238 Credit Jobs - Page 2

Dear Candidate, We have an opening for Credit Managers for Jaipur Location. Job Description:- Conduct thorough credit assessments and implement effective risk mitigation strategies. Ensure compliance with regulatory requirements and internal policies. Monitor and optimize the loan portfolio to maintain quality and profitability. Collaborate with internal teams and communicate effectively with stakeholders. Identify opportunities for process improvement and drive efficiency initiatives. Provide leadership and support within the credit department to achieve organizational goals. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Interested candidates can share their CV at shilpa.sharma@aavas.in Thanks and Regards, Shilpa Aavas Financiers Limited

Manage and train the business development team Generate leads and cold call a prospective customer Build strong relationships with client Identify and map business strengths & customer needs Exp:1 to 5 years in Field Sales and Marketing In any Sector Required Candidate profile Graduation Complete Ability to achieve the sales target Basic Understanding of BFSI/Products Kindly Contact IJS : Hiral | HR Team Phone/WhatsApp: +91 78610 78425

India's Leading Company is looking for a Area Sales Executive Develop a sales strategy to achieve organizational sales goals and revenues. Built Potential Sales Team & Train Them. Set individual sales targets with the sales team. Required Candidate profile Experience: 2 to 4 years in Field Sales and Marketing In any Sector Graduation Compulsory Age: 21 To 38 Years Excellent Communication Skills For more info: Hiral p I HR Team 91 + 78610 78425

• We are looking for young, high energy individuals with a passion for sales and for achieving aspirational targets • Lead will be provided • Need to seat in bank handle walking customer • Close the leads provided by Company Required Candidate profile -Graduation is a must -Age must be in between 21-38 -Minimum 2 years of work experience -BFSI experience preferred *For better reach you can share your CV @ Nimesh| 9033796817

Evaluate the creditworthiness of individuals and organizations Analyze financial statements, credit reports Prepare credit analysis reports Monitor existing loans and credit Collaborate with sales teams to streamline the credit approval process

Engage with walk-in customers and company-assigned leads Conduct client meetings and visits to close deals Maintain strong follow-up with leads and existing customers Provide post-sales support Upsell and cross-sell other financial products Required Candidate profile Experience: Minimum 1 year in any Sales Education: Graduate in any stream Age: 21 to 37 years Skills: Strong communication, sales aptitude, and client relationship skills

Evaluate the creditworthiness of individuals and organizations Analyze financial statements, credit reports Prepare credit analysis reports Monitor existing loans and credit Collaborate with sales teams to streamline the credit approval process

