236 Credit Jobs

Cognizant Hiring Vision Plus Developers!!! Experience: 3 to 9 Yrs Locations: Chennai, Bangalore, Hyderabad, Pune. Job Summary As a Sr Product Specialist in ISG you will leverage your expertise in Cards and Payments Mainframe CICS and Cobol to drive product excellence. With a hybrid work model you will collaborate with cross-functional teams to enhance product offerings and ensure seamless integration. Your contributions will directly impact the companys growth and societal advancements in financial technology. Responsibilities 5 to 10 years core development experience in VisionPLUS product in credit card processing domain Exposure to VMx / WNGSFM is required Strong hands on working knowledge in CMS module Strong knowledge of CICS Should have strong knowledge of VisionPLUS online architecture and troubleshooting experience in online area Should be experienced in z/OS Software Change Management tools Endevor and Changeman Experience in design and development of medium complexity problems Good knowledge and experience of DevOps & Agile discipline Strong interpersonal and communications skills

KEY ROLES AND RESPONSIBILITIES Supporting US bank’s team in credit risk assessment of (i) Commercial Real Estate (CRE) loans and (ii) Commercial and Industrial (C&I) loans. The key activities include research and analysis of the CRE/ C&I entity to assess their credit strength. Candidates with extensive experience in CRE and limited experience in C&I may also apply. For CRE: Source information such as updated operating statements, rent rolls, valuation reports, spread financials in financial spreading tool such as Sageworks, conduct CRE cash flow analysis, credit analysis of the loans and preparing detailed annual and quarterly credit memos, to evaluate borrower's loan repayment ability, covenant monitoring, rent-roll analysis and property valuation. Good understanding of tools like CBRE, CoStar, RCA, REIS, Moody’s CMM and Knowledge of Intex, Bloomberg will be preferred. For C&I: In addition to the skill-set expectations mentioned in the above points, spread financials (Audit, Business Tax Returns, Personal Tax returns, etc.) in financial spreading tool such as Sageworks and CreditLens, analysis and calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. A good understanding of nCino, Salesforce, RMA reports and Knowledge of Intex, Bloomberg will be preferred. Should be able to defend his/ her views on the covered entity when challenged by senior stakeholders and clients, interact effectively with clients. Support project managers on ad hoc projects. MINIMUM & PREFERRED EDUCATION Minimum: Bachelor’s degree in commerce or finance or equivalent experience in Commercial and Industrial loans underwriting. However, MBA or equivalent will be preferred. MINIMUM & PREFERRED EXPERIENCE 3 to 4 years of work experience

Responsible for handling business operations for customers who have taken loan cases from bank. Make appointments, explore the customers financial needs in life- related insurance products.

Functional Responsibility Having sound knowledge of banking domain (Wholesale, retail, core banking, trade finance) Experience and good understanding of credit appraisal, loan origination process and portfolio monitoring for BFSI Should have an understanding of financial ratios, annual statement and financial instruments. Supporting clients by providing user manuals, trainings, conducting workshops and preparing case studies. Process Adherence Review the initial and ongoing development of product Responsible for documenting, validating, communicating and coordinating requirements. Provide support to business development by preparing proposals, concept presentations and outreach activities Maintaining and updating tracker, reviewing test cases, providing training to internal as well as external stakeholders Client Management / Stakeholder Management Interact with clients in relation to assignment execution and manage operational relationships effectively Interact with client for requirement gathering, issue tracking, change request discussion, FRD writing and preparing project status reports People Development Co-ordinate with assignment-specific team of consultants, developers, QA and monitor performance to ensure timely and effective delivery

Role : The overall team size is about 20-25 people which are handling the accounting and reporting for grocery business line. This immediate sub function will directly handle the brand recoveries and coordination with internal and external POCs. Job Responsibilities: Creation of invoices for brand revenue based on various inputs and sharing the same with the brands Following up with the brands for payments and mapping the payments received based on payment advice Accounting the receipts and closing the open documents in the accounting software Preparing periodic dashboards (AR, ageing, provisions) based on data extracted from the accounting software for reporting to the M-team. Assist tax team (direct as well as indirect) in finalization of revenue numbers. Assisting in the audit (internal as well as statutory), ICFR and management testing of ICFR and due diligence with respect to BDPO (discount) revenue. Preferred candidate profile Have excellent communication and presentation skills Have ability to multitask based on task prioritization and pay attention to details Experience in handling AR function or accounting of any startup/new company. Be comfortable with data processing tools (like excel) and accounting softwares Have excellent problem-solving skills and experience in team management Have knowledge of accounting standards, AR related reporting and MIS Be well versed in MS excel and ERP system and have exposure in handling large volumes of data. Knowledge of SQL is a plus. Perks and benefits working days 5 ( Training period is 6 days) 3 days office (tue/wed/Thursday) Only E - Commerce or Logistics industry preferred Work from Office in ETV - Devarabisanahalli Bengaluru ,Karnataka 560103 Fixed Salary 3 - 6.5 LPA + PF + Insurance For any further assistance, kindly write back to sathya.s@cielhr.com or reach out to 8618271268.

