236 Credit Jobs - Page 4

Recruit, train, and develop a strong sales team Manage and train the business development team Producing reports for management. Working in a client’s business or in an office. Maintain strong relationships with clients

Exp in Investment grade, cross-over, high yield, leveraged loans and distressed debt; including credit modeling, credit research note, credit tearsheets, industry research, peer comps, bond/loan comps, and news & impact analysis Required Candidate profile Exp-2 + Yrs investment banking/equity/credit research experience with investment banks sell-side/buy-side firms Sound financial/cash flow modeling skills Support on collaterals and samples

Job Purpose: This position will oversee the Regional Credit & Collections function in India of TD SYNNEXs Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across India region. You will lead credit management and analysis, the cash collections process, and ensure teams deliver timely reporting in accordance with corporate guidance and timelines. This position shall report to Credit Head India and work closely with Finance leaders and team members in the APJ region. Responsibilities: Support establishment of the APJ Center of Excellence Set up CoE governance, structure, resourcing, tools and cadence. Clear roadblocks, mitigate risks, and support the APJ region in the centralization of Credit & Collections activities. Build Credit & Collections team within the CoE and support the transition. Support the hiring of skilled and technically inclined Credit & Collections personnel and build capabilities within CoE. Design and implement the centralized processes based on the current business unit structure and requirements. Play a key role in change management to increase adoption and efficiency of CoE. Provide direct support and coaching the regional team as they help Credit & Collections members through transitions. Setup supporting tools and systems Design and implementation of Credit & Collections-related tools to improve efficiency of CoE Support relevant tool investment requests prepared by the team, ensure alignment with business needs, and manage the approval process. Manage Credit & Collections activities within the CoE Plan for AOP/Forecast (Credit Cost & DSO) and measure department performance with appropriate metrics Manage relations with factoring and 3rd party financing companies, credit reporting and collections agencies, credit and other insurance providers, resellers and external vendors, as well as sales, marketing and other (internal) customers. Maintain the corporate credit policy and recommend changes to senior management. Create and maintain risk reduction programs such as rating-tools, as well cont. develops on fraud detection processes. Manage periodic customer credit files and Country portfolio risk reviews. Monitor the credit granting and updating process review cycles. The CoE will support Credit Head in providing credit recommendations and investigating on the largest customer credit applications. Monitor deductions being taken by customers and organize on management reporting and customer meetings. Manage Finance Solutions Programs/Offerings, as well develop on other alternative financing options. Resolve escalations that arise and ensure smooth functioning of the CoE Identify and execute other transformation efforts relating to Credit & Collections Lead and manage the Credit & Collections team within CoE Build the teams capability and ensure alignment of resources and skills to meet business needs. Coach mentor and empower staff with the goal of skills development and retention. Actively manage the teams development goals. Alignment with key stakeholders and APJ Finance leadership; escalate risks when necessary. Knowledge, Skills and Experience: CA/MBA Finance/M.COM/Post Graduate degree with business finance field of study preferred. 8-10 years of relevant working experience in CREDIT & COLLECTIONS, ideally in IT multinational environment with 2-4 of experience directly managing colleagues. Good analytical skills including but not limited to experience developing and shaping key business performance indicators. Experience in Planning and forecasting, is an added advantage Experience with data analytics tools such as Power BI, data mining, and building dashboards that drive decision making. Experience in managing and leading offshoring programs or centers within India and globally. Strong Customer Service orientation. Sensitive to business needs, drives efficiency and best practice. Proven ability to work independently and effectively in a matrix reporting organization. Ability to multitask, work under pressure to meet deadlines, and handle long hours during month-end and quarter-end closing periods. Willingness to acquire new skills product knowledge. Is committed to delivering and exceeding expectations. Key Skills Credit, Credit Applications, Credit Management