Hiring for Tier 1 Client

Job Title: Assistant Divisional Manager (Finance) Expert in Credit Enablement Service Line: Government & Public Sector Sub-Service Line: Infrastructure & Industrial Development Location: Jammu Work Arrangement: Travel as per client requirement >> About KPMG India KPMG entities in India are established under the laws of India and are owned and managed (as the case may be) by established Indian professionals. Established in August 1993, the KPMG entities have rapidly built a significant competitive presence in the country. Today we operate from offices across 14 cities including in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada. Our differentiation is derived from a rapid performance-based, industry-tailored and technology-enabled business advisory services delivered by some of the leading talented professionals in the country. KPMG professionals are grouped by industry focus and our clients are able to deal with industry professionals who speak their language. Our internal information technology and knowledge management systems enable the delivery of informed and timely business advice to clients. >>About KPMG India: G&PS IIDA Advisory Industrial and infrastructure development holds critical significance for India's economic growth, acting as a catalyst for greenfield/ brownfield infrastructure development, industrial deepening, enhanced productivity, job creation and achieving ambitious development goals. The Government's unwavering commitment to advancing economic expansion is evident through transformative national programs and amplified capital spending. By strategically prioritizing these sectors, the government aims to lay the foundation for sustained progress, regional inclusivity, and heightened global competitiveness, helping ensure a robust and prosperous future for the nation. The Industrial and Infrastructure Development Advisory (IIDA) practice of KPMG in India has been advising and assisting Indias development objective by seamlessly bridging the gap between Governments vision and execution, steering impactful initiatives across the spectrum of infrastructure, industrial and Small and Medium Enterprises (MSME) development as well as tourism, leisure, and sports. Our multidisciplinary approach blends cutting-edge strategies, regulatory acumen, and global best practices. Our team of multi-domain experts has successfully delivered national priority strategic engagements, providing guidance and insights to central and state governments, Public Sector Units (PSUs), and multilateral institutions Educational Qualifications: MBA/PGDM or equivalent in Economics, Business Administration, Business Management, Finance , or related fields from an Institute of National Importance as identified by the Ministry of Education. Experience Requirements: Minimum 3 years of professional experience in: Domestically Systemically Important Banks (DSIBs), Financial Services Institutions, or Fortune 500 Companies. Demonstrated expertise in MSME financing , with: At least 3 years of hands-on experience in: Appraisal of project proposals, Conducting feasibility studies, Evaluating business plans of enterprises. Key Responsibilities: Credit Structuring & Product Design: Design and structure innovative financial products and loan schemes tailored for MSMEs and startups . Develop frameworks to enhance credit access for underserved business segments. Loan Appraisal & Disbursement Oversight: Lead the evaluation of loan applications, ensuring alignment with internal risk frameworks and regulatory guidelines. Oversee the loan disbursement process , ensuring timely and compliant execution. Credit Readiness & Capacity Building: Develop and deliver credit readiness programs , including: Financial literacy workshops, Training modules for MSMEs on loan application processes and credit management. Stakeholder Engagement: Collaborate with internal teams, financial institutions, and external partners to streamline credit enablement initiatives. Represent the organization in forums and discussions related to MSME finance and credit facilitation. Key Skills & Competencies: Strong analytical and financial modeling skills. Deep understanding of MSME ecosystems and credit challenges. Excellent communication and stakeholder management abilities. Familiarity with regulatory frameworks governing business lending. Preferred Attributes: Experience in public-private partnerships or government-led credit facilitation programs. Exposure to digital lending platforms or fintech-driven credit solutions.

Responsibilities: Process customer orders accurately and efficiently Maintain accurate records and reports on billing activities Prepare and send out invoices promptly Manage credit accounts and collections RGHS/Ayushman Bharat billing

Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Interested one's can directly share resume at priyanka.pareek@aavas.in or whatsapp at-8000470235 Regards Priyanka Pareek HR-Dept

Create documentation and user stories. Work with engineering teams to review upcoming and backlog Jira tickets. Provide guidance on design decisions in areas including Credit and tech including Snowflake and Streamlit Develop reporting in powerBI Required Candidate profile 5+ years of experience as a Business analyst especially in Alternative assets, Credit, CLO, Real Estate etc. Experience creating complex dashboards in powerBI Exposure to Snowflake and Streamlit

Job Title: Credit Officer PL/MSME/Business Loan Location: Ahmedabad Key Responsibilities: Evaluate loan files (PL/MSME/BL) with focus on Login to Recommendation TAT. Conduct PD/site visits, ensure policy adherence & audit compliance. Maintain credit MIS & monitor PDDs/documents. Control delinquency within budgeted limits. Review hind sighting errors and ensure corrective action. Collections for smooth workflow. Manage costs and support overall portfolio quality. Requirements: Graduate/Postgraduate (Finance/Commerce). 2–4 years in Personal / MSME / Business Loan credit. Strong credit assessment & risk skills. Good communication & MS Office proficiency. Contact Person : Ami Soni (8511015682 / ta_hr14@mas.co.in)

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department.

