324 Credit Jobs

As a member of the Credit Operations Team at Goldman Sachs in the Global Banking & Markets division, you will play a crucial role in ensuring the integrity and accuracy of risk associated with the Credit Business on a global scale. Your primary responsibilities will involve partnering with the Credit Sales and Trading Desks to manage and monitor derivative and physical trading risks effectively. Additionally, you will be instrumental in driving and implementing changes to optimize risk management processes in a challenging regulatory environment. Your day-to-day tasks will include developing a deep understanding of Credit and derivative transactions, identifying and resolving booking discrepancies across complex derivative businesses, and engaging with Trading & Sales to promptly address any discrepancies. You will work closely with the front office and technology teams to facilitate the resolution of technical production issues and manage, monitor, and investigate reporting breaks and process failures. To excel in this role, you should possess a Bachelor's degree with a competitive GPA, be proficient in Microsoft applications, and demonstrate strong technical skills with keen attention to detail. Previous experience in Credit Confirmations and/or Settlements processes, along with a high level of understanding of ISDA terms and Key characteristics of Derivative Products, will be advantageous. Preferred qualifications include demonstrated attention to detail in previous roles, experience in understanding and analyzing complex structured products, and strong interpersonal skills with a collaborative approach. You should have excellent written and verbal communication skills, the ability to handle difficult requests, build relationships with internal clients, and manage expectations effectively. Goldman Sachs is committed to fostering diversity and inclusion within the workplace and offers numerous opportunities for professional and personal growth. If you are a self-starter with strong analytical and organizational skills, a service-oriented mindset, and the ability to adapt to new challenges, we invite you to join our team and contribute to our mission of helping clients, shareholders, and communities grow.,

Exp in Loan File Review in retail NBFCs (BL, LAP, Used Vehicle)MSME. RBI guidelines, Review loan files monthly to find gaps, errors, non-compliance, leakage. Suggest SOP updates - Coordinate with Business, Credit, Ops, CCPU, Legal/Technical, RCU, Risk. Experience: 3- 6 years

As the Manager of Credit and Collection at Snowflake, you will be responsible for leading the credit and collections function. Your main objectives will be to ensure the timely collection of outstanding accounts, minimize bad debt, and optimize cash flow. Your role will involve driving process improvements, collaborating with cross-functional teams, and managing a team of credit and collections specialists. Additionally, you will play a crucial role in resolving customer escalations and ensuring that collection processes scale effectively as the company continues to grow. The ideal candidate for this role will be highly organized, self-motivated, and adaptable to change. Your contributions will strengthen the collection process, support the company's long-term growth, and maintain strong, positive relationships with customers. Your responsibilities will include leading the collections process to ensure the timely collection of outstanding invoices. You will collaborate closely with internal sales, legal, and customer service teams to resolve disputes and enhance the customer experience. Analyzing aging reports, identifying overdue accounts, and prioritizing collections efforts will be key to prompt resolution. Managing the performance, growth, and development of the credit and collections team will also be part of your role, including conducting regular performance reviews and coaching team members for a high-performance environment. You will serve as the escalation point for both customer and internal team issues, ensuring timely and effective resolutions. In addition, you will partner with internal teams to enhance and optimize collection tools, systems, and processes. Building and maintaining strong relationships with customers, serving as a trusted partner while adhering to company policies, is essential. You will own and optimize the full order-to-cash cycle, ensuring effective and smooth interactions across all relevant teams. To be successful in this role, you should have at least 3+ years of experience in a leadership or management capacity, with a proven ability to nurture team development and drive performance in a high-paced environment. A minimum of 10+ years of experience in credit and collections, finance operations, or a related field is required. Familiarity with credit management tools such as Dun and Bradstreet, and advanced knowledge of order-to-cash business processes is preferred. Excellent verbal and written communication skills are essential, along with the ability to interact effectively with both internal stakeholders and customers. A strong customer service mindset, coupled with the ability to navigate a dynamic, fast-paced environment and manage relationships across different functions, is crucial. Additionally, having a degree in Accounting, Business, Finance, or a related field is preferred. Snowflake is experiencing rapid growth, and we are seeking individuals who share our values, challenge ordinary thinking, and drive innovation while building a successful future for themselves and Snowflake. If you are interested in making an impact and joining our team, please visit the Snowflake Careers Site for more information on salary and benefits in the United States.,