Hiring for the role of Credit Manager Product: Personal Loan Evaluate credit operational market and other branch-level risks Address risks in processes, systems, and staffing; develop contingency plans Interested can call or send resume 9592809025

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

- Deal With The Walk-In Customers In Branch - Will Have To Work On The Leads Given From Branch - Set Up A Meeting With Potential Customers And Close The Deal - Close the leads provided by Company - Generate business through the Lead Required Candidate profile Experience: Minimum 1 year in any Sales Education: Graduate in any stream Skills: Strong communication, sales aptitude, and client relationship skills

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

Collaborate with business stakeholders to gather and validate requirements Create and manage Jira tickets Support sprint planning, backlog grooming Create clear, structured requirements documentation and user stories Required Candidate profile Experience in analytics, business intelligence, or data warehouse projects (Snowflake, Power BI, Streamlit Working knowledge of Jira knowledge in Alternative Asset Management or Investment Banking.

Create documentation and user stories. Work with engineering teams to review upcoming and backlog Jira tickets. Provide guidance on design decisions in areas including Credit and tech including Snowflake and Streamlit Develop reporting in powerBI Required Candidate profile 5+ years of experience as a Business analyst especially in Alternative assets, Credit, CLO, Real Estate etc. Experience creating complex dashboards in powerBI Exposure to Snowflake and Streamlit

Indecomm Global Services is hiring for US Mortgage Underwriter Job Brief We are seeking an experienced Associate/Lead Associate in Mortgage Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders. Your responsibilities will include analyzing and verifying loan applications, evaluating financial risks, and making final decisions on eligibility. Working collaboratively with a team of financial experts, you will be instrumental in accepting or declining different types of loans. Roles and Responsibilities: Problem-solving ability by connecting the dots across the loan documentation. Perform end-to-end risk analysis of a loan file. Evaluate loan risk through the verification of loan applications. Maintain a thorough working knowledge of industry standards and guidelines. Ability to interpret and take action for any guideline changes. Reviewing and responding to loan conditions as necessary. Ensuring compliance with regulatory standards. Perform other duties as assigned by Management. Meet daily targets and all SLAs as communicated. Requirements: Graduate in any discipline. At least 2-7 years of relevant experience in the underwriting process. General knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines is a plus. Detail-oriented. Adhere to strict timelines prescribed by Management and provide the review experience working in a production environment preferred. Good verbal and written communication skills. Should have good analytical skills and the ability to make decisions based on facts. Competent with MS Office applications, LOS, LMS, and Selling guide navigation. Knowledge of standard mortgage nomenclature. Shift: Should be flexible with both day and night shifts and okay to work over the weekends if required. www.Indecomm.com

Job Title: Due Diligence Underwriter - Day Shift Company Name: Consolidated Analytics Location: Teynampet, Chennai Experience Required: 0.6 months to 6 years Employment Type: Full-Time Shift Timing: Day Shift (Flexible to work in Night Shift) Work Mode: Work from Office Job Description: We are looking for a detail-oriented Due Diligence Underwriter to join our team in Chennai. The ideal candidate will assess mortgage loan applications, review borrower financials, evaluate property appraisals, and ensure compliance with industry standards and regulations. Key Responsibilities: Review and verify mortgage loan applications and supporting documents Analyze borrowers creditworthiness, income, employment, and debt Evaluate credit reports, financial statements, tax returns, and pay stubs Review property appraisals to ensure valuation accuracy Ensure compliance with lending guidelines and regulatory requirements Identify and assess potential risks Desired Candidate Profile: Bachelor's degree in any discipline 6 months to 6 years of experience in mortgage processing underwriting Strong knowledge of mortgage guidelines and industry regulations Proficient in mortgage tools/software Excellent analytical and communication skills Certification in underwriting is a plus Key Skills: Mortgage Underwriting, Loan Review, Credit Analysis, Risk Assessment, Property Valuation, Financial Analysis, Compliance, DTI, LTV, Mortgage Tool Please reach out to these numbers - 7358021675/9384663108

Role & responsibilities Manage billing operations, including cash billing, credit management, and insurance claims processing. Oversee submission of medical bills to various healthcare organizations (insurance companies) for reimbursement. Handle collections from patients or insurance companies as needed. Ensure accurate and timely submission of claims to avoid delays in payment. Coordinate with internal teams to resolve any discrepancies or issues related to billing. Preferred candidate profile 10-15 years of experience in hospital billing, preferably in a leadership role. MBA/PGDM degree from a recognized institution. Strong understanding of hospital management principles and practices. Excellent team handling skills with ability to manage multiple stakeholders effectively.

Managing team of sales & achieve Business goals. Maintain good relationship with stakeholders. Onboarding team of DSAs & channel partners for new business. Revenue generation through new customer acquisition. Handling pre & post sales activities. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 87994 05567 Sr HR Anandi S Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Managing team of sales & achieve Business goals. Maintain good relationship with stakeholders. Onboarding team of DSAs & channel partners for new business. Revenue generation through new customer acquisition. Handling pre & post sales activities. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 87994 05567 Sr HR Anandi S Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Role & responsibilities Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handling credit underwriting of secured/unsecured in the mapped region including visiting the customers. Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight. Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback. Preferred candidate profile CA or MBA with experience. 8-10 years of prior experience in LAP and Business Loans credit in NBFC/Bank in Mumbai. Experience in handling big ticket size cases.

