328 Credit Jobs - Page 3

As a Vice President, Retail Wealth Models and Product Governance at HSBC, you will play a crucial role in supporting the development of models used in Retail Wealth. Your responsibilities will include ensuring adherence to the Model Risk Policy & Standards, regulatory expectations, and the suitability process for clients. You will work with a team of Model Subject Matter Experts to create and maintain model documentation, development standards, validation, monitoring, and ongoing management. Your role will involve streamlining processes, transitioning to automation platforms, managing stakeholder relationships globally, and ensuring robust governance through appropriate committees. You will be responsible for balancing local and global product governance forums to meet regulatory requirements while driving business growth. Collaboration with Regulatory Compliance, Legal, and Risk teams will be essential to ensure governance arrangements meet regulatory and legal requirements. You will also work towards streamlining the product approval process, maintaining effective MI and KRI frameworks, and implementing compliance with existing and emerging regulations. With your relevant professional qualification, post-degree level education in wealth investment products, and leadership qualities, you will lead the team in achieving compliance culture across the business. Your ability to think strategically, manage relationships with senior stakeholders, and drive efficiencies through standardisation will be key to success in this role. Your experience in managing Product Governance in an investment-related business, understanding of investment products, banking, credit, and insurance services, along with proven leadership in challenging markets will be valuable assets. By working collaboratively with stakeholders, presenting complex topics, and demonstrating strong organisational skills, you will contribute to HSBC's mission of enabling businesses to thrive and helping individuals realize their ambitions. If you are looking for a career where you can make a real impact and be valued for your expertise, consider joining HSBC where you will have the opportunity to achieve more and contribute to a global financial services organisation dedicated to growth and prosperity.,

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: HR Ananya 88844 96986 (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant – Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR Ananya at 88844 96986 or WhatsApp your CV if lines are busy.

Job Title: Accounts Executive Experience: 12 years Location: Chembur Responsibilities: Manage invoices and billing Record debit/credit entries Maintain accounts in Tally Handle basic reconciliations Assist with GST/TDS documentation

Varthana - the largest school funding company in India, is urgently hiring for the post of "Credit Manager" in Udaipur location! If you're someone who's passionate about credit, and are looking to transform your career in 2025, then continue reading - this vacancy is for you! WHY CHOOSE VARTHANA? Varthana is the largest education finance company in India headquartered in Bengaluru. Started in 2013, the organization now has its presence in 15 states, 34 branches, and 150 spokes across India, with the goal of transforming affordable education in India. It caters to the needs of affordable private school owners by providing financial assistance and academic support through its school loan business and is strongly committed to serving the domestic students attending college, technical training and short-term courses, or postgraduate studies by providing them with necessary loans to pursue their dream course through the Student loan business. Varthana has successfully served over 4500 affordable private schools in 15 states which educate more than three million students and employ more than 100,000 teachers. Varthana has also partnered with over 500 educational institutions and financed over 5000 economically disadvantaged students spread across 16 cities in India, through its student loan business. JOB ROLE: Varthana is looking for Manager - Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a long-lasting relationship with them. The Assistant Manager will also be coordinating with the sales team and operations team for collecting accurate data. KEY DETAILS: * This is an individual contributor profile - On roll basis. * Product is School loan/institutional funding. * 4+ years of underwriting experience in the LAP Segment would be preferred. * Candidate must be a localite to Udaipur. * Salary offered is the highest in the market. * Best in industry monetary benefits! HOW TO APPLY: If you or someone you know would be a great fit for the role, then apply by sharing the CV to: piyush.a@varthana.com. Join Varthana and help build the education of tomorrow!