The ideal candidate for this role should have knowledge of Finance, Credit, and Insurance. You must possess strong communication and customer service skills to effectively interact with clients. Your excellent negotiation abilities and problem-solving skills will be crucial in this position. Additionally, you should be able to manage multiple tasks efficiently and effectively. Proficiency in using relevant software and tools is essential for success in this role. Attention to detail and strong organizational skills are also necessary qualities. A Bachelor's degree in Finance, Business Administration, or a related field is preferred. Previous experience in the banking or finance industry would be an advantage. If you meet these qualifications and are ready to take on a challenging yet rewarding position, we encourage you to apply for this role.,

About BNP Paribas India Solutions: Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Unions leading bank with an international reach. With delivery centers located in Bengaluru, Chennai, and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions, and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10,000 employees to provide support and develop best-in-class solutions. About BNP Paribas Group: BNP Paribas is the European Unions leading bank and a key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Groups commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates, and institutional clients) to realize their projects through solutions spanning financing, investment, savings, and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future while ensuring the Group's performance and stability. Commitment to Diversity and Inclusion About Business line/Function: Prime Services leverages the banks experienced global team with in-depth market knowledge to provide execution, clearing, and financing solutions across asset classes to both Institutional and Hedge fund clients. Job Title: Associate Level-1/Senior Associate Department: Global Markets Quantitative Research Location: Mumbai Business Line / Function: GMQR Prime Services Position: Purpose Global Market Quantitative Research (GMQR) Team is responsible for most aspects of quantitative research within the Global Market universe, covering Interest Rates, FX, Credit, and Equity. There are teams in London, New York, and Asia supporting trading activities of the flow and structured desks. They are responsible for the development of pricing, risk, margin, and profitability models and their implementation in the global analytics library. GMQR Prime Services is in charge of providing expert solutions to the Equity Prime Services suite of businesses for both trading / client-facing activities and internal cost optimization. It covers modeling of rates, client analytics, stock loan automation/optimization, funding/resource optimization, inventory management, and Delta One basket pricing. The teams develop sophisticated models and put in place the infrastructure and the technology to develop, support, and optimize the activity and facilitate trading. Responsibilities: Within GMQR Prime Services, the role focuses on all areas of the Prime Service business ranging from client pricing, stock loan automation/pricing, funding & resource optimization, inventory management, and Delta One pricing. This is a front office Associate quantitative research role. - Participate in global research on various aspects of pricing of Cash PB, Synthetic TRS, and Baskets - Contribute to the design and development of Inventory Management tools. - Development of a variety of models to estimate factors such as inventory depletion, short interest, etc. - Support the legacy suite of applications (primarily Python) and contribute to the design and build of both tactical and strategic future solutions. - Understand legacy processes written in C# - Ability to understand technologies used for real-time solutions: messaging queues etc and also the ability to build robust solutions that can communicate/interact with critical IT processes. - Support the Stock Loan and Funding desks by performing advanced analysis on a daily basis. - Take an active part in all front office activities by collaborating with other functions (Trading, Sales, IT, and Market Risk) and Research globally and also develop relations with various stakeholders. Technical & Behavioral Competencies: 1. Graduate degree in mathematics or engineering with strong analytical skills. Knowledge of finance is a bonus. 2. Strong analytical skills and technical background in mathematics, computer science, or finance. 3. Strong and demonstrable prior programming experience in Python. 4. Basic knowledge of C# 5. Basic of CI/CD pipelines, Kubernetes, Docker 6. Knowledge of statistics as well as optimization algorithms. 7. Effective communication skills, ability, and willingness to engage the business 8. Delivery focused and willingness to collaborate with other teams. 9. Familiarity with Financing business (Stock Loan, Funding, Delta One) is not necessary but a huge plus Education Level: Bachelor's Degree or equivalent Experience: At least 2 years,

As a Credit Administration and Operations professional, your responsibilities will include issuance and scrutinization of Facility related documents such as Loan agreements, Facility Letters, and Debtor Approval Letters. You will be required to conduct KYC and AML checks while liaising with correspondent factors for limits and seeking approvals from appropriate verticals for any deviations. Furthermore, you will collaborate with Business Development, Credit, Legal, Finance, and Operations teams to ensure smooth operations. Your role will involve creating securities as per Facility approval, maintaining Facility & Limits in Factoring systems, and updating the Credit Administration Manual. It is essential to comply with the activities outlined in the CAD Procedure Manual to maintain operational efficiency. In the Operations domain, you will be responsible for managing day-to-day activities related to Factoring/Trade Finance. This includes timely disbursements to clients, ensuring compliance with FCI Rules for International Factoring, and adhering to regulations set by statutory bodies for Factoring/Trade Finance. Additionally, you will oversee collection activities, monitor overdue accounts, and implement appropriate control measures. Your role will play a crucial part in maintaining the integrity of credit administration processes, ensuring operational efficiency, and upholding compliance standards in the Factoring/Trade Finance domain.,