Job Purpose: This position will oversee the Credit & Collections function of APJ TD SYNNEXs Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit & Collections team to support our businesses across APJ countries. You will lead credit management and analysis, the cash collections process, and ensure teams deliver timely reporting in accordance with corporate guidance and timelines. This position shall report to Regional Credit VP and work closely with Finance leaders and team members in the APJ region. Responsibilities: Support establishment of the APJ Center of Excellence Set up CoE governance, structure, resourcing, tools and cadence. Clear roadblocks, mitigate risks, and support the APJ region in the centralization of Credit & Collections activities. Build Credit & Collections team within the CoE and support the transition. Support the hiring of skilled and technically inclined Credit & Collections personnel and build capabilities within CoE. Design and implement the centralized processes based on the current business unit structure and requirements. Play a key role in change management to increase adoption and efficiency of CoE. Provide direct support and coaching to in-country teams as they help Credit & Collections members through transitions. Setup supporting tools and systems Design and implementation of Credit & Collections-related tools to improve efficiency of CoE Support relevant tool investment requests prepared by the team, ensure alignment with business needs, and manage the approval process. Manage Credit & Collections activities within the CoE Plan for AOP/Forecast (Credit Cost & DSO) and measure department performance with appropriate metrics Manage relations with factoring and 3rd party financing companies, credit reporting and collections agencies, credit and other insurance providers, resellers and external vendors, as well as sales, marketing and other (internal) customers. Maintain the corporate credit policy and recommend changes to senior management. Create and maintain risk reduction programs such as rating-tools, as well cont. develops on fraud detection processes. Manage periodic customer credit files and Country portfolio risk reviews. Monitor the credit granting and updating process / review cycles. The CoE will support Regional Credit Managers in providing credit recommendations and investigating on the largest customer credit applications. Monitor deductions being taken by customers and organize on management reporting and customer meetings. Manage Finance Solutions Programs/Offerings, as well develop on other alternative financing options. Resolve escalations that arise and ensure smooth functioning of the CoE Identify and execute other transformation efforts relating to Credit & Collections Lead and manage the Credit & Collections team within CoE Build the teams capability and ensure alignment of resources and skills to meet business needs. Coach mentor and empower staff with the goal of skills development and retention. Actively manage the teams development goals. Alignment with key stakeholders and APJ Finance leadership; escalate risks when necessary. Knowledge, Skills and Experience: Masters / Postgraduate degree with business / finance field of study preferred. 15 years of relevant working experience in CREDIT & COLLECTIONS, ideally in IT multinational environment with 5-8 of experience directly managing colleagues Good analytical skills including but not limited to experience developing and shaping key business performance indicators. Experience in Planning and forecasting is an added advantage. Experience with data analytics tools such as Power BI, data mining, and building dashboards that drive decision making. Experience in managing and leading offshoring programs or centers within the APJ region Strong Customer Service orientation.Sensitive to business needs, drives efficiency and best practice. Proven ability to work independently and effectively in a matrix reporting organization. Ability to multitask, work under pressure to meet deadlines, and handle long hours during month-end and quarter-end closing periods. Willingness to acquire new skills / product knowledge. Is committed to delivering and exceeding expectations.

Onboard, and train agents. Provide coaching and support to maximize agent performance. Monitor sales performance and provide feedback for improvement. Ensure agents comply with industry regulations and company policies. Required Candidate profile Bachelor’s degree in any stream 1+ Years of Experience in Sales and Marketing Age 24 to 38 years. Local of particular city or 4+ years staying current city

Demand Planning Experience on APS is mandatory. Good to have knowledge on end-to-end process, Information flow to Consolidation Systems Manage different stakeholders across different regions, good communication skills required Experience of 5-7 Years will be good enough. Good Knowledge of SAP SD Module is good to have.