This is a revenue centric role, conforming to the target of ROI for Valuation Services. An experienced business development person with more than 15 years of experience from the background of Banking (Credit), PE or Wealth Management, would be required to lead the team across the country. If you are interested in this opportunity, please share your profiles to kuheli@lsimails.com.,

At Altisource, we are a leading provider of world-class technologies and services for the mortgage and real estate industry. We are dedicated to transforming the way homes are bought, sold, and managed. In the US, we have strong partnerships with 7 of the top 10 mortgage servicers, operate a top real estate auction website, and manage a cooperative holding a significant market share in the US originations market. As part of our team, you will play a crucial role in ensuring the quality control post loan closing and pre-funding processes. Your responsibilities will include reviewing pre-closing and pre-funding documentation for accuracy before document release, as well as verifying post-closing documentation accuracy and confirming the presence of all necessary supporting documents. You will also be tasked with recording and reporting loan exceptions. To excel in this role, you must demonstrate expertise in various loan review processes such as RADD, forensic review, QM (Conventional, FHA, VA, and USDA), non-QM, and portfolio loans review. Additionally, you will be responsible for evaluating credit and income details, including income calculation, employment income, self-employed income, rental income, and other income sources. Your keen eye for detail will be essential in identifying red flags on loan files, such as discrepancies in income and asset documents, credit reports, fraud reports, and exclusionary lists. Knowledge of applicable federal regulations and state laws will be advantageous, and you should be able to prioritize tasks effectively while adhering to policies, programs, and guidelines. Strong organizational and communication skills are crucial for this role, along with the ability to handle multiple tasks, adapt to new responsibilities, and prioritize work in a deadline-driven environment. Your interpersonal skills and collaborative approach will be key in influencing and working effectively within a team. We are looking for individuals who are self-motivated, demonstrate a high level of personal energy and commitment, and are willing to work flexible night shifts. The ideal candidate will hold a Bachelor's or Master's degree and have at least 5 years of experience in retail US residential mortgage banking and QC/post-closing/pre-funding processes. In return, we offer a competitive salary tailored to your experience and skills, along with comprehensive insurance plans covering medical, personal accident benefits, and life insurance. We prioritize your well-being and offer perks such as 6 paid days off per year, employee engagement programs, and opportunities to participate in community service initiatives like Habitat for Humanity. If you are ready to take on this challenge and make a difference in the mortgage industry, don't hesitate to apply today! For any inquiries, please contact us at Careers@altisource.com.,

Opening Credit Manager - LAP (Prime) - Tirunelveli / Nagercoil with leading NBFC Need 2-3 Yrs + exp in HL/Lap. Location - Tirunelveli / Nagercoil CTC - Upto 5 Lacs Age - 30 Max Interested candidate share resume on sanjeevani.dupare@voicehr.in

Opening Credit Manager - LAP with leading NBFC Need 2-3 Yrs + exp in HL/Lap. Location - Siliguri CTC - Upto 8 Lacs Age - 32 Max Interested candidate share resume on sanjeevani.dupare@voicehr.in

Urgent Opening - State Credit Head - CV/CE/Tractor - Indore With Leading NBFC (Female Only) Must have credit underwriting exp in CV/CE Loan CTC -Can be discuss Early joiner Preferred Interested candidate can share CV - sanjeevani.dupare@voicehr.in

Urgent Opening - State Credit Head - CV/CE/Tractor - Gurgaon With NBFC (Female Only) Must have credit underwriting exp in CV/CE Loan CTC -Can be discuss Early joiner Preferred Interested candidate can share CV - sanjeevani.dupare@voicehr.in

Possesses experience in sales related to banking products such as loans, credit cards, insurance, CASA, and gold loans. Demonstrates a basic understanding of core banking products and is open to working in a sales-oriented role.

Position: Relationship Manager Job Location: Relationship Manager - RC Puram, Kamareddy, Ameerpet, Karimnagar, Medchal, suryapet, Miryalguda, Kushaiguda Qualification : Bachelor's degree. Fresher can also apply Job description: Conducting market research to identify selling possibilities and evaluate customer needs. Actively seeking out new sales opportunities through cold calling, networking, and social media. Generate Leads from builders and as well as do self-sourcing from Open Market Setting up meetings with potential clients and listening to their wishes and concerns. Understand home loan process and assist the customer till the journey of disbursal. To be in sync and work together with the partner representative. Achieve business objectives and assigned sales target. Ensure timely renewal of business sourced. Interested candidates can contact Via Swathi - 9900445330| swathid@unicohfc.com

Roles and Responsibilities Conduct thorough credit appraisal and analysis of proposals to assess borrower's creditworthiness. Review financial statements, cash flows, and other relevant documents to determine loan eligibility. Develop and maintain relationships with clients to understand their business needs and provide tailored solutions. Ensure compliance with regulatory requirements, internal policies, and procedures related to credit underwriting. Collaborate with cross-functional teams to resolve complex issues and improve overall performance. Desired Candidate Profile 2-7 years of experience in Home Loan Credit Underwriting or similar role. CA (Any Specialization) or MBA/PGDM (Any Specialization). Strong understanding of credit policy, risk analysis, processing, and underwriting principles. Excellent communication skills for effective client interaction.

