555 Credit Jobs

We are looking for a highly skilled Senior Calypso Developer with 4 to 10 years of experience to join our growing Capital Markets technology team. The ideal candidate must have strong hands-on experience in Calypso development , along with solid knowledge of Java, SQL, and Unix systems. Candidates should also have a good understanding of capital markets and experience with Calypso integration and customization . Key Responsibilities: Design, develop, and support Calypso customizations and extensions. Handle configurations for Static and Reference Data : Legal Entities (LE), Books, SDI, Trade Filters. Implement and customize workflows for Trades, Messages, and Transfers . Work on BO customizations like Messages, Reports, Scheduled Tasks, and Task Station. Collaborate with stakeholders on integration projects with interfaces like MarkitWire, DTCC, Acadia, Reuters, etc. Ensure proper unit testing, documentation , and code reviews. Provide guidance and mentoring to junior developers . Participate in project estimations, requirement gathering, and status communications. Mandatory Skills: Calypso (preferably v17+) Java SQL Unix Eclipse IDE Capital markets domain knowledge (FO/MO/BO) Trade lifecycle experience across one or more asset classes: Rates, FX, Credit, Commodities, Equity Static & Reference Data setup Workflow customizations Back Office customizations Integration with external systems (MarkitWire, DTCC, Reuters, Acadia, etc.) Analysis, estimation, documentation, and training skills Good-to-Have Skills: Gradle, GIT, Spring Boot, Tomcat Customization experience on Pricers & Pricer Measures Implementation of Calypso modules like ERS, SIMM, Collateral Experience in Calypso upgrade projects Familiarity with Calypso Workbench and Dashboard Agile methodologies and DEVOPS awareness Tools: FileZilla, PuTTY, etc.

We are looking for a highly skilled Senior Calypso Developer with 4 to 10 years of experience to join our growing Capital Markets technology team. The ideal candidate must have strong hands-on experience in Calypso development , along with solid knowledge of Java, SQL, and Unix systems. Candidates should also have a good understanding of capital markets and experience with Calypso integration and customization . Key Responsibilities: Design, develop, and support Calypso customizations and extensions. Handle configurations for Static and Reference Data : Legal Entities (LE), Books, SDI, Trade Filters. Implement and customize workflows for Trades, Messages, and Transfers . Work on BO customizations like Messages, Reports, Scheduled Tasks, and Task Station. Collaborate with stakeholders on integration projects with interfaces like MarkitWire, DTCC, Acadia, Reuters, etc. Ensure proper unit testing, documentation , and code reviews. Provide guidance and mentoring to junior developers . Participate in project estimations, requirement gathering, and status communications. Mandatory Skills: Calypso (preferably v17+) Java SQL Unix Eclipse IDE Capital markets domain knowledge (FO/MO/BO) Trade lifecycle experience across one or more asset classes: Rates, FX, Credit, Commodities, Equity Static & Reference Data setup Workflow customizations Back Office customizations Integration with external systems (MarkitWire, DTCC, Reuters, Acadia, etc.) Analysis, estimation, documentation, and training skills Good-to-Have Skills: Gradle, GIT, Spring Boot, Tomcat Customization experience on Pricers & Pricer Measures Implementation of Calypso modules like ERS, SIMM, Collateral Experience in Calypso upgrade projects Familiarity with Calypso Workbench and Dashboard Agile methodologies and DEVOPS awareness Tools: FileZilla, PuTTY, etc.

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Support the sales team in meeting their targets and driving performance Monitor market trends to uncover new client opportunities Build and maintain strong relationships with customers Implement sales strategies to capture new business prospects Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 9265575889 Sr HR Krishna Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Support the sales team in meeting their targets and driving performance Monitor market trends to uncover new client opportunities Build and maintain strong relationships with customers Implement sales strategies to capture new business prospects Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 9265575889 Sr HR Krishna Perks and benefits On Roll - Full Time Insurance Career Mediclaim