Job Summary: The analyst is part of the vendor/market intelligence practice. The primary responsibility is to perform extensive research by engaging the senior management and analyst contacts at major product and service providers in the Enterprise software and services (BPO) space. Use sources of information (through Primary and secondary research) to identify various drivers for evaluating the provider community. Additional responsibilities include determining trends (internal and external environment) impacting the drivers, conducting competitive analysis of major suppliers in the industry, using strategic frameworks to determine competitive positioning, building analytical models based on the collected information. The analyst works closely with Director to track existing vendor categories and identify emerging categories. The role expects the analyst to quickly scale and establish himself as an authority in the assigned enterprise software category. Role & responsibilities Ability to effectively operate independently and in a team environment. In-depth knowledge on various strategic analysis tools. Holistic view on the overall Industry categories. Insights/market view of how stakeholders view the sourcing of each software or services category. Expectations of Industry stakeholders from Vendor intelligence report. Basic knowledge of the Enterprise SG&A processes and taxonomy. To continuously monitor the evolving trends/opportunities for Software/services purchase teams. Track emerging trends including innovation and changing technological changes . Preferred candidate profile JOB : Must have working knowledge in offshoring/outsourcing industry dynamics, software, and outsourcing services vendors. Excellent written and verbal communication, analytical and critical-thinking skills are essential. Should have knowledge on quantitative and research skills with exposure to popular secondary research databases. Should be organized and focused on delivering research tasks within defined deadlines. Must be dynamic, flexible and possess perseverance skills. Should have knowledge in Microsoft Office (Excel, Word, PowerPoint) Self-motivated, fast learner with the ability to operate independently Understanding of global technology economics would be a plus Personal: Should understand business objectives and organization structure. The candidate should possess attention to detail and experience working with in-house databases and building new data sets. Must be highly collaborative and a team player with commitment to excellence. Ability to work under pressure and manage multiple client deliverables. Negotiation and persuasion skills are required to work with stakeholders

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Preferred candidate profile Having Good Experience in Credit for home loan underwriting and lap underwriting. may also know PD for cases .

Designation - Credit Manager Function/ Dept - EEG (Affordable LAP) Location Rewari Saharanpur Mordabad Experience Experience Between 2 to 5 years in NBFC Qualification Any Graduate Preference An immediate joiner will be preferable Role Specifications Ensure highest level of portfolio quality for LAP products with the best productivity numbers and continuous increasing efficiency of overall operations by improving the team's competence levels To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases. Monitor and ensure that highest underwriting standards are maintained for the respective Branch Adherence to the policy/process laid out by the Institution. Ensuring Standardization of process all across the region and also deliver the best in-class TAT across product segments handled.

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

JOB DESCRIPTION: Manage the client deliverables related to the NAV process, including financial statements, investor statements, capital call notices, distribution notices, and other ad-hoc reporting as required Training, reviewing and oversight of Associate Fund Accountant and Fund Accountant and Senior Fund Accountants dedicated to your assigned group of funds Help advise on performance review ratings/team performance Identify and execute on efficiency and process-improvement opportunities and communicate improvements to business unit leaders and other internal teams Adhere to compliance requirements and identify and communicate risks Review and calculate complex management fees, incentive fees, capital calls, and allocations Interact directly with clients on weekly/monthly calls and ad-hoc as required Owner of the timeline and calendar management for managing the client relationship including ownership of the client Operating Memorandum Work with members of the Financial Control, Client Service, Implementation, and Technology teams to streamline production and enhance policies and procedures Provide on the job training (OJT) your the team of accounting and financial-reporting professionals Ensure strong internal and external communications on status, issues, and expectations Lead accounting discussions with client during onboarding process and document client accounting treatment in Operating Memorandum Broaden market knowledge and performs technical research when necessary Oversee and manage the interactions with the fund-client auditors Review all FS tables including CF, FIHI, Fair Value, etc and limited exposure to footnotes YOUR PROFILE: Bachelors degree in accounting, finance, or other business-related field with substantive and relevant work experience 9 to 13 years of accounting experience, preferably in the financial services industry, but not required Proactive interest in learning, inquiring on, and mastering new investment concepts, accounting rules, and service processes required Experience Managing And Directly Overseeing a Team Required Proactive, client-oriented approach with strong verbal and written Communication skills and ability to collaborate with internal and external parties to meet deadlines and resolve issues Outstanding organization, prioritization, and attention to detail Ability to remain poised in a deadline-driven environment Direct fund administration experience, exposure to private equity, credit, and real estate funds and concepts a plus CPA or CPA eligibility a plus, WHAT WE OFFER: We are committed to supporting your development, advancing your career, and providing benefits that matter to you, Our industry-leading Alter Domus Academy offers six learning zones for every stage of your career, with resources tailored to your ambitions and resources from LinkedIn Learning, Our global benefits also include: Support for professional accreditations such as ACCA and study leave Flexible arrangements, generous holidays, birthday leave Continuous mentoring along your career progression Active sports, events and social committees across our offices Support with mental, physical, emotional and financial support 24/7 from our Employee Assistance Program The opportunity to invest in our growth and success through our Employee Share Plan Plus additional local benefits depending on your location Equity in every sense of the word We are in the business of equity, in every sense of the word For us, this means taking action to ensure every colleague has equal opportunity, valuing every voice and experience across our organisation, maintaining an inclusive culture where you can bring your whole self to work, and making Alter Domus a workplace where everyone feels they belong, We celebrate our differences, and understand that our success relies on diverse perspectives and experiences, working towards shared goals and a common purpose