The Senior Risk Analyst, Loss Forecasting will be an organized and motivated team player with a strong sense of ownership. As a key member of the credit risk management team, you will be responsible for creating and tracking appropriate KPIs, developing and maintaining forecasting frameworks and processes, and serve as an active team player in credit reviews. You will develop and maintain forecasting, CECL, and Stress Testing models for fintech products and will be expected to find opportunities to enhance and automate existing processes. Craft dashboards to track KPIs around portfolio performance, including deep diving into credit strategies and their impact on it. Extend analytical support to advance fintech collections strategy and build forecasting frameworks for key collections KPIs. Use analytical techniques to mine loan characteristics/performance data to extract valuable insights for the business. Use data visualization techniques to develop relevant reports for Senior Management. Track industry environment and competitor landscape to support the business. Correlate Macro-Economic conditions with fintech internal loan performance to support recession readiness and long-run planning. Leverage forecasting outputs in the monthly allowance process (CECL) and identify areas where qualitative adjustment is needed. Support planning and budgeting exercises within the company by leveraging forecasting assumptions and outputs. Work closely with key partners to ensure forecast and allowance assumptions are accurate. About You 4+ years of experience in credit, analytics, IFRS9 and CECL, risk management, data science, or information management. Bachelors or masters degree with a quantitative background (e.g. Statistics, Math, Engineering, Economics). Strong technical skills such as SQL, SAS, R, and Python. Experience with BI/data visualization tools (like Tableau or Excel to create dashboards). Excellent written and verbal communication skills, including the ability to communicate project scope in documentation and presentation format. Experience in the Financial / FinTech industry is a plus. Previous experience with loss forecasting and collections analytics, allowance.,

At Carbon, our mission goes beyond 3D printing. We are enabling creators everywhere to make what the world needs, right now. Our company is built on the idea that diverse fields of study must come together to solve intractable problems. We have grand ambitions to create technology that will influence industry around the world. You will be joining a diverse team with a vibrant culture, where team success is as important as celebrating individual contributions. Help us change the world and we will help you change yours. As the Senior Accounts Receivable Specialist, you will work on customer billings, credit and collection, and all related system activities. The ideal candidate will have experience with cash application. This role will report to the Senior Manager of Revenue and Technical Accounting. This role is based in Hyderabad; and night shift is preferred. Hybrid schedule and open to Remote. You will: - Credit and Collections: Ensure efficient and timely cash collections from customers. Follow up with aged receivables and escalate them, as needed, to the supervisor and other appropriate departments such as sales and legal. - Cross-functional collaboration: Work collaboratively across departments (engineering, product, legal, customer operations, sales operations, etc.) to continuously improve billing, collections, and reporting processes for efficiency, scalability, and customer experience. - Compliance: Assist with audits including external financial and tax related audits as well as ad hoc due diligence requests. - Special projects: Perform other special projects and analyses as directed by management. You have: - Bachelors Degree (preferred in Business, Accounting, or Finance). - 4+ years of progressive billing operations/cash collections experience. - Working knowledge of Oracle and Salesforce. Advanced computer skills especially in Microsoft Excel. - Strong interpersonal and communication skills, including excellent written, oral, listening and presentational skills and ability to work well under pressure and interact at all levels are also required. - Strong organization skills and detail oriented mindset. - Ability to manage multiple projects and deadlines with limited supervision. - Teamwork is essential to the group, so it is critical that the candidate interacts with other team members and manages collaboratively and effectively. You do not need to match every listed expectation to apply for this position. Here at Carbon, we know that diverse perspectives foster the innovation we need to be successful, and we are committed to building a team that encompasses a variety of backgrounds, experiences, and skills. By clicking the APPLY NOW button and submitting your job application, you agree you have reviewed the complete Privacy Notice for Employees, Independent Contractors and Job Applicants, which explains the categories of personal information we collect about you, the purposes for which the categories of personal information shall be used and your rights with respect to our use of such personal Information.,