As an experienced professional in Corporate Banking, M&A, or Private Equity domains with a track record of successful revenue generation, your role will primarily involve liaising with corporates to drive business growth. Your extensive experience of 10-15 years in the industry will be crucial in leveraging your established network to achieve the desired outcomes. Key Responsibilities: - Build and maintain strong relationships with corporate clients to drive revenue growth. - Utilize your expertise in Corporate Banking, M&A, or Private Equity to identify and capitalize on business opportunities. - Develop and implement strategic initiatives to enhance business performance and profitability. Qualifications Required: - Bachelor's degree in Finance, Business Administration, or a related field. - Proven track record of 10-15 years in Corporate Banking, M&A, or Private Equity with a focus on revenue generation. - Strong network and relationships within the corporate sector. Kindly forward your profiles to kuheli@lsimails.com to be considered for this exciting opportunity.,

About Us Moder , formerly known as Archwell Operations, is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component-based outsourcing, managing one-off projects to become an extension of the customer service or operations team. Our team is built on industry expertise and provides the traction clients need to grow their company. Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology. Link - https://www.gomoder.com/about-moder Job Role: Oversight & monitoring on market/ financial risks & related portfolio management e.g., status of investments, policy gapping, risk appetite monitoring etc. Transaction (buying loans or pools of loans) due diligence and oversight, along with downstream performance tracking e.g., capital adequacy (financial reserves etc.) Manage operational risk risk assessments, key risk indicator reporting, issues management Understanding and usage of models & model risk; Risk aggregation & Reporting Monitors cash flows and liquidity, inclusive of ongoing capital stress testing, portfolio investment activities, analyzing market trends and evaluating and providing credible challenge Experience & Qualifications: CFA/MBA in Finance with at least 3 - 10 years of experience in capital markets, risk management etc. managing financial/market risk in mortgages/mortgage servicing Data & Analytical skills, good communication and relationship management skills Ability to be nimble and flexible, to undertake any risk management initiatives and guide them from start to finish Strong problem-solving skills, professionalism, producing high quality results, and meeting deadlines Unassailable ethics, personal values, and integrity• Unassailable ethics, personal values, and integrity. The candidate should be comfortable to work in night shift Candidate should be comfortable to Work from Office Two-way cab facility will be provided Immediate to 30 days' Notice Period candidate are preferred

As a Data Scientist in the Global Financial Markets (GFM) data analytics team, your role will involve sourcing, compiling, designing, and analyzing structured and unstructured data to create data models. You will support in identifying business opportunities, process inefficiencies, and overall business trends. Your primary responsibilities will include: - Working with various teams across DBS, including Treasury Trading, Sales, Business Management, and Support functions, to enhance trading execution, portfolio optimization, and provide data-driven insights. - Collaborating with Data Analytics team to assess business needs, define analytical strategy, and prioritize work based on revenue impact. - Streamlining data deliverables and performing data back-end tasks such as extraction, transformation, and loading. - Developing advanced data analytics models using AI/ML, deep learning, and statistical methods to predict business leads and risk events. - Creating effective data visualizations using BI tools like Tableau and Power BI to present key findings to senior management and stakeholders. - Collaborating with business teams for data-led experiments, measuring outcomes, and resolving data gaps. - Automating and deploying data analytics models in a banking environment. - Coordinating with data governance teams to ensure completion of governance workflow for data usage. To be successful in this role, you should have: - General understanding of Financial Markets, particularly Equity, FX, Credit, and Interest Rate products. - Strong problem-solving skills, attention to detail, and interest in data analytics. - Hands-on experience in Python, PySpark, R, SQL, or statistical program languages. - Proficiency in data visualization tools, preferably Tableau. - Ability to multitask, efficient project management, and effective interpersonal skills. - Bachelor's degree in Computer Science, Data Science, or related fields. - 2-3 years of relevant experience in Data Analysis, Data Science, or Business Intelligence. You will be based in India-Maharashtra-Mumbai and the job type is full-time. The primary job focus is on Analytics. If you are passionate about data science, have a can-do attitude, and meet the qualifications mentioned, this role could be a great fit for you.,

