236 Credit Jobs - Page 3

Job Role • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • To ensure Bounce Rate and Delinquency are within acceptable standards • .Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities. • Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skills • Graduate. • 3 - 4 yrs experience. • Strong analytical and problem solving skills • Documentation, Disbursement & File Processing. • Knowledge on secured and unsecured loans. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm

We are hiring BRM with one of the leading banks in PAN India to Manage Customer walking at the Branch. - To Manage the CASA sales through assigned Bank - Achieve sales Goals - To close the leads provided by the company - Handle the walk-in customer

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Pune CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app : 9035128021|aneesha.g@blackwhite.in

Identifies and develops new business opportunities. Builds relationships with customers, suppliers, distributors, partners, and vendors. Evaluates existing partnerships and sales efforts with an eye toward building Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Call or whatsapp resume on - 9274043291 SR.HR Akash Perks and benefits On roll with HDFC Group Career growth

Job Role : Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term Solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : Credit Decisions Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds. Monitoring Performance Managing performance in terms of key drivers i.e. 0-Loses / Portfolio quality parameters. 0-Cost of credit administration. 0-Employee Productivity.

1. To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others. 2. To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority 3. To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. 4. To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. 5. To verify legal and technical reports and identify the risks or critical points impacting the proposal.

Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles.• Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location.• Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for proper sampling / screening of files for fraud prevention Managing performance in terms Cost of credit administration. Preferred candidate profile Graduate / Postgraduate 4-5 years experience in Credit/Underwriting of Secured/Unsecured products Ability to manage credit processes & teams

Position : Credit Manager Loan Against Property (LAP) Locations : Ahmednagar, Daund, Shikrapur Maharashtra Company : The Muthoot Group Experience : 3 to 6 years Department : Credit - LAP Employment Type : Full-time, Permanent Job Description : The Muthoot Group is inviting applications for the position of Credit Manager in the Loan Against Property (LAP) vertical. The selected candidate will be responsible for evaluating credit proposals, ensuring adherence to policy, and maintaining a healthy portfolio in the assigned locations. Key Responsibilities : Conduct credit appraisal for LAP proposals in line with company credit policy Perform field visits, personal discussions, and site inspections Assess applicant financials, bank statements, and property documents Coordinate with legal and technical agencies for due diligence Ensure quality underwriting and timely decision-making Work closely with the sales and operations teams for seamless disbursals Monitor portfolio performance and flag early risk indicators Candidate Profile : Graduate or Postgraduate in Finance, Commerce, or related discipline Minimum 3 years of experience in LAP credit underwriting, preferably in NBFCs or Banks Strong financial analysis and risk assessment skills Good understanding of local markets in Ahmednagar, Daund, and Shikrapur Strong communication and interpersonal skills Willingness to travel within the assigned territory Compensation : As per industry standards Industry : BFSI NBFC Functional Area : Credit How to Apply: Interested candidates may send their updated resume to vaibhav.chowdhary@muthootgroup.com with the subject line: Application for Credit Manager LAP (Ahmednagar/Daund/Shikrapur) Thanks & Regards, Vaibhav Chowdhary| Human Resource Muthoot Finance - Loan Against Property

Roles and Responsibilities Conduct thorough credit assessments of borrowers to determine their creditworthiness. Review financial statements, industry trends, and other relevant data to evaluate borrower credit risk. Develop and maintain relationships with key stakeholders, including clients and internal teams. Identify potential risks and develop strategies to mitigate them through effective communication with customers. Ensure compliance with regulatory requirements and company policies. Desired Candidate Profile 1-6 years of experience in credit appraisal or related field (credit underwriting). Strong understanding of home loan credit products and processes. Excellent analytical skills for evaluating complex financial data. Ability to work independently with minimal supervision while meeting deadlines.

Job Title : AVP- Credit & Risk Product: Personal Loans Department: Credit & Risk Location: Pune Job Summary: Overseeing the full credit management process especially in Unsecured Retail Lending, including underwriting, disbursal, and customer management, with a focus on portfolio analysis and continuous quality monitoring. Enhancing and refining the current credit underwriting framework. Conducting thorough loan opportunity analysis and providing regular feedback to Risk and Analytics teams to improve selection criteria and set appropriate limits. Will be accountable for managing and optimizing the credit portfolio. This includes overseeing the credit underwriting process, pricing models, and ensuring that all credit activities meet the companys standards and business objectives. Offering strategic insights to enhance customer acquisition strategies, credit-related initiatives, and process improvements. Contributing to the integration of industry best practices and periodically revising credit risk policies and guidelines. Preparing and delivering monthly review presentations to Management, offering clear perspectives on business performance and anticipated challenges. Actively engaging in internal projects designed to improve credit process efficiency and effectiveness, supporting the achievement of key strategic objectives. Collaborating with verification and fraud prevention agencies to support informed decision-making. The candidate will report directly to the Head of Credit & Risk and will manage a team of underwriters.