Lead provided by the company Visit Client offices and close lead Need to Sell Life Insurance to the company assigned customers Cold calling to arrange meetings with potential customers Required Candidate profile Freshers can't apply age between : 21 to 37 Graduation compulsory Experience: Atleast one year in Sales

CPC Sales Manager - Credit Life: Designation CPC Sales Manager Credit Life Reporting to Regional Manager Region / Location Faridabad BO / Gurgaon BO Function Credit Life POSITION OVERVIEW The CPC Sales Manager Credit Life is accountable for the profitable achievement of Credit Life salesobjectives associated with the assigned market, segment, and team managed. Candidates should be experienced in Credit Life business andexperience with PSU Banks set up is preferred. ROLE OBJECTIVE & Keyareas 1. Achievement of Credit Lifesales objectives : Business and Penetration 2. Business Development (citing new avenues of expandingbusiness within the Banks) 3. Maintain healthy relationshipwith Management in Branch offices. 4. Relationship management & regular engagement with branch managers & leadership teams to support salesgrowth. 5. Adherence to all IRDA regulationsand keep pace with changes in the regulatory guidelines/framework for LifeInsurance in general and particularly for banc assurance REQUIRED EXPERIENCE 1. 2-8 years of core business managementexperience in BFSI industry including sales and service. 2. Preferably having managed business & channel development in a Bank or Insurance industry.

Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. • Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check. Accountability Cluster 4 • Team monitoring, mentoring and appraisals. Accountability Cluster 5 • Timely input on policy enhancements and optimization. Accountability Cluster 6 • Knowledge of regulatory reporting on account status and monitoring. Accountability Cluster 7 • Understanding market dynamics and frequent visits to customers. • Portfolio monitoring and reporting to management and relevant stakeholders.

Oversee the underwriting of the loans in the designated region. Lead a team of Credit Managers at a Cluster Level. Review the underwriting process and define process as per available resources and branch requirements. Credit decision for secured on organisation policies, processes and merits as per limits. Evolve underwriting norms customized to the local market needs and update the credit bulletins. Identify fraudulent practices and mitigate risk through changes in policy and process. Formulate and manage the technical evaluation process and policies in the region. Formulate and manage the legal evaluation process in the region. Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation. Co-ordinate with the recoveries team and generate business insights to mitigate risk Resource planning and management at hub for smooth running of operations. Set exposure limits and maintain total sanctioned amount in the region for customer segments and geographical areas.

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Pune CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face (Walk-in) Mode of Work : Work From Home -- Thanks & Regards, Sneha HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number: 080-67432460/WhatsApp @8951047887| sneha.v@blackwhite.in | www.blackwhite.in

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required. Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 2 to 5 years of experience in credit.