As a participant in Macquarie's 2025 Summer Internship Program based in Gurugram, you will have the opportunity to enhance your skills and expand your professional network while contributing to projects that are focused on creating a better future. Macquarie prides itself on fostering a diverse and inclusive environment where individuals are empowered to explore a wide range of possibilities. With a global presence in 34 markets and a track record of 55 years of continuous profitability, Macquarie offers a supportive and collaborative team culture where every member's input is valued and contributes to the overall success. During the 8-10 week internship, you will gain practical hands-on experience working alongside experienced industry professionals. You will also benefit from a structured induction process, on-the-job training, and networking opportunities that can help pave the way for a successful career post-graduation. As a member of the Risk Management Group (RMG) at Macquarie, your role will involve reviewing, challenging, overseeing, monitoring, and reporting on the significant risks faced by the organization to ensure successful and sustainable business outcomes. The internship program has openings in various areas within the Risk Management Group, including Credit, Market Risk, Prudential Risk, RMG Central, and Internal Audit. In the Credit team, you will be involved in managing and overseeing counterparty credit, equity, and asset risks. The Market Risk team focuses on assessing, monitoring, and reporting on changes in the value of Macquarie's positions due to market conditions. Prudential Risk involves developing and maintaining the risk framework to meet global prudential obligations. RMG Central provides centralized services for strategy, data management, analytics, change, projects, and learning and development within RMG. Internal Audit offers the opportunity to provide independent risk-based assurance on the compliance and effectiveness of Macquarie's financial and risk management framework. Ideal candidates for this internship program are students pursuing degrees in commerce, economics, mathematics, or technology in their penultimate or final year of study. While prior financial experience is not mandatory, a strong curiosity and eagerness to learn are essential qualities. Macquarie welcomes applications from individuals who are passionate about contributing to a brighter future and are excited about the prospect of working with the organization. In line with its commitment to diversity, equity, and inclusion, Macquarie encourages candidates to communicate any requirements for adjustments to their working arrangements or the recruitment process during the application process.,

The Banking Financial Services vertical is looking for self-motivated AI/ML/Data Science professionals with domain expertise in Banking and Financial Services (BFSI) and strong technical skills. As a Consultant or Sr. Consultant specializing in Marketing and Customer Analytics within the BFSI domain, your responsibilities will include client engagement, campaign performance measurement, and managerial oversight of analytics teams. This role is based in Chennai and requires 2 to 8 years of experience, with an immediate to 30 days notice period. Your primary skills should include proficiency in Python, SQL or SAS, and expertise in Analytics - AI/ML alongside the use of static tools. Additionally, familiarity with GEN AI is preferred. Your primary responsibility will be to drive Data-Driven Insights to Optimize Marketing Strategies. This involves utilizing Python or SAS for processing and analyzing large datasets to identify trends, patterns, and insights that enhance marketing strategy optimization. SQL will be crucial for querying structured data sources and ensuring data accuracy. You will also leverage AI/ML techniques to develop predictive models, customer segmentation, and propensity scoring for more targeted marketing efforts, as well as using static analytics tools to create detailed statistical summaries. You will be tasked with analyzing large datasets to track key performance metrics, implement fraud detection models using machine learning, and provide actionable insights to enhance decision-making processes. Developing and maintaining dashboards and reports using tools like Power BI, Tableau, or custom Python-based dashboards will be necessary for dynamic reporting of key performance indicators. Collaborating with cross-functional teams to define a robust analytics roadmap and presenting insights and recommendations effectively using data visualization techniques are additional responsibilities. You will also work on Model Development and Validation, Fraud Detection and Risk Assessment, Customer and Retail Analytics, and Campaign Performance and Optimization. The required qualifications include a degree in Accounting, Commerce, Economics, Statistics/Mathematics, or Marketing, with a post-graduate qualification in finance, economics, or accounting. Desired experience in the Banking sector, proficiency in SQL, and experience with Excel reporting and data visualization tools are preferred. Desirable skills include knowledge of marketing and financial metrics, hands-on development experience in Python/py-spark/SAS, and proficiency in regression analysis and customer segmentation. If you meet the qualifications and possess the required skills, this role offers an opportunity to contribute to the optimization of marketing strategies within the BFSI domain.,