Role Overview: You will be responsible for preparing and issuing invoices to customers, meeting invoice delivery timelines, entering invoices into customer invoicing web sites, submitting invoices by electronic data interchange, understanding the key areas on invoicing specific to customer, checking each field on the invoices before submission, ensuring all the supportings and backups are in place and attached to invoices, timely and immediate update on invoice submission status in Navision, maintaining invoice submission logs and customer invoicing process files as reference, sending out statement of accounts to customers, ensuring accounts receivable hygiene, handling invoice rejections and credit and rebills, maintaining SOP/standard guide for complete invoicing process account wise and updating it timely, and providing continuous support into the improvement of platforms for invoicing. Qualification Required: - Previous experience in invoicing or accounting - Proficiency in using Navision or similar invoicing software - Strong attention to detail and organizational skills - Ability to work efficiently under deadlines - Good communication skills to interact with customers and internal teams Additional Company Details: You will be joining NES Fircroft, an award-winning staffing specialist established in 1978. NES Fircroft supplies technical and engineering experts to various sectors worldwide. As part of the team of over 2000 professionals spanning 58 offices, you will have excellent opportunities for further career development and progression. The company invests in its people and offers attractive benefits including local medical & accident insurance, sponsored annual health check-ups, annual leave, dress down Thursdays & Fridays, company-sponsored social events, wellness sessions, flexible work options, and more.,

Risk Management function of the NBFC, responsible for designing, implementing, and monitoring the risk management framework across credit, market, operational, compliance, liquidity, and strategic risk will ensure that the company's risk

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

Our esteemed buy-side client is currently looking for a highly skilled and experienced analyst to join their Portfolio Support team, specializing in financial modeling of private companies. The ideal candidate will play a critical role in portfolio monitoring & surveillance and providing valuable insights. The successful candidate should have been experienced in financial modeling, reconciliation and basic credit and accounting concepts Key Responsibilities: Monitor financial performance and key performance indicators of portfolio companies Gathering business, financial data on borrower companies on a regular basis for consumption by investment team Presentation and write-ups support for investment team for internal and external meetings Financial reporting on portfolio companies on an ongoing basis Research supports on an ad hoc basis in supporting investment team needs in securing new business e.g. market studies and research, market trends, Development of standardized info pack for each investment in the portfolio. Monthly management reporting and variance analysis Financial analysis, financial modelling, credit scoring assistance to investment team including scenario Analysis Development and maintenance of valuation models for all investments Monitor financial performance and key performance indicators of portfolio companies News and information search support for existing and potential investments Support investment portfolio reporting and quantitative analyses for Insurance Solutions Assist with development, calibration, prototyping and documentation of risk models Portfolio optimization based on risk adjusted metrics Volatility forecasting, credit risk modeling, and liquidity risk assessments Analyze time series data to identify any trends or errors/exceptions Updating & checking pipeline data, including cross checking with other COE to verify funding date, allocations, spread, OID, EBITDA, LTV etc. Requirements: Master’s degree in finance, accounting, or a related field. Strong understanding of private credit. Strong proficiency in financial modeling, credit analysis, and data analysis. Demonstrated expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. Excellent analytical and problem-solving skills, with attention to detail. Candidates with a CFA designation or those actively pursuing the CFA program will be given preference. Advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools. Strong written and verbal communication skills for presenting complex financial information effectively. Operate with high attention to detail Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Ability to apply quantitative methods to analyze risk Strong understanding of fixed income concepts Flexibility to stretch and work towards closure of deliverables. Display strong attention to detail to deliver high level of accuracy and quality.

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilities Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing with clients for all operational activities. Should support the manager in day to day activities. Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction. Supporting thought leadership and content building exercises in Mid Corporate Segment Roles and Responsibilities Experience : 3+ years

Area Credit Manager MSME | Surat Key Responsibilities: Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance. Monitor underwriting, TAT & portfolio quality. Liaise with Sales/Ops/Collections for smooth disbursement & risk control. Track delinquencies, recommend corrective actions & ensure compliance. Train & guide branch/regional credit teams. Requirements: Graduate/Postgraduate in Finance/Commerce. 5+ years MSME credit assessment & underwriting experience. Strong financial/risk analysis & market knowledge. Good communication, leadership & analytical skills. Proficient in MS Office & credit systems. Apply Now – Immediate Joiners Preferred ta_hr14@mas.co.in | WhatsApp: 8511015682 (Ami Soni)

