328 Credit Jobs - Page 6

Our esteemed buy-side client is currently looking for a highly skilled and experienced Analyst to join their Private Credit team, specializing in financial modeling of private companies. The ideal candidate will play a critical role in portfolio monitoring & surveillance and providing valuable insights. The successful candidate should have a minimum of 1 year of experience in credit financial modeling, with a strong preference for candidates holding a CFA designation or currently pursuing the CFA program. Key Responsibilities: Monitor financial performance and key performance indicators of portfolio companies Gathering business, financial data on borrower companies on a regular basis for consumption by investment team Presentation and write-ups support for investment team for internal and external meeting Financial reporting on portfolio companies on an ongoing basis Research support on an adhoc basis in supporting investment team needs in securing new business eg. market studies and research, market trends, Development of standardised info pack for each investment in the portfolio. Monthly management reporting and variance analysis Financial analysis, financial modelling, credit scoring assistance to investment team including scenario Analysis Development and maintenance of valuation models for all investments Monitor financial performance and key performance indicators of portfolio companies News and information search support for existing and potential investments Requirements: Master’s degree in finance, accounting, or a related field. Minimum of 1 year of experience in private credit. Strong proficiency in financial modeling, credit analysis, and data analysis. Demonstrated expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. Excellent analytical and problem-solving skills, with attention to detail. Candidates with a CFA designation or those actively pursuing the CFA program will be given preference. Advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools. Strong written and verbal communication skills for presenting complex financial information effectively. Proven ability to work independently and collaboratively in a fast-paced, dynamic environment.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1 . Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 2. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

Position: Executive Trainee Job Location: Annur, Attur, Coimbatore, Erode, Karur, Namakkal, Pollachi, Salem, Dindigul, Karaikkudi, Madurai, Palani, Rajapalayam, Theni. Qualification : Bachelor's degree/Master's degree - 2025/2024 Conducting market research to identify selling possibilities and evaluate customer needs. Actively seeking out new sales opportunities through cold calling, networking, and social media. Generate Leads from builders and as well as do self-sourcing from Open Market Setting up meetings with potential clients and listening to their wishes and concerns. Understand home loan process and assist the customer till the journey of disbursal. To be in sync and work together with the partner representative. Achieve business objectives and assigned sales target. Ensure timely renewal of business sourced.

EliteRecruitments Hiring For Banking Credit Manager Description A bank credit manager is responsible for overseeing a bank's lending process, evaluating loan applications, and managing credit risk. They assess the creditworthiness of borrowers, approve or deny loan requests, and ensure compliance with credit policies and regulations. Ultimately, they aim to minimize bad debts and maximize profitability through sound lending practices. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in

Genpact is a global professional services and solutions firm committed to delivering outcomes that shape the future. With over 125,000 employees in more than 30 countries, we are fueled by curiosity, agility, and the desire to create lasting value for our clients. Our purpose, the relentless pursuit of a world that works better for people, drives us to serve and transform leading enterprises, including the Fortune Global 500, through our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. We are currently seeking applications for the position of Management Trainee, OTC Credit and Collections. The ideal candidate should have a good understanding of OTC. Responsibilities: - Managing the 3rd party collections agency - Analyzing Bad Debt on a monthly basis - Conducting securitization audit and reporting - Providing Pre/Post Petition reporting on a monthly basis - Performing credit checks upon request and monitoring customer accounts for potential high-risk issues Qualifications we seek in you: Minimum Qualifications / Skills: - Graduate in commerce (B. Com) - Meaningful experience Preferred Qualifications/ Skills: - Excellent English language skills (verbal and written) If you are passionate about a career in Management Trainee role and possess the required qualifications and skills, we invite you to join our team. Job Details: - Job Title: Management Trainee - Primary Location: India-Noida - Schedule: Full-time - Education Level: Bachelor's / Graduation / Equivalent - Job Posting: Mar 17, 2025, 6:11:09 AM - Unposting Date: Apr 16, 2025, 1:29:00 PM - Master Skills List: Operations - Job Category: Full Time,

CA freshers with experience in Audit/taxation/credit/risk.,

Role & responsibilities Resolution of stressed and special situation assets which involve business analysis study of company potential, industry and management risk, business and financial restructuring. Monitoring of early warning signals, cashflows, operational and financial performance of allocated portfolio. Review of credit files/ security documentation taking corrective actions in case of any discrepancies. Interacting with all stakeholders including company officials, other lenders, internal stake holders to ensure timely and appropriate implementation of banks strategy wrt to allocated portfolio. Close coordination with Legal team for cases which may involve litigation. Interaction with advocates for filing suits initiating legal action under SARFAESI, NCLT, DRT etc. Emphasize on value realization from portfolio through cross sell , advising, developing sustainable business plans. Preferred candidate profile Strong Credit Analytics/ Experience in handling stressed accounts (Preferred). Experience in preparing Credit Appraisal and Financial Analysis. Through Knowledge of RBI Guidelines/ IBC related guidelines/Restructuring. Strong interpersonal skills.