About The Team The smallcase Credit is a building liquidity solutions for retail investors in India. Started with loan against mutual funds and expanding to other type of assets and credit products. About The Role We are looking for a Product Manager for smallcase Credit. As part of the product team, you would solve complex problems and empower businesses to offer liquidity solutions to their users.. What Youll Be Doing Co-own the product roadmap working with leadership Responsible for managing sprint cycles, spec documents creation, development and delivery with the engineering, design, data & QA teams Work with users, analytics and CX team to track and measure business & product success Work as a part screen designer, part product manager, beta tester with our nimble team to develop original solutions to interesting challenges Conduct user research to gain insights and feedback to incorporate into the product Should be able to handle multiple simultaneous projects across multiple teams What We&aposre Looking For Ideally looking for someone between 5-8 years of product experience building & shipping tech-first products Great communication skills to explain ideas, gather & incorporate feedback and share opinions Ability to troubleshoot with engineers and triangulate on fixes required Strong affinity to data-driven decision-making Good experience in copywriting and A/B Testing Prior development experience or a relevant degree in tech. would be a huge plus Prior experience in the Fintech or WealthTech space (or keen interest in the same) About Smallcase At smallcase, we are changing how India invests. smallcase is a leading provider of investment products & platforms to over 10 million Indians. We&aposre a young, driven team of 250+ headquartered in Bangalore. smallcase was founded in July 2015 by three IIT Kharagpur graduates,Vasanth Kamath, Anugrah Shrivastava and Rohan Gupta. smallcase has been focused on offering innovative investing experiences & technology. Our platforms are used by over 300 of India&aposs largest financial brands and most respected institutions. We are backed by world-class investors including top-tier funds, institutions and operators from the capital markets space who believe in our mission of enabling better financial futures for every Indian. Life at smallcase We are not just building a business, we are making a long-lasting impact both in the wealth & assets landscape with our unique technology & expanding ecosystem. Over the last 9 years, our team, products, and platforms have grown and so have our ambitions. Innovation remains at the heart of what we do. Our other core values are transparency, integrity & long-term thinking. Our key asset has always been our people, and we empower individuals to build and do some of the best work in their lifetimes at smallcase. Flexibility, ownership and constant feedback loops are some of the ways we keep evolving the working environment. Skills: lending,gateway,data-driven decision-making,communication skills,loans,credit,technical experience,user research,product lifecycle,product management,a/b testing,copywriting,payments,sprint management Show more Show less

UNDER WRITERS && SR. UNDERWRITERS - 6 to 12 Lakhs Key skills : Underwriting, US mortgage US Residential Mortgage Pref. Qual. :- Graduates / UG / MBA / Post Grad. Experience :- 2 to 8 Years Job Location :- Pune Notice Period :- 30 days SHIFT :- 5 pm to 3 am Remuneration :- Upto 11.5 Lakhs Position Overview Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation About you: Minimum 2 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, etc. --------------------------------------------------------------------------------------------------------------- Contact TINNA @ 7619281864 / 9845162196 Email Resume @ prabhu@personalnetworkindia.com NOTE :- KINDLY FORWARD THIS TO ALL YOUR FRIENDS && GROUPS. BEST WISHES - TEAM PERSONAL NETWORK

About This Role Role description: This is an Associate position within our APAC FFI team for the FIN sector The candidate will work with the APAC FFI team and work closely with the portfolio managers in assessing credit opportunities The ideal candidate should be capable of primary credit coverage of a defined list of issuers and will be responsible for rigorous credit-orientated fundamental research across the corporate capital structure He/She will be monitoring investments for High Yield, Leveraged Loan and Long/Short Credit portfolios, Key Responsibilities Conduct fundamental credit research across the corporate capital structure Work with a senior analyst in covering the Fins sector, analyzing and explaining economic, competitive and political drivers that impact a borrower's credit quality, Contribute trade ideas and discuss them with the portfolio managers, participate in relative value and trade structuring discussions Interact with management teams, industry sources, other analysts, sell-side analysts, and other investment professionals Assimilate and filter various sources of information to develop long term, well-researched investment theses on credits, sectors and issuers Create historical and projected financial models, analyze key financial and operational metrics, develop deep valuation Communicate credit opinions and investment recommendations orally and in writing to Portfolio Managers, other analysts, credit and advisory committees and external clients Skills, Experience And Education 5-7years of experience in credit/financial statement analysis, with specific experience analyzing companies, fixed income securities and equity investments Domain experience in Banking, Financial Institute or similar industry is required, MBA or equivalent qualification in Finance with superior academic record; CFA will be an added advantage Advanced financial analysis and modelling skills with specific experience in one of several of the following: analyzing companies, fixed income securities or equity investments Strong Excel, financial modelling, and analytical skills Enquiring and analytically minded with a logical and thorough work ethic Must possess the desire and ability to work in a team-orientated environment Excellent written and verbal communication skills Our Benefits To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about, Our hybrid work model BlackRocks hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week Some business groups may require more time in the office due to their roles and responsibilities We remain focused on increasing the impactful moments that arise when we work together in person aligned with our commitment to performance and innovation As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock, About BlackRock At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being Our clients, and the people they serve, are saving for retirement, paying for their childrens educations, buying homes and starting businesses Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress, This mission would not be possible without our smartest investment the one we make in our employees Its why were dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive, For additional information on BlackRock, please visit @blackrock | Twitter: @blackrock | LinkedIn: linkedin /company/blackrock BlackRock is proud to be an Equal Opportunity Employer We evaluate qualified applicants without regard to age, disability, family status, gender identity, race, religion, sex, sexual orientation and other protected attributes at law, Show