Trimble is recruiting for a Collections Analyst to fill an opportunity in Trimble, Reports to: Credit & Collections Manager The Collections Analyst will participate in credit and collection activities working in conjunction with credit & collections associates in Americas or Europe This position will initially interact with internal customers via email to maximize sales, have a positive impact of cash flow, minimize bad debts and help reduce days sales outstanding for the company Eventually, this position will interact with external customers via phone and virtual meetings, Responsibilities: Work in conjunction with the credit & collections associate in the United States and in Europe and the business unit in the United States and in Europe to determine payment status on accounts in Trimble This position will also work through dispute management with customers where necessary to create a positive outcome for both the customer and for Trimble, Majority of time will be spent on collection activities: emailing customers, sending statements, sending reminder notices and invoices, and taking customer payments Must be detail oriented Participate in accounts receivable reconciliation Possess dispute management skills Process credit card transactions Must have contact with customers via email Must possess verbal and written communication skills, the ability to work in tandem with the business units and credit & collections associates, and be able to articulate thoughts coherently Log all customer contacts and collection activities into collection software system Make suggestions on bad debt reserves for customers to next level of credit and collections management Be an advocate for the customer by liaising between applicable Trimble business units and the credit & collections team Ensure a smooth process flow while maintaining a high level of customer service Manage risk by suggesting win/win situations between Trimble and customers Produce reports, where applicable, as requested by credit & collections associate or any other internal customers such as business unit controllers, Participate in staff meetings and prepare bi-weekly updates on progress Consistently improve productivity and efficiency through process improvement initiatives, time management and change management All other duties as assigned Support United States or European work hours Qualifications Education: 4-year degree or University degree Experience: 3-5+ years of related experience in credit or collections showing increasing responsibilities Credit or collections experience in a publicly traded company with significant end user sales activities Strong analytical, math, and account reconciliation skills Experience with Oracle, NetSuite, SAP, and GetPaid preferred High level ability in Microsoft office and Google Sheets, Docs, Slides Trimble is transforming the way the world works by delivering products and services that connect the physical and digital worlds Core technologies in positioning, modeling, connectivity and data analytics enable customers to improve productivity, quality, safety and sustainability From purpose-built products to enterprise lifecycle solutions, Trimble software, hardware and services are transforming a broad range of industries such as agriculture, construction, geospatial and transportation and logistics Trimble is proud to be an Equal Opportunity and Affirmative Action Employer and considers qualified applicants for employment without regard to race, gender, age, color, religion, national origin, marital status, disability, sexual orientation, status as a covered veteran in accordance with applicable federal, state and local laws, or any other protected factor, Show more Show less

Embark on a transformative journey as an WCR Portfolio Stress Testing at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences, Member of the ?Risk Centre of excellencein Mumbai, Support the team to run the overall Stress testing framework working closely with all the risk pillars across Credit, Counterparty Credit, Market risk and Treasury Drive, engage and deliver strategic, individual and operational business objectives/targets Manage the Country stress expected loss limits and breaches with analysis and monitoring of various underlying factors, Ensure target achievement adhering to Service Level Agreements Coordinate with CoREs and other Risk colleagues as necessary with respect to providing relevant information related to Country Risk, Create a control exemplary process and drive improvements and innovation To be a successful WCR Portfolio Stress Testing you should have experience with: Strong track record in risk management with a leading Corporate and/or Investment Bank (4yrs+), Strong verbal & written communications and power point skills, Experience in the Stress testing role, also preferable has working knowledge of key accountable areas Strong understanding of Credit/Market Risk management and various products in Banking book, Trading book and various Risk measurement and metrics, Highly analytical mind with attention to detail, Strong organisational and multitasking ability, Ability to work accurately and efficiently in a time pressured environment Some Other Highly Valued Skills May Include Graduate (preferably with a Masters degree) with exposure to Finance, Mathematics, Economics and/or Technology Working knowledge of VBA, Python, SAS (or R), SQL Knowledge of IFRS9 & BCBS239 Standards and their application Familiarity with the principles of portfolio management Familiarity with the calculation and monitoring of Credit Risk metrics, Economic Capital, RWA under Advanced and Standardised approaches and general Credit Risk concepts, You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking, as well as job-specific technical skills, The job location of this role is Mumbai, Purpose of the role To support the Risk Function in delivering its objective of safeguarding the bank's financial and operational stability by proactively identifying, assessing, mitigating, and monitoring risks across various business units and activities, Accountabilities Development of strategic direction for risk, including the implementation of up-to-date methodologies and processes, Management of the risk department, including oversight of risk colleagues and their performance, implementation of risk priorities and objectives, oversight of department efficiency and effectiveness, Relationship management of risk stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third-party services, Adherence to the Risk policy, standards and frameworks, and maintaining a robust control environment, Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness Collaborate closely with other functions/ business divisions, Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard The four LEAD behaviours are: L Listen and be authentic, E Energise and inspire, A Align across the enterprise, D Develop others, OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes, Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues, Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda, Take ownership for managing risk and strengthening controls in relation to the work done, Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function, Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy, Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc) to solve problems creatively and effectively, Communicate complex information 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience, Influence or convince stakeholders to achieve outcomes, All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship our moral compass, helping us do what we believe is right They will also be expected to demonstrate the Barclays Mindset to Empower, Challenge and Drive the operating manual for how we behave, Show more Show less