Should have good knowledge of Sales/Purchase Billing billing in Tally Well verse in E-Way billing , E-invoicing Handled coordination with CA Firm for Monthly GST and TDS Returns Managing Bank reconciliation, Stock Reco

Designation - Business Analyst Location - Hyderabad / Bangalore/ Mumbai Product handled - Construction Finance / Real Estate Qualification - Qualified CA Role & responsibilities 1. Credit Analysis Analyze and evaluate the proposed transactions including Borrower background, enterprise information, project / security information, cash flow analysis, feasibility analysis, sensitivity analysis, Debt Profile evaluation, Group level cash flow evaluation, financial evaluation. Liaison with internal stakeholders viz. Risk, Legal, Technical, Finance, Accounts and Operations Liaison with external agencies for due diligences legal, technical, valuation, financial diligence, etc. Ensure Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review 2. Note Preparation Preparing Credit Assessment Memo for transactions Review and signoff of the Credit Assessment Memo from all the stakeholders including Risk and Senior Management. Issuance of sanction Letter to the customer as per the note prepared and sign-off provided. Initiate framework for Post disbursement monitoring activties Initiate framework managing Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review 3. Case Documentation Prepare and execute Pre & Post transaction documentation Co-ordinate with customer for information and documentation from login to post disbursement Carrying out Post disbursement monitoring activties Ensuring compliance of statutory compliances, Internal and External Audits, ROC Charge creation and satisfaction, internal policies and procedures Carrying out post closure formalities 4 Quality Compliance Processing of Escrow fund transfers on daily basis Processing of NOC requests on daily basis Collection, evaluation and follow up with internal / external environment for following activities:

The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role. What you will work on: Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines Conducting telephonic PDs with customer to evaluate credit proposal Supervising overall activitieslike login, processing, disbursement, MIS etc. Ensure quick turnaround of customer loan applications Preparing PD notes & recommending notes for approval to higher authority Managing and training the CPA team regularly The ideal candidate: Analytical bent of mind Good communication & writing skills Should be a team player Qualification and Experience: Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies Should be from Unsecured Lending background Masters degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience

Lead provided by the company Visit Client offices and close lead Need to Sell Life Insurance to the company assigned customers Cold calling to arrange meetings with potential customers Required Candidate profile Freshers can't apply age between : 21 to 37 Graduation compulsory Experience: 1 to 4 Years experience with BFSI Knowledge: Should have understanding of banking products

Hiring Freshers & Experience candidates for Customer Support Role. Language- English + Hindi+ Telugu Graduation and Undergraduate can Apply 6 Days Working days Call Uma 6357012699 for more info . . Required Candidate profile . Candidate should be fluent in English & Hindi Graduation is not Mandatory. Should be comfortable in Work from office. 12-14k For Fresher. 16-18k For experience. Call Uma 6357012699 for more info

Identify & onboard Channel partners to expand market reach, for business growth. Plan sales effective strategies & targeted promotions. Stay updated on banking products & provide customer services. Achieve monthly targets by B2C and B2B marketing. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 87996 35978 Sr HR Akash Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Managing team of sales & achieve Business goals. Maintain good relationship with stakeholders. Onboarding team of DSAs & channel partners for new business. Revenue generation through new customer acquisition. Handling pre & post sales activities. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 8799405567 Sr HR Anandi S Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Responsibilities Develop and implement strategic plans to achieve business goals in the state. Lead, manage, and mentor a team of managers and staff. Monitor and analyze state-wide performance metrics to ensure targets are met. Coordinate with various departments to align state operations with company objectives. Drive sales and business development initiatives within the state. Ensure compliance with state laws and regulations. Manage state budget and oversee financial operations. Build and maintain relationships with key stakeholders, including clients, vendors, and government officials. Qualifications Bachelor's degree in Business Administration, Management, or a related field. Minimum of 7-10 years of experience in business operations, with at least 5 years in a leadership role. Proven track record of driving business growth and operational efficiency. Strong understanding of state laws and regulations. Exceptional leadership, communication, and interpersonal skills. Skills Strategic Planning Team Leadership Performance Monitoring Business Development Budget Management Compliance Stakeholder Management Analytical Thinking Role & responsibilities