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential Our exceptional people are the key to our unrivaled, inclusive culture and talent experience and our ability to be compelling to our clients Youll find an environment that inspires and empowers you to thrive both personally and professionally Theres no one like you and thats why theres nowhere like RSM, Responsibilities We are looking for a Senior Associate with expertise in accounting and tax to join our SR&ED team Develop an understanding of client's business and become a "functional expert" in the area Research and write tax advice, opinion, and position memorandums Develop and sustain excellent client relationships through personal attention and timeliness of service by maintaining regular contact with assigned clients communicate directly with client personnel, including operations, finance, accounting, and engineering Assist in managing and implementing multiple projects simultaneously, which include technical discussions with clients, computations, analysis, data gathering, and coordination of resources Provides timely, high quality client service that meets or exceeds client expectations Ensures professional development through ongoing education and obtaining additional certifications as appropriate Help drive the success of multiple CIM engagements, primarily related to Accounting Methods & Periods (SMP), Federal Credit or Incentives studies (FCI) and Tangible Property Services (TPS), as appropriate Contribute as industry expert by keeping abreast of changes in industry regulation, maintain competency through continuing education and obtaining additional professional certifications Required Qualifications SR&ED Experience: Minimum of 1-2+ years of experience claiming SR&ED tax credits and claim defense Academic & Professional Background: A solid foundation in Accounting/Tax or related field, in public accounting and/or industry Undergraduate university degree in business (accounting, tax, or corporate finance) or equivalent Software: Proficient using TaxPrep/iFirm and MS Office (Word, Excel, Outlook) Client-Centric Approach: Outstanding client service abilities, complemented by superior communication skills, Collaborative Spirit: Ability to flourish in both autonomous and team-based environments, contributing to collective goals and milestones, Quality Focus: A self-starter who is detail orientated with a steadfast commitment to upholding quality and excellence in every project undertaken, Adaptability to Dynamic Environment: Possess the capabilities to excel and adapt within a dynamic, fast-paced workplace while navigating complex tasks to deliver highest quality work to clients, Time Management Expertise: To effectively provide an outstanding client experience, it is essential to have the ability to juggle multiple client assignments, prioritize tasks, and work autonomously to meet deadlines, Interpersonal Skills: This role requires effective verbal and written communications and the ability to work professionally with other individuals and groups, ranging from RSM colleagues, to client stakeholders, to accounting partners, and to leadership, Preferred Qualifications Academic & Professional Background: MPAcc or equivalent, and/or CPA preferred but not required, Software: Proficient in other tax preparation software ProFile, TaxCycle, CanTax, or others Provincial: Experience claiming Alberta Innovation Employment Grant (IEG) and/or Quebec R&D credit Tax Incentives: Experience with and/or interest in learning more about other Canadian tax incentive programs, federally and provincially At RSM, we offer a competitive benefits and compensation package for all our people ?We offer flexibility in your schedule, empowering you to balance lifes demands, while also maintaining your ability to serve clients ?Learn more about our total rewards at https://rsmus /careers/india html, RSM does not tolerate discrimination and/or harassment based on race; colour; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender (including gender identity and/or gender expression); sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the Indian Armed Forces; Indian Armed Forces Veterans, and Indian Armed Forces Personnel status; pre-disposing genetic characteristics or any other characteristic protected under applicable provincial employment legislation, Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please send us an email at careers@rsmus , Show

Role & responsibilities Credit Officer/ Credit Manager Candidate should have home loan credit experience Interested candidate can mail their resume : swathi@aavas.in