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities - Responsible for credit appraisal and monitoring for the Salaried Loans.- Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix.- Analysing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales & risk team.- Ensuring portfolio quality is maintained at the highest standards and delinquency is under control.- Striving for continuous improvement in productivity.- Feedback for credit policy and new product launch based on market conditions. Required Qualifications and Experience Graduate/MBA Finance with 1-2 years of relevant experience.

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile past due account ,revolving account, time share account, 30-day loan account.tax extension forms IRS 4868.wage income, self-employment income, business income.Debt-to-Income (DTI)/Loan-to-Value (LTV)

Develop the mortgage lending business at the ground level by acquiring new clients and gaining repeat business and references from existing clients Carry out regular meetings and sales calls with prospective clients from the real estate sector on a daily basis to source business Ensure acquisition of the right profile of customers by sourcing customers based on relevant surrogates as per the segmentation norms Provide inputs to the regional head on competitor activity and new market developments in the local area Undertake cross-selling and up-selling of various financial services products and loans to increase fee and other income Actively participate in initiatives and contests driven by Business Development teams Conduct meetings with real estate agents, home builders, real estate developers, attorneys, professional organizations, bankers, direct sales associate, channel partners etc in the real estate sector in the designated area of operations to source new business opportunities Ensure on-boarding of the DSAs, DSTs, Brokers and other channel partners Ensure timely payouts and resolution of queries raised by channel partners Retain and manage existing client relationships through faster TAT & effective client servicing Periodically review client requirements and monitor the relationship from initiation to closure; provide necessary feedback to the head office Ensure that client promises are kept and their grievances are adequately addressed and escalated to senior management where necessary Follow the standardized sales process and documentation norms for quick and compliant closure of clients requests Ensure compliance with all critical procedures and processes, both internally as well as externally (regulatory) defined Ensure the collection and submission of accurate documentation required for credit analysis Coordinate with the credit risk team for pre- and post-sanction activities such as execution of documentation and sanction of loan proposals Coordinate with the operations team for pre- and post-sanction activities such as disbursements and handling of deviations during the credit life cycle Ensure compliance with the risk and credit lending norms in referring loans for new customers and extending loans for current customers; monitor and support the collections team in recovery of NPAs Coordinate with market intermediaries like banks and distributors for smooth operations Send detailed periodic activity and sales reports to the reporting manager, ensuring updation of MIS databases related to case status and issues Monitor PDDs and subsequent collection and submission to the risk or operations teams Undertake Approved Project Funding (APF) and Approved Disbursement Funding (ADF) activities for faster and smoother penetration in the segment, monitor such projects for progress, sales and other relevant Monitor the status of non-starter cases and coordinate subsequent efforts for the recovery of the dues Closely monitor delinquent cases and take all necessary steps to achieve collection of dues