Risk Management function of the NBFC, responsible for designing, implementing, and monitoring the risk management framework across credit, market, operational, compliance, liquidity, and strategic risk will ensure that the company's risk

Returnship Program - Team Leader for Retail Banking Operations (RE) Education/ Experience / Expectations Any graduate with a minimum 8+ years of work experience in international banking industry General awareness of the international banking products and services Open for Night shifts (6PM IST to 4AM IST) – No rotational or Day Shift Location – Chennai & Hyderabad Job Description: Manage day to day operations meet/exceed the customer SLAs / expectations in terms of quality, TAT & Productivity and maintain internal metrics to measure performance, Identifying and correcting problem areas Attention to detail and should be able to act as an SME of the process and should be able to grasp new concepts from onshore SMEs and cascade them to the team and maintain repository database Mentor team members in picking up concepts and achieve expected results Manage the Bank's branch requests and maintain relationship and Timely completion and review daily inflow from commercial bankers, bank customers and prospects Action and respond to Ad-hoc requests and escalations in a timely fashion Expertise in Credit Card Onboarding, mutual funds allocation and portfolio management, Mortgage payments and retail banking Willing to learn with limited training and have complete knowledge of Client databases/applications designed by company which are unique Supervise associates by monitoring volumes and patterns and schedule adherence. Report daily performance metrics, maintain agent level performance database and manage individual performance metrics Maintain a database to track all customer complaints/ process issues and causes and drive actions to minimize them Manage administrative functions of the team: Support hiring, maintaining cleanliness in ODC and managing ad hoc requests from Admin and transport teams Maintain and update customer account related information in client applications. Work in Hybrid model environment Expertise in Excel – mandate

Candidates with a teaching interest and key research strengths in one or more of the following subject areas are invited to apply: Financial Management, Corporate Finance, Investment Management, Financial Planning and Investment Analysis, Banking and Credit, Fixed Income Securities, Multinational Finance, Financial Mathematics, Management of Financial Institutions, Financial Forecasting, Financial Risk Management, Seminar in Finance, Business Valuation, Internet Banking and Finance, and FinTech. Successful candidates are expected to hold a B.Com/ M.Com or any other relevant degree in a related discipline. Additionally, candidates should demonstrate a commitment to excellence in undergraduate or postgraduate teaching. Preference will be given to candidates with experience in the banking sector or in teaching banking and finance. This position is based in Nagpur. To apply, please send your resume to vaibhav.ghurde@globaledu.net.in or contact 7972882556.,

As a Credit & Collection Manager, you will be responsible for managing the overall Credit and Collections function for our Client. This includes overseeing staff management of offshore resources and maintaining customer master data. Your key duties will involve resolving disputed and aged balances in a timely manner, supporting the legal team on bankruptcy claims and filings, and interacting with other internal departments to ensure the highest level of customer service. You will be expected to run month-end aging reports for finance and provide advice on the allowance for doubtful account reserves needed. In addition to these responsibilities, you may be required to take on any additional duties as requested by the leadership team. It is essential that you have experience working with overseas clients, particularly in the US and UK markets, and have a minimum of 10 people team handling experience. If you believe you have the necessary skills and experience for this role, please share your CV at vipul.singh@kwglobal.com. We look forward to potentially welcoming you to our team.,

