Credit Analyst - Wholesale Banking

Role Overview: As a Credit Manager in Wholesale Banking based in Mumbai, your main responsibility will be to lead a team of credit analysts. You will work on prioritizing proposals in collaboration with the business team, guiding credit analysts to produce high-quality notes, and ensuring effective monitoring. Your role will also involve vetting Credit Appraisal notes, discussing risk assessments and structuring with senior business members, formulating credit recommendations, closely monitoring portfolios, and developing action plans for non-compliances and early warning signals. Additionally, you will be expected to meet clients regularly, network within the bank, and seek reference checks from other banks. Key Responsibilities: - Lead a team of credit analysts - Prioritize proposals in collaboration with the business team - Guide credit analysts to produce high-quality notes - Vet Credit Appraisal notes - Discuss risk assessments and structuring with senior business members - Formulate credit recommendations - Monitor portfolios closely - Develop action plans for non-compliances and early warning signals - Meet clients regularly - Network within the bank - Seek reference checks from other banks Qualifications Required: - Minimum of 10 years of experience in Credit Underwriting - CA or MBA qualification - Strong understanding of Accounting Standards, Balance Sheet Analysis, RBI regulations, SEBI guidelines, and other statutory bodies" requirements - Excellent interaction, communication, and presentation skills,