Role & responsibilities Responsible for Credit underwriting, credit Appraisals of Consumer Durable/ Personal Loans. Manage credit quality and control delinquencies. Understand credit policy and processes as well as credit environment in the city / branch. Ensuring 100% screening of new applications. Responsible for checking online profiling of customer in fastest mode. Managing Post Disbursement Verification. Investigation on pre acquisition fraud's. Managing Weekly and Monthly MIS and Trackers. Monitor and enforce approval rate and TAT as per prescribed standards. Sharing of best practices and trend for respective locations. Preferred candidate profile Candidates with 2+ years of experience into Credit verification process. Must know Telugu/ Malayalam or Kannada. Should be flexible working in day shifts with compensatory week off Good communication and pleasing personality Interested candidates kindly share updated resume to irene.monica@hdbfs.com Thanks and Regards, Monica Executive - TA HDB Financial Services.

This is a full-time, on-site role located in Bengaluru, near HSR Layout, focused on credit evaluation for LAP borrowers. As the selected candidate, you will need to demonstrate deep expertise in underwriting LAP loans in the range of 1 lakh to 10 lakhs. Your primary responsibilities will include overseeing the credit underwriting vertical for LAP, evaluating proposals based on banking transactions and market data, and ensuring adherence to credit norms to enhance our LAP lending portfolio. You will be expected to lead a team, assess borrower creditworthiness, monitor existing loan accounts for early warning signals, and recommend corrective measures as necessary. Additionally, you will play a key role in building and implementing robust credit policies and frameworks aligned with best practices in LAP lending. Collaboration with external lending partners and internal functions such as sales and operations will be essential to streamline the credit approval process. Your role will also involve providing leadership and mentorship to team members to foster skill development, knowledge sharing, and performance excellence. Furthermore, your contribution towards the organization's growth will be vital as you develop strategies for managing unsecured and secured LAP credit risks. Desired Qualifications & Experience: - Postgraduate degree in Business, Finance, or Economics. - Minimum 10-15 years of experience in credit underwriting LAP, with a strong focus on ticket sizes between 1 lakh to 10 lakhs. - Experience in managing credit for regions/zones and leading teams of at least 10-15 members. - Prior exposure to NBFC or FinTech environments is highly preferred. - Proven expertise in handling credit assessment for proprietorships and partnerships. - Demonstrated ability to create, refine, and enforce credit policies to safeguard portfolio quality. - Strong analytical mindset, able to balance risk management with business growth. - Excellent stakeholder management skills, working seamlessly with both external lenders and internal teams. Key Skills: underwriting, loan against property, NBFC, FinTech, housing finance, credit.,

