Credit Analyst - Wholesale Banking

Credit Manager - Wholesale Banking

Sub Segments - Large Corproates, NAC - New Age Companies, CCG - Conglomerates, Mid Markets, Asset Reconstruction Division

Location: Mumbai

Job role

• Handling a team of credit analysts

• Prioritization of proposals in consultation with business team

• Guide the team of credit analysts to write better quality notes and effective monitoring

• Vetting of Credit Appraisal notes prepared by credit analysts

• Discuss with senior members of business team on Terms and Conditions for risk assessments/ structuring of the proposal, transaction

• Assist the credit analysts to formulate credit recommendation in the note.

• Closely monitoring of portfolio along with team of credit analysts

• Escalate with action plan for non-compliances and early warning signals

• Meeting the clients on regular basis to know the updates

• Networking within various departments of the bank/ taking reference checks from other banks

Job requirements -

• Experience required for the Job: At least 10+ years in Credit Underwriting.

• CA / MBA

• Good understanding of Accounting Standards, Balance Sheet Analysis.

• Knowledge of RBI regulations, SEBI and other statutory bodies requirements.

• Good interaction and communication ability.

• Excellent verbal, written communication & presentation skills.