Cluster Credit Manager

Role & responsibilities

Customer Application Screening, KYC and Income documents as collected by SO for login. • Initiate legal, valuation, CIBIL and other verification reports • Interpretation of Credit Bureau Report • Analysis of Bank Statements and other relevant documents for income assessment. • Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes Tactical • Co-ordinate with SO for post approval activities like Loan documentation check, Sanction conditions adherence, PDC and NACH forms accuracy and send the file to HO for disbursements. • Responsible for tracking and collecting all Post Disbursed Documents including Loan Closure letters on takeover, Collecting Sale Deeds for new purchases and sending to HO. • Responsible for PDC/NACH replenishment to ensure regular repayment of EMI. Supervisory • Ensuring operations are running in a streamlined fashion leading to best customer experience and enabling a motivating environment for staff across the network of Dialysis Units. • Leading the Centre Managers / centre staff and guiding them to achieve operational excellence for their cluster of centres, counselling them, coaching them and ensuring they do their job well. • Identifying targets and reviewing & evaluating performance, identifying & addressing deviations & its relevant causes. • Ensuring adherence to quality standards in the unit operations. • Implementing the Performance Appraisal Plan for the staff, Finalization of KRAs, Evaluating & providing feedback.

Preferred candidate profile

1-5 yrs experience in Credit Operations and Credit underwriting. • Preference will be given to Banking & NBFC industry candidates