We are hiring for Analyst role in Mortgage- Case management profile. Location:- Ghansoli Shifts:- UK Transport:- One way Work from office ( 5 Days) Role & responsibilities Taking ownership and being accountable of mortgage applications, from initial submission through to offer, delivering a seamless service to brokers and partners • Reviewing and screening residential owner occupied and buy to let (in both individual names and trading companies names) mortgage applications to understand the customer and application type, ensuring the correct packaging requirements are set • Applying a future thinking, holistic approach by anticipating the need of the underwriter, this will be done through: o Understanding and assessing the risk of the application o Using and interpreting lending policy to ensure the case meets the packaging guidelines • Being responsible for the quality of data, identify and correct inaccuracies, including customer personal data, property portfolio and income and commitments, including the validation of documentation • Working to agreed deadlines, meeting and exceeding set SLAs at each touchpoint • Managing all mortgage documents and supporting information, by assessing and validate documents, ensuring they meet the relevant policy and regulatory guidelines. • Ensuring the case is managed through the relevant systems, ensuring one customer and application record that is reflective of the information required to manage risk and deliver for our customers, including using relevant third party websites and systems, e.g. Companies House • Having the ability to review and asses key documents and mortgage information, such as: o Income evidence; payslips, P60s, SA302s, financial accounts and business plans etc o Proof of ID, proof of address o Buy to let portfolios etc o Credit reference reports, EPC reports, Companies House searches • Undertaking required Customer due-diligence through: o Document assessment and validation; proof of ID, proof of address o Ensure accuracy of data from a customer identity perspective o Ensure CDD policies are adhered to • Protecting the customer and the Bank by having a strong knowledge of anti-money laundering policies and fraud prevention processes. Identification of potential external fraud, and scheme misuse to protect the bank against possible bad debts. • Adhering to required data management standards by applying the correct updates and notes in a clear and concise way • Maintaining strong technical system knowledge of mortgage origination systems and the wider supporting systems (quest, lender hub, kama etc.) • Delivering against service KPIs, ensuring efficiency and effectiveness targets are met • Understanding of system rules and affordability calculators to ensure adherence to policy and bank risk appetite • Adhering to all Standard Operating Procedures across the application journey Review and screen residential owner occupied and buy to let (in both individual names and trading companies names) mortgage applications to understand the customer and application type, ensuring the correct packaging requirements are set • Review the quality of data and identify inaccuracies including customer personal data, property portfolio and income and commitments, ensuring the mortgage application is set up for success and ready to be underwritten • Regularly reviewing mortgage applications against agreed deadlines to ensure cases are progressed in a timely and accurate manner • Review packaging documents once received, ensuring they meet the relevant requests. Including the checking of documents, validating the data and updating the system information through the documents received or the use of relevant third party websites and systems, e.g. Companies House • Review and validate documentation and supporting information such as: o Income evidence; payslips, P60s, SA302s, financial accounts and business plans etc o Customer due-diligence documentation; proof of ID, proof of address o Buy to let portfolios etc o Credit reference reports, EPC reports, Companies House searches • Understand and apply Bank policies in terms of documentation, case set up and mortgage valuation requirements • Identify cases that require manual referral to the onshore team and refer them in a timely manner to ensure the customer experience isn’t detrimental, this could be due to; o AML concerns Complex case/documentation requirements o System errors etc • Protect the customer and the Bank by having a strong knowledge of anti-money laundering policies, customer due diligence policies and fraud prevention processes. Identification of potential external fraud, and scheme misuse to protect the bank against possible bad debts • Support the successful progression of mortgage applications through the use of systems, applying the correct updates and notes in a clear and concise way • Both technical system knowledge of mortgage origination systems and the wider supporting systems (quest, lender hub, kama etc.) • Support the management of a large volume of mortgage applications, and work is priortised accordingly to deliver against service KPIs • Understanding of system rules and affordability calculators to ensure adherence to policy and bank risk appetite • A good understanding of both Residential and Commercial lending, particularly in a UK market • Adhere to Standard Operating Procedures when assessing Mortgage valuations, Certificates of Titles and post offer documents, applying business and lending policies to the assessment to ensure appropriate decisions can be made as a result of the assessment • Identify and review changes to Standard Operating Procedures and support the implementation of improvement ideas to improve the customer experience and realise cost benefits Interested candidates can share their updated resume on the below email ramakanth.sripati@wipro.com

Regional Sales Manager - SCF Supply Chain Finance (SCF) Will have team reporting to him. Will report to NSM M5/M6 Job Role Managing team of Relationship Managers at Regional Level Drive team for new acquisition through Corporates and/or Customer referrals To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus to continually increase the Book size, ENR and profitability of the Location To inculcate in team members understanding of client business models, trade related activities, cash flows etc. and drive identification of opportunities and growing client relationships. Grooming and mentoring team members so that they achieve their desired performance levels (RM productivity) Resolving/Addressing regional level concerns Drive adoption of various digital initiatives at regional level To ensure right sourcing is being done at regional level Deepen our market reach through trade meeting, industry associations, local forums etc. Enhance X-sell opportunities such as KLI, KGI, CMS etc Strengthen and build sustainable SCF book with healthy mix of vendors and dealers at location level To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Drive high caliber client service from the Team Manage TAT for the location within specified levels for all aspects such as client onboarding, processing of customer requests, etc Improve efficiency by monitoring & overseeing continuous improvement of processes. Benchmark and adopt best practices used in the Industry to further build efficiency at the region Constantly share rapport with the operating units to customize and develop solutions Mitigate risks and manage them actively Ensure hygiene parameters such delinquency, utilization etc are met at location Job Requirement Preferably MBA/ CA Experience: 10+ years experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is a must. Good Leadership, Self-motivation and communication skills for driving Teams Relationship Management Skill Good influencing skills