Recruit, onboard, train, and mentor a team of insurance agents to ensure they possess the skills and motivation roles. Develop and implement strategic plans to drive sales growth and achieve business objectives through the agency channel Required Candidate profile Experience: 2+ years in Any Field Sales (FMCG, Loans, BFSI, Pharma, distributor, Automobile, CASA, B2B, B2C) Graduation Complete Local candidate Contact Hiral | 7861078425

Job Description: AR (incl. Intercompany) Analyst Hands on and in-depth knowledge of AR process incl. Intercompany Monitor and collect accounts receivable by contacting customers via telephone & email, both inbound and outbound Timely and accurate cash application Maintain accounts receivable records to ensure aging is up to date, credits and collections are applied, uncollectible amounts are accounted for, and miscellaneous differences are cleared Provide accurate forecasting of collection promises Work with Customer Service & Billing teams to resolve customer disputes, support correction of root causes and enable timely collections Identify slow-paying customers, timely escalation of collection challenges to management & BizOps team, and recommend appropriate exit paths To be highly customer centric and ensure delivering a positive customer experience on every interaction Assist in streamlining and improving the accounts receivable process by identifying areas of improvement Meet all the productivity related goals on a monthly basis Knowledge & Skills/ Business Acumen/ Education & Experience Minimum requirements include Graduate or a bachelors degree in accounting/Finance or a related field Minimum 2 years of relevant experience in Accounts Receivables for Analyst Ability to communicate internally and externally Ability to take initiative and self- start when necessary Ability to work in an ambiguous environment Ability to meet tight deadlines and prioritize workload Proficiency in Microsoft Excel is a must Hands on experience in SAP

Job Summary: The Relationship Manager Construction Finance is responsible for driving sales growth, managing client relationships, and developing strategic partnerships. The role involves leading sales initiatives, identifying new business opportunities, and ensuring revenue targets are met across the assigned region. Key Responsibilities: Develop and execute sales strategies to drive revenue growth in corporate finance solutions. Identify and acquire new clients, focusing on Small to-large enterprises and corporate accounts. Build and maintain strong relationships with key decision-makers. Act as a trusted advisor to corporate clients, understanding their financial needs and providing tailored solutions. Conduct presentations, product demonstrations, and negotiations to close deals. Ensure high levels of customer satisfaction and retention. Analyze industry trends, market conditions, and competitor activities to identify growth opportunities. Develop and implement regional sales plans aligned with company objectives. Provide market feedback to product teams for continuous improvement. Collaboration with cross functional teams like Credit, Legal, Technical, Operations and Compliance is a required skill apart from relationship management with real estate developers. Qualifications & Skills: Strong knowledge of corporate finance products such as loans Excellent communication, negotiation, and interpersonal skills. Proven track record of meeting or exceeding sales targets. Ability to travel within the region as required. exposure to Construction Funding, LRDs, Corporate Loans to Developers is a desired skill, exposure to local Real Estate market in general and Real Estate Financing in specific

Managing team of sales & achieve Business goals. Maintain good relationship with stakeholders. Onboarding team of DSAs & channel partners for new business. Revenue generation through new customer acquisition. Handling pre & post sales activities. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 87996 35978 Sr HR Akash S Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Designation - Business Analyst Location - Pune / Bangalore/ Mumbai Product handled - Construction Finance / Real Estate Qualification - Qualified CA Role & responsibilities 1. Credit Analysis Analyze and evaluate the proposed transactions including Borrower background, enterprise information, project / security information, cash flow analysis, feasibility analysis, sensitivity analysis, Debt Profile evaluation, Group level cash flow evaluation, financial evaluation. Liaison with internal stakeholders viz. Risk, Legal, Technical, Finance, Accounts and Operations Liaison with external agencies for due diligences legal, technical, valuation, financial diligence, etc. Ensure Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review 2. Note Preparation Preparing Credit Assessment Memo for transactions Review and signoff of the Credit Assessment Memo from all the stakeholders including Risk and Senior Management. Issuance of sanction Letter to the customer as per the note prepared and sign-off provided. Initiate framework for Post disbursement monitoring activties Initiate framework managing Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review 3. Case Documentation Prepare and execute Pre & Post transaction documentation Co-ordinate with customer for information and documentation from login to post disbursement Carrying out Post disbursement monitoring activties Ensuring compliance of statutory compliances, Internal and External Audits, ROC Charge creation and satisfaction, internal policies and procedures Carrying out post closure formalities 4 Quality Compliance Processing of Escrow fund transfers on daily basis Processing of NOC requests on daily basis Collection, evaluation and follow up with internal / external environment for following activities:

Field Collection Supervisor Qualification: Graduation is not mandatory Relevant Experience: 6 months of experience in Banking or Non-Banking sector is required (Collection experience is mandatory) Please contact :HR Kameswari 81229 19784 Required Candidate profile Ability to convince the customers to pay their debts, Ability to work under pressure. Need to work for Banks and NBFC for their collection & recovery services. Preference to DRA passed candidates.