Roles and Responsibilities Manage credit proposals from sourcing to disbursement, ensuring timely decision-making and quality control. Conduct thorough credit appraisal, analysis, and evaluation of borrower's financial statements, cash flows, and collateral security. Ensure compliance with regulatory requirements, internal policies, and procedures related to secured loans against machinery/equipment finance. Develop and maintain relationships with customers to understand their business needs and provide tailored financing solutions. Desired Candidate Profile 4-9 years of experience in credit underwriting or a similar role in the banking industry. CA qualification preferred but not mandatory; MBA/PGDM in Finance or equivalent degree required. Strong understanding of business loan processes, credit policy formulation, and regulations governing secured loans against machinery/equipment finance. Job Location: Jhandewalan For more details feel free to call. Jyoti Tiwari 9819589998

Roles and Responsibilities Functional Responsibility / Domain Related Assist the Global Analytics group in S&P Ratings; work closely with domain-level Chief Analytical Officers and Analytical Oversight and Consistency Committee members Collate data on various market indicators like equity , CDS and bond spreads, competitors’ ratings etc. from various internal and external sources Identify, analyze, and interpret trends or patterns in unstructured data sets. Maintain periodic domain-level market monitoring tools or reports. Create customized report(s) periodically and on request capture key data points and flag statuses that require attention. Gather data, reporting and analytical requirements from various sources, and establish scalable, efficient, automated processes for large scale data analysis Work closely with S&P clients on operational projects focused to improve consistency in processes across different practices/Analytical teams. Support in the development, maintenance, and enhancement of research analytical tools by leveraging new technologies and techniques. Execute the work under the Manager’s guidance and in consultation with the S&P analysts Regularly interact with S&P analysts on analytics and to keep him/her updated on the progress of deliverables, alert the S&P analyst and the Manager about any exceptions or any emerging difficulties in the smooth execution of work within timelines Actively participate in team/client calls/huddles/AOCC meetings, document the minutes for the meetings Process Adherence Adopt and adhere to the defined processes in day-to-day execution of assignments as well as organization wide requirements Strictly practice and follow all Information Security Policies, Procedures and Guidelines of the Organization Update and maintain task level operating manuals as per business requirements Client Management / Stakeholder Management Build and maintain cordial and healthy work relationships with onshore clients Educational Qualification M.B.A Finance Experience 1-2 years of relevant experience Skills Understanding of business and financial terms/concepts and capital markets Proficiency in Advanced MS Office (Excel, PowerPoint) is mandatory Proficiency with platforms such as Bloomberg, S&P CapitalIQ and Micro Strategy, among others, would be an advantage. Basic/intermediate knowledge of Python, SQL ; Visualization tools like – Tableau, Qliksense etc. will be an added advantage Experience in handling conference calls and maintaining sound communication with onshore clients Ability to take ownership and execute tasks independently Open to new ideas and initiatives

Good knowledge of overall accounts & finance Understand the concept of Debit & Credit Update the bank statement on daily basis Knowledge of reference no. and knock of reference no. in Tally books Good hand on Tally software and good speed on tally Required Candidate profile Knowledge of findng d bill wise outstnding of debtors & creditors Bank Reconciliation on daily basis Branch Recnciliatn on mnthly basis Quick respons on mails & update d paymnt advices on fastr mode

India's Leading Company is looking for a Area Sales Executive Develop a sales strategy to achieve organizational sales goals and revenues. Built Potential Sales Team & Train Them. Set individual sales targets with the sales team. Required Candidate profile Experience: 2 to 4 years in Field Sales and Marketing In any Sector Graduation Compulsory Age: 21 To 38 Years Excellent Communication Skills For more info: Hiral p I HR Team Call: 78610 78425

This Job role requires the resource to travel 15 days a month for branch visits Timely submission of fraud data to various stakeholders for regulatory purpose Timely submission of fraud cases to RBI and the closure of the same Ensuring BIPR cases are timely closed and follow up for the information To enhance knowledge on RBI circulars and internal policies Vigilance awareness data to be prepared

Location- Park Street, Kolkata Kormangala, Bangalore Salary- 14k to 22k Office timing- 10am to 6:30pm Working days- Mon to Sat ( Sunday fixed off) 9109984646 vacancy@isbm.org.in JD : It's a Education Industry.We provide distance earning course like MBA , Phd, Graduation & Diploma Courses to the Student like Online Courses. Job Profile: So your job profile We will provide you the data base of student with name and number you have to call them and explain about our course and convince them to take admission in our institute.

Month Closing Reports Fixed Asset Reconciliation Balance sheet reconciliation Bank Reconciliation Journal Entries Intercompany Reconciliation Accruals, adjustment, prepaid etc. US GAAP Immediate Joining info.aspiringmantra@gmail.com Required Candidate profile Graduate with 2 years of experience in Record to Report with expertise in SAP & Advance Excel Excellent Communication skills Problem-solving skills US Shift Work from Office What's up 9318431991