Hiring for one of the leading Global Bank. Role : Live Underwriter (US / UK Mortgage) Location : Pune, Noida, Chennai Years of experience : 3+ years Notice Period : 30 Days and below Ctc : 25 to 30% hike on current ctc Shifts : Rotational Shifts Mandatory Skillset : 1. Experience into end to end underwriting. 2.Hands on experience with 4C's (credit, capacity, capital,collateral). 3.Experience with documents review. 4. Exposure with retail underwriting, residential mortgage, personal property mortgage and retail property mortgage. Detailed Job Description : 1.Excellent Communication skills 2.Experience in mortgage underwriting or any complex banking experience such as background of investment banking and Trading. 3.Experience Minimum 3 years. 4.Hands on experience on using PowerApps will be an added advantage. 5.Strong customer focus and driven to get the right things for the customers and the bank.Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit 6.Should have good analytical and problem-solving skills 7.Should have decision-making skill when applying in business judgment 8.Evaluate complete loan documents and should provide approval or denial decision 9.Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation 10.Thorough income calculation Salaried income, business income, retired other income and rental income 11.Complete review of Collateral and property valuation 12.Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. 13.Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer 14.Validating and processing the Loan documents on behalf of a Mortgage lender organization. 15.Evaluating evidence of borrowers willingness and ability to repay the obligation 16.Good communication, Presentation skills, Self-motivated and hard working Note : This is an onroll opportunity and directly on the conpany's payroll. Interested candidates can mail or connect on tanvikeny.convictionhr@gmail.com

EliteRecruitments Hiring For Banking Branch Credit Manager Description A Branch Credit Manager in a bank is responsible for overseeing the credit portfolio of a specific branch, ensuring sound lending practices and managing credit risk. This role involves evaluating loan applications, analyzing financial data, and making recommendations on loan approvals while adhering to the bank's credit policies. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in

You will be responsible for providing support during Month end and Fiscal Year end activities, with a focus on knowledge of Cross Module Integration MM and SD. Your role will involve implementation and support experience, as well as a strong understanding of business processes. In terms of technical skills, you should be well versed in the Finance Module, Financial Supply Chain Management, Collections, Credit and Dispute Management, and Project Systems. Additionally, you should have the ability to handle Data Migration topics and possess domain knowledge. Knowledge of Integration with other modules and/or Third-party tools/systems, as well as experience with Jira Atlassian Crowd tool, will be advantageous. Your soft skills should include working knowledge of MS Office tools, the ability to identify, clarify, and resolve project issues and risks, good analytical problem-solving and fact-finding skills, and strong communication skills both verbal and written. You should also be adept at multitasking and have experience with Remedy IT Service Management and Solution Manager. Your tasks and responsibilities will involve providing business process and functional support for the Finance and Controlling module and Financial Supply Chain Management, configuring the Finance module as per business requirements, developing functional specification documents for customizations and enhancements, and developing test strategies, plans, and scripts. You will also be responsible for performing functional testing execution, collaborating with different teams and IT partners globally, identifying and applying continuous improvement processes, and presenting documents internally as needed. Strong relationship-building skills and the ability to work independently to resolve issues are essential for this role.,

Reporting directly to the Finance Country Director(GCC), the Collection & AR Manager is responsible for managing and monitoring customer collections & AR and working directly with the Credit Managers related to Wholesale customers. The Collection & AR Manager closely monitors the customers account receivable situation, collecting & reconciling AR and minimizing past due accounts and assists in managing the overall strategy regarding risk assessment decisions for Collections & Accounts Receivable. The Collection & AR Manager will oversee up to $100M in receivables across thousands of wholesale customers and work cross functionally with Credit, Cash Application, AR, Collections, & disputes with a staff of 5-8 associates. Oversee and assist the Regional Credit Managers (8) with collection of delinquent receivables and facilitating timely release of orders of approximately 2,500 customers. Partner with the Deductions team to collect the maximum amount of customer chargebacks while minimizing impacts to key accounts. Review and communicate with Credit Managers to monitor customers accounts receivable status, taking appropriate actions to prevent potential bad debt via regular reviews of customer credit data which may vary and be complex in nature. Assist in preparing monthly reports including historical accounts receivable aging analysis, estimated cash receipts from customers, probable bad debts, estimated manual credits to customers, and bad debt reserve requirements. Regularly monitor key performance indicators (KPIs) like collection rates, delinquency levels, aging analysis, and customer satisfaction to identify areas for improvement. Assist in recovery of all accounts that have been placed with outside collection agencies or attorneys. Ensure compliance with collection & credit processes as well as adherence to established corporate policies and internal controls including control over all facets of acquiring and maintaining security files. Possess a thorough knowledge of credit and collection techniques and procedures. Extremely well-developed ability to read, write, and speak English. Ability to communicate and understand subjects of a technical or moderately complex nature. Mental ability to conduct complex interpersonal interactions with customers and company personnel. Possess college level math skills and extremely well-developed research and analysis skills. Ability to initiate problem solving methods, make decisions independently, operate independently utilizing discretion, and to effectively manage several projects at the same time. Ability to work effectively under pressure. Possess the ability to read and understand financial statements and credit reports. Physical capability to use telephone, computer hardware and software including keyboard. Type, sit and stand for extended periods of time. Occasionally bend or stoop, and tour customer sites. Requires a Bachelors degree or equivalent specializing in Business Administration, Finance or related field and a minimum of 5 years related credit and collections experience, or equivalent education and/or experience. This job description is not meant to be an all-inclusive list of duties and responsibilities, but constitutes a general definition of the position's scope and function in the company.,