Position: Branch Business Head, Relationship Manager, Branch Credit Manager. Job Location: Madurai | Dindigul | Rajapalayam | Palani |Theni | Karaikudi. No of Vacancies :30 We are looking for candidates who has experience Housing loan credit or Housing Loan sales Qualification: Bachelor's degree. Fresher can also apply. Interested candidates can share your resume to JoyceP@unicohfc.com. Contact :9884658958 - Joyce(HR).

Drive business growth and revenue expansion within the assigned area. Develop and manage a high-performing sales team to achieve targets. Identify and onboard new clients, partners, and business opportunities. Assure client retention and pleasure. Required Candidate profile Any Graduate Mini. 2 Years of Exp. in Sales & Marketing Strong Communications Skills Local candidates are prefer For More Info.: Komal B. | Hr Team Mo.: 93289 59079 Email: komal@tekpillar.com

Position: Branch Business Head, Relationship Manager, Branch Credit Manager. Job Location: Annur|Attur| Coimbatore| Dharmapuri| Erode| Namakkal| Pollachi| Karur| Salem| Tiruppur. No of Vacancies :30 We are looking for candidates who has experience Housing loan credit or Housing Loan sales Qualification: Bachelor's degree. Fresher can also apply. Interested candidates can share your resume to sumithrak@unicohfc.com. Contact :9884658958 - Joyce(HR).

Vishay INDIA is currently seeking applicants for Order Management Officer In this position you will play a key role in ensuring that our order management processes are efficient and consistently meet customer needs. Job Location: Vishay India (VCIPL) is a wholly owned subsidiary of Vishay Intertechnology Inc, USA. Our state-of-the-art manufacturing unit is in Loni near Pune wherein around 1000 employees are employed. VCIPL has also established a Global IT support center at Magarpatta Cyber City in Pune and Sales offices at Bangalore & Delhi (NCR). What You Will Be Doing Order Management: Oversee the order management process and ensure that orders are processed in a timely and accurate manner. Continuous Improvement: Work with team/customers to improve/automate the order management process to enhance efficiency and accuracy. Cross-Functional Coordination/Organization: Coordinate with internal functional groups to ensure seamless order processing and on-time delivery. Problem Solving: Handle any issues that may arise during the order/delivery process or any post-delivery issues Order to Cash Management: Manage the entire order to cash process, including handling debit, credit, and RMA. Customer Satisfaction: Always act with customer in mind; ability to fulfill and resolve customer issues/concerns without compromising company interests. What You Will Bring Along Bachelor's degree or higher. 1-6 years of experience in a similar role preferably in a distribution or manufacturing company. Experience with process automation. Excellent coordination and communication skills. Ability to manage the order to cash process. Problem-solving skills and the ability to handle pressure. Strong customer service skills. Ability to adapt to changes. Hands-on experience with SAP SD Module preferred. Proficiency in MS Office preferred. What Can We Offer You For Your Talent Vishay offers a comprehensive suite of benefit programs including health care coverage and provides you with resources to help you achieve your personal and professional goals. With us, you'll experience unique career paths, an open and collaborative culture, a stable business that will be there for you, and opportunities to work globally and locally. Non-Discrimination and Harassment: Vishay is committed to a workplace free of harassment and unlawful discrimination. We do not engage in discrimination or harassment based on race, color, age, gender, sexual orientation, gender identity and expression, ethnicity or national origin, disability, pregnancy, religion, political affiliation, union membership, covered veteran status, protected genetic information or marital status in hiring and employment practices.

