - Utilize strategic and analytical thinking skills with a strong quantitative orientation for effective credit risk management. - Demonstrate impeccable written and oral communication skills, along with strategic influencing abilities. - Maintain a clear results orientation with a focus on achieving short and long term goals in a dynamic environment. **Preferred Qualifications:** - Bachelor's degree with 2 years of experience in credit underwriting. - 1+ years of experience in credit risk management roles in any bank, NBFC, or E-commerce start-up. - Freshers with an MBA in Finance from the 2021 year passout batch are also encouraged to apply. **Required Skills:** - Strong analytical mindset and numeric abilities. - Excellent verbal and written communication skills. - In-depth knowledge of credit risk analysis/underwriting principles, methods, and practices. If any additional details about the company were mentioned in the job description, please provide them for further insight.,