Candidates have to source loan and take recovery from them monthly in rural areas. He must be honest,discipline and punctual towards his duties.
DRole & responsibilities Assess credit risk and make credit decisions in accordance with the company's policies and procedures Review and process credit applications, including analyzing financial information, credit reports, and other relevant information Work with customers to gather additional information and documentation as needed to support credit applications Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies Monitor credit risk and proactively identify potential issues and opportunities for improvement Work collaboratively with internal stakeholders, including sales, finance, and legal, to ensure that credit operations are aligned with company goals and objectives Develop and maintain effective relationships with customers, vendors, and other external stakeholders Understanding of financial analysis and credit risk assessment methodologies Excellent communication and interpersonal skills Preferred candidate profile 1-3 years of experience in credit analysis or a related field (rural finance, microfinance) Strong understanding of credit principles, risk assessment techniques, and financial statement analysis Proficiency in evaluating complex data sets and making informed decisions under tight deadlines Excellent communication skills for effective collaboration with stakeholders across various functions Perks & Benefits Great Incentives Daily Allowance PF Accomodation Locations: Samastipur, Darbhanga, Begusarai, Nalanda, Mujaffarpur, Vaishali, Sitamarhi, Madhubani, Navada, Sheikhpura, Arrah, Sasaram, Patna, Jehanabad, Rohtas, etc