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status. 4. Reporting : They are responsible for creating reports about the degree of risk involved in lending money to clients. 5. Tracking : A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws. 6. Application : Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval. Qualifications Needed : 1. The candidate must have a bachelor's degree from any recognized University in India. 2. Banks give preference to CA and MBA for Credit Analyst role 3. It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process. 4. Proven working experience as a Credit Analyst 5. Particular Product and Industry experience 6. Additional certification may be required. 7. Strong communication skills (Written as well as Verbal). 8. Excellent managerial, Analytical, and time-management skills. 9. Ability to prioritize tasks. 10. Proficient in Microsoft Office or other financial software. 11. Advanced Excel skills.

Hyderabad- US shift - WFO To lead Credit operations, ensuring accuracy, compliance, and efficiency in client onboarding and financial reviews.

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

The job involves conducting industry and financial research to support clients and contributing to internal knowledge building efforts. Typical projects will involve gathering, analyzing, synthesizing and presenting data using structured methodologies and frameworks. Projects may take couple of days to several weeks for completion. Key responsibilities involve: Build or assist in building and maintaining models to estimate granular, product level key performance metrics for Investment banks’ Financing products (e.g., Revenue, cost, Risk weighted assets) and create market size estimates for Investment and transaction banking financing and Private Credit products Organize, analyze, synthesize and summarise data and information using appropriate analytical methodologies and frameworks. Conduct quantitative analysis (statistical analysis, financial data analysis etc.) as necessary Model relationships between macroeconomic indicators and IB / Non IB performance metrics to arrive at forecasts/ estimates for the above KPIs Update and restructure models based on qualitative and quantitative information from Coalition contacts in the IB / Non IB industry Build and update sector databases in Excel and/or customized applications Explain, defend and customize Coalition analysis to support key client initiatives in IB strategy, sales franchise decision, investor communication and for senior management consumption Craft effective search strategies and gather relevant information leveraging a broad set of resources (e.g. on-line databases, internet, external researchers etc.). Utilize both secondary and primary research sources and techniques Assist clients and/or other research delivery team members in articulating and refining research requests and projects, while working on multiple projects Client interactions with mid-level clients through in-person meetings as well as regular interaction over emails Communicate research results through the creation of structured end-products (spreadsheets, reports, presentations etc.) Complete ad hoc research requests, knowledge building and business development projects as necessary Conduct regular workflow meetings with the in – house and onsite Account managers in London, New York and Singapore Manage and/ or work with an expanded team of analysts while working on multiple projects Ensure that the project is delivered on time and any delays are communicated on time Leading process improvement, skill development, technology/tool development initiatives Supervise the flow of day-to-day operations Mentor and train new research analysts Accomplishes team result by communicating job expectations, planning, monitoring and appraising job results Foster a cohesive, creative and comfortable working environment, mediating any personal issue within the team Delegate responsibilities and supervise the work of team members providing guidance and motivation to drive maximum performance Create performance benchmarks, i.e., quality and quantity benchmarks for Junior Associate, Senior and Junior Analysts in consultation with the Director REQUIRED EXPERIENCE AND SKILLS The successful candidate will have to demonstrate the following skills, experience and attributes likely to have been gained over five years of relevant experience: MBA or post graduate degree in business management, statistics, economics or similar analytical fields. Professional certifications like CFA, FRM, CAIA etc. would be an added advantage Must have at least 5 years of experience in managing a team size of 15+ Strong quantitative skills, an analytical mind and an ability to work with significant amounts of data, both numerical and qualitative Ability to take decisions while working with unstructured and limited information Prior experience in financial research / analytics Sound knowledge of global capital markets products preferred A strong degree of independence and self-motivation Fluency in spoken and written English is essential Excellent working skills with MS office tools, especially good at advanced Excel and PowerPoint Working knowledge of professional information services like Bloomberg, Thomson Reuters etc preferred Knowledge of financial products related to investment banks People and Time Management skills Attention to detail and high level of accuracy

Dear Candidate, We have an opening for Credit Managers for Jaipur Location. Job Description:- Conduct thorough credit assessments and implement effective risk mitigation strategies. Ensure compliance with regulatory requirements and internal policies. Monitor and optimize the loan portfolio to maintain quality and profitability. Collaborate with internal teams and communicate effectively with stakeholders. Identify opportunities for process improvement and drive efficiency initiatives. Provide leadership and support within the credit department to achieve organizational goals. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Interested candidates can share their CV at shilpa.sharma@aavas.in Thanks and Regards, Shilpa Aavas Financiers Limited

Manage and train the business development team Generate leads and cold call a prospective customer Build strong relationships with client Identify and map business strengths & customer needs Exp:1 to 5 years in Field Sales and Marketing In any Sector Required Candidate profile Graduation Complete Ability to achieve the sales target Basic Understanding of BFSI/Products Kindly Contact IJS : Hiral | HR Team Phone/WhatsApp: +91 78610 78425