Position: Relationship Manager Job Location: Relationship Manager - RR Nagar, Madiwala, K R Puram, Anekal, Yellahanka Qualification : Bachelor's degree. Fresher can also apply Job description: Conducting market research to identify selling possibilities and evaluate customer needs. Actively seeking out new sales opportunities through cold calling, networking, and social media. Generate Leads from builders and as well as do self-sourcing from Open Market Setting up meetings with potential clients and listening to their wishes and concerns. Understand home loan process and assist the customer till the journey of disbursal. To be in sync and work together with the partner representative. Achieve business objectives and assigned sales target. Ensure timely renewal of business sourced. Interested candidates can contact Via Swathi - 9900445330| swathid@unicohfc.com

Develop & execute business plans that align with organizational goals and objectives. Manage & lead the team, providing guidance and support. Provide training & development for team members. Market research by identifying potential clients & trends. Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Call or Whatsapp resume on - 6354326108 Sr. HR Shubham Y Perks and benefits On roll with HDFC Group Career growth

We are looking for a Credit Analyst/Credit Officer to evaluate loan applications and assess the creditworthiness of customers. The role involves financial analysis, documentation review, and risk assessment. Any candidate who wants to apply can contact on the given contact number 07303998586 Key Responsibilities: Analyze financial data and credit reports Evaluate loan applications and assess risk Prepare credit reports and recommendations Ensure compliance with credit policies Requirements: Bachelor's degree in Finance, Commerce, or related field Good analytical and decision-making skills Basic knowledge of credit analysis and lending practices Proficiency in MS Excel and financial tools Any candidate who wants to apply can contact on the given contact number 07303998586

Job Role : Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : Credit Decisions Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds. Monitoring Performance Managing performance in terms of key drivers i.e. 0-Loses / Portfolio quality parameters. 0-Cost of credit administration. 0-Employee Productivity. Mandatory Skills : Graduate/Postgraduate. 4-6 years Credit/Underwriting experience. Understanding of portfolio metrics. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Forward your updated resume - Murugasurya.p@hdbfs.com -- Regards, Surya HR - Team HDB Financial Services murugasurya.p@hdbfs.com

CPC Sales Manager - Credit Life: Designation CPC Sales Manager Credit Life Reporting to Regional Manager Region / Location Faridabad BO Function Credit Life POSITION OVERVIEW The CPC Sales Manager Credit Life is accountable for the profitable achievement of Credit Life salesobjectives associated with the assigned market, segment, and team managed. Candidates should be experienced in Credit Life business andexperience with PSU Banks set up is preferred. ROLE OBJECTIVE & Keyareas 1. Achievement of Credit Lifesales objectives : Business and Penetration 2. Business Development (citing new avenues of expandingbusiness within the Banks) 3. Maintain healthy relationshipwith Management in Branch offices. 4. Relationship management & regular engagement with branch managers & leadership teams to support salesgrowth. 5. Adherence to all IRDA regulationsand keep pace with changes in the regulatory guidelines/framework for LifeInsurance in general and particularly for banc assurance REQUIRED EXPERIENCE 1. 2-8 years of core business managementexperience in BFSI industry including sales and service. 2. Preferably having managed business & channel development in a Bank or Insurance industry.

Roles and responsibilities includes, Ensure Filing of timely returns Monitor Vendor GST Compliance Ensuring Input Tax Credit without leakage of revenue Ensuring Periodical reconciliation with books of accounts Ensure Raising of timely invoices to client Advice management on latest amendments Work woth tender team to structure the new contract in benefitial terms to company Attend Asessment and appeal of various cases and ensure submission of datas on time Ensure compliance of Indirect Tax laws Lead the department with team of people and Overall Admistration of Indirect tax work Co-ordinate with internal and external auditors. Should have working knowledge in accounts Should ensure Periodical Client Ledger reconciliation and obtain client confirmation. Followup with clients for collection Work with operations team on BOQ amendments and invoicing schedules

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing clients to increase business growth. Identify new business opportunities and expand the client base. Provide excellent customer service and support to clients. Collaborate with internal teams to achieve sales targets and objectives. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of client needs and preferences. Job Requirements Proven experience as a Relationship Manager or similar role in the BFSI industry. Strong knowledge of financial products and services, including savings accounts, loans, and investments. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide expert advice on investment products. Collaborate with internal teams to ensure seamless delivery of services and high-quality customer service. Stay updated with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service by resolving queries and concerns promptly and professionally. Job Requirements Proven experience in relationship management, preferably in micro mortgages or a related field. Strong understanding of financial markets and products, including investment products and services. Excellent communication and interpersonal skills to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to analyze complex financial data and provide informed recommendations. Experience working with small finance banks or similar institutions is an added advantage.