Job Summary: We are seeking a highly motivated and detail-oriented Accountant with expertise in financial instruments and construction-related accounting processes. The ideal candidate will be responsible for maintaining accurate financial records, preparing reports, and ensuring compliance with accounting regulations and standards. This role also involves managing financial transactions related to Contractor Bills, Vendor Payments, Credit and Debit entries, Liabilities, and Cash Vouchers , as well as coordinating with site accountants and following up on financial documentation. Additionally, the candidate will handle the financial aspects of Letters of Credit (LC) and Bank Guarantees (BG) , ensuring proper documentation and compliance. Industry: Construction, Real Estate, Manufacturing Key Responsibilities: Financial Management: Process and verify Contractor Bills and Vendor Payments accurately and in a timely manner. Manage and record Credit, Debit, and Liability entries efficiently. Handle Cash Vouchers and ensure proper documentation and authorization. Site Coordination: Collaborate with site accountants to track and verify financial transactions. Follow up on pending bills, payment clearances, and financial documentation from project sites. LC and BG Management: Prepare and review financial documentation related to Letters of Credit (LC) and Bank Guarantees (BG) . Ensure compliance with contractual obligations and banking regulations. Maintain accurate records and monitor the validity and expiration of LC and BG instruments. Reporting & Compliance: Prepare periodic financial reports and statements. Ensure compliance with company policies, accounting standards, and regulatory requirements. Assist with internal and external audits by providing necessary documentation and clarifications.

Position: Branch Business Head, Relationship Manager, Branch Credit Manager. Job Location: Trichy, Perambalur, Pudukottai, Tanjore, Kumbakonam. No of Vacancies :30 We are looking for candidates who has experience Housing loan credit or Housing Loan sales Qualification: Bachelor's degree. Fresher can also apply. Interested candidates can share your resume to sumithrak@unicohfc.com. Contact : 8946007283.

Job Role : • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term • solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : • Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. • Monitoring Performance • Managing performance in terms of key drivers i.e. • 0-Loses / Portfolio quality parameters. • 0-Cost of credit administration. • 0-Employee Productivity. Mandatory Skills : • Graduate/Postgraduate. • 4-6 years Credit/Underwriting experience. • Understanding of portfolio metrics. • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Forward your updated resume - Murugasurya.p@hdbfs.com -- Regards, Surya HR - Team HDB Financial Services murugasurya.p@hdbfs.com

Job Role : • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term • solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : • Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. • Monitoring Performance • Managing performance in terms of key drivers i.e. • 0-Loses / Portfolio quality parameters. • 0-Cost of credit administration. • 0-Employee Productivity. Mandatory Skills : • Graduate/Postgraduate. • 4-6 years Credit/Underwriting experience. • Understanding of portfolio metrics. • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Forward your updated resume - Murugasurya.p@hdbfs.com -- Regards, Surya HR - Team HDB Financial Services murugasurya.p@hdbfs.com

Key functions will be: • Responsible for credit appraisals- loan applications of Construction Equipments loan proposals. • Responsible to maintain quality portfolio. • Responsibility to deliver the credit assessment target within specified Turnaround Time. • Responsible for Audit and Regulatory compliance for the Location. • Assist RCM with coordinating / managing RCU & verification vendors. • Take sound lending decisions based on available information & interactions with the applicants. • To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. • Maintain the Database and making reports for Monthly cases. • Coordinating with agencies for proper sampling / screening of files for fraud prevention. • Managing performance in terms Cost of credit administration. Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Graduate / Postgraduate (MBA/CA preferred) • 4-5 years experience in Credit/Underwriting of Secured/Unsecured products • Ability to manage credit processes & teams • Understanding of portfolio metrics • Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit

Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Evaluating the creditworthiness of potential customers Decision making within defined TAT Ensuring all loans and lending procedures comply with regulations Collection follow up on Non Starter & Infant delinquent pool

Asign to one branch for overall sales oprations online Managing the sales through assigned leads The candidate has to handle tie-up partners To Close The leads Provided By the Company Handle the walk-in customer Do Cross Selling Products Required Candidate profile Experience: Minimum 1 year of experience in sales. Education: Bachelor’s degree Skills: Strong relationship and negotiation skills

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 8.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 7.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 1+ years of experience in Underwriting is required. Good communication is required. Immediate joining is required.