This role is for one of Weekday's clients. As a Relationship Manager/Officer, you will be responsible for acquiring customers through DSA channels, handling end-to-end sales processes, coordinating with credit and operations teams for timely disbursements, and ensuring quick resolution of client queries. You should have proven experience in sourcing and servicing Micro LAP (up to 50 Lakhs) and Home Loans (up to 1 Cr). It is essential to maintain high-quality customer service standards, track competitive market trends, and meet consistent monthly disbursement targets. Key Responsibilities include: - Sourcing LAP + HL customers through DSA channels. - Ensuring complete documentation and application process. - Coordinating with credit and operations for timely sanction & disbursement. - Maintaining high-quality customer service standards and query resolution within TAT. - Tracking and reporting competitive market trends. - Ensuring consistent monthly disbursement targets are met. To be successful in this role, you must have a minimum of 6 months of recent and relevant experience in MicroLAP + HL. Additionally, you should have strong communication and negotiation skills, a presentable personality, and field readiness for client interactions. It is crucial to have no career breaks or unexplained gaps and not be currently working in or sourced from a Corporate DSA. Preference will be given to candidates with demonstrated profile stability. If you are energetic, target-oriented, and possess the required skills, we encourage you to apply for this full-time position located in Ahmedabad, Rajkot, or Ankleshwar.,

You will be responsible for handling corporate relationships with a focused approach towards increasing Vendor Finance Business from existing and new corporate relationships. Your duties will include developing new corporate tie-ups and designing structured finance solutions to suit corporate requirements. It will be crucial for you to maintain relationships with the Treasury, Purchase, and accounts team of the corporate clients to ensure seamless financing of vendors. Additionally, you are expected to ensure cross-sell and deeper penetration of other working capital products and terms loans with the clients across the portfolio. Close coordination with various stakeholders across verticals like Credit, IT, and operations will be necessary for timely sanction, process development, and scaling up of the vendor finance programs. You will also be responsible for managing internal product communication and marketing to maximize sales for the VF products. Your role will involve maintaining overall portfolio hygiene to ensure the smooth functioning of the vendor finance programs.,

The role of Collections Manager at SAVE FINANCE in New Delhi is a full-time on-site position where you will be responsible for overseeing the collections process. Your main duties will include managing a team of collectors, developing strategies to enhance collection efforts, and ensuring the timely and effective recovery of outstanding debts. To excel in this role, you should possess strong negotiation and communication skills, along with experience in credit and collections management. Knowledge of relevant laws and regulations is essential, as well as the ability to analyze data and generate reports using financial software and tools. Leadership and team management skills are also crucial for success in this position. Ideally, you should hold a Bachelor's degree in Accounting, Finance, Business Administration, or a related field. Any relevant certifications, such as Certified Credit and Collection Manager, would be considered a strong advantage. If you are looking for a challenging opportunity to showcase your expertise in collections management and lead a team towards achieving collection targets, this role could be the perfect fit for you at SAVE FINANCE.,

Skills and Competencies: 6+ years in credit/financial data analysis; structured finance experience is a plus Strong organizational skills, able to multi-task and manage priorities Experience/desire to manage and mentor a diverse team Advanced Microsoft Excel skills; proficiency in SQL is an advantage Role and Responsibilities: Support data, analytical, and research services for Moody's ratings Identify and implement process improvements Manage and mentor a team, ensuring quality and timely delivery Lead projects, support global data initiatives, and oversee transitions to service hubs Interact with senior stakeholders and manage relationships Qualifications: Bachelor's/Master's in Engineering, Finance, Economics, or Business/Accounting Fluency in English, strong written and verbal communication skills About the Team: RRS Global Capability Centers offer opportunities to develop valuable skills in the financial services industry, contributing to credit analysis for structured finance rating groups