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with the collections team to resolve customer issues and enhance overall customer satisfaction. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Ensure compliance with regulatory requirements and internal policies related to receivables management. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Proficiency in MS Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly skilled and experienced Legal Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 3-4 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee legal receivables, ensuring timely recovery of outstanding amounts. Develop and implement effective strategies to minimize bad debt and improve cash flow. Collaborate with internal stakeholders to resolve disputes and negotiate payment plans. Analyze financial data to identify trends and areas for improvement in the legal receivable process. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of legal receivables, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of legal principles and practices related to debt collection and recovery. Excellent communication and negotiation skills, with the ability to work effectively with cross-functional teams. Proficient in financial analysis and problem-solving, with strong attention to detail and organizational skills. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Familiarity with banking regulations and industry standards, particularly those related to small finance banks. Strong analytical and reporting skills, with the ability to prepare clear and concise reports on legal receivables and associated metrics.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4 to 7 years of experience in the BFSI industry, with a strong background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify client requirements and offer personalized advice on Mutual Fund investments. Collaborate with internal teams to ensure seamless execution of trades and settlement processes. Provide exceptional customer service by responding promptly to client inquiries and resolving issues efficiently. Stay up-to-date with market trends and regulatory changes to remain competitive and compliant. Identify new business opportunities through networking, referrals, and other channels. Job Requirements Strong knowledge of Mutual Funds products, including their features, benefits, and risks. Excellent communication and interpersonal skills to build strong relationships with clients and colleagues. Ability to analyze complex financial data and provide insightful recommendations. Strong problem-solving skills to resolve client queries and concerns. Proficiency in using technology-based tools and platforms for managing client portfolios. Experience working in a fast-paced environment with multiple priorities and deadlines.

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

Evaluating credit proposals covering financial, business and industrial risk & decision of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal

India's Leading Company is looking for a Sales Executive Develop a sales strategy to achieve organizational sales goals and revenues. Built Potential Sales Team & Train Them. Set individual sales targets with the sales team. Required Candidate profile Graduation is required Must have 1+ years of experience in any Sales, Banking, finance/insurance sector. Good Communication skills Location : All Imp City of West Bengal

Job Title: Regional Credit Manager (Used Commercial Vehicle) Location: Vadodara Key Responsibilities: * Proving training time on time to branch credit & upgrading to them. Responsible for branch credit work & process & all over TAT. Doing PD / site visit on cases providing feedback and recommendation. To providing suggestion on policy and process time on time. Maintaining MIS of branch / regional credit. Interact closely with others function i.e. sales/operation/collection/policy/products etc. Close monitoring on nonstarters bounce trends knowing channels and theirs sourcing patterns. Ensuring regularization of PDD of operation, credit and other docs and close monitoring of the same and updated within acceptable timeline. Proving local Market feedback for product time on time. Highlighting the areas of business opportunities and extend support to the business units on the same. Monitoring all channels and identifying good and bad channels and as per sourcing and delinquency trends, ensuring remedial measures and actions on bad channels involving the sourcing channels. Audit compliance on all aspects stipulated by head office and regulatory compliance for the region. Ensuring a smooth day to day functioning of the region. Coordinate with HO and branches team. Requirements: * Graduate/Postgraduate (Finance/Commerce). * Strong credit assessment & risk skills. * Good communication & MS Office proficiency. Contact Person: Jinu John ta_hr13@mas.co.in | WhatsApp: 9718411150

Recruit & manage a high-performing sales team. Onboard team of DSAs & channel partners for business Build & maintain a strong Relation with company & clients Generate revenue through new customer acquisition Develop sales plans to achieve targets Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 9274043291 Sr HR Akash Perks and benefits On Roll - Full Time Insurance Career Mediclaim

Roles and Responsibilities Conduct credit analysis, appraisal, and assessment of loan applications within TAT. Perform pre-underwriting activities such as data verification, KYC checks, and collateral evaluation. Ensure compliance with regulatory requirements and internal policies during the entire loan processing cycle. Collaborate with sales teams to provide timely approvals and disbursements for customers' financial needs. Identify potential risks and escalate them to senior management for further review.