You will be responsible for managing a team of backends and field staff to ensure timely TAT and high performance in collections for various banks and NBFCs. This is a full-time position based in Jaipur, Rajasthan. The ideal candidate should have a Master's degree and a minimum of 5 years of total work experience, including 5 years in a management role. If you are reliable in commuting to Jaipur or willing to relocate before starting work, then this opportunity is for you.,

As a Financial Products Sales Manager, you will be responsible for managing a portfolio of financial products including Business Loan, Personal Loan, Loan Against Property (LAP), and Used Car Loan. Your role will involve leading marketing and sales operations to drive growth and profitability, as well as recruiting and managing Channel Partners. You will collaborate closely with the Credit and Operation Department to ensure timely follow-ups on cases and provide support for business development through Channel Partners. It will be your duty to oversee all cases sourced in the branch from the initial login stage to disbursement. This is a full-time position with benefits including cell phone reimbursement, day shift schedule, and performance bonuses. The work location is in person.,

You should have a B.Com/M.Com degree with a minimum of 60% marks, and freshers are also encouraged to apply. This position is suitable for roles in Credit, MIS, Insurance, and Accounts. The ideal candidate should be at least 20 years old.,

Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. • Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check. Accountability Cluster 4 • Team monitoring, mentoring and appraisals. Accountability Cluster 5 • Timely input on policy enhancements and optimization. Accountability Cluster 6 • Knowledge of regulatory reporting on account status and monitoring. Accountability Cluster 7 • Understanding market dynamics and frequent visits to customers. • Portfolio monitoring and reporting to management and relevant stakeholders.

Greeting from Anand Rathi Global Finance Ltd! Were Hiring: Area Credit Manager (LAP) Location: Mumbai We are looking for a skilled professional to join our Credit team as an Area Credit Manager . The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Property (LAP). Interested candidates can share their resume at : saraswatibhatt@rathi.com

Job Description Job Overview: We are seeking an experienced Lead Model Developer with exceptional expertise in credit risk modeling, especially the wholesale portfolio (banks, corporate, specialized lending, real estate, non-banking). The ideal candidate will bring deep domain knowledge and advanced technical skills to drive sophisticated credit risk modeling initiatives across wholesale portfolios. Position Details: Location: Bangalore, India Experience Level: 3 to 8 years Employment Type: Full-time Key Responsibilities: Lead end-to-end development of advanced credit risk models, including PD, EAD, LGD models compliant to IRB Standards Conduct comprehensive data preparation, preprocessing using tools including SAS, Python, R, and SQL Design, build, calibrate and implement robust credit risk models across wholesale portfolios with rigorous User Acceptance Testing (UAT) Collaborate with cross-functional stakeholders to analyze, interpret, and communicate complex model results and insights Develop comprehensive technical documentation including: Model documentation Business Requirements Documents (BRD) Validation reports Regulatory compliance documentation Drive continuous model improvement through: Identifying optimization opportunities; Implementing advanced modeling techniques; Enhancing model performance and predictive accuracy Provide mentorship and technical guidance to junior team members, fostering a culture of knowledge sharing and professional development Required Qualifications: 3 to 8 years of hands-on experience in credit risk model development Proven expertise in modeling across wholesale/LDP credit portfolios Advanced proficiency in: SAS, Python, R, SQL Strong knowledge of capital models (IRB approach) Exceptional analytical and problem-solving skills Excellent written and verbal communication abilities Preferred Qualifications: Advanced degree in Statistics, Mathematics, Economics, or related field Professional certifications in risk management or financial modeling Experience with machine learning and advanced statistical modeling techniques Knowledge of Basel regulatory requirements Technical Skills: Model Development: PD, LGD, EAD Programming: SAS, Python, R, SQL Regulatory Knowledge: IRB (must) Data Preprocessing / Statistical Modeling / Machine Learning Techniques