Skills And Competencies Credit: Perform holistic analysis to support ratings and research with limited guidance for many advanced/bespoke tasks Extensive working knowledge of applicable methodologies Proficient in most technical and operational aspects of assigned deliverables Stakeholder Management: Comfortably and professionally interact with various senior stakeholders on a wide range of topics Ability to effectively engage with team members of most levels and across departments Project Management: Manage deliverables related to multiple projects independently Qualifications 8+ yrs in credit/financial analysis with strong Excel skills Experience in financial statement analysis & team leadership Fluent in English with excellent communication Degree in Engineering, Finance, Economics, or Business Strong organizational skills, dependable and able to multi-task and manage priorities Experience/desire to manage and mentor a diverse team Responsibilities Lead and manage managers, people and projects supporting data, ratings, research, analytical outreach and apply technical knowledge to guide junior team members and lead process improvements along with responsibility for all aspects of data intake, data normalization and data processing Act as primary point of oversight for full team Take full responsibility for the quality of deliverables for the staff they manage as well as end to end delivery of several business as usual (BAU) tasks such as complex data and research tasks or analytic support tasks such as basic methodology application processes, credit estimates and research projects Own quality and end-to-end delivery of complex BAU tasks (data, research, analytics); ensure consistent standards across regions Lead initial quality reviews, provide feedback/training, and drive process improvements across teams Coordinate allocation of work across the team and mange workload pipeline to provide sufficient time for completion Provide feedback to management on quality and accuracy of work produced by team members while providing constructive and proactive feedback Provide proactive, constructive feedback to management on team output quality and accuracy Lead process re-engineering by identifying inefficiencies, building consensus, and driving improvements Take complete ownership over the transition of simpler activities to the service hubs Own and manage the transition of routine activities to service hubs for operational efficiency Maintain strong stakeholder relationships and support relevant outsourcing initiatives Lead projects or participate in working groups For example, analyze impact of methodology updates onto teams processes and leading the implementation; partnering with other departments to move work into RRS Global Capability Centers, building well-defined processes and output targets Attract, hire, develop, motivate and retain talented junior analytical staff About The Team Our RRS Global Capability Centers team is responsible for providing a range of data, analytical, and research services that contribute to the overall credit analysis function performed by rating groups By joining our team, you will be part of exciting work in global capability centers, fostering skills valuable to a career in the financial services industry

Position: Credit Manager Department : Finance Reporting to: National Head - Credit & Collection Location: Gurgaon, India What is the role? Join us as a Credit Manager at Hilti India, a rare opportunity for ambitious finance professionals to build a global career. As Credit Manager, you lead Hilti India's Credit and Collection department, and are responsible for all aspects of the function including development and execution of credit and collection policies, management of credit risk to ensure sustained business growth, and facilitating the organization's understanding of credit policies and decisions. A successful candidate needs to be internationally mobile, and ready to embark on a multinational career by leveraging opportunities in Hilti locations across the globe Key Responsibilities & goals: Continued monitoring and review of the credit & collection policies to meet the current business, industry, and economic requirements. Analysis and management of credit management tool in line with credit policy. Clear communication of the credit policy to the organization by way of training and internal communications. Balance risks and opportunities when assessing customer needs and the company's risk exposure. Sees the end-to-end process and makes decisions based on the big picture beyond own function with thorough assessment of business impact internally and externally. Ensuring New Accounts are correctly assessed and processed efficiently. Monitoring compliance with credit policy & internal controls to ensure all credit legislative requirement are compliant. Lead, develop and motivate the credit team to drive continue high performance What are the essential knowledge, experiences and skills you need for this role? Qualified CA or MBA in Finance/International Business Economics Rank Holder CA or MBA from a premier B School will be an added advantage Graduation degree in Commerce or Accounting will be preferred 3-5 years of experience post MBA/CA, ideally in Credit/Collection Team Handling Experience Advanced level knowledge in Excel, BI Strong interpersonal communication skills Ability to maintain strong relationships with cross functional teams, external clients and internal colleagues.

Lead and manage a team of sales executives in the assigned region Drive sales performance and achieve monthly/quarterly revenue targets Identify new market opportunities and develop local strategies Required Candidate profile Graduate in any stream; 2–4years of relevant experience in field sales and team leadership Must have handled multiple locations Strong interpersonal, leadership, and analytical skills

EliteRecruitments Hiring For Banking Credit Manager Description A bank credit manager is responsible for overseeing a bank's lending process, evaluating loan applications, and managing credit risk. They assess the creditworthiness of borrowers, approve or deny loan requests, and ensure compliance with credit policies and regulations. Ultimately, they aim to minimize bad debts and maximize profitability through sound lending practices. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in